In today’s unpredictable world, travel insurance has become a vital necessity for any international traveler. Travelers want trip cancellation insurance to protect their trip and travel medical insurance plans to protect their health. But with so many companies out there, which ones can you trust?
We’ve looked at companies worldwide to find the best travel insurance companies in 2026. The ten companies on our list have risen to the top based on factors such as price, service, and overall coverage and benefits. Each insurer on our list provides excellent value for money and offers excellent coverage.
We have also selected top companies for specific needs. So whether you’re a senior, an adventure traveler, or have other unique needs, you’ll find the right plan below.
How We Picked the Top Travel Insurers
We judged each company on the following criteria. We only recommend companies that rate “good” or “excellent” on every item.
- Is it easy to purchase a policy?
- Is it easy to make a claim?
- How many countries is the plan offered in?
- How extensive are the benefits?
- How user-friendly is their site?
- What is the quality of their customer service?
The 10 Best Travel Insurance Companies
- IMG Patriot Travel Insurance: One of the world’s leading global travel and medical insurance policies, serving members in over 190 countries.
- BCBS Global Solutions: The BCBS Travel Insurance plan is our best plan for U.S. citizens traveling abroad. BCBS is a member of the world-renowned Blue Cross Blue Shield Association and has the premier network of doctors in over 180 countries.
- Trawick International: If you are looking for comprehensive travel medical or trip cancellation insurance, Trawick International probably has the right plan.
- WorldTrips: The Atlas Travel Insurance plan is our best value. One of the first insurers in the world to offer plans for purchase online, WorldTrips helps thousands of customers in over 130 countries. You get a range of benefits and excellent customer service at an affordable price.
- World Nomads: Adventure travelers from over 130 countries rely on World Nomads to cover them for over 200 adventure activities.
- Seven Corners Travel Insurance: Hundreds of thousands of international clients have trusted Seven Corners and its global network of healthcare providers to care for them while abroad.
- Global Underwriters: Global Underwriters are especially notable for their coverage of internationally organized sporting activities.
- AMEX Travel Insurance: American Express is the oldest company on the list, established in 1850. You don’t have to be a cardholder to get their insurance, but you will get special perks if you are.
- TripTime Insurance: TripTime has an easy-to-use interface for any trip, allowing you to add coverage for adventure sports, marine activities, and personal property.
- Allianz: Allianz offers plans for short and long international trips, annual plans for frequent travelers, and plans for expats relocating overseas.
Reviews of the 10 Best Travel Insurance Providers
IMG Global (Affordable Option)
IMG Global offers Patriot Travel Insurance, which is a fantastic option for travelers who like flexibility—both in their insurance coverage and in their budget.
Your deductible options range from $0 to $2,500, while maximum limits range from $50,000 to $2,000,000.
They even provide insurance coverage for professional marine crews. This is perfect for expats who want to use their sailing skills to see the world for free.
IMG also offers an expat insurance plan for internationals living or working abroad.
Patriot Platinum Travel Insurance
- Maximum limits up to $8,000,000
- IMG pays 100% of medical expenses in-network
- Evacuation due to Natural Disasters & Political Unrest
Blue Cross Blue Shield Global Solutions Travel Insurance
Blue Cross Blue Shield Global Solutions (BCBS Global Solutions) Travel Insurance is one of the most popular companies, covering U.S. citizens from a 2-week vacation to a 6-month journey through their Single Trip Platinum plan.
BCBS Global Solutions is an excellent option for multi-generational trips, as many plans include insurance coverage for travelers up to 95 years old.
There are also plans for pre-existing conditions that cover medical evaluation and medical services – something travelers of all ages will appreciate.
Also consider BlueCross BlueShield Global Solutions’ annual travel insurance plan, Multi-Trip Platinum.
Single Trip Platinum Travel Insurance
- For U.S. citizens and residents up to age 95
- Includes pregnancy coverage, baggage loss, trip interruption & more
- 24/7/365 service and assistance
Trawick International
Trawick International specializes in travel insurance, trip cancellation and interruption insurance, international student insurance, and group travel insurance.
One of their more popular plans, Safe Travels USA, is expertly designed for non-U.S. citizens traveling to the United States and offers robust medical and emergency services.
Safe Travels USA
- Designed for non-U.S. citizens traveling to the U.S. and other countries
- Includes comprehensive medical, evacuation, & repatriation coverage
- Coverage from 5 days to 364 days – extensions are available
WorldTrips
WorldTrips offers the Atlas Travel Medical plan. It’s an excellent option for ordinary international travelers, students, employees, and groups.
Volunteers for missionary work often find themselves in remote regions, but Atlas has coverage in those areas. The company also sells coverage for the Schengen visa region.
The Schengen visa allows travel for 90 days (or 180 days with a multiple-entry visa) to 26 European countries. Atlas will provide you with proof of insurance to include with your visa application.
WorldTrips also offers an excellent student insurance plan, Student Secure, for students studying abroad.
Atlas Travel Insurance
- Emergency medical, evacuation, and repatriation benefits
- Choose between basic or more extensive coverage
- Meets Schengen visa insurance requirements
Other Travelers Insurance Companies to Consider
Global Underwriters (Plans for Organized Sports)
Global Underwriters offers a variety of coverage and plan options for U.S. citizens abroad and international travelers worldwide, including plans to cover you for up to 3 years.
They also offer a specific plan featuring only Accidental Death and Dismemberment (AD&D) Benefits and an optional Medical Evacuation Benefit.
Check out some of their plans that offer coverage for sports participation.
American Express Travel Insurance (Cover Through your Credit Card)
If you take comfort in an insurance company backed by longevity, you’ll appreciate American Express Travel Insurance. Their track record dates back to 1850. Yes, 1850!
They can help with legal matters, lost luggage problems, and even locating ATMs. And you don’t need an American Express credit card to buy their insurance.
If you are a cardholder, you’re eligible for some little-known perks. One of the most unique aspects of this service is the Client Letter.
This allows you to receive mail at American Express Travel Offices worldwide. It’s ideal for digital nomads and spontaneous travelers who can’t say what hotel they’ll stay at.
Allianz International Travel Insurance
Allianz Travel Medical Insurance offers a range of travel insurance plans that can cover trip cancellation, interruption, emergency medical expenses, lost or delayed baggage, and travel delays.
Allianz is primarily for expats living outside their home country for an extended period.
The Best Trip Protection Insurance Companies
Best Cancel for Any Reason Policy for US Citizens
Trawick International’s Pathway Premier plan offers a Cancel for Any Reason option. It provides 75% reimbursement of your prepaid, non-refundable trip costs if you cancel.
Trip Cancellation Plans for Non-US Citizens
World Nomads Travel Insurance will cover your trip costs if you have to cancel for several reasons or for nearly any adventure along the way.
It also covers fun activities that most other plans don’t, such as abseiling and zorbing. And it also provides coverage for your gear.
Specialty Travel Insurance Plans
The plans above are excellent choices for most travelers. However, there are specific plans that work a little better depending on your particular situation or the coverage you need.
Below, we offer additional guidance on the top plans for unique travelers.
Leading Plan for US Citizens Abroad
BCBS Global Solutions Travel Insurance is one of the most trusted names in U.S. health, affiliated with the Blue Cross Blue Shield Association.
It is available to U.S. citizens traveling overseas for up to six months, and its network spans 180 countries.
Recommended Coverage for Non-US Citizens Traveling to the US
Trawick’s Safe Travels USA is a travel medical plan for non-U.S. citizens or residents traveling to the U.S. and other countries.
This plan includes comprehensive medical, evacuation, and repatriation coverage, which can be extended up to 364 days.
Best Travel Insurance for Seniors
Seniors aged 95 and older who are U.S. citizens will receive excellent coverage from the BCBS Global Solutions Single Trip Platinum travel insurance plan, which offers an extensive global network of providers.
Seniors from other countries and seniors over 84 will find WorldTrips Atlas a great fit. Note that plans for some age groups have reduced medical maximums.
Best Plans for Digital Nomads
If you are a digital nomad traveling from country to country, you may have unique coverage requirements.
Nomads Travel Insurance will cover your journey worldwide and nearly any adventure. The plans cover fun activities that most others don’t, from abseiling to zorbing. They also offer coverage for your gear!
Best Travel Insurance for Missionaries or Volunteers
Atlas Travel Medical Insurance from WorldTrips is the best option for missionaries and volunteers. They have an extensive list of recommended medical providers worldwide, but subscribers are not limited to it.
This is especially helpful for missionaries and volunteers in remote areas where an insurer’s provider network won’t reach.
Best Travel Insurance Covering Pets
If you want your animal companion to be as well-protected as you are, Trawick International’s Pathway Premier plan has the coverage you want.
It will reimburse you for the pet’s return home, medical expenses, and kennel costs on trip delays. In addition, the death of a pet is considered a valid reason for trip cancellation or interruption under this plan.
They also offer pet assistance services both before and during your trip.
Great Coverage for Adventure Sports
The Patriot Travel Insurance and World Nomads Travel Insurance plans cover adventure sports enthusiasts wherever they travel.
The Patriot Plan offers an optional rider you can add for additional coverage. The World Nomads plan covers over 200 adventure activities, from sports to risky volunteer work, that other plans won’t cover.
Best Travel Insurance for COVID-19 or Other Pandemics
If you are a U.S. citizen or resident, BCBS Global Solutions Single Trip Platinum includes COVID-19 coverage. This is especially important if traveling to countries that require visitors to purchase travel insurance.
Non-U.S. citizens can get excellent travel insurance with COVID-19 coverage by purchasing Atlas Travel Insurance from WorldTrips.
Best Group Travel Insurance Providers
We offer various options if you are looking for global group insurance for your employees traveling abroad or on international assignments.
The plans include travel, health, life, and other benefits for international employees or group participants.
Global Benefits for International Organizations
- Tailored group insurance for international teams
- Compare top-rated global provider options
- Partner with a licensed expert to design your plan
Consumer Reports Travel Insurance Company Recommendations
Consumer Reports states: “If you buy from a travel agent, you’ll probably be offered only one or two policies from one company.
Some online travel sites also tend to limit your choices.” They suggest that you compare your options. Use the links above to research and generate quotes.
You can also go to:
Have a safe and happy trip, no matter which company you choose or where you go!
Joe Cronin, President of ICI, is a leading expert in international health, life, and travel insurance. An MBA and founder of multiple global businesses, he helps expatriates and travelers access trusted, comprehensive insurance solutions worldwide.
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