Find the Best Coverage for Your Italian Adventure
Planning a trip to Italy? While the country offers unforgettable experiences, unexpected medical emergencies or trip disruptions can quickly derail your plans. That’s why having coverage is essential to protect yourself from the financial impact of unforeseen events.
This article breaks down what’s typically included (and excluded) in travel insurance for Italy, offers tips on choosing the right plan, and provides practical advice to help you stay safe during your adventure.
Trusted Travel Coverage for Italy
- Expert-recommended travel medical plans for visitors to Italy
- Emergency care at leading hospitals in Rome, Milan, Florence, and Bologna
- Includes coverage for accidents, travel delays, and lost luggage
TL;DR — Key Takeaways
- Travel insurance isn’t required for visa-exempt travelers to Italy, but it is strongly recommended since Italy’s public healthcare system doesn’t cover tourists, and private care can be costly.
- Schengen visa applicants must have insurance with at least €30,000 in medical coverage, including emergency care and repatriation.
- If you plan to do high-risk activities, such as skiing in the Dolomites or scuba diving off the Amalfi Coast, make sure your policy includes an adventure sports rider or add-on.
- ETIAS travel authorization will be required for visa-exempt travelers to Italy starting in late 2026.
Do I Need Travel Insurance for Italy?
If you need to apply for a Schengen visa to visit Italy, you are required to purchase travel health insurance. As of 2025, the minimum coverage must be €30,000 (approximately $34,000 USD) and include medical emergencies, hospital treatment, and repatriation of remains. The full criteria can be found on the official European Commission website.
If you’re traveling from a visa-exempt country, such as the United States, Canada, or Australia, you can enter Italy without a visa for up to 90 days within a 180-day period.
In this case, travel insurance is not mandatory. However, it is highly recommended, as the Italian public healthcare system (Servizio Sanitario Nazionale, or SSN) does not cover medical treatment for short-term visitors. Moreover, a travel plan can protect you from unexpected expenses related to trip delays, lost luggage, or stolen items.
Beginning in late 2026, travelers from visa-exempt countries must apply for ETIAS (the European Travel Information and Authorization System) before entering most European countries, including Italy. ETIAS functions similarly to the ESTA in the U.S. or the ETA in the UK.
If you’re an EU citizen, you can access public medical care in Italy using your valid European Health Insurance Card (EHIC).
Read More: The Schengen Visa for Travel to Europe and Schengen Visa Insurance Requirements
Why Travel Insurance Matters in Italy
Travel insurance for Italy helps cover unexpected costs such as trip disruptions or lost baggage, but its most important benefit is coverage for medical expenses.
While Italy’s public healthcare system does provide emergency services to non-EU visitors, these are not free. Travelers must pay out-of-pocket for treatment, which can add up, especially for hospital stays or specialist care.
Below are estimated public healthcare costs in Italy as of 2025:
| Service | Estimated Cost (€) | Estimated Cost (USD) |
|---|---|---|
| General doctor visit | €50 – €120 | $55 – $140 |
| Emergency room visit | €200 – €400 | $225 – $455 |
| Specialist consultant | €80 – €200 | $90 – $230 |
| Hospital overnight stay | €500 – €1,500 | $570 – $1,700 |
| Prescription medication | €5 – €50 | $6 – $60 |
A typical travel insurance policy covers emergency treatment, hospital stays, prescriptions, surgeries, medical evacuation, and repatriation of remains.
Notably, private healthcare services in Italy are more expensive but often provide shorter wait times and better access to English-speaking medical staff. This can be a major benefit if you don’t speak Italian.
For this reason, comprehensive travel insurance covering both public and private care ensures financial protection and peace of mind during your trip.
Read More: Is Travel Insurance Worth It?
Common Travel Risks in Italy
Many travelers enjoy Italy’s beautiful landscapes, cultural treasures, and culinary delights without incident. However, unexpected situations can happen, and they may carry significant financial or logistical consequences.
Travel insurance can help ease that stress by making it easier to get reimbursed, access care, or adjust your plans if things go wrong.
Key Risks to Be Aware Of
- Petty Theft: Pickpocketing and bag snatching are common in crowded tourist hubs like Rome, Florence, and Venice. Thieves often target phones, wallets, and passports. A good travel plan can help cover the cost of stolen items and related delays, such as replacing documents or rebooking travel.
- Driving Risks: Traffic accidents are most common in busy cities like Rome, Milan, and Naples, as well as on narrow rural roads and winding mountain routes. Common risks include collisions with other vehicles, scooters, or pedestrians, often caused by heavy traffic, aggressive driving, or unfamiliar road conditions. Accidents can lead to costly medical bills and legal fees, so having coverage is essential if you plan to drive in Italy.
- Adventure Activities: Italy’s Alps and Dolomites attract many visitors for skiing, hiking, and other outdoor activities. Water sports along the Amalfi Coast are also popular. However, injuries from these activities often require special coverage. Without an adventure sports rider or add-on, you may not be reimbursed for emergency treatment or medical evacuation.
- Natural Events and Extreme Weather: Earthquakes, flooding, and volcanic activity (such as the June 2025 eruption of Mount Etna in Sicily) can disrupt travel plans or force emergency evacuations. A travel plan may help cover evacuation costs or reimburse nonrefundable bookings.
- Transport Disruptions: Public transit strikes can occur with little notice, especially in major cities. Insurance can help cover unexpected accommodation or transportation costs if your itinerary is affected.
Stamp it or get fined! In Italy, hopping on a train without validating your ticket can land you a hefty fine, even if it’s valid. Look for the small green-and-white machines near station platforms to time-stamp your ticket. If you’re using a digital ticket, you can validate it via the Trenitalia app by clicking “check-in” before departure.
What Does Italian Travel Insurance Cover and Exclude?
Travel policies for Italy generally fall into two main categories: travel medical insurance and trip cancellation insurance.
Both types protect against unexpected medical and travel-related expenses, such as emergency treatment, medical evacuation, trip cancellation, lost luggage, travel delays, and repatriation of remains. However, coverage varies by policy, so it’s important to carefully read the fine print to find a plan that fits your needs.
Standard travel policies typically exclude pre-existing medical conditions, pregnancy complications beyond 26 weeks, elective treatments, injuries from high-risk adventure sports, and claims related to alcohol use or traveling against government advice.
Since popular Italian activities like mountaineering, paragliding, deep scuba diving, and high-altitude trekking carry higher risks, they often require additional coverage or separate policies.
Other common exclusions may include negligence (such as leaving luggage unattended), illegal activities, rental vehicle damage, and travel disruptions caused by known events like volcanic eruptions or pandemics. These risks might be covered only if you purchase specific add-ons to your policy.
Read more about the benefits of international travel insurance
How Much is Travel Insurance for Italy?
The cost of travel insurance for Italy varies based on factors such as age, health, coverage level, trip length, and whether you add protection for high-risk activities such as skiing or hiking.
Generally, older travelers – especially those over 65 – or those with pre-existing conditions pay higher premiums.
For example, a 25-year-old traveling from the U.S. to Italy for a 10-day trip might pay between $10 and $35 for a basic or comprehensive plan, while a 55-year-old could expect to pay between $30 and $100 for similar coverage.
Italy’s healthcare costs and emergency evacuation fees also influence premiums, so it’s important to compare plans to find one that fits your budget and needs.
Key cost factors typically include premiums (paid upfront or in installments), deductibles (your out-of-pocket expenses before coverage kicks in), co-pays for certain services, coverage for emergencies and travel disruptions, and any policy exclusions.
On a budget? Consider choosing a plan with a higher deductible to lower your premium, but ensure it still covers essentials like emergency medical treatment, evacuation, trip cancellation, and repatriation. Always compare plans carefully, read the fine print, and consider purchasing extra coverage for adventure activities.
We’ll Help You Choose the Right Travel Plan
Compare top-rated travel insurance plans for your upcoming trip abroad.
How to Choose the Right Travel Plan for Italy
When selecting a travel insurance plan for Italy, think carefully about your medical and travel needs, especially in the event of an emergency.
Ask yourself the following questions:
- Does the policy cover emergency medical care, including hospital stays and necessary treatments in Italy?
- Do I need to declare any pre-existing medical conditions?
- If I plan to ski, hike, or participate in adventure sports, does the plan include coverage, or will I need a specific add-on?
- Is my entire trip to Italy covered, from departure to return?
- Does the plan include coverage for losses, medical expenses, or evacuations due to natural disasters or severe weather?
- Are there any limits or exclusions for emergency evacuation or specialized medical care?
The Best Travel Health Insurance for Travel
The IMG Patriot Platinum offers comprehensive medical coverage and global emergency services, making it an excellent choice for visitors to Italy. It includes high policy limits, emergency evacuation coverage, and optional add-ons for popular activities, such as surfing and scuba diving.
Designed for short-term international travelers, it’s a top option for U.S. citizens and foreigners visiting the country for less than 12 months.
Patriot Platinum Travel Insurance
- Maximum limits up to $8,000,000
- IMG pays 100% of medical expenses in-network
- Evacuation due to Natural Disasters & Political Unrest
U.S. citizens visiting Italy should consider a travel insurance plan that includes strong medical coverage, access to quality healthcare providers, and support in case of emergencies abroad.
GeoBlue’s Voyager Travel Insurance plan is an excellent choice. Affiliated with Blue Cross Blue Shield, it offers access to a premium global network of doctors and hospitals. GeoBlue also provides 24/7 customer support, telemedicine services, and prescription drug coverage.
This plan is especially well-suited for older U.S. travelers, as it offers one of the highest levels of international coverage for seniors. This includes those with Medicare who need comprehensive protection while abroad.
GeoBlue Voyager Plan
- For U.S. citizens and residents up to age 95
- Includes pregnancy coverage, baggage loss, trip interruption & more
- 24/7/365 service and assistance
The Best Trip Cancellation Coverage for Visitors to Italy
For U.S. citizens and residents planning a trip to Italy, the Trawick Safe Travels AnyReason plan offers both flexibility and financial peace of mind in case of unexpected changes to your itinerary.
It includes a Cancel for Any Reason (CFAR) benefit at no extra cost. If you cancel your trip for reasons not normally covered by standard policies, Trawick will reimburse up to 75% of your prepaid, non-refundable expenses, including flights, hotels, and tours.
Safe Travels AnyReason
- Available to US residents traveling within the United States and abroad
- 100% Trip Cancellation and Trip Interruption Coverage
- Emergency Evacuation and Repatriation
- 75% of Cancel for Any Reason (CFAR) is included within 7 days of trip deposit
World Nomads Travel Insurance is a strong option for non-U.S. travelers heading to Italy. In addition to trip cancellation coverage for prepaid expenses, the plan includes protection for over 200 adventure activities, emergency medical care, evacuation and repatriation, and compensation for lost or stolen baggage.
World Nomads Travel Insurance for Trip Cancellation
- Trip cancellation and interruption benefits included
- Emergency medical transport and repatriation
- Baggage and gear cover
- Optional Cancel For Any Reason (CFAR) coverage available for U.S. citizens/residents (Explorer and Epic Plans)
Preparing for Your Trip to Italy
To enjoy a safe and hassle-free visit to Italy, it’s essential to prepare for your health and medical needs in advance. This includes staying current on recommended vaccinations, understanding the country’s medication regulations, and knowing how to access medical care if needed.
Here are some important tips to help you get ready for your trip:
Do I Need Vaccinations to Travel to Italy?
Italy does not require any specific vaccinations for entry. However, it’s recommended that travelers are up to date on routine immunizations, including:
- Measles-mumps-rubella (MMR)
- Diphtheria-tetanus-pertussis
- Varicella (chickenpox)
- Polio
- Influenza (flu shot)
Depending on your personal health, travel plans, and planned activities, your doctor may also recommend additional vaccines, such as those for hepatitis A or B.
Ideally, consult your healthcare provider or a travel health clinic four to six weeks before departure. This gives you enough time to complete any vaccine series and ensure optimal protection before you travel.
You can find more detailed information about vaccinations and health advice for Italy on the following sites:
Read More: Vaccine Requirements for Traveling Abroad
Bringing Medication to Italy
Italy enforces strict regulations on medications brought into the country, so it’s important to prepare in advance.
Start by ensuring you have enough of your prescription medications and any necessary medical equipment for your entire stay. If bringing a full supply isn’t feasible, research how to access local equivalents beforehand.
Rules for Bringing Medication
According to the Italian Ministry of Health (Ministero della Salute), travelers may bring up to a 30-day supply of medication for personal use, provided certain conditions are met. These include:
- The medication must be accompanied by a prescription in your name.
- You must carry a doctor’s note on official letterhead that includes:
- Your full name
- The name of the medication, including its generic name
- Confirmation that the drug is not a narcotic
- A brief explanation of your condition and why the medication is necessary
- The amount you’re bringing and the length of coverage
Banned or Restricted Substances in Italy
The Italian authorities strictly control the following medications, even if your family doctor prescribed them back home:
- ADHD/ADD medications (e.g., Adderall, Ritalin, Concerta)
- Strong painkillers (e.g., Vicodin, OxyContin, Demerol)
- Antianxiety medications (e.g., Xanax, Ativan, Valium)
- Antidepressants (e.g., Wellbutrin, Prozac, Paxil, Zoloft)
- Hormone therapy (e.g., Tostran)
Without the proper paperwork outlined above, customs may confiscate your medication, issue a fine, or impose more serious legal penalties.
Illegal Narcotics
The following narcotics are illegal for recreational use in Italy, and penalties for possession can be steep fines and imprisonment:
- Amphetamines
- Cocaine
- Cannabis (high-THC)
- Ecstasy (MDMA)
- Hallucinogens
- Heroin
- Methamphetamines
For more clarity, check with the International Narcotics Control Board (INCB) for advice on traveling internationally with prescription or controlled drugs. You can also consult the Italian Medicines Agency (AIFA) for up-to-date information on drug classifications.
Read More: Traveling Internationally with Prescription Medication
Don’t risk it – pack smart! Always pack medications in their original packaging and carry them in your hand luggage. Be aware that some prescription or over-the-counter drugs that are common in other countries may be considered controlled substances under Italian law. Without proper documentation, customs may confiscate the medication or impose legal penalties.
How to Access Medical Care in Italy
If you have a medical emergency in Italy, dial 112 to reach emergency services. Paramedics will treat you on-site and, if needed, transport you to the nearest hospital or emergency department.
Ambulance services in Italy are generally free or low-cost. However, as a foreign visitor, you will likely be charged for any hospital treatment, diagnostic tests, or inpatient care. Depending on your travel insurance, you may be able to claim most of these expenses for reimbursement.
Short-term visitors typically don’t visit a primary care physician for non-urgent medical issues, such as infections, minor injuries, or stomach illnesses. Instead, you can go directly to a public hospital, emergency room, or the Guardia Medica Turistica, a tourist-friendly medical service available in most major cities and resorts.
Your travel insurance provider can usually help you locate nearby clinics or hospitals that accept your coverage. Some insurers also offer telehealth services, allowing you to consult with a doctor virtually, and translation support to help communicate with local medical staff if you don’t speak Italian.
Lastly, if you plan to hike in the Dolomites, ski in the Alps, or take part in other outdoor activities, make sure your travel insurance includes adventure sports coverage and medical evacuation. If not, consider purchasing an add-on or separate coverage.
Keep key documents handy. Always carry your travel insurance details, passport, and essential medical documents, ideally in your carry-on bag or stored securely on your phone. Having this information readily available can significantly reduce delays in receiving medical care and help ensure smooth coordination between local healthcare providers and your insurance company.
Travel Warnings and Alerts for Italy
Italy’s Ministry of Foreign Affairs and International Cooperation (Ministero degli Affari Esteri e della Cooperazione Internazionale) provides official travel warnings and alerts for both Italian citizens and foreign visitors.
The Italian Civil Protection Department (Protezione Civile) also issues daily bulletins (bollettini di criticità) on potential natural disasters and severe weather. In addition, Italy’s national weather service publishes current weather warnings and advisories.
That said, it’s always wise to check your home country’s travel advisories for destination-specific updates related to safety, health risks, or political developments.
Below are several official sources of travel advice by country:
Official Travel Advisory Sources
- Australia – Smartraveller: Provides information on entry requirements, travel safety tips and warnings, health alerts, and emergency procedures.
- Brazil’s – Ministry of Foreign Affairs: Shares official travel advisories, safety information, and consular assistance.
- Canada – Government Travel Advice: Offers safety advice and travel notices, including alerts about civil unrest, weather-related risks, or health outbreaks.
- India – Ministry of External Affairs: Provides safety and security alerts, as well as other essential information, for Indian nationals traveling abroad.
- New Zealand – SafeTravel: Citizens can set up an account to receive location-specific alerts or request consular assistance in the event of an emergency.
- Germany – Sicher Reisen: You can download the app Ihre Reise to receive alerts. German citizens can also register on the ELEFAND system to receive updates and assistance while traveling.
- Singapore – Ministry of Foreign Affairs: Offers official guidance and safety tips for Singaporeans traveling abroad.
- UAE – Ministry of Foreign Affairs: Offers an interactive portal with destination-specific travel alerts.
- UK – Foreign Travel Advice: Covers safety, security, health risks, and emergency contact information and procedures for UK nationals.
- U.S. Department of State: Issues travel alerts and warnings through its Smart Traveler Enrollment Program (STEP). This free service allows US citizens to register their trip abroad, enabling the State Department to contact them quickly in an emergency.
Read More: A Guide to Travel Advisories, Warnings, and Alerts
Emergency Contact Information for Italy
If you require immediate medical assistance or need to contact the police (Carabinieri or Polizia), dial the European-wide emergency number 112. This number works from any landline or mobile phone in Italy, even if your phone is locked or lacks a SIM card.
You can also download the Where Are U app, which connects you to 112 and automatically transmits your location. This is especially helpful if you’re unable to speak or need a more accessible option as a Deaf or hard-of-hearing traveler.
Emergency Numbers in Italy
- General Emergency (police, fire, ambulance): 112
- Ambulance (Ambulanza): 118
- Fire Department (Vigili del Fuoco): 115
- Civil Protection (Protezione Civile): 800 840 840
- Tourist Police (Polizia Turistica): 113 – For non-urgent matters
- Non-urgent Medical Needs (NEA Service): 116 117 (operators typically speak Italian and English, making it a valuable resource for visitors).
Embassy Phone Numbers in Italy
Your country’s embassy can assist if you require help with lost documents, visa issues, or other consular matters while in Italy. They may also provide emergency services such as legal advice, financial assistance, or support during a medical emergency.
Key Embassy Contact Details in Italy
Australian Embassy
Phone: +(39) 6 852 721
Address: Via Antonio Bosio 5, 00161 Rome
Brazilian Embassy
Phone: +(39) 6 683 981
Address: Piazza Navona, 14, 00186 Rome
British Embassy
Phone: (+39) 6 4220 0001
Address: Via XX Settembre 80/a, 00187 Rome
Canadian Embassy
Phone: +(39) 6 854 441
Address: Villa Grazioli, Via Salaria 243, 00199 Rome
Embassy of India
Phone: +(39) 6 4884 642/3/4/5
Address: Via Venti Settembre 5, 00187 Rome
Embassy of the People’s Republic of China
Phone: +(39) 6 9652 4200
Address: Via Bruxelles 56, 00198 Rome
French Embassy
Phone: +(39) 6 686 011
Address: Piazza Farnese 67, 00186 Rome
German Embassy
Phone: +(39) 6 492 131 | +(39) 335 790 4170 (A/H emergency German)
Address: Via San Martino della Battaglia 4, 00185 Rome
Honorary Consulate-General of Singapore
Phone: +(39) 6 6994 0398 | +(39) 6 6978 3010
Address: Via Frattina 89, 00187 Rome
Japanese Embassy
Phone: +(39) 6 474 991
Address: Via Quintino Sella 60, 00187 Rome
New Zealand Embassy
Phone: +(39) 6 853 7501 | +(64) 99 20 20 20 (A/H emergency)
Address: Via Clitunno 44, 00198 Rome
South African Embassy
Phone: +(39) 6 852 541
Address: Via Tanaro 14, 00198 Rome
United Arab Emirates Embassy
Phone: +(39) 6 363 06100
Address: Piazza della Croce Rossa 3, 00161 Rome
U.S. Embassy and Consulates
Phone: +(39) 6 467 41
Address: Via Vittorio Veneto 121, 00187 Rome
If your country is not listed above, you can also visit EmbassyPages, a global directory, to search for embassies and consulates by country and city.
10 Italy Travel Tips
Italy is one of the safest countries in the world, ranking 33rd out of 163 nations on the 2025 Global Peace Index, which evaluates crime rates, political stability, and militarization.
However, no destination is without risks. For example, driving in Italy can be hazardous, and accidents may occur while skiing or hiking. That’s why taking simple precautions is essential to ensure your safety.
Here are 10 practical tips to help you stay safe and enjoy your visit:
1. Stay Alert in Crowded Areas
Petty theft, such as pickpocketing, can occur, particularly in crowded tourist areas and bustling cities, such as Rome, Florence, and Venice. Minimize the risk by being aware of your surroundings and keeping your bags close.
Don’t show off cash or valuables. Instead, use a money belt or keep your wallet in a front pocket for added security. Consider carrying a dummy coin purse with a small amount of cash to deter thieves.
Do not leave bags or valuables unattended in public places, including beaches and hotel lobbies. Also, be vigilant on public transport as pickpockets often operate on buses and trains, especially near major stations.
2. Be Aware of Road Safety Hazards
The most recent report on road accidents by the Italian National Institute of Statistics (ISTAT, 2023) indicates that there are approximately 460 collisions per day. Even though fatalities have decreased, at 56 road deaths per million people, it is still above the EU average of 46.
The main contributors are high speeds, failure to yield the right of way, and distraction (e.g., using cell phones). Therefore, be alert when driving, follow the local road laws, and use extra caution at pedestrian crossings. Never drink and drive.
3. Follow the E-scooter Regulations
The Italian law requires you to wear a helmet and have third-party insurance when riding an e-scooter. Otherwise, you can be fined.
4. Be Mindful of Local Attitudes toward LGBTQIA+ Travelers
It is safe for LGBTQIA+ travelers to visit Italy, particularly in larger cities and urban centers. However, rural communities may be more conservative, where the occasional resident can sometimes react negatively to public displays of affection.
Trans or non-binary visitors may want to carry supporting documents, as they can occasionally experience issues at passport or ID checkpoints. Unfortunately, gender-neutral bathrooms are also uncommon across the country.
5. Stay Vigilant when Traveling Solo
Italy is generally a safe destination for women, including those traveling solo. While some have reported occasional street harassment in the past, such incidents appear to be less frequent.
But, like at home, be aware of where, when, and with whom you go, and tell a friend or family member where you are.
6. Follow the Safety Rules for Outdoor Activities and Adventure Sports
Skiing, hiking, or engaging in water sports are popular activities in Italy, but they also come with risks. Therefore, follow the safety rules, take precautions, and stay informed about any regional warnings (e.g., severe weather).
7. Stay Informed About Natural Hazards
Some Italian regions may be affected by natural events, such as earthquakes, flooding, and volcanic eruptions. Stay updated by following the news and never ignore weather alerts or other warnings from the Civil Protection Department.
8. Stay Cool and Hydrated During Summer Heatwaves
Italy can get extremely hot during the summer months, especially in July and August. Temperatures often climb as high as 38 to 42 °C (100.4 – 107.6 °F) in the south, and 32 to 35 °C (89.6 – 95.0 °F) in the north.
To remain safe, be sure to stay hydrated, use sun protection, and limit outdoor activities during the hottest parts of the day. You can also monitor the local heat alerts from the Ministry of Health.
Fill up for free! You can stay hydrated and be sustainable by refilling your reusable bottle at a free public water fountain, known as aqua potabile. These are usually found in most town hall squares.
9. Be Prepared for Public Transport Strikes
Public transport strikes can occur with little notice and may result in delays or extra expenses. With some forward planning, including checking alerts, being flexible with your schedule, and having travel insurance, you can effectively manage most disruptions.
10. Enroll in Travel Alert Programs
Register with your country’s travel alert program (as discussed above) to receive updates and access consular assistance in the event of an emergency.
Ready to Embrace La Dolce Vita?
Italy’s stunning landscapes, timeless history, and world-famous food make it one of the most unforgettable places on earth. From wandering the lively piazzas of Rome to sipping espresso in a Tuscan vineyard, there’s magic around every corner.
But no matter how well you plan, the unexpected can happen – and it can quickly turn your dream vacation into a headache.
With the right coverage, you can relax and fully enjoy all that Italy has to offer in terms of beauty, culture, and flavors without worrying about what-ifs.
So, are you ready to dive into la dolce vita with confidence?
Get a free quote now and find the perfect travel insurance plan for your Italian adventure!
Trusted Travel Coverage for Italy
- Expert-recommended travel medical plans for visitors to Italy
- Emergency care at leading hospitals in Rome, Milan, Florence, and Bologna
- Includes coverage for accidents, travel delays, and lost luggage
Frequently Asked Questions
What are the entry requirements for Italy?
You must apply for a Schengen visa if your nationality does not allow visa-free entry. Additionally, if you plan to work and live in Italy, there are various work visas to consider.
Is travel insurance mandatory for Italy?
Travel health insurance is required if you need a Schengen visa. If you’re from a visa-exempt country (like the U.S. or Canada), insurance isn’t mandatory but is strongly recommended for peace of mind.
Can I buy travel insurance after booking my flight to Italy?
Yes. You can buy travel insurance at any time before your trip, but it’s best to buy it soon after booking. This helps maximize coverage benefits like trip cancellation protection, which often only applies if you purchase a plan early.
Can I purchase travel insurance after arriving in Italy?
Possibly, but coverage may be limited. Many providers won’t cover you if you’ve already left your home country unless you buy a specific post-departure or expat health insurance plan.
Can I extend my travel insurance while in Italy?
Yes, usually, but always check your policy and contact your provider before traveling. Some insurers allow mid-trip extensions, while others require you to return home first.
What if I need medical evacuation in Italy?
Italian emergency services won’t refuse to evacuate you, but the costs can run into the thousands without travel insurance. Since public healthcare rarely covers medical evacuation, having the right coverage is essential to protect yourself from these potentially huge expenses.
Is it dangerous to drive in Italy?
It can be. Italy has a higher rate of traffic accidents than the EU average. Many tourists find Italian driving fast-paced and aggressive, made even more challenging by the country’s narrow roads and complex traffic patterns. If you drive, remain alert and obtain comprehensive coverage from the rental car agency, in addition to your travel insurance.
Read More
- Top 10 Travel Insurance Companies
- How to Buy Travel Insurance
- Can I buy Travel Insurance After Departure?
- Health Insurance in Italy for Foreigners and Expats
About the Author:Magdalena is a content strategist and storyteller from South Africa who has lived in New Zealand, the UK, and the Netherlands. She writes about relocation, healthcare, education, and more—always aiming to make complex topics clear and accessible. Outside of work, she’s passionate about sustainability, hiking, and planning her next adventure..