Compare Global Medical Insurance Plans

A Review of the Best International Medical PlansBest International, Global (Annually Renewable) Health Insurance Plans

When living abroad for an extended period (1 year or more), make sure you have the best health coverage possible to insure you and your family should you need medical assistance. Below you are able to review and compare global health insurance plans. The companies compared below offer comprehensive worldwide annually renewable health insurance tailored to the needs of expatriates, global nomads or international citizens. We have selected highly rated insurers with excellent customer service, 24/7 emergency assistance and the most extensive network of doctors and healthcare facilities. We offer three plans, each provides basic as well as more comprehensive plans with additional benefits and coverage options. Compare for yourself and then give us a call – our experienced staff of insurance experts can then answer any questions that remain and walk you through the process of applying. Click on the links below each plan for more detail or click to get a free quote.

International Health Insurance Plan Comparisons

Comparison page for global medical plans

Compare Benefits

  • Plan Options
  • Policy Maximum
  • Eligibility
  • Coverage Area
  • Home Country Coverage
  • Doctor Visits
  • Preventive Care
  • Hospitalization
  • Intensive Care
  • Prescription Medication
  • Dental
  • Vision
  • Pre-Existing Conditions
  • Maternity
  • Mental Health
  • Medical Evacuation
  • Deductible
  • Renewable
  • Cancellation
  • PPO Network
  • Administrator
  • Underwriter
  • Rating
  • Review / Best For
IMG Global Med Insurance Comparisons

IMG Global Medical

  • Bronze, Silver, Gold, Gold PLUS and Platinum
  • $1,000,000 – $8,000,000 (lifetime)
  • All nationalities up to age 74
  • Your choice of Worldwide or Worldwide excluding U.S., Canada, China, Hong Kong, Japan, Macau, Singapore and Taiwan
  • U.S. citizens up to 6 months; all others 12 months
  • Included in Silver plan or higher
  • Included in Gold plan and higher after 12 month waiting period
  • Semi-private or private rooms, depending on plan
  • Included
  • Included
  • Emergency included; Non-emergency optional
  • Platinum plan included; Optional on other plans
  • Each application is medically underwritten. Your application may be 1) accepted, 2) accepted with a rate increase, or 3) denied.
  • Included in Platinum plan after 10 month waiting period
  • Silver plan and above included after 12 mo. waiting period
  • Included, benefit varies by plan
  • Multiple Options from $100 – $25,000
  • Annually renewable to age 74
  • 15 day free look period with a full refund.
  • Expansive PPO network
  • International Medical Group
  • Sirius International
  • A (A.M. Best)
  • Affordable coverage. Good option for clients on a budget, including seniors or younger travelers. Platinum plan compares to Cigna or GeoBlue.

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Cigna Global Health Plan

Cigna International

  • Silver, Gold, and Platinum with optional modules
  • $1,000,000, $2,000,000 or Unlimited (annual)
  • All nationalities, All Ages
  • Your choice of Worldwide or Worldwide excluding the U.S.
  • Up to 6 months
  • Included with optional International Outpatient benefit
  • Included with optional Health & Wellness benefit
  • Semi-private or private rooms, depending on plan
  • Included
  • Included
  • Accidental included; Additional services have waiting periods
  • Included at 100% for Platinum plan, limits on other plans
  • Each application is medically underwritten. Your application may be 1) accepted, 2) accepted with a rate increase, 3) accepted with an exclusion, or 4) denied.
  • Included in Gold and Platinum plans after 12 month waiting period
  • 100% paid for Platinum, $10,000-Gold, $5,000-Silver
  • Paid in Full
  • $0, $375, $750, $1,500, $3,000, $7,500, $10,000
  • Annually renewable for life
  • 14-day money back guarantee
  • Available or Cigna will help find a provider
  • Cigna Global
  • Cigna
  • A (A.M. Best)
  • High-quality coverage. Best for expats, families or individuals living abroad for 2 or more years. Flexible plan design to lower costs.

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GeoBlue Xplorer Premier and Essential

GeoBlue Xplorer

  • Xplorer Essential, Select and Premier Plans
  • Unlimited
  • U.S. citizens or residents up to age 74
  • Your choice of Worldwide or Worldwide excluding the U.S.
  • Up to 9 months
  • Included
  • Included
  • Included
  • Included
  • 100% up to $500
  • Optional; Accidental dental, $1,000 per year, $200 per tooth
  • Optional
  • Each application is medically underwritten. Your application may be 1) accepted, 2) accepted with a rate increase, or 3) denied.
  • Option to add after 12 month waiting period
  • Included
  • Up to $250,000
  • $0 – $10,000
  • Annually renewable to age 84 (eligible to apply up to age 74)
  • Cancellation
  • You choose medical providers, assistance is available
  • GeoBlue
  • 4 Ever Life International
  • A- (A.M. Best)
  • Premium level coverage. Great for U.S. citizens living abroad. Reduced costs if you maintain a U.S. health plan.

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Let us know if you have any specific questions about comparing International Health Insurance plans. If you are traveling for a shorter period and/or want less comprehensive insurance, review our Travel Medical and Trip Insurance plans. You can contact us anytime.

You may also want to review our Expatriate Health Insurance Plans or Group International Health Plans.

This comparison of the best global insurance plans contains a summary description of all plan benefits, conditions, limitations, and exclusions. A certificate containing the complete Certificate Wording with all terms, conditions and exclusions will be included in the fulfillment kit. Review your plan policy and certificate before and after you have applied. You may cancel your plan during the "look back" period if the policy does not meet your needs. Contact us for help, guidance and to apply.