Patriot Travel Insurance Plan is designed for those who need international travel health insurance coverage for their travel around the world. The plan is ideal for anyone who needs short to long-term coverage (5 days to 2 years) when they are outside of their home country.
Patriot Travel Medical Insurance – Two Plan Designs:
The IMG travel insurance provides cover for all nationalities, including U.S. citizens and non-U.S. citizens traveling abroad. The Patriot America plan will cover internationals traveling to the USA. The Patriot International plan will cover all nationalities traveling outside of the USA. Both plans include travel medical benefits such as:
- Short-term travel medical care
- Coverage for individuals and dependents
- Maximum Limits from $50,000 to $2,000,000
- Deductible options from $0 to $2,500
- Evacuation and Repatriation coverage
- Coverage from 5 days to 2 years, Renewable up to 24 months if one month or more are purchased
- Freedom to seek treatment with a hospital or doctor of your choice
- Travel delay and baggage delay benefits available
- Universal Rx pharmacy discount savings
- 24-hour secure access from anywhere in the world to manage your account at any time
- COVID-19 Coverage in Patriot America Plus and Patriot America Platinum plans: Up to Policy Maximum (Contraction and Treatment must occur after the effective date)
The Patriot travel plan also allows you to add coverage with the purchase of optional extra riders. These riders include the Extreme Sports Rider, Enhanced AD&D Rider, and the Patriot Return Rider. For more information about these riders, visit the schedule of benefits page or run a free quote for pricing.
IMG Travel Insurance Plan
You have enough to worry about when you’re traveling. Don’t let your medical coverage be an uncertainty. IMG has developed two Patriot Travel Medical Insurance plans that offer a complete package of international benefits available 24 hours a day.
Patriot International® provides coverage for U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S.
Patriot America® provides coverage for non-U.S. citizens traveling outside their home country.
Both plans are available for a minimum of 5 days up to a maximum of two years, in accordance with the terms of the Certificate of Insurance.
Patriot Plan Customer Service / Assistance
Additionally, the plans offer excellent benefits and services to meet your global travel needs. You have access to international, multilingual customer service centers, claims administrators who process claims from all over the world, handling virtually every language and currency, 24-hour access to highly qualified coordinators of emergency medical services, and international treatment. Choose from a wide range of deductibles, several Maximum Limits, and you have access to more than 17,000 providers through our International Provider AccessSM (IPA) when seeking treatment outside the U.S. Reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.
Patriot Travel Medical Insurance Plan:
Links: Benefits | FAQs| Exclusions | Premiums | Free Quote / Apply
Print: Download (PDF) Patriot Brochure and Application
Patriot Travel Insurance Costs / Pricing
The Patriot Travel plan provides coverage for any nationality, both U.S. and non-U.S. Citizens, who are traveling outside of their home country. The premiums for the Patriot Travel Medical Plan are based on your age and your country of citizenship:
- Patriot International – For Coverage Outside of the USA
- Patriot America – For All Nationalities Traveling Abroad
PLEASE NOTE – All the premiums displayed on this page are based on a $250.00 deductible. There are several deductible options available to you–including $0. The deductible is payable per policy period if and when you need to seek medical treatment. If you want to check the premium cost with a different deductible, please run a free Patriot quote or contact our customer support team.
Patriot International Plan Costs – IMG Travel International Rates (excluding U.S. travel)
The IMG Patriot International plan provides coverage for people traveling for a minimum of 5 days outside their residence country whose destination excludes the United States or its territories. If you purchase at least 30 days of coverage, you then have the option to renew the plan for up to 2 years. Individual daily rates below reflect a $250 deductible.
| Plan Maximums → | $50K | $100K | $500K | $1M | $2M |
|---|---|---|---|---|---|
| Age ↓ | Individual Daily Rates | ||||
| 18-29 | 0.77 | 0.95 | 1.10 | 1.22 | 1.29 |
| 30-39 | 0.91 | 1.10 | 1.39 | 1.45 | 1.51 |
| 40-49 | 1.53 | 1.80 | 2.05 | 2.07 | 2.17 |
| 50-59 | 2.70 | 2.98 | 3.16 | 3.22 | 3.39 |
| 60-64 | 3.25 | 3.55 | 3.84 | 3.88 | 4.07 |
| 65-69 | 3.90 | 4.15 | 4.80 | 5.18 | 5.43 |
| 70-79 | 5.70 | N/A | N/A | N/A | N/A |
| 80+* | 10.11 | N/A | N/A | N/A | N/A |
| Dep. Child | 0.70 | 0.85 | 1.00 | 1.10 | 1.25 |
| Child Alone | 0.77 | 0.95 | 1.10 | 1.22 | 1.29 |
*The medical maximum for individuals aged 80 years and above is $10,000. For higher limit plans, review the Best Travel Medical Insurance for Seniors.
Premium rates are per insured person for eligible individuals whose applications are approved by IMG. IMG reserves the right to assess the most current rates at the time of the effective date in the event these rates expire, are modified, or are replaced. Also, see expat insurance for Americans abroad.
Patriot America Insurance Costs – IMG Travel Insurance Rates (travels include the U.S.)
The Patriot America plan provides coverage for people traveling for a minimum of 5 days outside their residence country whose destination includes the United States or its territories. If you purchase at least 30 days of coverage, you then have the option to renew the plan for up to 2 years. Individual daily rates below reflect a $250 deductible.
| Plan Maximums → | $50K | $100K | $500K | $1M |
|---|---|---|---|---|
| Age ↓ | Individual Daily Rates | |||
| 18-29 | 1.25 | 1.55 | 2.20 | 2.40 |
| 30-39 | 1.65 | 2.10 | 2.60 | 3.05 |
| 40-49 | 2.45 | 3.00 | 4.00 | 4.45 |
| 50-59 | 3.60 | 4.60 | 5.65 | 6.50 |
| 60-64 | 4.50 | 5.85 | 6.95 | 8.35 |
| 65-69 | 5.15 | 7.00 | 7.60 | 9.05 |
| 70-79 | 6.95 | N/A | N/A | N/A |
| 80+* | 12.10 | N/A | N/A | N/A |
| Dep. Child | 1.15 | 1.40 | 1.80 | 2.00 |
| Child Alone | 1.25 | 1.55 | 2.00 | 2.25 |
*$10,000 Maximum
The IMG Travel Insurance Plan, known as the Patriot Plan, is an affordable option to cover medical emergencies for travelers. Premium rates for international travel insurance are per insured person for eligible individuals whose Patriot applications are approved by IMG. Patriot Group Plans with separate pricing is available upon request. IMG reserves the right to assess the most current rates at the time of the effective date in the event these rates expire, are modified, or are replaced. If you need an international student insurance plan, consider the Patriot Exchange plan.