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Home > International Plans > Policies for Travelers > Travel Medical Insurance > Annual Travel Insurance

Annual Travel Insurance

Annual Travel Insurance

Annual Travel InsuranceAnnual Travel Insurance or Multi-Trip coverage is the perfect solution for anyone who likes to travel away from home several times a year. Annual travel insurance plans cover a whole year of trips, whether for business or pleasure, up to a certain maximum duration for each trip.

These comprehensive policies offer a complete package of benefits. Coverage is available for individuals or families taking multiple trips abroad during the policy year.

Review and compare some of the benefits, coverage options, and costs of yearly travel insurance as detailed below. Take note that there will be a limit on the number of days you can travel for each trip. Oftentimes, you will be allowed to select from either 30, 45, or 60 days of cover for each trip.

Annual Travel Insurance or Multi-Trip coverage is the perfect solution for anyone who likes to travel away from home several times a year. Annual travel insurance plans cover a whole year of trips, whether for business or pleasure, up to a certain maximum duration for each trip.

These comprehensive policies offer a complete package of benefits. Coverage is available for individuals or families taking multiple trips abroad during the policy year.

Review and compare some of the benefits, coverage options, and costs of yearly travel insurance as detailed below. Take note that there will be a limit on the number of days you can travel for each trip. Oftentimes, you will be allowed to select from either 30, 45, or 60 days of cover for each trip.

Best Annual Travel Insurance Plans

Annual Travel Policy for All Nationalities:

Seven Corners Insurance

Wander Frequent Traveler

  • Coverage for Multiple Trips Each Year
  • Trip can be a Max of 30 or 45 days each
  • Annual Policy Term, Includes Cover for Covid
Plan Details | Apply Online
Plan Details
Get a Quote

Annual Travel Medical Insurance for U.S. Citizens:

GeoBlue Travel Medical Insurance Plans

Trekker MultiTrip Travel Insurance

  • Up to $500,000 for sickness and accidents
  • $500,000 medical evacuation benefit
  • Covers Covid-19 and pre-existing conditions
Plan Details | View Brochure
Plan Details
Get a Quote

Related: Travel Insurance for Trips to the USA

Why Choose Annual Multi-Trip Travel Insurance?

Annual Travel Insurance

If you are not traveling several times within a year, then single trip insurance is usually the most cost-effective form of travel insurance for you. All you need to do is pay just for the number of days you need to be covered. Just make sure that each trip is no more than the period you indicated when you purchased the policy.

In contrast, an annual travel policy will cover you for multiple trips. But you do not have to travel four or five times a year to make the purchase of yearly travel insurance worthwhile. Even if you plan on traveling just a couple of times in a year, annual travel insurance plans can already save you money on the cost of buying two separate single trip plans, especially if you are traveling with your spouse or children.

Of course, annual travel insurance pays for itself if you are making multiple trips within a year. With just one application and one payment, you are ready for a year of short trips. You can leave at a moment’s notice without having to worry about arranging travel insurance because you already have it in place.

Suppose you need to travel often to visit a friend or relative, head overseas frequently for business travel, or enjoy traveling for pleasure. In that case, multi-trip travel insurance is the ideal option for you.

For longer trips abroad, consider a Travel Medical Insurance plan.

What Does Annual Travel Health Insurance Cover?

Annual Travel Insurance

A great benefit of annual travel insurance is that it is cost-effective for your family too. Spouses and children can also be covered under one comprehensive policy, so you do not need to buy an individual plan for everyone who is traveling. And not everyone named on the policy has to travel every time, as long as the primary policyholder is traveling.

You also have the option of choosing your maximum trip duration on your annual travel insurance plans, which pertains to the maximum number of days you will be covered for each trip you take. With coverage for up to 30 days or 45 days per trip, you will not have to worry about rushing home because of the limited coverage.

How Much Does Annual Travel Insurance Cost

The cost of an annual travel insurance plan will vary depending on your age, the number of days per trip you would like to be covered, and the deductible you choose, along with where you will be traveling.

For a 35-year-old traveler, the Wander Frequent Traveler plan will cost as little as $180 per year with a $500 deductible and a maximum of 30 days abroad for each trip. The same plan will cost as much as $400 with no deductible for a maximum of 60 days abroad per trip.

In comparison, the Trekker Choice plan will cost $175 for a maximum of 70 days abroad per trip. The Trekker Essential plan, with lower limits on medical benefits, will cost $113 per trip.

The Trekker Plan is only available to U.S. citizens abroad, and you must be enrolled in another primary medical plan in the U.S. when traveling.

*The quotes above are for travel outside of the U.S. The Wander plan is 40% more expensive if you are traveling to the U.S.

Annual Trip Insurance Plans Cost Less if You

  1. are younger.
  2. choose a higher deductible.
  3. choose fewer days for your maximum number of days abroad per trip.
  4. are traveling outside of the U.S.

Can I Buy an Annual Travel Insurance Plan for My Family?

Yes, an annual travel insurance policy can cover your entire family for the whole year. Typically, the cost for the first person covered will be the most expensive. Adding a spouse increases the price but to a lesser extent. Adding children to your plan does not impact the cost of the annual plan significantly either. Some plans will cover your children at no extra cost.

Why Buy an Annual Travel Insurance Policy?

Limit bringing disposables that you can buy at your destination. Avoid getting fancy clothes if you are not attending any event that requires you to wear as such. As always, do not wear or bring expensive gadgets or accessories that you will not often use during your trip. By packing light, you will worry less about losing precious things. This will give you more time to focus on the travel lessons you will pick up on your trip.

Annual travel insurance policies are perfect for frequent travelers who travel internationally, so these are usually very comprehensive plans. The plans provide extended cover over and above what a basic trip insurance policy would generally cover. For example, coverage for medical expenses is more comprehensive. There are also additional benefits, and you can supplement the policy with trip cancellation and trip interruption coverage and lost baggage and travel delay insurance.

Choosing a Multi-Trip Travel Insurance Plan

We offer a wide range of international plans, including multi and single-trip plans, travel medical insurance, and global health insurance plans, which are specifically for citizens residing abroad for an extended period.

Our annual travel insurance policies are ideal for frequent travelers who want to stay away from home for shorter periods. We offer exceptional value for money considering the level of coverage that these plans provide, plus our remarkable service that comes at no extra charge.

Annual Coverage for Employees Living Abroad

If you live in a foreign country or travel abroad for six months or more, you might consider an expatriate insurance plan. These are global health insurance plans which provide comprehensive coverage worldwide, including your home country. One example is the Cigna International Plan which offers a flexible plan design, excellent service, and a range of benefits to meet your specific needs.

Cigna Global Logo

Cigna Global Insurance Plan

  • The flexibility to tailor a plan to suit your individual needs
  • Access to Cigna Global’s trusted network of hospitals and doctors
  • The convenience and confidence of 24/7/365 customer service
Plan Details | View Brochure
Plan Details
Get a Quote

Review these Annual Travel Insurance Plans

Below are two of the leading plans providing multi-trip travel insurance coverage for annual trips abroad. Review and compare them to identify which best suits your needs.

The Wander Frequent Traveler plan is excellent for all nationalities. On the other hand, the GeoBlue Trekker plan is a premium plan for U.S. citizens traveling abroad.

Annual Trip Insurance Plans for any Nationality

Seven Corners Insurance

Wander Frequent Traveler

  • Coverage for Multiple Trips Each Year
  • Trip can be a Max of 30 or 45 days each
  • Annual Policy Term, Includes Cover for Covid
Plan Details | Apply Online
Plan Details
Get a Quote

Annual Travel Medical Insurance Plan for US Citizens

GeoBlue Travel Medical Insurance Plans

Trekker MultiTrip Travel Insurance

  • Up to $500,000 for sickness and accidents
  • $500,000 medical evacuation benefit
  • Covers Covid-19 and pre-existing conditions
Plan Details | View Brochure
Plan Details
Get a Quote

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