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Home > International Plans > Annual Travel Insurance

Annual Travel Insurance Plans

Annual Multi-Trip Travel Insurance PlansAn Annual Travel (or Multi-Trip) Insurance is the perfect solution for anyone who likes to travel away from home multiple times in one year. It covers a whole year of trips, whether for business or pleasure, up to a maximum trip duration, and these comprehensive policies offer a complete package of benefits.

Why Choose Annual Travel Medical Insurance?

If you don’t travel much in a year then single trip insurance is usually the most cost-effective form of travel insurance for you; you pay just for the number of days you need (each trip can be no more than the number of days you indicate when you purchase cover). In contrast, an annual travel policy will cover you for multiple trips but you don’t have to travel four or five times a year to make the purchase of an annual policy worthwhile. Even if you plan on traveling just a couple of times in a year an annual policy could already save you money on the cost of buying two separate single trip plans, especially if you’re traveling with a spouse or children.

Of course, annual travel insurance really pays for itself if you are making multiple trips within a year. With just one application and one payment you are set for a year of short trips and can leave at a moment’s notice without having to worry about arranging travel insurance because it is already in place.

If you need to travel often to visit a friend or relative, you’re heading overseas for frequent business travel, or you simply enjoy traveling for pleasure, then this is the ideal travel insurance for you.

Best Multi-Trip Plans:

Best Annual Travel Insurance Plans for Any Nationality:

Wander Frequent Traveler

  • Coverage for Multiple Trips Each Year
  • Trip can be a Max of 30 or 45 days each
  • Annual Policy Term, Includes Cover for Covid
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Annual Travel Insurance for US Citizens:

GeoBlue Travel Medical Insurance Plans

Trekker MultiTrip Travel Insurance

  • Up to $500,000 for sickness and accidents
  • $500,000 medical evacuation benefit
  • Covers Covid-19 and pre-existing conditions
Plan Details | View Brochure
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Related: Travel Insurance for Trips to the USA

What Does Annual Travel Health Insurance Cover?

A great benefit of annual travel insurance is that it’s cost-effective for your family too. Spouses and/or children can also be covered under one comprehensive policy so you don’t need to buy an individual plan for everyone who is traveling. And not everyone named on the policy has to travel every time, as long as the main policyholder is traveling.

You also have the option of choosing your maximum trip duration. This is the maximum number of days you will be covered for each trip you take, and with coverage for up to 30 days or 45 days, you won’t have to worry about rushing home.

How Much Does Annual Travel Insurance Cost

The cost of an annual travel insurance plan will vary depending on your age, the number of days per trip you would like to be covered, and the deductible you choose along with where you will be traveling to. For a 35 year old traveler, the Wander Frequent Traveler plan will cost as little as $180 per year with a $500 deductible and a maximum of 30 days abroad for each trip. The same plan will cost as much as $400 with no deductible and a max of 60 days abroad per trip.  In comparison, the Trekker Choice plan will cost the same person $175 for a max of 70 days abroad per trip. The Trekker Essential plan, with lower limits on medical benefits, will cost $113. (Remember, the Trekker Plan is only available to US citizens abroad and you must be enrolled in another primary medical plan in the US when traveling.  The quotes above are for travel outside of the USA. The Wander plan is ~ 40% more expensive if you are traveling to the USA.

Annual Travel Insurance Plans Cost Less if You

  1. are younger,
  2. choose a higher deductible,
  3. choose fewer days for your maximum number of days abroad per trip
  4. or are traveling outside of the USA

Why Buy Annual Travel Insurance Plans

Annual travel insurance policies are designed for frequent travelers who travel internationally so these are usually very comprehensive plans. The plans are designed to provide extended cover over and above what a basic trip insurance policy would cover you for. Medical expenses and benefits are increased, and you can add trip cancellation and trip interruption to the policy too, as well as lost baggage and travel delay.

Choosing a Multi-Trip Travel Insurance Plan

On InternationalInsurance.com we offer a range of international plans including a single trip for short length trips; travel medical insurance with its more comprehensive medical coverage and longer trip durations; and global health insurance which is designed for citizens who are residing abroad for an extended period of time. Our annual travel insurance policies are ideal for frequent travelers who want to stay away from home for shorter periods and offer exceptional value for money considering the level of coverage they provide.

Annual Coverage for Employees Living Abroad

If are living in a foreign country or traveling abroad for six months or more, you might consider an expatriate insurance plan. These are global health insurance plans which provide comprehensive coverage worldwide, including in your home country. One example is the Cigna International Plan which offers a flexible plan design, excellent service, and a range of benefits to meet your specific needs.

Cigna Global Logo

Cigna Global Insurance Plan

  • The flexibility to tailor a plan to suit your individual needs
  • Access to Cigna Global’s network of trusted hospitals, clinics, and doctors
  • The convenience and confidence of 24/7/365 customer service
Plan Details | View Brochure
Plan Details
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Also Read:

  • Overseas Health Insurance
  • Compare and Review Travel Insurance Plans
  • An Overview of Trip Insurance
  • Insurance for Visitors traveling to a foreign country
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  • Short Term Travel Health Insurance
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  • Travel Medical Insurance Plans
  • Student Insurance
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  • Trip Cancellation Insurance
  • International Travel Insurance

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Note: Covid-19, or Coronavirus, coverage is not included in all plans offered on this website. Please indicate your desire for this coverage when working with your agent. International Citizens Insurance is a licensed agency providing guidance on international insurance plans. Select products and services listed on this site may not be available to citizens or residents of certain countries. This site provides consolidated and summary descriptions of insurance plans, benefits, conditions, limitations, and exclusions. A certificate containing the complete certificate wording with all terms, conditions, and exclusions will be provided at the time of purchase or upon request. For additional advice and guidance, contact us for assistance.

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International Citizens Insurance
  • Home
  • Individual Plans
    ▼
    • International Health Insurance Plans
      ▼
      • Best International Health Insurance Companies
      • Student Insurance
      • Overseas Health Insurance
    • Expatriate Insurance
      ▼
      • Insurance for American Expats Abroad
      • Insurance for Canadian Expats
      • Expat Insurance for Japanese Abroad
      • Expat Insurance for Germans Living Abroad
      • Expat insurance for Brazilian Citizens Abroad
    • Travel Insurance
      ▼
      • Travel Medical Insurance Plans
      • Visitors Coverage
      • Best Travel Insurance Companies
      • Trip Cancellation Insurance
      • Evacuation Insurance Plans
      • Student Insurance
    • International Life Insurance
  • Group Plans
    ▼
    • Corporate and Employee Groups
    • Missionary Groups
    • Volunteer Programs and Non-Profits
    • School Groups
  • Insurance Companies
    ▼
    • Aetna International
    • Cigna Global Insurance Company
    • GeoBlue
    • International Medical Group
    • Now Health
    • Seven Corners
    • Tokio Marine HCC
  • Compare
    ▼
    • Compare Global Health Insurance Plans
    • Compare Travel Insurance Plans
  • Country Guides
    ▼
    • Health Insurance Plans in North America
      ▼
      • Health Insurance in the USA
      • Health Insurance in Mexico
      • Health Insurance in Canada
    • Understanding Health Insurance in South America
      ▼
      • Health Insurance in Argentina
      • Health Insurance in Colombia for Foreigners
      • Health Insurance in Chile
    • European Health Insurance
      ▼
      • UK Health Insurance Plans for Foreigners
      • Health Insurance in Germany
      • French Health Insurance
      • Italian Health Insurance
      • Health Insurance in Sweden for Foreigners
      • Portuguese Health Insurance
      • Health Insurance in Spain for Foreigners
    • Health Insurance Plans in Asia
      ▼
      • Health Insurance in China
      • Health Insurance in Japan
      • Health Insurance in Dubai
      • Health Insurance in India
      • Thailand Health Insurance
      • Malaysian Health Insurance for Foreigners
      • Health Insurance in Singapore for Foreigners
    • Understanding Health Insurance in Oceania
      ▼
      • Australian Health Insurance for Foreigners
      • Health Insurance in New Zealand
    • Health Insurance Options in Africa
      ▼
      • South Africa Health Insurance for Foreigners
    • Travel Insurance Plans by Country
      ▼
      • USA Travel Insurance
      • Australia Travel Insurance
      • Mexico Travel Insurance
  • Resources
    ▼
    • News, Global Health Advice, and Travel Tips
    • Insurance Articles
    • Travel Advice and Tips
    • Senior Travel Insurance

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