Trawick Safe Travels USA

Trawick Safe Travels USA provides limited coverage for an unexpected recurrence of a pre-existing condition. The maximum benefit amount provided for treatment of a pre-existing condition is $1,000.

Benefits are available for an unexpected recurrence of a pre-existing condition, subject to the following conditions:

1. The recurrence must occur spontaneously and without advance warning, either from a doctor or through symptoms, must be of short duration, rapidly progressive, and require urgent medical care.
2. It must happen at least 48 hours after the effective date of the policy.
3. Medical treatment must be sought within 24 hours of the recurrence.

Coverage is restricted to only one such unexpected recurrence per policy period and does not extend to additional recurrences within the same period. It also excludes coverage for any known, scheduled, required, or expected medical care, medications, or treatments that were necessary before the start of the coverage.

Additionally, the definition of a pre-existing condition also encompasses any acute onset of illness or exacerbation that is related to or worsens due to an underlying condition previously known and monitored by a physician. Eligibility proof is necessary before any claim payment.

Yes, travelers have the ability to cancel their Trawick Safe Travels USA plan.

Full refunds are only possible if your written request to cancel is received before or on your effective date of coverage.

Partial refunds may be considered if your cancellation request is submitted after your effective date under these conditions:

• If any claims have been made, the premium is non-refundable as it is considered fully earned.
• If no claims have been made, a cancellation fee of $25 is charged, and a refund will only be considered for the unused portion of the premium.
• If a claim is presented after a refund has been issued, the covered person is fully responsible for the full amount of the claim.

The effective date is determined by your requested date and is contingent upon Trawick receiving payment for your plan.

Travelers can include optional Sports Activity Coverage in their core Safe Travels USA plan. 

The coverage includes injuries sustained during amateur and organized sports activities such as archery, tennis, swimming, cross country, track, volleyball, golf, ballet, basketball, cheerleading, equestrian, fencing, field hockey, non-Division 1 football, gymnastics, non-league hockey, karate, lacrosse, polo, rowing, rugby, and soccer.

It specifically excludes any sports not listed, unless the unlisted sport is a non-contact activity undertaken solely for leisure, recreation, entertainment, or fitness.