Travel Medical Insurance Plans

We have listed a variety of plan options. With each, there are links to learn more about the plans and to apply online.

It's easy to apply. Simply answer a few questions about yourself and your trip to generate an initial quote. You can then refine your plan and cost by selecting from different maximum benefit amounts, deductibles, and optional add-on features, if available.

When you're ready, you can click to apply online, and make your payment using a credit card. You will be mailed a confirmation immediately via email along with your insurance documentation and relevant contact details should you need medical assistance on your trip. 

Yes. Travel medical insurance plans are designed to cover emergency medical expenses should you get sick or injured while traveling abroad. If you have an accident or need medical care, these plans are designed to provide you with assistance in finding a doctor, getting treated, and will cover medically necessary prescriptions and continuing care. These plans typically will not cover pre-existing conditions so check your policy if you have specific concerns or questions. Medical treatment for accidents or illnesses that occur while you are participating in certain activities may be excluded. Some plans offer adventure sports cover with their basic plan or as add-on optional coverage if you will be hang gliding or other dangerous activities.   

At International Citizens Insurance we can provide you with a range of travel medical insurance plans from some of the leading insurance providers. Among our most popular plans are the Patriot Plans, and with three different plans to choose from these suit a variety of travelers.

Atlas Travel Insurance is a very comprehensive policy that includes hospitalization and doctor coverage as well as such things as lost luggage, and you can tailor this policy with optional extra riders to include insurance for extreme sports. 

With Patriot Platinum Insurance, you have the same options for extra riders and coverage, though this plan, for the discerning traveler, provides world-class coverage and access to the best service and assistance whenever traveling outside your home country.

Review a list of Best Travel Insurance Companies.

Looking at the many different travel, trip, and medical insurance policies that are available can be confusing. Different providers offer numerous levels of cover, and so travel insurance with one provider could be completely different from another.

Trip insurance provides a short-term solution that will cover such things as trip cancellation, trip protection, and a limited amount of emergency medical coverage. These plans are usually available for a period of between 1 and 62 days.

Travel medical insurance is a more comprehensive policy that gives increased medical coverage over and above what a regular trip or travel insurance policy would, and this type of coverage is usually available for a period of between 5 days and one year.

If you are considering longer-term coverage or more comprehensive medical benefits, read:

Expatriate Insurance or Travel Insurance: What is the Difference? 
Overseas Health Insurance Cover

Travel medical insurance is a short-term solution for travelers who are traveling outside of their home country for anywhere between 5 days and one year. It is essential coverage for travelers who are away from home, whether for business or pleasure purposes. Even if you have health insurance at home the chances are this will not cover you when traveling outside of your home country, or if it does, the level of coverage will be very minimal.

Our plans can be very beneficial to a broad range of individuals including international vacationers, recently arrived immigrants, relatives visiting from overseas, and foreign au pairs and nannies, among others. Plans are available to all nationalities traveling abroad!

In most cases, they do. The plans listed on our site are all designed to meet or exceed the visa requirements for most countries, including Schengen Visa Insurance requirements. You should check the visa requirements for the countries you will be visiting prior to applying to make sure you purchase the maximum benefit and deductible amounts required by that country. Most countries require at least $50,000 in medical benefits and a specific deductible amount.

Read More: Insurance for Your Travel Visa

We offer a variety of travel medical insurance plans. They come in a range of prices as described above. An affordable travel insurance plan is one that covers the specific benefits you need at a reasonable price. Some inexpensive plans do not cover the things that are most important to you or cover them with limited benefits. Other plans offer low-cost travel medical coverage but the service is terrible and you probably won't be able to use it when you need it.

We recommend several plans that are affordable and provide good coverage at a reasonable price. Specifically, for affordable plans, we recommend the following options.

• Atlas Travel Insurance
• Liaison PLUS Travel Insurance

Travel Medical Insurance is surprisingly affordable. Plans are limited in the amount of time you are covered so the risks are less for the insurance company. As a result, the costs are less for the client. Further, as travel medical insurance does not include trip cancellation, the premiums are even lower. Costs are generally dependent on the length of the trip, the applicant's age, the medical limits you desire, and the deductible you choose at the time of purchase. As you can see in the table below, prices can range dramatically starting as low as $0.80 per day to as much as $7.30 per day. Monthly rates are available as well.