Travel Insurance Requirements Keep Changing — Here Are the Latest Mandates

Are you planning to travel internationally? Travel insurance isn’t just a sensible way to protect yourself. Many countries now require it. Don’t let your trip end before it begins – make sure you have the right coverage before you go.

These travel insurance requirements are changing rapidly. Even if your destination is not on the list now, it may require travel insurance by the date of your trip. Check both when you book your ticket and a day before departure to ensure that your insurance meets the latest mandates.

This list was up to date as of December 8, 2023 and includes the specific international medical insurance requirements from each country. All prices are in USD unless otherwise noted.

Learn more about Travel Health Insurance and the best travel insurance companies.

Travel Insurance Requirements by Country

Argentina

Argentina no longer requires Covid-19 tests, vaccines, or health insurance to enter the country. (Source: Ministry of Foreign Affairs, International Trade and Worship)

Bermuda

There are no travel authorizations required to enter Bermuda. Visitors must fill out the Bermuda Arrival Card. You can do this digitally or paper copies are available at the airport. (Source: Government of Bermuda)

Cayman Islands

The Cayman Islands no longer have any Covid-19 travel restrictions. You will need to show only your ID, immigration card, and customs declaration form to enter the country. (Source: Cayman Islands Department of Tourism)

Cuba

Travelers to Cuba must have travel medical insurance that covers COVID-19. Negative Covid-19 tests and proof of vaccination are no longer required. Masks are still mandatory at airports. (Source: Cuba Tourist Board of Canada, Cuba Travelers’ Form)

Fiji

Travel insurance is recommended but not required. (Source: Tourism Fiji)

Israel

International visitors must have a travel medical or international health insurance policy. (Source: Israel Ministry of Health, The Embassy of Israel to the United States)

Saudi Arabia

As part of the tourism visa process, visitors must purchase health insurance from the Saudi government for SAR180, or about $48 USD. (Source: Saudi Tourism Authority)

Schengen Area Countries

(Including Austria, Belgium, Croatia, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland): Visitors who require a visa must have travel medical insurance valid for the duration of their stay, with minimum coverage of €30,000 (about $32,320 USD). (Source: Portugal Ministry of Foreign Affairs, Switzerland State Secretariat for Migration)

Seychelles

Visitors to Seychelles must fill out the digital Travel Authorization form. (Source: The Seychelles Islands)

Singapore

Travelers to Singapore are required to fill out the SG Arrival Card. You can do this up to three days before arriving in the country. (Source: Singapore Immigration & Checkpoints Authority)

Sint Maarten

Travelers to Sint Maarten must fill out an Embarkation and Disembarkation card (ED-card), either digitally or on the airplane. (Source: U.S. Department of State)

Turkey

All travelers to Turkey must have international medical insurance that covers them for the duration of their visit. (Source: Ministry of Foreign Affairs)

Ukraine

Visitors must have an insurance policy from an insurance company registered in Ukraine that offers a minimum of €30,000 ($32,320 USD) in coverage. The policy must be valid for the duration of stay. (Source: Visit Ukraine)

Uruguay

As of June 16, 2023, health insurance is no longer required to enter Uruguay. (Source: Ministry of Public Health, Embassy of Uruguay NY)

Vietnam

Vietnam recently lifted its travel insurance requirements, but still recommends travel insurance with a minimum $10,000 USD coverage. (Source: Embassy of the Socialist Republic of Vietnam in the United States)