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Home > International Insurers

International Insurance Companies

Who We Work With: Reputable Global Insurance Providers

At International Citizens Insurance, we work with some of the most respected international insurance companies in the global market.

Our long-standing relationships allow us to offer a wide range of global health, travel, life, and group insurance plans specifically tailored to meet the needs of expatriates, frequent travelers, students, and international organizations.

What sets us apart is our ability to match you with insurers who provide not only comprehensive coverage but also the service, stability, and support you need while abroad.

Explore the Insurance Companies You Can Rely On

Not all insurers are the same – and we’ve done the work to find the ones worth your time.

These are the global companies we trust to deliver dependable service, customizable plans, and support, no matter where life takes you.

Discover Your Perfect Insurer

Get free international health, travel, life, or group insurance quotes and discover which insurer provides the best benefits for your situation.

Find Your Match
cigna-logo

Global Health Insurer

Cigna Global

Cigna Global is a leading insurance provider offering comprehensive, customizable coverage for expatriates, globally mobile individuals, and
international employees.

Offers: Health, Group

GeoBlue

Global Health & Travel Insurer

GeoBlue

GeoBlue, an independent licensee of the Blue Cross Blue Shield Association, provides international health and travel insurance for expatriates, students, and
global travelers.

Offers: Travel, Health, Group, Student Plans

international medical group

Global Health & Travel Insurer

International Medical Group

International Medical Group (IMG) is a top global insurer with a strong international network that offers a wide range of travel and medical plans for individuals and groups.

Offers: Travel, Health, Group, Student Plans

worldtrips travel

Global Travel Insurer

WorldTrips

WorldTrips offers dependable travel medical insurance for international travelers and students, delivering comprehensive coverage for medical expenses, emergency evacuations, and more.

Offers: Travel, Group, Student Plans

William Russell Expat Medical Insurance.

Global Health & Life Insurer

William Russell

William Russell is a boutique insurer founded in 1992, offering portable health, life, and income protection plans for expats in over 160 countries.

Offers: Health, Life, Group

Trawick International Company

Global Travel Insurer

Trawick International

Trawick International offers customizable travel insurance plans for individuals, groups, and students, providing coverage for medical emergencies, trip cancellations, and more.

Offers: Travel, Group, Student Plans

unisure international insurance

Global Health & Life Insurer

Unisure Group

Unisure Group offers flexible and affordable international health and life insurance plans for individuals and businesses, with customizable benefits designed to support expatriates and global employees.

Offers: Health, Life, Group

Atlas Life International logo

Global Life Insurer

Atlas Life

Atlas Life is a specialist international life insurance company offering high-value coverage to clients worldwide, with policies reinsured by leading global firms Swiss Re and Reinsurance Group of America.

Offers: Life, Group

april-international-logo

Global Health Benefits Insurer

APRIL International

​APRIL International provides tailored global health solutions for organizations of all sizes, offering comprehensive coverage and access to a vast global network of medical providers.

Offers: Group Health, Travel

aetna-international-logo-square

Global Health Benefits Insurer

Aetna International

Aetna International provides global health benefits that streamline care for international employers, leveraging local expertise and advanced tools to support the health and well-being of employees abroad.

Offers: Group Health

uhc-global-logo

Global Health Benefits Insurer

United Healthcare Global

UnitedHealthcare Global supports organizations with employees abroad by offering comprehensive health coverage and well-being services designed to meet the needs of a mobile workforce.

Offers: Group Health

world-nomads-logo-square

Global Travel Insurer

World Nomads

World Nomads provides flexible and reliable travel insurance for independent travelers, covering medical emergencies, trip cancellations, and
adventure activities.

Offers: Travel, Group

Seven Corners Travel Insurance

Global Travel Insurer

Seven Corners

Seven Corners offers flexible international travel insurance for all types of travelers and has developed a proprietary global network of carefully vetted doctors and hospitals.

Offers: Travel, Group

Now Health International

Global Health Insurer

Now Health

Now Health International is a leading provider of international private medical insurance, offering customizable plans and exceptional service to over 125,000
members worldwide.

Offers: Health, Group

What We Look for in a Global Insurance Provider

Choosing the right insurance provider is one of the most important steps when moving or traveling abroad.

Whether you’re relocating long-term, studying overseas, or planning a short or extended trip, finding a reliable international insurance company that offers global health insurance, life coverage, travel protection, or group plans is essential.

To make your decision easier, we’ve carefully reviewed and selected the top international health and travel insurance companies based on trusted criteria. These include their AM Best ratings, customer satisfaction, and the quality of their plan offerings.

These providers are known for their excellent service and global support, so you can feel confident about your coverage wherever you go.

Which Provider Is Right for You?

Every expat, traveler, and organization has unique coverage needs. Here’s a quick guide to help you choose the right insurer based on your situation:

Long-Term Expats or Relocating Families

If you're planning to live abroad for an extended period, you'll need a long-term international health insurance plan that provides ongoing access to healthcare. This should include routine checkups, primary treatment, specialist visits, hospitalization, and emergency care.

GeoBlue
Best for U.S. Citizens Living Abroad

GeoBlue

GeoBlue is ideal for Americans relocating overseas long-term who want premier coverage, access to the Blue Cross Blue Shield (BCBS) medical provider network, and seamless claims support.

Get a GeoBlue Quote
Cigna Global
Best for Expats Who Want Flexibility

Cigna Global

Cigna Global is an excellent choice for individuals or families relocating abroad who want comprehensive international health coverage with fully customizable plans tailored to their specific needs.

Get a Cigna Quote
International Medical Group Insurance(IMG)
Best for Families Living in Europe

International Medical Group

International Medical Group (IMG) offers international medical plans with great value, regional coverage options (like Europe-only), and strong support for individuals and families.

Get an IMG Quote

Short-Term Travelers and Frequent Flyers

If you're traveling internationally for a vacation, short work trip, or to study abroad, you'll need international travel insurance. These plans typically cover emergency medical care, trip interruptions, lost baggage, and emergency evacuation.

worldtrips travel
Best for Students, Nomads, and Backpackers Abroad

WorldTrips

WorldTrips offers competitively priced plans with benefits for emergency medical, evacuation, and adventure activities. These plans are an excellent fit for students, digital nomads, and adventurers.

Get a WorldTrips Quote
international medical group
Best for Travelers Seeking Premium Protection Abroad

IMG Travel

IMG's Patriot Platinum plan offers top-tier travel medical coverage with up to $8 million in maximum benefits. It's an excellent option for individual or group travelers who need short-term protection abroad.

Get an IMG Quote
Trawick International Company
Best for Travelers Who Want Full Protection

Trawick International

Trawick International covers emergency medical care, trip interruption, and cancellation. It's great for U.S. and international travelers who want comprehensive health and travel protection!

Get a Trawick Quote

Employers and Global HR Teams

If you're managing global employee benefits, we can help you find the right group coverage from trusted international insurers such as APRIL International, United Healthcare Global, Aetna International, and more.

Our VP of Global Benefits, Andrew Blomberg, works directly with HR teams and organizations to create scalable, compliant plans that support your people – wherever they are.

Ready to get started? Schedule a consultation with Andrew or request more information.

Andrew Blomberg, Vice President of Global Benefits

Meet Andrew Blomberg, VP of Global Benefits

Expert in sourcing and implementing global insurance plans

Built steadfast partnerships with carriers worldwide

Licensed in Health, Life, Accident, and more

Schedule a Consult
Our Group Brochure

Why Work with a Broker vs. Buying Direct?

International Citizens Insurance serves as an independent international insurance broker, working with a broad range of global insurance companies, third-party administrators (TPAs), and carriers.

Unlike buying directly from a single provider, working with a broker gives you access to multiple plans, objective advice, and personalized support. You’ll pay the same price whether you apply through us or purchase a plan directly – there are no additional fees for using a broker.

With our expertise, we help you compare plans, complete your application, and advocate on your behalf if any issues arise. We’re here to simplify the process and ensure you get the best coverage for your needs.

Our Client Testimonials

We take pride in helping individuals, families, and global organizations find the right international health, travel, life, and group insurance coverage. Our clients consistently share positive experiences working with our expert team and the insurers we recommend.

These customer testimonials highlight the personalized support, trusted partnerships, and peace of mind we work hard to deliver every day.

Marcie

Filled starFilled starFilled starFilled starFilled star

I've been working with a couple associates of International Citizens Insurance and they were all very good at what they do. It was easier to work with Carolina Olivera as she was in my time zone. I can't say enough good things about her service. She was always quick to respond to any questions I had, and there were many. Carolina was very patient as it took me a while to decide on insurance. She didn't come across as an over zealous seller of insurance either. I like that. She went above and beyond to accommodate my daughter and her family's insurance needs. I highly recommend her for customer service.

Scott

Filled starFilled starFilled starFilled starFilled star

We were moving overseas and Will Smith provided excellent, professional services. He asked questions and made some recommendations. It wasn't a high-pressure sales interview. And when it came to falling out the application, as well as responding to the insurance company's questions, he was there to help us understand and provide appropriate answers. And after approval, he stayed with us and alerted us when we needed to take action. I would highly recommend his services to anyone contemplating International insurance.

Richard

Filled starFilled starFilled starFilled starFilled star

Carolina presented with the highest level of professionalism and continuous and detailed support and provided all of the information I needed as well as additional items I hadn't originally considered. The process was clear, and responsiveness was timely. I also appreciated the synergy between her and the insurance agency I ended up using. Yes, it worked well. Thank You.

Morgan

Filled starFilled starFilled starFilled starFilled star

Will was very communicative and easy to work with. He helped change and organize my plan to get me the best price while on a strict time deadline. He went out of his way to make the process really easy and stress free. Could not recommend more.

Craig

Filled starFilled starFilled starFilled starFilled star

Dejan Lukic has been the agent for my GeoBlue International health insurance policy for the past two years. He has done a very good job advising me of policy issues and assisting with any necessary adjustments. He is on time, accurate, courteous, and knows the policy terms well. These are important attributes to keeping me as a policyholder with your firm. Nice work, Dejan!

Alan

Filled starFilled starFilled starFilled starFilled star

Cameron at International Citizens Insurance found me reasonable life insurance when other companies didn't offer a product. I was moving to Singapore, and that seemed to be too much complication for 95% of companies, but not for Cameron and Citizens Insurance. Thank you!

Frequently Asked Questions

What’s the difference between a health insurance plan and a travel insurance plan?

An international health insurance plan is designed for individuals and families living abroad for an extended period. These long-term plans cover ongoing healthcare needs, such as routine doctor visits, chronic condition management, specialist care, and inpatient or outpatient hospital services.

A global health insurance plan is ideal for expats, digital nomads, or global employees who need continuous access to quality care while residing outside their home country.

In contrast, a travel insurance plan is designed for short-term international trips, such as vacations, study abroad programs, business travel, or volunteer missions. These plans typically include benefits like emergency medical treatment, hospital expenses, trip cancellation or interruption, baggage loss, and emergency evacuation.

While travel insurance protects you financially if something unexpected happens while you're away from home, it does not cover ongoing medical care.

Can I get insurance quotes from more than one provider?

Yes! We work with an extensive network of trusted global insurance companies and can provide you with personalized quotes from multiple providers – all in one place.

Whether you're looking for international health insurance, travel medical coverage, trip protection, global life insurance, or group plans for employees or students, we'll help you compare your options quickly and easily.

Instead of contacting each company individually, our team will guide you through the process by reviewing your needs –including your destination, trip duration, citizenship, and budget  – and offering plan recommendations tailored to your situation.

We'll provide you with multiple quotes from leading providers so you can make an informed decision with confidence and clarity.

Do I pay more if I buy through a broker?

No, you won't pay anything extra when purchasing through us. The cost of your plan is exactly the same whether you buy it directly from the insurance company or through International Citizens Insurance.

As licensed insurance brokers, we’re compensated by the insurers, not by you. That means you’ll receive expert advice, support, and plan recommendations at no additional cost.

Additionally, we can help you navigate complex plan details, assist with enrollment, and provide ongoing support if you have questions or need to make a claim.

How does global business coverage differ from domestic business coverage?

Global business coverage is tailored for companies with employees, contractors, or operations across multiple countries. Unlike domestic business insurance, which only covers individuals within one country, international group plans provide worldwide protection, often including coverage for expats, remote workers, international assignees, and traveling employees.

These plans address cross-border needs, such as regional compliance, international provider networks, currency and claim process differences, and multilingual support. They also offer flexible plan design and centralized administration, simplifying benefits management for globally distributed teams.

Whichever Insurer You Choose, You’ll Be Covered Worldwide

Aetna International Health Plans

Get Personalized Assistance from an International Insurance Expert

Whether you're traveling solo, relocating abroad, or insuring a global team, we're here to help you find the right coverage.

Find Your Perfect Match and Get Free Quotes

Get free quotes for international health, travel, life, or group insurance and discover which insurer provides the best benefits for your needs.

Find Your Match

About the Author:

Mackenzie Manning, Director of User Experience at International Citizens Insurance, specializes in optimizing customer journeys and providing seamless experiences for clients seeking international insurance solutions. With expertise in global health, life, and travel insurance, she helps expatriates and global travelers find the right coverage, ensuring a smooth, informed decision-making process for their international needs.

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International Citizens Insurance is a licensed agency providing guidance on international insurance plans. Select products and services listed on this site may not be available to citizens or residents of certain countries.
This site provides consolidated and summary descriptions of insurance plans, benefits, conditions, limitations, and exclusions. A certificate containing the complete certificate wording with all terms, conditions, and exclusions will be provided at the time of purchase or upon request. For additional advice and guidance, contact us for assistance.
International Citizens Insurance is a subsidiary of International Citizens Group, Inc. In the State of California, operating as International Citizens Insurance Agency. California Non-Resident Producer License Number: 6005545.

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