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Home > Travel Insurance by Country > Thai Travel Insurance

Thailand Visitors Travel Insurance

Advice, Safety Tips, and Travel Insurance Options in Thailand

Thailand: Health and Travel InsuranceThailand is known for its white sand beaches, jungles, Buddhist temples, incredible food, and ancient ruins. Also known as the Land of Smiles, Thailand is a fun-loving, exotic, and amazing country to visit. The country is growing as a popular tourist destination. With a fantastic combination of natural, historical, and cultural attractions, water sports, and adventure options, it’s easy to see why.

The capital city is Bangkok, and in northern Thailand, Chiang Mai is an educational and cultural hub. With a population of almost 70 million, this constitutional monarchy is known for its beauty as much as its political instability. Because of his unrest, it is wise to exercise extra caution when traveling to Thailand.

Strict laws have been instituted in Thailand, and foreigners should always carry identification. At a minimum, have a copy of your passport identification page if Thai police check your ID, as they sometimes do in popular tourist areas.

General Advice for Travel to Thailand

  • The Thai currency is the baht (THB).
  • Credit cards and U.S. traveler checks are widely accepted.
  • Cars drive on the left-hand side.
  • The legal drinking age is 20 years old.
  • Individuals with disabilities might not find the same accessibility as in the United States.
  • There is a lot of adventure tourism, and safety inspections and standards may not be compatible with those in the U.S.
  • The rainy season is May – October.
  • The cool season of November to February, when most travelers visit, still regularly sees temperatures reach 86F/30C.

Is a Visa Required to Visit Thailand

The visa requirements for visiting Thailand depend on your nationality and the purpose and duration of your visit. Thailand offers visa exemptions or visas on arrival for citizens of many countries for short-term stays, typically for tourism or business purposes. However, these regulations can change, so it's important to check with the Royal Thai Embassy or Consulate in your country or the official website of the Thai Ministry of Foreign Affairs for the most up-to-date information regarding visa requirements based on your citizenship and travel plans.

A visa is not required for U.S. citizens spending fewer than 30 days in Thailand, but your passport must be valid for at least six months from the day you arrive. Local immigration officers may request to see your return ticket. If your travel is for business, be sure to check visa requirements with the Royal Thai Embassy.

When traveling to any developing country, dependable travel and medical insurance become even more critical.

International Travel Insurance for Visitors to Thailand

As you plan your trip, take advantage of the opportunity to purchase both travel insurance so that you can be covered for any unforeseen events and emergencies.

Thai Travel Medical Insurance

Typically, travel medical insurance provides temporary health coverage for you and those in your traveling party. These plans offer coverage for accidents or illnesses, saving you from large medical bills if you require a visit to a doctor or hospital.

The purchase of comprehensive travel medical insurance, including air evacuation, is also strongly recommended. Paying for these expenses out of pocket can be overwhelming. For example, medical evacuation can cost upwards of $50,000.

If you want to protect the cost of your trip before leaving, consider trip cancelation insurance.

Best Travel Insurance for Visitors to Thailand

A great option, Atlas Travel Insurance, is a great all-around option for travelers to Thailand. It offers a wide range of benefits at a reasonable price. All nationalities are eligible to apply, excluding residents of Canada and Australia.

WorldTrips Atlas travel insurance

Atlas Travel Insurance

  • Emergency medical, evacuation, repatriation benefits
  • Choose between the basic and more extensive coverage
  • Meets Schengen visa insurance requirements
  • 24/7 worldwide travel and emergency medical assistance
Plan Details | View Brochure | Apply Online
Plan Details
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Another consideration for insurance planning is the activities you will be doing on your trip. With so many adventure and water sports available, it is unlikely that any injury that occurs during these activities would be covered under traditional medical insurance. If your plans include some of these water or adventure sports, it is worthwhile to invest in adventure sports coverage. The Patriot Travel Insurance plan offers a Sports Rider, which you can add for additional coverage relating to adventure activities. It also provides comprehensive travel medical benefits and coverage for lost luggage, repatriation, and evacuation.

International Medical Group (IMG) Logo

Patriot Platinum Travel Insurance

  • Maximum limits up to $8,000,000
  • IMG pays 100% of medical expenses in-network
  • Evacuation due to Natural Disasters & Political Unrest
Plan Details | View Brochure
Plan Details
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Best Travelers Insurance for US Citizens in Thailand

For US citizens traveling to Thailand, we recommend the GeoBlue Voyager plan as it offers a high level of service and an excellent network of hospitals and doctors at a reasonable price.

BCBS Travel Insurance

GeoBlue Voyager Plan

  • For U.S. citizens up to age 95
  • Includes pregnancy coverage, baggage loss, trip interruption & more
  • 24/7/365 service and assistance
Plan Details | View Brochure
Plan Details
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Related: Compare travel insurance plans to cover the cost of your trip if you have to cancel.

Global Health Insurance for Expats in Thailand

International plans (Comprehensive Annual Plans) are a better option for those moving to Thailand for a year or longer. These plans provide comprehensive benefits including medical cover, inpatient and outpatient care, wellness, dental and vision services. Another benefit of International Health Insurance is that it will cover you both in Thailand as well as in all other countries in the world - so you are covered abroad and even back in your home country.

Read: Health Insurance in Thailand for Foreigners

Recommended Thai Travel Insurance Plans:

  • Trip Cancellation Insurance | Free Quote / Apply
  • Travel Medical Insurance | Free Quote / Apply
  • International Medical Insurance |  Free Quote / Apply

Health Services in Thailand

In Thailand, adequate medical treatment is available in urban areas such as Bangkok, Chiang Mai, and Pattaya. Basic medical care may be found in rural areas, but English-speaking healthcare providers may be harder to find.

For more mature travelers, Thai culture is extremely respectful of those who are older. In fact, the older you are, the higher your social status. A senior visitor will likely get extra respect and assistance. In the event you require medical assistance and have good medical insurance, you should experience priority treatment.

Be sure to note that if you require medication, you should bring enough with you for your trip. Counterfeit medication is in wholesale distribution, and many medications or drugs you might purchase are more potent or have a different composition than the ones available in the U.S.

Read: Understanding the Healthcare System in Thailand

Medical Tourism in Thailand

There is a rapidly growing medical tourism industry in Thailand. Cosmetic surgery, elective surgery, dentistry, and heart surgery are the most common procedures. If you plan to have surgery there, thoroughly research both the medical facility and the physician. It is also important to consult with your physician at home and refer to the U.S. Centers for Disease Control (CDC) information available on medical tourism.

Read: BBC - Medical Tourism on the Rise in Thailand

Vaccines Required When Visiting Thailand

It is important for all travelers to keep up to date on routine vaccinations. This includes the vaccines for polio, chickenpox, measles-mumps-rubella (MMR), and diphtheria-tetanus-pertussis. Be sure to have your annual flu shot, too.

Some travelers may need to consider additional vaccinations, depending on the length of your trip, your specific destinations, and the activities you will be doing. Likewise, there are some diseases that you need to be aware of when traveling in Thailand. Before you travel, review the CDC website for Travelers’ information and consult with your doctor to see if any of the following vaccinations or health precautions apply to your trip:

Dengue, Chikungunya, and Japanese encephalitis: There are viral infections transmitted by mosquitos. They are regularly found throughout the country, including in urban areas.

Tuberculosis: Tuberculosis is present in Thailand and is an increasingly serious concern.

Malaria: Malaria is endemic in certain regions in Thailand—research specific details at least one month before your trip.

Zika Virus: Another mosquito-borne illness, the Zika virus can also be spread from a pregnant woman to her unborn child as well as through sexual contact and blood transfusion. Visit the CDC website for the most up-to-date information about the Zika virus.

Thai Emergency Services

In the event you need to access emergency services in Thailand, call the following:

  • Police and ambulance – call 191
  • Fire – call 199
  • The best option for travelers is to contact the Tourist Police. They deal with all policing issues, including consumer fraud. Tourist Police – call 1155

Each of these numbers is accessible 24 hours a day, seven days a week.

Read: Best Hospitals in Thailand

Common Safety Tips for Travelers to Thailand

Exercise caution while traveling, especially in areas where there are lots of expatriates like tourist areas, beaches, bars, restaurants, and clubs.

The deep south region of Thailand is known as an unsafe area to travel. Over the past ten years, there have been daily incidents of criminal and politically motivated violence. All non-urgent travel to these areas should be avoided.

It is a great idea for U.S. travelers to enroll in the Smart Traveler Enrollment Program (STEP) to keep automatically updated from the Embassy.

Advice:

  • Gov.UK: Advice for Visiting Thailand
  • RoughGuide: Tips for Travel to Thailand
  • US Dept. of State: Thailand Travel Advice

General Safety Tips:

  • Use diligence in securing your personal belongings. Keep your hotel room locked and carry your most important papers with you, including your passport, money, and credit cards.
  • Don’t allow vendors to take your credit card out of your sight and only use credit cards at reputable businesses. Be sure to check the amount charged for accuracy.
  • Consider using a credit card that is not linked to your bank account, so there is no immediate access to your funds.
  • Be wary of pickpockets in crowded areas such as markets, tourist attractions, and bus or train stations.

Taking simple safety precautions and purchasing appropriate travel, medical, and even adventure sports insurance coverage can help you have peace of mind and make your trip to the Land of Smiles memorable.

Best International Insurance Plans:

  • Trip Cancellation Insurance | Free Quote / Apply
  • Travel Medical Insurance | Free Quote / Apply
  • International Medical Insurance |  Free Quote / Apply

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