• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
International Citizens Insurance
  • Home
  • Individual Plans
    ▼
    • International Health Insurance Plans
      ▼
      • Best Global Medical Insurance Companies
      • Student Insurance
      • Overseas Health Insurance
    • Expatriate Insurance
      ▼
      • Insurance for American Expats Abroad
      • Canadian Expats – Insurance and Overseas Health
      • Expat Insurance for Japanese Abroad
      • Expat Insurance for Germans Living Abroad
      • Expat insurance for Brazilian Citizens Abroad
    • Travel Insurance
      ▼
      • Travel Medical Insurance Plans
      • Visitors Insurance
      • Top 10 Travel Insurance Companies
      • Evacuation Insurance Plans
      • Trip Cancellation Insurance
      • Student Insurance
    • International Life Insurance
  • Group Plans
    ▼
    • Corporate and Employee Groups
    • Missionary Groups
    • Volunteer Programs and Non-Profits
    • School Groups
    • Top 10 Group Health Insurance Companies
  • Insurance Companies
    ▼
    • Cigna Global Insurance Company
      ▼
      • Cigna Close Care
      • Cigna Global Health Insurance
      • Cigna Healthguard
    • GeoBlue
      ▼
      • Xplorer Health Insurance Plan
      • Navigator Student Health Insurance
      • Voyager Travel Medical Insurance Plan
      • Trekker Annual Multi-Trip Travel Insurance
    • Integra Global
    • International Medical Group
      ▼
      • Global Medical Insurance Plan
      • Patriot Travel Insurance
      • GlobalFusion Health Insurance Plan
      • Student Health Advantage
      • Patriot Exchange – Insurance for Students
    • Now Health
      ▼
      • SimpleCare Health Plan
      • WorldCare Health Plan
    • Seven Corners Travel Insurance
    • Trawick International
      ▼
      • SafeTreker Travel Insurance Plan
    • Unisure Group
    • William Russell Insurance
      ▼
      • William Russell Life Insurance
      • William Russell Health Insurance
    • WorldTrips
      ▼
      • Atlas Travel Insurance
      • StudentSecure Insurance
  • Compare
    ▼
    • Compare Global Health Insurance Plans
    • Compare Travel Insurance Plans
  • Country Guides
    ▼
    • Health Insurance Plans in North and Central America
      ▼
      • Health Insurance in the USA
      • Health Insurance in Mexico
      • Health Insurance in Canada
    • Understanding Health Insurance in South America
      ▼
      • Health Insurance in Argentina
      • Health Insurance in Colombia for Foreigners
      • Health Insurance in Chile
    • European Health Insurance
      ▼
      • UK Health Insurance Plans for Foreigners
      • Health Insurance in Germany
      • French Health Insurance
      • Italian Health Insurance
      • Health Insurance in Sweden for Foreigners
      • Portuguese Health Insurance
      • Health Insurance in Spain for Foreigners
    • Health Insurance Plans in Asia
      ▼
      • Health Insurance in China
      • Health Insurance in Japan
      • Health Insurance in Dubai
      • Health Insurance in India
      • Thailand Health Insurance
      • Malaysian Health Insurance for Foreigners
      • Health Insurance in Singapore for Foreigners
    • Understanding Health Insurance in Oceania
      ▼
      • Australian Health Insurance for Foreigners
      • Health Insurance in New Zealand
    • Health Insurance Options in Africa
      ▼
      • South Africa Health Insurance for Foreigners
    • Travel Insurance Plans by Country
      ▼
      • USA Travel Insurance
      • Australia Travel Insurance
      • Mexico Travel Insurance
  • Resources
    ▲
    • News, Global Health Advice, and Travel Tips
    • Insurance Articles
    • Travel Advice and Tips
    • Best Travel Insurance for Seniors
    • International Hospitals for Expatriates
      ▼
      • Best Hospitals in the United States
      • Best International Hospitals in the UK
      • Best Hospitals in Mexico
Request a free international health care quote

Or call for a quote:
877-758-4881
+44 (20) 35450909

International Citizens Insurance

Medical and Travel Plans!

U.S. 877-758-4881 - Intl. +44 (20) 35450909

Request a Quote
  • Home
  • Individual Plans
    • International Health Insurance Plans
      • Best Global Medical Insurance Companies
      • Student Insurance
      • Overseas Health Insurance
    • Expatriate Insurance
      • Insurance for American Expats Abroad
      • Canadian Expats – Insurance and Overseas Health
      • Expat Insurance for Japanese Abroad
      • Expat Insurance for Germans Living Abroad
      • Expat insurance for Brazilian Citizens Abroad
    • Travel Insurance
      • Travel Medical Insurance Plans
      • Visitors Insurance
      • Top 10 Travel Insurance Companies
      • Evacuation Insurance Plans
      • Trip Cancellation Insurance
      • Student Insurance
    • International Life Insurance
  • Group Plans
    • Corporate and Employee Groups
    • Missionary Groups
    • Volunteer Programs and Non-Profits
    • School Groups
    • Top 10 Group Health Insurance Companies
  • Insurance Companies
    • Cigna Global Insurance Company
      • Cigna Close Care
      • Cigna Global Health Insurance
      • Cigna Healthguard
    • GeoBlue
      • Xplorer Health Insurance Plan
      • Navigator Student Health Insurance
      • Voyager Travel Medical Insurance Plan
      • Trekker Annual Multi-Trip Travel Insurance
    • Integra Global
    • International Medical Group
      • Global Medical Insurance Plan
      • Patriot Travel Insurance
      • GlobalFusion Health Insurance Plan
      • Student Health Advantage
      • Patriot Exchange – Insurance for Students
    • Now Health
      • SimpleCare Health Plan
      • WorldCare Health Plan
    • Seven Corners Travel Insurance
    • Trawick International
      • SafeTreker Travel Insurance Plan
    • Unisure Group
    • William Russell Insurance
      • William Russell Life Insurance
      • William Russell Health Insurance
    • WorldTrips
      • Atlas Travel Insurance
      • StudentSecure Insurance
  • Compare
    • Compare Global Health Insurance Plans
    • Compare Travel Insurance Plans
  • Country Guides
    • Health Insurance Plans in North and Central America
      • Health Insurance in the USA
      • Health Insurance in Mexico
      • Health Insurance in Canada
    • Understanding Health Insurance in South America
      • Health Insurance in Argentina
      • Health Insurance in Colombia for Foreigners
      • Health Insurance in Chile
    • European Health Insurance
      • UK Health Insurance Plans for Foreigners
      • Health Insurance in Germany
      • French Health Insurance
      • Italian Health Insurance
      • Health Insurance in Sweden for Foreigners
      • Portuguese Health Insurance
      • Health Insurance in Spain for Foreigners
    • Health Insurance Plans in Asia
      • Health Insurance in China
      • Health Insurance in Japan
      • Health Insurance in Dubai
      • Health Insurance in India
      • Thailand Health Insurance
      • Malaysian Health Insurance for Foreigners
      • Health Insurance in Singapore for Foreigners
    • Understanding Health Insurance in Oceania
      • Australian Health Insurance for Foreigners
      • Health Insurance in New Zealand
    • Health Insurance Options in Africa
      • South Africa Health Insurance for Foreigners
    • Travel Insurance Plans by Country
      • USA Travel Insurance
      • Australia Travel Insurance
      • Mexico Travel Insurance
  • Resources
    • News, Global Health Advice, and Travel Tips
    • Insurance Articles
    • Travel Advice and Tips
    • Best Travel Insurance for Seniors
    • International Hospitals for Expatriates
      • Best Hospitals in the United States
      • Best International Hospitals in the UK
      • Best Hospitals in Mexico
Home > International Plans > Policies for Travelers > Senior Travel Insurance

Best Travel Insurance for Seniors

Seniors Travel Insurance

Best Insurance for Older Travelers

Seniors Travel InsuranceAs you reach the golden years of your life, travel should become more frequent, not the other way around. When you retire, you will have the time you have always dreamed of completing your bucket list. We recommend traveling as much as you can while you are able.

To ensure you have enjoyable and safe travels, we suggest choosing the best travel insurance for seniors with international coverage. To make your selection more manageable, we will help you identify just what type of seniors international insurance you will need and how to purchase it.

As you reach the golden years of your life, travel should become more frequent, not the other way around. When you retire, you will have the time you have always dreamed of completing your bucket list. We recommend traveling as much as you can while you are able.

To ensure you have enjoyable and safe travels, we suggest choosing the best plans with international coverage. To make your selection more manageable, we will help you identify what type of international insurance you will need and how to purchase it.

What Coverage Do I Need as a Senior Traveler?

Because you are already in your senior years, you must get a check-up and review your health before purchasing travel medical insurance for seniors. To know what kind of senior travel insurance you will need, you should check your current health conditions, activities you will be participating in during the trip, and the travel duration.

Some countries have reciprocal healthcare arrangements with other nations. They may be more expensive, though, depending on the country. Generally, Medicare or other health plans do not cover emergency health care, so you need travel insurance to acquire similar benefits. It would help if you considered all of these points when shopping for senior travel insurance.

Read: Travel Medical Insurance Overview

What Are the Best Travel Insurance Plans for Seniors

Through research and experience, we have compared senior travel insurance plans that work best for seniors traveling abroad.

Blue Cross Travel Insurance: An excellent option for U.S. Citizens - Learn More | Free Quote / Buy

Trawick Safe Travels USA: A great choice for visitors to the U.S. - Learn More | Free Quote / Buy

IMG Patriot Platinum: The best plan for internationals - Learn More | Free Quote / Buy

Through research and experience, we have compared plans that work best for more mature individuals traveling abroad. We have categorized the options based on age, citizenship, and budget to make it easier to decide which is the best travel insurance for seniors like you.

Senior Travel Plan Pricing
Age 65-69
Plan: GeoBlue Voyager Trawick Safe Travels USA IMG Patriot Platinum
Cost per Day: $7.34 $8.11 $9.27
Maximum Limit: $1,000,000 $100,000 $2,000,000
Quote / Buy Quote / Buy Quote / Buy
Age 70-74
Plan: GeoBlue Voyager Trawick Safe Travels USA IMG Patriot Platinum
Cost per Day: $11.73 $17.08 $13.82
Maximum Limit: $1,000,000 $100,000 $100,000
Quote / Buy Quote / Buy Quote / Buy
Age 75-79
Plan: GeoBlue Voyager Trawick Safe Travels USA IMG Patriot Platinum
Cost per Day: $18.76 $17.08 $13.82
Maximum Limit: $1,000,000 $100,000 $100,000
Quote / Buy Quote / Buy Quote / Buy
Age 80+
Plan: GeoBlue Voyager Trawick Safe Travels USA IMG Patriot Platinum
Cost per Day: $18.76 $33.80 $24.51
Maximum Limit: $1,000,000 $50,000 $20,000
Quote / Buy Quote / Buy Quote / Buy

Do you need comprehensive coverage for living abroad? Read: Medical Insurance for Seniors Retiring Abroad.

Travel Insurance for U.S. Citizens Over 65-Years-Old

We recommend the GeoBlue Voyager plan from Blue Cross Travel Insurance. It offers excellent service to seniors, and the maximum limit of the plan is $1,000,000.

Usually, insurers limit the maximum benefit amount to $10,000 or $50,000 for 65 years old and older travel insurance plans. The GeoBlue plan does better by providing an overall higher coverage limit for travelers 65-80+.

Best Travel Insurance for U.S. Seniors with Pre-Existing Conditions

GeoBlue Travel Insurance is also the best option for U.S. citizens seeking medical services and medical evacuation coverage for pre-existing conditions. The GeoBlue Voyager Choice plan provides coverage for pre-existing conditions to U.S. seniors who currently have a U.S. health plan, including Medicare.

This plan is a little more expensive but well worth the cost, considering the additional coverage and their excellent service.

BCBS Travel Insurance

GeoBlue Voyager Plan

  • For U.S. citizens up to age 95
  • Coverage for COVID and pre-existing conditions
  • 24/7/365 service and assistance
Plan Details | View Brochure
Plan Details
Get a Quote

Budget Friendly Travel Insurance for U.S. Seniors

GlobeHopper from IMG offers senior travelers excellent benefits and services at an affordable price. U.S. seniors are eligible if they are 65 years or older and actively enrolled in Medicare Parts A and B and in a Medigap Plan or Medicare Advantage Plan.

It is ideal for seniors traveling abroad on a holiday or vacation and needing coverage for potential medical expenses incurred outside the U.S.

This senior travel insurance plan includes the following benefits:

  • Non-Emergency Medical Evacuation
  • Felonious Battery (where the client is the victim)
  • Inter-Facility Transportation
  • Limited to U.S. citizens currently enrolled in Medicare Parts A & B

For pricing and coverage: Request a GlobeHopper quote

Travel Insurance for Older Visitors to the U.S.

If your plans include a visit to the USA, you will want to ensure your insurance plan will cover the high costs of medical care in the USA. As high-quality medical care is available throughout the country, medical evacuation benefits may not be as high a priority. Below are two recommended plans for seniors traveling to the USA.

For visitors to the U.S. who are 65 years or older, we recommend the Trawick Safe Travels USA Comprehensive insurance plan. A maximum limit of $100,000 is available to senior visitors who are 65-79 years of age. Visitors to the U.S. who are 80 years and older are eligible for a plan with a maximum limit of $50,000.

Acute onset of pre-existing conditions is included in the Trawick Safe Travels USA Comprehensive plan. Benefits are payable up to the maximum policy limit purchased.

Request a Quote for Trawick Safe Travels USA

We also recommend the Atlas Travel Medical plan to non-U.S. senior travelers visiting the U.S. It is affordable and offers excellent service to seniors with maximum medical benefit amounts of $50,000 or $100,000 for ages 65-79 and $10,000 if you are 80 or older.

WorldTrips Atlas travel insurance

Atlas Travel Insurance

  • COVID-19 coverage outside your home country
  • Choose between the basic and more extensive coverage
  • Meets Schengen visa insurance requirements
  • 24/7 worldwide travel and emergency medical assistance
Plan Details | View Brochure | Apply Online
Plan Details
Get a Quote

Travel Insurance for Seniors 65-80+ for Travel Excluding the U.S.

For those of you traveling outside of the US, plans are typically more affordable as healthcare costs outside of the US are less expensive. At the same time, you have other considerations, as some countries have a lower standard of care or are more remote. In those cases, you would want to ensure you have access to the best doctors and hospitals, medical evacuation services, and other related benefits.

Again, for US seniors traveling abroad, the GeoBlue Travel Insurance plan is a great option. It will provide medical services, medical evacuation, repatriation, and coverage for pre-existing conditions. This plan is a little more expensive but well worth the cost, considering the additional coverage and their excellent service.

BCBS Travel Insurance

GeoBlue Voyager Plan

  • For U.S. citizens up to age 95
  • Coverage for COVID and pre-existing conditions
  • 24/7/365 service and assistance
Plan Details | View Brochure
Plan Details
Get a Quote

The IMG Patriot Platinum International plan is a great option for seniors seeking medical coverage while traveling outside of their home country but will not be in the US. IMG Patriot Platinum International does not provide coverage inside the U.S.

Patriot Platinum offers a policy maximum of $2,000,00 to seniors up to age 69, $100,000 to seniors 70-79, and $20,000 to seniors 80 and older.

International Medical Group (IMG)

Patriot Platinum Travel Insurance

  • COVID-19 coverage up to policy maximum if you're visiting the U.S.
  • Maximum limits up to $8,000,000
  • IMG pays 100% of medical expenses in-network
Plan Details | View Brochure
Plan Details
Get a Quote

Travel Insurance for Over 70 Years Old

For seniors aged 70 or older, there are additional considerations when buying travel insurance plans. Personally, you may have different priorities that you are looking for in your coverage. For plan benefits and costs, you will find increasing limits on the coverage benefits (lower medical benefits per trip) and increasing costs. Please review the table above for specific costs estimates and coverage limits.

Best Travel Insurance for Seniors Aged 70+

For US Citizens Traveling Abroad

BCBS Travel Insurance

GeoBlue Voyager Plan

  • For U.S. citizens up to age 95
  • Coverage for COVID and pre-existing conditions
  • 24/7/365 service and assistance
Plan Details | View Brochure
Plan Details
Get a Quote

For Travel to the USA or Globally

International Medical Group (IMG)

Patriot Platinum Travel Insurance

  • COVID-19 coverage up to policy maximum if you're visiting the U.S.
  • Maximum limits up to $8,000,000
  • IMG pays 100% of medical expenses in-network
Plan Details | View Brochure
Plan Details
Get a Quote

Benefits of Overseas Travel Medical Insurance for Seniors

As a senior traveling overseas, you may already have some health issues or medication you must monitor daily. If you have travel insurance and get injured or sick while on vacation, your senior travel insurance will cover your medical needs.

Please note that Medicare does not cover healthcare services outside the U.S. and its territories. There may be exceptions to this regarding Medicare benefits in Canada and Mexico, but only in certain circumstances.

Overseas Medical Insurance can guarantee coverage for any sudden injuries or accidents, and it can also ensure compensation if you need to interrupt your trip.

A note from the CDC: "Many health plans, including Medicare, will not pay for services received outside the United States. Also, consider purchasing medical evacuation insurance, which will pay for emergency transportation to a hospital."

Travel Insurance Options for Seniors

Senior travel insurance will provide you with the security and comfort to enjoy your trip. Below are our insurance plan recommendations for travelers over 70 years old, including trip cancellation benefits, coverage for cruises, and international trips.

Best Trip Cancellation Insurance for Seniors Going Abroad

Trip cancellation coverage provides the same great coverage found in a senior travel insurance plan, along with the additional benefit of covering your travel costs should you have to cancel your trip.

Trip Insurance Plan for U.S. Seniors Traveling Abroad

Seven Corners Insurance

Seven Corners Trip Protection Insurance

  • Comprehensive trip protection for U.S. residents traveling abroad.
  • Optional rental car collision coverage available.
  • Optional Cancel for Any Reason coverage available (if eligible).
Plan Details
Get a Quote

Seniors Travel Insurance

Travel Medical Insurance for Seniors

Coverage with Travel Insurance if You Are Over 65

Many of our clients ask us: "What is the best travel insurance for seniors?" and "What benefits are included in a senior travel insurance plan?" People often have different priorities, so we are happy to provide a variety of options.

Frequently, trip cancellation is a priority, while others are more concerned with medical evacuation or repatriation benefits. The good news is you can have them all in one plan. None of these benefits individually add high costs to your plan, so trying to get one or the other to save a little money is not always the best option.

We advise clients to get a quality plan with comprehensive coverage for all bases. To help you choose the best travel insurance for seniors, make sure the following benefits are in your policy:

  • Emergency Evacuation
  • Repatriation of Remains
  • Hospital Room and Board
  • Ambulance Services
  • Trip Interruptions or Delays
  • Loss of baggage or personal items
  • Accidental Death Coverage

Related: Staying Healthy While Traveling as a Retiree

How to Compare and Buy the Right Plan

Most travel insurance companies provide basic – and sometimes limited – plans for seniors, with some simply covering them under their regular plans. Before applying for senior travel insurance, check which age bracket you fall under for specific plans. Age is a significant factor in determining premiums and benefits.

Next, you will need to confirm that your travel insurance plan covers the countries where you will be traveling. Some plans may only provide coverage in select countries.

Another thing to remember when buying senior traveler insurance is the maximums and deductibles of the plan. Some travel insurance companies offer reduced maximums or higher deductibles, depending on your health condition. The higher the risk that you will claim coverage, the more expensive the insurance plan will be.

Seniors Travel Insurance

There are three basic types of travel insurance that you need to know: emergency medical coverage, trip cancellation insurance, and 24-hour telephone assistance. Know the difference between each one to identify which is the best fit for your needs. Focus on the fine print and check the exceptions, exclusions, and free-look period of the policy.

We recommend that you compare the best travel insurance for seniors listed here and review the plans. It is advisable to get a free quote from us using the links above.

Make sure you compare possible plans side-by-side to get the best deal suited to your needs. Buying senior travel insurance can be time-consuming, but it does not have to be stressful. If you have questions that need clarifications, you can contact us, and we will be happy to guide you.

Our Recommended Travel Insurance Plans for Older Travelers

Blue Cross Travel Insurance: An excellent option for U.S. Citizens - Learn More | Free Quote / Buy

Trawick Safe Travels USA: A great choice for visitors to the U.S. - Learn More | Free Quote / Buy

IMG Patriot Platinum: The best plan for internationals - Learn More | Free Quote / Buy

Atlas Travel Medical: Great for International / Non-U.S. Citizens - Learn More | Free Quote / Apply

Globe Hopper Senior Plan: Affordable plan for U.S. Citizens on Medicare A&B - Learn More | Free Quote

Also Read:

businessman lost his luggage at airport

Trip Cancellation Insurance

Read More →
A Review of the Best International Insurance Plans

Compare Travel Insurance Plans

Read More →

Top 10 Travel Insurance Companies

Read More →
Share this

Primary Sidebar

Search Website

Related Pages

  • Advice for Buying Travel Insurance
  • Business Travel Insurance for Employees Abroad
  • Reading the Fine Print on a Travel Insurance Plan
  • Top 10 Travel Insurance Companies
  • AD & D in Travel Insurance Coverage
  • Single Trip Travel Insurance
  • Travel Insurance Reviews
  • Travel Medical Insurance Plans
  • Trip Cancellation Insurance

International Citizens Insurance

Offering the best international health and travel insurance plans.

Pick a Plan


We Contact You

One of our expert international insurance brokers will respond to you promptly.

Request a Quote Today

Get a fast, free, expat insurance quote.

Request a Quote

Footer

Global Medical Plans

International Health Insurance
Cigna Global Health
GeoBlue Xplorer Premier
IMG Global Medical
Now Health International
William Russell
Travel Medical Plans

Specialty Coverage

Overseas Health Insurance
US Citizens Abroad
US Health Insurance
Senior Travel Insurance
Visitors Insurance Coverage
Nomad Travel Insurance
Annual Multi Trip

Company Info

About Us
The Team
International Brokers
Testimonials
Agents / Affiliates
Group Services

Customer Service

United States 877-758-4881
US Direct 617-500-6738
International +44 (20) 35450909
US Travel Insurance Association Member International Citizens Insurance Business Review

18 Shipyard Drive, Hingham, MA 02043 USA | info@internationalinsurance.com

Contact US | Privacy Policy | Licensing | Sitemap

Copyright © 2023, International Citizens Insurance, an International Citizens Group, Inc. company


Note: Covid-19, or Coronavirus, coverage is not included in all plans offered on this website. Please indicate your desire for this coverage when working with your agent.
International Citizens Insurance is a licensed agency providing guidance on international insurance plans. Select products and services listed on this site may not be available to citizens or residents of certain countries.
This site provides consolidated and summary descriptions of insurance plans, benefits, conditions, limitations, and exclusions. A certificate containing the complete certificate wording with all terms, conditions, and exclusions will be provided at the time of purchase or upon request. For additional advice and guidance, contact us for assistance.
International Citizens Insurance is a subsidiary of International Citizens Group, Inc. In the State of California, operating as International Citizens Insurance Agency. California Non-Resident Producer License Number: 6005545.

By continuing to browse this website you are agreeing to our use of cookies.