Finding the Top Global Health Insurance Providers
Finding the best international health insurance should be at the top of your list of priorities when planning your move abroad. Surprisingly, there are some excellent options from which to choose. And many of these health insurers are very affordable, especially when compared to options in the US. But which international health insurance companies are a good fit for you?
Which Medical Insurance Companies Are the Best
The place to start is online. There are many resources to help you make your decision before purchasing the best international insurance for you.
- Learn more about International Health Insurance for comprehensive annual cover or
- Learn about options to cover you for one year or less: Best Travel Insurance Companies
What are the Top Ten International Health Insurance Companies
Below is a comprehensive list of top ten international insurance companies that offer the best international medical insurance regarding service, benefits, coverage, and rates. As always, please review the policy’s terms carefully and discuss it with an international broker who can help guide you through the process.
3 Best International Health Insurance Providers in 2021
Cigna Global Insurance
Cigna Global Insurance was one of the first global health insurance companies to offer expatriates or global cover, and they remain a leading international provider. Free Cigna Quote / Apply. Cigna Global is an excellent option for most internationals living abroad with comprehensive coverage in almost any country.
Cigna Global Insurance Plan
- The flexibility to tailor a plan to suit your individual needs
- Access to Cigna Global’s trusted network of hospitals and doctors
- The convenience and confidence of 24/7/365 customer service
The Cigna Global plan offers clients a flexible design allowing you to pick and choose the benefits you want, and to exclude those you don’t need. Costs can further be managed with multiple deductibles and cost sharing options. Their access to international doctors and hospitals is excellent.
Aetna International
Aetna International – With more than 160 years of healthcare experience, Aetna has specialized in worldwide benefits for more than 55 years – with a growing global footprint to reach wherever you travel. They have been recognized with prestigious awards as “Top IPMI Plan” and “Health Insurer of the Year.” Free Aetna Quote / Apply. Aetna is a global brand and offers reasonable rates alongside excellent benefits and service.
Aetna Global Expat Health Benefits
- Fortune 100 company with more than 800,000 members
- Access to Annual Health Exams & Medications
- Coverage for Covid-19, Comprehensive Worldwide Cover
Aetna International offers one option for US and Canadian citizens, MHP, and another option for residents outside of the US and Canada, Pioneer. Both plans provide rich coverage and a high level of service. Aetna plans are not provided to foreigners residing in the USA and select other countries.
GeoBlue Global Medical
GeoBlue Global Medical – Designed for US citizens abroad or Internationals Residing in the USA. GeoBlue is an independent licensee of the Blue Cross Blue Shield Association and offers both short-term travel medical and long-term worldwide plans. GeoBlue Quote / Apply Links
Xplorer Worldwide Medical Plan
- Premium Benefits, Coverage and Service
- Define your deductible and prescription benefits
- For Foreigners in the US or US Citizens Abroad
The GeoBlue Xplorer plan is a premium option available to US citizens living abroad and expats in the USA. Their base plans are more expensive than some other options but well worth the extra money when you get sick or injured. The premium level options are priced the same, or less, than other options with similar high levels of cover.
Additional Leading International Medical Insurance Companies
Now Health International offers quality medical coverage for foreigners living abroad throughout the world. Their Now Health WorldCare Plan offers comprehensive benefits, including cover in the USA, for the discerning client. A more affordable option, as USA cover is excluded, is their SimpleCare. Request a Now Health Quote
International Medical Group – IMG offers the widest range of products, from trip cancellation to long-term international medical (IMG Global Medical). For more than 20 years, IMG has provided international medical insurance, travel insurance, and affordable coverage to the worldwide community insuring clients in more than 170 countries worldwide. Free IMG Quote / Apply
IntegraGlobal, a U.K. company with service offices strategically placed worldwide in Europe, North America, and Asia, specializing in providing health plans to organizations and individuals with unique protection needs, such as expatriates, marine professionals, and specialized risks. IntegraGlobal’s goal is to develop unique international health options that offer you outstanding protection, excellent value, and hands-on unbeatable personal service. Integra: Integra Quote / Apply Links
Allianz – One of the biggest providers in the world, Allianz, is a Germany company. Allianz Worldwide is a division of Allianz Worldwide Partners and part of the Allianz Group. The company is well known for its broad network and for providing the best international medical insurance for employees. Free Quote / Apply
BUPA International Plan – Offers over 65 years of expertise and dedication to health. They have a global team of advisers and health experts who, between them, speak multiple languages – and a service that exceeds expectations. These are just a few of the things that make Bupa Global different. Explore how we provide you with world-class cover and stand apart from the rest. Free Quote / Apply
Specialty Travel Health Insurance Companies
The difference between international health insurance and travel medical insurance is basically the length of coverage needed and the level of benefits desired. Seven Corners offers specialty travel health cover that will cover emergency medical care while living abroad. The Liaison Travel Insurance plan is a high-quality option at a more affordable price as the coverage is not as comprehensive as the other plans listed above. In general, it is a good option for people who are maintaining their national health plan or are moving abroad for shorter periods of time. Free Liaison Quote / Apply
Also, consider WorldTrips for Short-Term Travel Medical Insurance cover.
How to Compare the Best Global Insurance Companies
You are in luck! We have created a simple comparison of the best health international insurance in the world to assist in your research. We include four of the top-rated international health insurance companies to keep it simple. You can compare other companies against these three to ensure they are compared on the same terms. The other considerations are the AM Best ratings of the providers which give you an indication of the financial stability of each insurer.
Review and Compare your Options: Compare Health Insurance
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Please contact us for guidance on choosing the best health insurance company and the right plan for your individual or group insurance needs. Use the link to the right or submit a quote request online.
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Written by Joe Cronin. Joe Cronin is the Founder and President of International Citizens Insurance. He is an authority in the areas of global health and international insurance, with specific expertise in advising individuals and groups on international health insurance plans. Follow him @Joe_Cronin_Jr
