• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
International Citizens Insurance
  • Home
  • Individual Plans
    ▼
    • International Health Insurance
      ▼
      • Best Global Medical Insurance Companies
      • International Student Insurance
      • Overseas Health Insurance
    • Expatriate Insurance
      ▼
      • Insurance for American Expats Abroad
      • Canadian Expats – Insurance and Overseas Health
      • Health Insurance for UK Citizens Living Abroad
      • Expat Insurance for Japanese Abroad
      • Expat Insurance for Germans Living Abroad
    • Travel Insurance
      ▼
      • Travel Health Insurance
      • Trip Cancellation Insurance
      • Annual Travel Insurance
      • Visitors Insurance
      • Top 10 Travel Insurance Companies
      • The Best Travel Insurance for Seniors
      • Evacuation Insurance Plans
      • International Student Insurance
    • International Life Insurance
      ▼
      • International Life Insurance for US Citizens Living Abroad
      • The Importance of a Life Insurance Review for Expats
  • Group Plans
    ▼
    • Corporate and Employee Groups
    • Group Global Medical Insurance
    • Group Travel Insurance
    • Group Life Insurance
    • Foreign General Liability for Organizations
    • Missionary Groups
    • School & Student Groups
    • Volunteer Programs and Non-Profits
  • Insurance Companies
    ▼
    • Cigna Global Insurance Company
      ▼
      • Cigna Global Health Insurance
    • GeoBlue
      ▼
      • Xplorer Health Insurance Plan
      • Voyager Travel Medical Plan
      • Navigator Health Insurance Plan
      • Trekker Annual Multi-Trip Travel Insurance
    • International Medical Group
      ▼
      • Global Medical Insurance Plan
      • Patriot Travel Insurance
      • Global Prima Medical Insurance
      • Student Health Advantage
      • Patriot Exchange – Insurance for Students
    • Now Health
      ▼
      • SimpleCare Health Plan
      • WorldCare Health Plan
    • Seven Corners Travel Insurance
    • Trawick International
      ▼
      • Trawick Safe Travels USA
    • Unisure International Insurance
    • William Russell Insurance
      ▼
      • William Russell Life Insurance
      • William Russell Health Insurance
    • WorldTrips
      ▼
      • Atlas Travel Insurance
      • StudentSecure Insurance
  • Compare
    ▼
    • Compare Global Health Insurance Plans
    • Compare Travel Insurance Plans
  • Country Guides
    ▼
    • Health Insurance Plans in North and Central America
      ▼
      • Health Insurance in the USA
      • Health Insurance in Mexico
      • Health Insurance in Canada
    • Health Insurance in South America
      ▼
      • Health Insurance in Argentina
      • Health Insurance in Colombia for Foreigners
      • Health Insurance in Chile
    • European Health Insurance
      ▼
      • UK Health Insurance Plans for Foreigners
      • Health Insurance in Germany
      • French Health Insurance
      • Italian Health Insurance
      • Health Insurance in Sweden for Foreigners
      • Portuguese Health Insurance
      • Health Insurance in Spain for Foreigners
    • Health Insurance Plans in Asia
      ▼
      • Health Insurance in China
      • Health Insurance in Japan
      • Health Insurance in Dubai
      • Health Insurance in India
      • Thailand Health Insurance
      • Malaysian Health Insurance for Foreigners
      • Health Insurance in Singapore for Foreigners
    • Understanding Health Insurance in Oceania
      ▼
      • Australian Health Insurance for Foreigners
      • Health Insurance in New Zealand
    • Health Insurance Options in Africa
      ▼
      • South Africa Health Insurance for Foreigners
    • Travel Insurance Plans by Country
      ▼
      • USA Travel Insurance
      • Australia Travel Insurance
      • Travel Insurance for Mexico and Safety Tips for Visitors
  • Resources
    ▼
    • News, Global Health Advice, and Travel Tips
    • Insurance Articles
    • Travel Advice and Tips
    • International Hospitals for Expatriates
      ▼
      • Best Hospitals in the United States
      • Best International Hospitals in the UK
      • Best Hospitals in Mexico
Request a free international health care quote

Or call for a quote:
877-758-4881
+44 (20) 35450909

International Citizens Insurance

U.S. 877-758-4881 - Intl. +44 (20) 35450909

Request a Quote
  • Home
  • Individual Plans
    • International Health Insurance
      • Best Global Medical Insurance Companies
      • International Student Insurance
      • Overseas Health Insurance
    • Expatriate Insurance
      • Insurance for American Expats Abroad
      • Canadian Expats – Insurance and Overseas Health
      • Health Insurance for UK Citizens Living Abroad
      • Expat Insurance for Japanese Abroad
      • Expat Insurance for Germans Living Abroad
    • Travel Insurance
      • Travel Health Insurance
      • Trip Cancellation Insurance
      • Annual Travel Insurance
      • Visitors Insurance
      • Top 10 Travel Insurance Companies
      • The Best Travel Insurance for Seniors
      • Evacuation Insurance Plans
      • International Student Insurance
    • International Life Insurance
      • International Life Insurance for US Citizens Living Abroad
      • The Importance of a Life Insurance Review for Expats
  • Group Plans
    • Corporate and Employee Groups
    • Group Global Medical Insurance
    • Group Travel Insurance
    • Group Life Insurance
    • Foreign General Liability for Organizations
    • Missionary Groups
    • School & Student Groups
    • Volunteer Programs and Non-Profits
  • Insurance Companies
    • Cigna Global Insurance Company
      • Cigna Global Health Insurance
    • GeoBlue
      • Xplorer Health Insurance Plan
      • Voyager Travel Medical Plan
      • Navigator Health Insurance Plan
      • Trekker Annual Multi-Trip Travel Insurance
    • International Medical Group
      • Global Medical Insurance Plan
      • Patriot Travel Insurance
      • Global Prima Medical Insurance
      • Student Health Advantage
      • Patriot Exchange – Insurance for Students
    • Now Health
      • SimpleCare Health Plan
      • WorldCare Health Plan
    • Seven Corners Travel Insurance
    • Trawick International
      • Trawick Safe Travels USA
    • Unisure International Insurance
    • William Russell Insurance
      • William Russell Life Insurance
      • William Russell Health Insurance
    • WorldTrips
      • Atlas Travel Insurance
      • StudentSecure Insurance
  • Compare
    • Compare Global Health Insurance Plans
    • Compare Travel Insurance Plans
  • Country Guides
    • Health Insurance Plans in North and Central America
      • Health Insurance in the USA
      • Health Insurance in Mexico
      • Health Insurance in Canada
    • Health Insurance in South America
      • Health Insurance in Argentina
      • Health Insurance in Colombia for Foreigners
      • Health Insurance in Chile
    • European Health Insurance
      • UK Health Insurance Plans for Foreigners
      • Health Insurance in Germany
      • French Health Insurance
      • Italian Health Insurance
      • Health Insurance in Sweden for Foreigners
      • Portuguese Health Insurance
      • Health Insurance in Spain for Foreigners
    • Health Insurance Plans in Asia
      • Health Insurance in China
      • Health Insurance in Japan
      • Health Insurance in Dubai
      • Health Insurance in India
      • Thailand Health Insurance
      • Malaysian Health Insurance for Foreigners
      • Health Insurance in Singapore for Foreigners
    • Understanding Health Insurance in Oceania
      • Australian Health Insurance for Foreigners
      • Health Insurance in New Zealand
    • Health Insurance Options in Africa
      • South Africa Health Insurance for Foreigners
    • Travel Insurance Plans by Country
      • USA Travel Insurance
      • Australia Travel Insurance
      • Travel Insurance for Mexico and Safety Tips for Visitors
  • Resources
    • News, Global Health Advice, and Travel Tips
    • Insurance Articles
    • Travel Advice and Tips
    • International Hospitals for Expatriates
      • Best Hospitals in the United States
      • Best International Hospitals in the UK
      • Best Hospitals in Mexico
Home > Travel Insurance by Country > Travel Insurance for Canada

Travel Insurance for Canada and Safety Tips for Visitors

a hiker enjoying the view of Moraine Lake in Banff National Park, Canada, after securing travel insurance for Canada

Find the Best Coverage for Your Canadian Adventure

a hiker enjoying the view of Moraine Lake in Banff National Park, Canada, after securing travel insurance for CanadaPlanning a trip to Canada? Whether you’re exploring Toronto’s vibrant neighborhoods, trekking through the Rocky Mountains, or enjoying the coastal charm of Nova Scotia, having the right travel insurance is essential to protect against medical emergencies, trip cancellations, interruptions, and lost baggage.

This article outlines the best travel insurance for Canada, what to expect in terms of costs, and how to tailor a plan to suit your specific activities.

Planning a trip to Canada? Whether you’re exploring Toronto’s vibrant neighborhoods, trekking through the Rocky Mountains, or enjoying the coastal charm of Nova Scotia, having the right travel insurance is essential to protect against medical emergencies, trip cancellations, interruptions, and lost baggage.

This article outlines the best travel insurance for Canada, what to expect in terms of costs, and how to tailor a plan to suit your specific activities.

International Citizens Insurance

Trusted Travel Coverage for Canada

  • Expert-recommended travel medical plans for visitors to Canada
  • Emergency care at leading hospitals in Toronto, Montreal, Vancouver, and more
  • Includes coverage for accidents, travel delays, and lost luggage
  • GeoBlue Voyager — Ideal for U.S. Citizens visiting Canada
    High coverage limits, emergency evacuation, and access to top-tier hospitals in Canada.
  • WorldTrips Atlas — Flexible plan for international travelers to Canada (excl. Australians)
    Customizable benefits with solid emergency medical and travel delay coverage — ideal for shorter visits.
  • IMG Patriot Platinum — Premium plan for Canada-bound U.S. and international travelers
    Comprehensive benefits and high policy limits — excellent for extended stays, luxury trips, or VIP travelers.

TL;DR — Key Takeaways

  • Travel insurance is highly advisable for all visitors to Canada. The country’s universal healthcare does not cover non-residents, who are responsible for potentially high medical costs.
  • Emergency room visits may exceed CAD $1,000, and inpatient care can cost over CAD $4,000 per day, so insurance offers vital financial protection.
  • Standard plans cover emergency medical care, trip cancellation, lost luggage, and evacuation, but adventure sports or high-risk activities require special riders.
  • If you plan outdoor adventures or travel to remote regions, choose plans with emergency evacuation, roadside assistance, and coverage for isolated areas.

Do I Need Travel Insurance for Canada?

Travel insurance is not mandatory for entering Canada, but it is highly advisable for all visitors. Canada’s healthcare system is universal, but it only covers residents, so non-residents need travel insurance to avoid potentially high medical costs if they fall ill or get injured.

Moreover, foreign health insurance is usually not accepted in Canada, making it even more important to secure travel medical insurance before you go.

Some travelers also choose extra protection, such as trip cancellation insurance, which isn’t mandatory but can be valuable, especially for expensive trips. It helps recover costs if you must cancel unexpectedly. Many travel medical plans also include benefits such as lost luggage coverage.

When choosing a policy, it's important to consider your trip length, any pre-existing conditions, and planned activities to ensure you have the right coverage and peace of mind throughout your trip.

Read More: Is Travel Insurance Worth It?

Coverage for Common Risks in Canada

As well as protecting against common travel disruptions, such as flight cancellations, delays, and lost luggage, travel insurance also covers risks specific to each destination.

Canada is known for its incredible natural beauty and outdoor activities, making it a popular destination for adventure seekers. Whether you’re skiing in Alberta’s Rocky Mountains, kayaking in British Columbia, rock climbing in Quebec, or camping in the Yukon, these thrilling activities come with unique risks.

For instance, skiing accidents or a kayak capsizing in swift currents can result in serious injuries, and the cost of medical treatment can quickly become overwhelming without proper coverage.

Emergency room visits in Canada can exceed CAD $1,000, and inpatient care can cost over CAD $4,000 per day. Without travel insurance, you would be left to cover these expenses out-of-pocket.

a person skiing in Alberta’s Rocky Mountain in Canada, after buying travel insurance for Canada

Standard travel insurance may not cover high-risk activities like extreme sports or wilderness adventures. Therefore, you may need an “extreme sports” rider or an adventure travel plan that provides additional coverage for activities not included in regular policies.

Canada’s harsh winter weather and remote wilderness areas also present unique risks. Driving on icy roads or being involved in an accident in isolated regions can be particularly dangerous. Travel insurance can provide coverage for car rental damage, roadside assistance, and emergency evacuation, which can be especially costly in remote locations.

Given these factors, it’s important to carefully review your policy to ensure it offers the right coverage for your planned activities. With the right plan, you can enjoy all of Canada’s outdoor adventures and natural beauty with peace of mind, knowing you're protected throughout the entire trip.

What Does Canadian Travel Insurance Cover and Exclude?

Travel insurance for Canada helps protect against unexpected disruptions and expenses that may arise during your trip. Depending on your chosen policy, coverage typically includes medical emergencies and travel-related incidents.

Core benefits often include medical treatment if you become ill or injured while traveling, as well as emergency evacuation or repatriation if local care is inadequate or you need to return home for medical reasons. Many plans also reimburse non-refundable expenses if your trip is canceled or interrupted for a covered reason and may compensate for lost, stolen, or delayed luggage.

Optional add-ons, such as coverage for adventure or extreme sports, extend protection to higher-risk activities like skiing, snowboarding, scuba diving, or bungee jumping. These riders may also cover related medical care and equipment loss.

However, most Canadian travel plans exclude pre-existing conditions, elective treatments, routine care, and injuries from high-risk activities, unless you’ve added an adventure sports rider. Claims may also be denied if incidents involve alcohol, drugs, reckless behavior, or illegal acts.

Understanding what your policy covers – and what it doesn’t – will help you choose a plan that provides the right protection for your trip. Be sure to read the fine print carefully to make sure it meets your specific needs.

Read more about the benefits of travel insurance

helpful tip

Think before you drink! Canada has a strong drinking culture, and it's tempting to enjoy a few drinks while doing outdoor activities with friends. But remember, travel insurance won’t cover you if you're injured while intoxicated. So, save the beers for when you're safely back at camp or your accommodation.

How Much is Travel Insurance for Canada?

Travel insurance for Canada is generally affordable, though costs vary depending on factors such as age, trip length, coverage level, and provider.

Prices can also increase if you choose a low- or zero-deductible plan, add coverage for adventure sports, or require protection for pre-existing health conditions.

Age is one of the biggest cost drivers. For example, a 25-year-old traveler might pay between $10 and $20 for a 10-day travel medical plan from the U.S., while a 60-year-old would typically pay between $40 and $60 for the same coverage.

Other key factors that influence the cost include premiums (paid upfront or in installments), deductibles (out-of-pocket expenses before coverage starts), co-pays for certain services, the scope of coverage for emergencies and travel disruptions, and any policy exclusions.

International Citizens Insurance logo

We’ll Help You Choose the Right Travel Plan

Compare top-rated travel insurance plans for your upcoming trip abroad.

Compare Plans Now

How to Choose the Right Travel Health Insurance for Canada

Choosing the right travel insurance can feel overwhelming, but following these steps will help guide your search:

  • Assess Health Needs: Consider your health needs before purchasing a plan. Who's traveling with you? What are their ages, and do they have any medical conditions? If you're older, take regular medications, or need ongoing treatments, ensure your plan covers pre-existing conditions. Even if you're young, healthy, and traveling solo, make sure your policy covers emergency medical care.
  • Consider Activities: Are you planning high-risk activities like skiing, parasailing, ziplining, or rock climbing? Look for adventure sports coverage or add an appropriate rider to your policy to ensure you have protection.
  • Plan for Your Trip Length: If you're traveling for just two weeks, you can likely rely on your prescription medications from home. However, longer trips may require more comprehensive coverage. For extended stays (three months or more), you might need a policy that allows for routine medical visits. A longer trip may also benefit from trip cancellation coverage.
  • Know the Destination-Specific Risks: Canada has unique risks, such as cold exposure, drowning, falls, wildlife encounters, and other dangers associated with outdoor activities. While urban areas are relatively safe, petty crimes like theft can still occur. Understand the risks at your specific destination in Canada and ensure your coverage addresses them.
  • Understand Coverage Limits: Carefully review the policy’s coverage limits, including emergency evacuation, medical treatment, and exclusions. Be sure it provides adequate protection. Compare quotes from multiple providers to find the best value for the coverage you need.

Read More: How to Choose a Travel Medical Insurance Plan

The Best Travel Insurance for Visitors to Canada

Below are our top recommended travel insurance plans for Canada, each offering unique benefits tailored to different needs, from medical emergencies and trip protection to additional coverage options.

The Best Health Insurance for Travel to Canada

The IMG Patriot Platinum plan is one of the most comprehensive travel medical insurance options available, offering top-tier medical coverage, global emergency services, and valuable travel benefits for travelers to Canada.

Whether you’re visiting for business, leisure, or long-term, this plan provides reliable protection for medical emergencies, acute onset of pre-existing conditions, and unexpected travel disruptions.

International Medical Group (IMG) Logo

Patriot Platinum Travel Insurance

  • Maximum limits up to $8,000,000
  • IMG pays 100% of medical expenses in-network
  • Evacuation due to Natural Disasters & Political Unrest
Plan Details | View Brochure
Plan Details
Get a Quote

For U.S. citizens visiting Canada, GeoBlue's Voyager Travel Insurance plan is an excellent choice. It is affiliated with Blue Cross Blue Shield and provides access to a premium network of doctors and hospitals worldwide.

GeoBlue also offers 24/7 customer support, telemedicine, and prescription drug coverage, which is an important consideration in Canada, where Medicare doesn’t cover outpatient medications. The plan is especially ideal for older U.S. citizens, offering the highest level of coverage for seniors traveling abroad.

BCBS Travel Insurance

GeoBlue Voyager Plan

  • For U.S. citizens and residents up to age 95
  • Includes pregnancy coverage, baggage loss, trip interruption & more
  • 24/7/365 service and assistance
Plan Details | View Brochure
Plan Details
Get a Quote

The Best Trip Cancellation Insurance for Canada

With Trawick Safe Travels AnyReason, U.S. citizens and residents can visit Canada, knowing they have both flexibility and financial protection against unexpected changes to their trip itinerary.

This plan offers one of the best Cancel for Any Reason (CFAR) benefits at no additional cost. Trawick will reimburse you for up to 75% of your prepaid, non-refundable trip expenses if you have to cancel your trip for reasons beyond the standard covered events.

Trawick

Safe Travels AnyReason

  • Available to US residents traveling within the United States and abroad
  • 100% Trip Cancellation and Trip Interruption Coverage
  • Emergency Evacuation and Repatriation
  • 75% of Cancel for Any Reason (CFAR) is included within 7 days of trip deposit
Plan Details
Get a Quote

World Nomads Travel Insurance is a top choice for non-U.S. citizens seeking a travel plan with trip cancellation coverage. Policyholders can recover non-refundable expenses such as flights, accommodations, and prepaid activities.

Beyond trip cancellation coverage, World Nomads also provides coverage for over 200 adventure activities, emergency medical expenses, emergency evacuation and repatriation, and protection against lost or stolen baggage and personal belongings.

World Nomads Insurance

World Nomads Travel Insurance for Trip Cancellation

  • Trip cancellation and interruption benefits included
  • Emergency medical transport and repatriation
  • Baggage and gear cover
  • Optional Cancel For Any Reason (CFAR) coverage available for U.S. citizens/residents (Explorer and Epic Plans)
Get a Quote

Safety Advice and Travel Tips for Canada

Canada is generally a safe country, with a violent crime rate lower than that of the U.S. However, it's still important to exercise caution, especially when walking alone at night in urban areas.

While drug-related crime can occur in certain neighborhoods of major cities, it's usually not random. As a tourist, it’s wise to be aware of common risks such as pickpocketing, smash-and-grab thefts, and street scams.

The country maintains a high standard of cleanliness and sanitation, so you can feel confident that food and water are safe to consume no matter where you go. Medical care is excellent and readily accessible, though it may be less available in rural areas compared to larger cities.

If you plan to engage in high-risk activities, keep in mind that even an extreme sports rider won't cover you if you don't follow safety rules. For example:

  • Hiking, skiing, or climbing in non-designated areas
  • Participating in outdoor activities while intoxicated
  • Ignoring provincial or territorial safety restrictions (e.g., fire bans or warnings about dangerous conditions)

Be sure to review the fine print of your policy for any specific exclusions and conditions, and buy extra coverage if you need it for pre-existing conditions or high-risk activities.

an adventurous tourist on a whitewater kayak riding a standing wave in Canada, highlighting the importance of buying travel insurance for Canada

Outside of Canada's major cities, the main dangers come from nature. Winters can be extremely cold, so it's essential to pack proper clothing to avoid frostbite and hypothermia.

Winter sports are popular but carry inherent risks, and outdoor activities like boating, kayaking, and waterskiing – especially on the coasts – can be dangerous in the summer as well.

Traveling in remote areas can also be risky. With Canada's vast wilderness, it’s easy to get lost, and help may take longer to arrive. For this reason, it's a good idea to consider emergency evacuation insurance before heading into more isolated regions.

If you do face an emergency while in Canada, dial 911 for help.

helpful tip

Don't go astray! Canada is known for its wilderness, but these remote areas can be dangerous if you're unprepared. If you plan on hiking or camping in areas far from cities, be sure to have a GPS, a map, and an emergency contact. Always tell someone your itinerary and expected return time. Keep in mind that mobile service can be limited in these remote areas, so it's essential to take extra precautions.

Medical Preparation for Travel to Canada

Before leaving your home country, make sure you have enough medications and any other necessary medical equipment for the duration of your stay. It's also a good idea to visit your healthcare provider for a checkup to ensure you're fit for travel and that your vaccinations are up to date.

Additionally, securing travel insurance is essential for protecting you in case of unforeseen medical emergencies, such as illness or injury, during your trip.

What Vaccinations Do I Need to Travel to Canada?

Canada does not require specific vaccinations for entry. However, it is recommended that travelers are up to date on routine vaccines, including measles-mumps-rubella (MMR), diphtheria-tetanus-pertussis, chickenpox, and polio. Seasonal vaccines, such as the flu and COVID-19 vaccines, are also advised.

Although the risk of rabies is low for most travelers, it can still be found in bats and other mammals in Canada. Adventure travelers engaging in activities like caving or rock climbing in remote areas may want to consider the rabies vaccine if they’re at risk of animal bites.

Read More: Vaccine Requirements for Traveling Abroad

How to Bring Medications to Canada

When bringing prescription medications to Canada, it’s important to carry a copy of your prescription and keep the medication in its original packaging. If you’re unsure about whether your prescription is legal in Canada, contact your country's embassy for clarification.

Don’t forget to bring any birth control prescriptions with you. While condoms and other barrier methods of birth control are widely available at drug stores, grocery stores, and corner stores, oral contraceptives require a prescription and can only be obtained at pharmacies.

Most over-the-counter medications are also available in Canada, but it may be helpful to bring some from home to avoid potentially higher prices. Be aware that some medications commonly found in the U.S. may be kept behind the counter in Canada and vice versa.

Read More: Traveling Internationally with Prescription Medication

How to Access Medical Care in Canada for Visitors

While anyone can receive emergency medical care in Canada, you’ll be billed if you don’t have a Canadian health card. When selecting your travel plan, check which healthcare providers it covers. In many cases, you may need to pay upfront for services and seek reimbursement later.

Canada has an abundance of doctors, clinics, hospitals, and emergency rooms, especially in larger cities. It’s wise to research and compile a list of doctors and specialists at your destination and keep this information with you during your trip.

Note that Canada’s public health insurance might not cover some services, such as emergency services, optometry, dentistry, fertility treatments, and outpatient prescription drugs. Review your travel insurance policy to ensure it aligns with the healthcare providers and services you might need.

Some travel insurance plans offer telemedicine visits, which can help reduce upfront costs if you don’t require in-person hospital care. Many plans also provide translation services, which can be especially useful in Quebec, where people predominantly speak French.

Read More: Hospitals in Canada

Travel Warnings and Alerts for Canada

Various government agencies provide travel advisories and alerts for Canada. The official Canada Travel and Tourism page offers comprehensive safety and travel advice for those traveling to or within the country.

Depending on where you're traveling from, you can also check the following resources for up-to-date advisories and alerts for Canada:

  • US Department of State: Official travel advisory page for Canada.
  • Australian Government Smartraveller: Safety and security information for travelers from Australia.
  • Gov.UK Foreign Travel Advice: Travel advice for UK citizens traveling to Canada.
  • Singapore Ministry of Foreign Affairs: Travel advisories and safety tips for Singaporean travelers.

Read More: A Guide to Travel Advisories, Warnings, and Alerts

Emergency Contact Information for Canada

Knowing which numbers to call in case of an emergency is crucial when traveling abroad. It's a good idea to keep a list of emergency contacts both digitally and on paper, and always carry it with you in a secure location while traveling.

Emergency Assistance Numbers in Canada

  • 911 is the main emergency number in Canada for police, fire, or medical assistance.
  • 112 will also forward to 911 if dialed.
  • If you are deaf or speech-impaired, you can text 911.
  • You can dial 311 in many regions to access non-emergency city services, report issues, or ask for general information.
  • To anonymously report a crime when the emergency has passed, dial 1-800-222-TIPS to contact Canadian Crime Stoppers.

For local, non-emergency police, fire, or medical services, you can search the internet for the province or city and the specific service, such as "police" or "fire."

Here are a few examples:

  • Ontario Provincial Police: 1-888-310-1122
  • Toronto Police Service: 1-416-808-2222
  • Vancouver Police Department: 1-604-717-3321

Embassies and Consulates in Canada

  • U.S. Embassies and Consulates in Canada
    • Ottowa: 1-613-688-5335
    • Calgary: 1-403-266-8962
    • Halifax: 1-902-812-0049
    • Montreal: 1-514-398-9695
    • Quebec: 1-418-692-2095
    • Toronto: 1-416-595-1700
    • Vancouver: 1-604-685-7175
    • Winnipeg: 1-204-940-1800
  • British Consulates in Canada
    • Click on the link above for a directory of all British consulates in Canada.
    • To get help, use their contact form
  • French Embassy in Canada
    • Ottowa: 1-613-789-1795
    • Consulates in Moncton, Montreal, Quebec, Toronto, and Vancouver (specific numbers can be found on the embassy website).
  • Australian Embassies and Consulates
    • High Commission in Ottowa: 1-613-236 0841
    • Australian Consulate in Toronto: 1-416-323-4280
    • Australian Consulate in Vancouver: 1-604-694-6160
  • New Zealand High Commission in Ottowa: 1-613-238-5991

10 Safety Tips for Traveling to Canada

While Canada is one of the safest countries in the world, it's still important to stay aware and take precautions while traveling. Here are some ways to avoid common risks and ensure a smooth trip:

1. Carry Vital Health Information

In case of a medical emergency, keep an identification card listing your blood type, chronic conditions, serious allergies, and the generic names of any medications you take. This helps emergency responders treat you quickly, especially if you're alone or unable to communicate.

2. Prepare for Travel in Winter Storms

Canada is known for its harsh winter storms, including ice and blizzards. Driving in these conditions can be dangerous. If you must drive, go slow, stay alert, and be mindful of other drivers. Keep an emergency kit in your car, including food, water, and blankets, in case you get stranded. A 4-wheel-drive vehicle or snow tires are advisable if you're driving in rural areas.

3. Bundle Up to Avoid Frostbite and Hypothermia

If you're hiking or sightseeing on foot, wear multiple layers and cover exposed skin to prevent frostbite. Thermal underwear, heavy socks, and insulated gloves are essential for comfort and safety. Hypothermia can set in quickly, so be aware of symptoms like confusion, dizziness, or an inability to get warm.

4. Understand the Risks of Winter Trails

If you're skiing, snowshoeing, or hiking, be cautious. Though not frequent, Avalanches can occur in mountainous regions, particularly in Alberta and British Columbia. Stay on marked trails, obey avalanche advisories, and avoid restricted areas.

5. Stay Aware of Wildfires

Wildfires have become more common across Canada in recent years. The Canadian Wildland Fire Information System tracks fire activity and offers hotspot maps from May to September. If you're traveling to Canada to hike, camp, or otherwise spend time in the wild, keep a close eye on wildfire alerts for your destination. Consider trip cancellation insurance in case fires disrupt your travel plans.

6. Respect Nature and Wildlife

Canada is home to bears, moose, wolves, and other wildlife. While majestic, these animals can be dangerous if approached. Follow safety guidelines in national parks, stay alert – especially at dawn and twilight – and never approach wildlife, particularly mothers with cubs.

a black bear crossing the road in Jasper National Park, Canada, where visitors are advised to buy travel insurance for Canada

Store food in animal-proof containers or hang it in trees while camping. In bear country, carry bear spray and make noise while hiking to avoid surprise encounters. Spring is a sensitive time, as bears emerge from hibernation and may be more aggressive.

7. Mind the Moose

Moose are also common throughout Canada. While they are generally not interested in people, they are enormous and will stand in the middle of the road. If you see a sign with a moose on it, keep your eyes open while driving and be ready to stop. As with bears, if you see young moose while in the forest, stay clear, as the mother will be nearby and can charge if she feels threatened.

8. Don't Leave Anything In the Car

Smash-and-grab thefts from cars are fairly common in major cities. In Montreal, Vancouver, and Toronto, you may even be fined for leaving your vehicle unlocked or valuables in view. If you're driving in the city, always double-check that you've locked your car, and don't leave anything in it that you can't do without – not even in the glove box or trunk.

9. Be Cautious Around Tent Encampments

Homelessness has been increasing in Canadian cities, particularly in Toronto and Vancouver, leading to more tent encampments in public spaces. While many unhoused individuals are simply seeking shelter, some encampments may have higher rates of crime or unpredictable activity. As a precaution, it's best to avoid these areas, especially at night.

10. Know the Rules on Cannabis

Cannabis is legal to consume in Canada, but it is illegal to bring it across international borders. Do not travel into Canada with cannabis, even if it's for personal use, as you risk arrest or being denied entry. If you wish to purchase cannabis while in Canada, it is available at licensed dispensaries in most provinces.

Your Canadian Adventure Awaits – Travel Smart and Stay Safe!

Canada is an extraordinary destination, offering stunning landscapes, vibrant cities, and unforgettable experiences. While it’s one of the safest places to visit, being prepared and taking the necessary precautions ensures you can fully enjoy all it has to offer.

From securing the right travel insurance to staying aware of your surroundings, a little preparation goes a long way in ensuring a smooth and memorable trip. Whether you’re exploring the bustling streets of Montreal, skiing the slopes of Banff, or hiking through British Columbia’s lush rainforests, Canada promises an adventure like no other.

Are you ready to explore the Great White North? Get a free quote to find the best coverage for your trip.

International Citizens Insurance

Trusted Travel Coverage for Canada

  • Expert-recommended travel medical plans for visitors to Canada
  • Emergency care at leading hospitals in Toronto, Montreal, Vancouver, and more
  • Includes coverage for accidents, travel delays, and lost luggage
  • GeoBlue Voyager — Ideal for U.S. Citizens visiting Canada
    High coverage limits, emergency evacuation, and access to top-tier hospitals in Canada.
  • WorldTrips Atlas — Flexible plan for international travelers to Canada (excl. Australians)
    Customizable benefits with solid emergency medical and travel delay coverage — ideal for shorter visits.
  • IMG Patriot Platinum — Premium plan for Canada-bound U.S. and international travelers
    Comprehensive benefits and high policy limits — excellent for extended stays, luxury trips, or VIP travelers.

Frequently Asked Questions

What are the entry requirements for Canada?

Entry requirements depend on your nationality. U.S. travelers do not need a visa, but visitors from other countries may require a visitor visa or other documentation.

For detailed and up-to-date entry requirements, it’s best to visit Canada's official government website.

Do I need travel insurance for Canada?

While travel insurance for Canada is not mandatory, it is highly recommended. Healthcare in Canada can be expensive for visitors without insurance, and travel insurance provides coverage for unexpected medical emergencies, trip cancellations, lost baggage, and more. Having travel insurance ensures peace of mind and financial protection during your trip.

What is the best travel insurance for visitors to Canada?

The best travel insurance for visitors to Canada depends on your individual needs. If you're planning a longer trip or have a significant investment in your vacation, consider adding trip cancellation insurance. Adventure travelers may also want to look into coverage for extreme sports coverage and medical evacuation insurance.

Be sure to compare travel insurance plans to find the best option that suits your specific travel needs.

How much is travel insurance for Canada?

The cost of travel insurance in Canada varies depending on factors such as the length of your stay, your age, and the level of coverage you choose.

Prices generally start around $1.20 USD per day but can increase to $10 per day for older travelers. For the most accurate pricing, it’s best to get a personalized quote from an insurance provider based on your specific situation.

Can I buy travel insurance after booking my flight to Canada?

Yes, you can purchase travel insurance after booking your flight. However, it’s recommended to buy it when you first book your flight to ensure that you’re covered for any unexpected events that may arise before or during your trip.

Read More

a man pulling a suitcase in an airport having read some top tips on how to buy travel insurance

How to Buy Travel Insurance

Read Article →
Best Global Travel Insurance Companies

Top 10 Travel Insurance Companies

Read Article →
A woman sitting in her hotel room, purchasing travel insurance after departure on her phone

Can I Buy Travel Insurance After Departure?

Read Article →
a young girl having an eye exam covered by private health insurance in Canada

Health Insurance for Foreigners in Canada

Read Article →
a hospital in Canada which operates under the public Canadian healthcare system

The Canadian Healthcare System

Read Article →

Author: Kamela Hutzley is a Senior Editor at International Citizens Insurance. She is a native New Jerseyite who recently emigrated to Halifax, Nova Scotia. In late 2022, she spent a month each in Ottawa, Montreal, and Quebec City, before deciding on Atlantic Canada for the long haul. She’s traveled to Hawai’i, Jamaica, France, Spain, the UK, Ireland, Greece, Switzerland, Germany and the Netherlands. Kamela writes about International Life Insurance, Travel insurance, and Health topics as well as advice for expats and travelers. 

Primary Sidebar

Search Website

Related Pages

  • Austria Travel Insurance and Safety Advice
  • China Travel Insurance Plans
  • Cuba Travel Insurance Plans
  • Denmark Travel, Safety and Health Insurance Advice
  • Hong Kong Travel Insurance
  • India: Safety and Travel Insurance
  • Indonesia Travel Insurance and Safety Advice
  • Insurance for Travel to Greece
  • Insurance for Travel to Russia
  • Ireland – Travel Insurance for Visitors
  • Malaysia: Travel Insurance and Safety Advice
  • New Zealand Safety and Travel Insurance Advice
  • Philippines: Safety and Travel Insurance
  • Portugal Insurance for Visitors
  • Safety Advice and Travel Insurance for Argentina
  • Safety Advice and Travel Insurance for Costa Rica
  • Safety Advice and Travel Insurance for Hungary
  • Safety Advice and Travel Insurance for Israel
  • Safety Advice and Travel Insurance for Panama
  • Safety Advice and Travel Insurance for South Korea
  • Safety and Travel Insurance for Sweden
  • Safety and Travel Insurance for the Bahamas
  • Safety and Travel Insurance for the USA
  • Safety and Travel Insurance for Visitors to Vietnam
  • Saudi Arabia Travel Insurance and Safety Advice
  • Singapore Travel Insurance and Safety Advice
  • St. Martin / St. Maarten
  • Switzerland Travel Insurance for Visitors
  • Travel Insurance and Safety Tips for Brazil
  • Travel Insurance for Australia and Safety Tips for Visitors
  • Travel Insurance for Canada and Safety Tips for Visitors
  • Travel Insurance for France and Safety Tips for Visitors
  • Travel Insurance for Germany and Safety Tips for Visitors
  • Travel Insurance for Italy and Safety Tips for Visitors
  • Travel Insurance for Japan and Safety Tips for Visitors
  • Travel Insurance for Mexico and Safety Tips for Visitors
  • Travel Insurance for Spain and Safety Tips for Visitors
  • Travel Insurance for Thailand and Safety Tips for Visitors
  • Travel Insurance for The Netherlands
  • Travel Insurance for the UK and Safety Tips for Visitors
  • Travel Insurance for Visitors to Belgium
  • Travel Insurance for Visitors to Turkey
  • Travel to Europe
  • Travel to South Africa
  • United Arab Emirates Insurance for Visitors
  • Safety Advice and Travel Insurance for Colombia
  • Kenya Travel Insurance

International Citizens Insurance

Offering the best international health, life, and travel plans.

Pick a Plan


We Contact You

One of our expert international advisors will respond to you promptly.

Request a Quote Today

Get a fast, free, international insurance quote.

Request a Quote

Footer

Global Medical Plans

International Health Insurance
Cigna Global Health
GeoBlue Xplorer Premier
IMG Global Medical
William Russell
Expatriate Plans
Travel Medical Plans

Specialty Coverage

Overseas Health Insurance
US Citizens Abroad
US Health Insurance
Senior Travel Insurance
Visitors Insurance Coverage
Nomad Travel Insurance
Annual Multi Trip

Company Info

About Us
The Team
International Brokers
Testimonials
Agents / Affiliates
Group Services

Customer Service

United States 877-758-4881
US Direct 617-500-6738
International +44 (20) 35450909
US Travel Insurance Association Member International Citizens Insurance Business Review

18 Shipyard Drive, Hingham, MA 02043 USA | info@internationalinsurance.com

Privacy Policy | Cookie Policy | Terms of Use | Impressum | Cookie Settings

Contact US | Licensing | Sitemap

Copyright © 2025, International Citizens Insurance, an International Citizens Group, Inc. company


International Citizens Insurance is a licensed agency providing guidance on international insurance plans. Select products and services listed on this site may not be available to citizens or residents of certain countries.
This site provides consolidated and summary descriptions of insurance plans, benefits, conditions, limitations, and exclusions. A certificate containing the complete certificate wording with all terms, conditions, and exclusions will be provided at the time of purchase or upon request. For additional advice and guidance, contact us for assistance.
International Citizens Insurance is a subsidiary of International Citizens Group, Inc. In the State of California, operating as International Citizens Insurance Agency. California Non-Resident Producer License Number: 6005545.

Cookie Preferences

We use cookies and similar technologies to help give you the best experience on our website, analyse how the site is used, and assist in our marketing. You can manage your preferences or accept all cookies. Certain features may not work properly without consent.

Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
Used exclusively to understand how our website is used and improve performance. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
Used to personalise ads and track engagement across websites.
Manage options Manage services Manage {vendor_count} vendors Read more about these purposes
Customise settings
{title} {title} {title}