Ranking the Top 10 Travel Insurance Providers in 2026
Key Takeaways
- International Citizens Insurance rates ten companies the best travel insurance providers for 2026, judging purchase ease, claims ease, countries served, extent of benefits, website usability and customer service.
- Blue Cross Blue Shield Global Solutions' Single Trip Platinum travel insurance plan covers U.S. citizens and residents traveling overseas for up to six months.
- Trawick International's Safe Travels USA plan provides medical, evacuation and repatriation coverage for non-U.S. citizens traveling to the United States for 5 to 364 days.
- International Citizens Insurance rates Trawick International's Pathway Premier the best Cancel for Any Reason policy for U.S. citizens, reimbursing 75% of prepaid, non-refundable trip costs.
In today’s unpredictable world, travel insurance has become a vital necessity for any international traveler. Travelers want trip cancellation insurance to protect their trip and travel medical insurance plans to protect their health. But with so many companies out there, which ones can you trust?
We’ve looked at companies worldwide to find the best travel insurance companies in 2026. The ten companies on our list have risen to the top based on factors such as price, service, and overall coverage and benefits. Each insurer on our list provides excellent value for money and offers excellent coverage.
We have also selected top companies for specific needs. So whether you’re a senior, an adventure traveler, or have other unique needs, you’ll find the right plan below.
How We Picked the Top Travel Insurers
We judged each company on the following criteria. We only recommend companies that rate “good” or “excellent” on every item.
- Is it easy to purchase a policy?
- Is it easy to make a claim?
- How many countries is the plan offered in?
- How extensive are the benefits?
- How user-friendly is their site?
- What is the quality of their customer service?
For extended stays abroad, choose an International Health Insurance plan for comprehensive, long-term coverage. Frequent travelers may prefer an Annual Travel Insurance plan for year-round protection.
The 10 Best Travel Insurance Companies
| Insurance Company | Featured Product | Best For |
|---|---|---|
| IMG | Patriot Travel | Travelers planning longer stays abroad |
| BCBS Global Solutions | Single Trip | U.S. citizens traveling abroad |
| Trawick International | Safe Travels USA | International visitors to the U.S. |
| WorldTrips | Atlas Travel | Budget-conscious travelers |
| World Nomads | Explorer | Adventure travelers |
| Seven Corners | Cruise Insurance | U.S. residents taking cruises |
| Global Underwriters | Customizable Group Travel | Businesses and organizations traveling abroad |
| American Express Travel Insurance | Platinum | U.S. residents seeking trip cancellation and medical coverage |
| TripTime | PrimeTime | Travelers seeking optional sports and equipment coverage |
| Allianz Travel Insurance | OneTrip Prime | Families traveling internationally |
Reviews of the 10 Best Travel Insurance Providers
IMG Global (Affordable Option)
IMG Global offers Patriot Travel Insurance, which is a fantastic option for travelers who like flexibility—both in their insurance coverage and in their budget.
Your deductible options range from $0 to $2,500, while maximum limits range from $50,000 to $8,000,000.
They even provide insurance coverage for professional marine crews. This is perfect for expats who want to use their sailing skills to see the world for free.
IMG also offers an expat insurance plan for internationals living or working abroad.
Patriot Platinum Travel Insurance
- Maximum limits up to $8,000,000
- IMG pays 100% of medical expenses in-network
- Evacuation due to Natural Disasters & Political Unrest
Blue Cross Blue Shield Global Solutions Travel Insurance
Blue Cross Blue Shield Global Solutions (BCBS Global Solutions) Travel Insurance is one of the most popular companies, covering U.S. citizens from a 2-week vacation to a 6-month journey through their Single Trip Platinum plan.
BCBS Global Solutions is an excellent option for multi-generational trips, as many plans include insurance coverage for travelers up to 95 years old.
There are also plans for pre-existing conditions that cover medical evaluation and medical services – something travelers of all ages will appreciate.
Also consider BlueCross BlueShield Global Solutions’ annual travel insurance plan, Multi-Trip Platinum.
Single Trip Platinum Travel Insurance
- For U.S. citizens and residents up to age 95
- Includes pregnancy coverage, baggage loss, trip interruption & more
- 24/7/365 service and assistance
Trawick International
Trawick International specializes in travel insurance, trip cancellation and interruption insurance, international student insurance, and group travel insurance.
One of their more popular plans, Safe Travels USA, is expertly designed for non-U.S. citizens traveling to the United States and offers robust medical and emergency services.
Safe Travels USA
- Designed for non-U.S. citizens traveling to the U.S. and other countries
- Includes comprehensive medical, evacuation, & repatriation coverage
- Coverage from 5 days to 364 days – extensions are available
WorldTrips
WorldTrips offers the Atlas Travel Medical plan. It’s an excellent option for ordinary international travelers, students, employees, and groups.
Volunteers for missionary work often find themselves in remote regions, but Atlas has coverage in those areas. The company also sells coverage for the Schengen visa region.
The Schengen visa allows travel for 90 days (or 180 days with a multiple-entry visa) to 26 European countries. Atlas will provide you with proof of insurance to include with your visa application.
WorldTrips also offers an excellent student insurance plan, Student Secure, for students studying abroad.
Atlas Travel Insurance
- Emergency medical, evacuation, and repatriation benefits
- Choose between basic or more extensive coverage
- Meets Schengen visa insurance requirements
Other Travelers Insurance Companies to Consider
Global Underwriters (Plans for Organized Sports)
Global Underwriters offers a variety of coverage and plan options for U.S. citizens abroad and international travelers worldwide, including plans to cover you for up to 3 years.
They also offer a specific plan featuring only Accidental Death and Dismemberment (AD&D) Benefits and an optional Medical Evacuation Benefit.
Check out some of their plans that offer coverage for sports participation.
American Express Travel Insurance (Cover Through your Credit Card)
If you take comfort in an insurance company backed by longevity, you’ll appreciate American Express Travel Insurance. Their track record dates back to 1850. Yes, 1850!
They can help with legal matters, lost luggage problems, and even locating ATMs. And you don’t need an American Express credit card to buy their insurance.
If you are a cardholder, you’re eligible for some little-known perks. One of the most unique aspects of this service is the Client Letter.
This allows you to receive mail at American Express Travel Offices worldwide. It’s ideal for digital nomads and spontaneous travelers who can’t say what hotel they’ll stay at.
Allianz International Travel Insurance
Allianz Travel Medical Insurance offers a range of travel insurance plans that can cover trip cancellation, interruption, emergency medical expenses, lost or delayed baggage, and travel delays.
Allianz is primarily for expats living outside their home country for an extended period.
The Best Trip Protection Insurance Companies
Best Cancel for Any Reason Policy for US Citizens
Trawick International’s Pathway Premier plan offers a Cancel for Any Reason option. It provides 75% reimbursement of your prepaid, non-refundable trip costs if you cancel.
Trip Cancellation Plans for Non-US Citizens
World Nomads Travel Insurance will cover your trip costs if you have to cancel for several reasons or for nearly any adventure along the way.
It also covers fun activities that most other plans don’t, such as abseiling and zorbing. And it also provides coverage for your gear.
Travel Insurance
Specialty Travel Insurance Plans
The plans above are excellent choices for most travelers. However, there are specific plans that work a little better depending on your particular situation or the coverage you need.
Below, we offer additional guidance on the top plans for unique travelers.
Leading Plan for US Citizens Abroad
BCBS Global Solutions Travel Insurance is one of the most trusted names in U.S. health, affiliated with the Blue Cross Blue Shield Association.
It is available to U.S. citizens traveling overseas for up to six months, and its network spans 180+ countries.
Recommended Coverage for Non-US Citizens Traveling to the US
Trawick’s Safe Travels USA is a travel medical plan for non-U.S. citizens or residents traveling to the U.S. and other countries.
This plan provides comprehensive medical, evacuation, and repatriation coverage for trips lasting up to 364 days.
Best Travel Insurance for Seniors
U.S. citizens up to age 95 can access comprehensive travel insurance coverage through the BCBS Global Solutions Single Trip Platinum plan, which offers an extensive global network of providers.
Seniors from other countries and seniors over 84 will find WorldTrips Atlas a great fit. Note that plans for some age groups have reduced medical maximums.
Travel Insurance
Best Plans for Digital Nomads
If you are a digital nomad traveling from country to country, you may have unique coverage requirements.
Nomads Travel Insurance will cover your journey worldwide and nearly any adventure. The plans cover fun activities that most others don’t, from abseiling to zorbing. They also offer coverage for your gear!
Best Travel Insurance for Missionaries or Volunteers
Atlas Travel Medical Insurance from WorldTrips is the best option for missionaries and volunteers. They have an extensive list of recommended medical providers worldwide, but subscribers are not limited to it.
This is especially helpful for missionaries and volunteers in remote areas where an insurer’s provider network won’t reach.
Best Travel Insurance Covering Pets
If you want your animal companion to be as well-protected as you are, Trawick International’s Pathway Premier plan has the coverage you want.
It will reimburse you for the pet’s return home, medical expenses, and kennel costs on trip delays. In addition, the death of a pet is considered a valid reason for trip cancellation or interruption under this plan.
They also offer pet assistance services both before and during your trip.
Great Coverage for Adventure Sports
The Patriot Travel Insurance and World Nomads Travel Insurance plans cover adventure sports enthusiasts wherever they travel.
The Patriot Plan offers an optional rider you can add for additional coverage. The World Nomads plan covers over 200 adventure activities, from sports to risky volunteer work, that other plans won’t cover.
Best Travel Insurance for COVID-19 or Other Pandemics
If you are a U.S. citizen or resident, BCBS Global Solutions Single Trip Platinum includes COVID-19 coverage. This is especially important if traveling to countries that require visitors to purchase travel insurance.
Non-U.S. citizens can get excellent travel insurance with COVID-19 coverage by purchasing Atlas Travel Insurance from WorldTrips.
Best Group Travel Insurance Providers
We offer various options if you are looking for global group insurance for your employees traveling abroad or on international assignments.
The plans include travel, health, life, and other benefits for international employees or group participants.
Global Benefits for International Organizations
- Tailored group insurance for international teams
- Compare top-rated global provider options
- Partner with a licensed expert to design your plan
Consumer Reports Travel Insurance Company Recommendations
Consumer Reports states: “If you buy from a travel agent, you’ll probably be offered only one or two policies from one company.
Some online travel sites also tend to limit your choices.” They suggest that you compare your options. Use the links above to research and generate quotes.
You can also go to:
- Travel Insurance Comparisons: Compare Travel Medical and Trip Cancellation Plans Side by Side
- Compare Global Health Insurance: Compare 4 of the leading global health plans
- Travel Insurance Reviews: Understand how to read travel insurance reviews.
- Best Insurance Plans for Business Travelers: Explore which plans are best for employees who frequently travel for business.
Have a safe and happy trip, no matter which company you choose or where you go!