Last Modified: January 22, 2020
This Cookie Policy explains how International Citizens Group, Inc. and our partners use cookies and similar technologies to recognize you when you visit our websites. It describes what these technologies are and why we use them, as well as your rights to control our use of them.
What is a cookie?
Cookies are a small text file that a web server delivers to a web browser to create web pages tailored to the use. Cookies can be used to track users’ behavior on a single site or across different sites. Our first and third-party cookies have an expiry time within a session or longer, known as persistent cookies. Session cookies are erased when the user closes their browser and they do not collect personal data from the user’s computer. Persistent cookies remain for about a year or two and collect personal data when a user browses our websites. They are capable of providing convenient and rapid access to familiar content, which enhances the experience of our users.
Cookies set by the website owner (in this case, International Citizens Group, Inc.) are "first-party cookies." Cookies set by parties other than the website owner are "third-party cookies." Third-party cookies enable third party features or functionality on or through the website (e.g., like advertising, interactive content, and analytics). The parties that set these third party cookies can recognize your computer both when it visits the website in question and also when it visits other sites.
Why do we use cookies?
We use first-party and third-party cookies for several reasons. Some cookies are required for technical reasons for our websites to operate. Our first-party cookies are strictly necessary and have a zero or low level of intrusion. They are in place with the sole purpose of making our websites work. They are designed to enhance the users’ experience on the site, while also measuring site performance. Our third party cookies have a medium level of intrusion because they are set to store more personally identifiable information about our users. The third-party cookies on our websites will use the personal data collected from our users to create a more personal experience the next time they visit our sites. For example, International Citizens Group, Inc. keeps track of the pages you visit on our website to determine what content is the most popular or most used.
What types of cookies do we use and how do we use them?
The specific types of first and third-party cookies served through our websites and the purposes they perform include:
Categorization of Cookies On Our websites
The entity that controls the domain through which the cookies are sent:
- First-party: First-party cookies are issued by the website that a user views directly
- Third-party: Third-party cookies are issued when the cookie has a different domain from the site you’re browsing. These cookies are used to enable you to share pages and content that you find interesting on our websites through third-party social networking and other websites. These cookies may also be used for advertising purposes too.
The lifespan of the cookie:
- Persistent: Persistent cookies remain on your computer but expires on a specific date or after a set period
- Session: Session cookies are erased when the user closes their browser and they do not collect personal data from the user’s computer.
The purpose of the cookie:
- Essential (Strictly Necessary): Essential cookies provide the information requested by the website. These cookies are strictly necessary to provide you with services available through our websites.
- Non-essential: Non-essential cookies are any cookie that is not an essential cookie- consent is required. These cookies collect information that is used either in aggregate form to help us understand how visitors use our websites or how effective our marketing campaigns are, or to help us customize our websites for you.
Secure: Secure cookies can be transmitted only by way of an encrypted connection, making the cookie less vulnerable to being hacked - Authentication: Authentication cookies Verify you are who you say you are
Performance and functionality cookies: These cookies are used to enhance the performance and functionality of our websites but are non-essential to their use. However, without these cookies, specific features may become unavailable.
Analytics and customization cookies: These cookies collect information that is used either in aggregate form to help us understand how visitors use our websites or how effective our marketing campaigns are, or to help us customize our websites for you. - Advertising cookies: These cookies are used to make advertising messages more relevant to you. They perform functions like preventing the same ad from continuously appearing, ensuring that ads are displayed correctly for advertisers, and in some cases selecting advertisements based on your interests.
- Social networking cookies: These cookies are used to enable you to share pages and content that you find interesting on our websites through third-party social networking and other websites. These cookies may also be used for advertising purposes too.
Name of Cookie
Category
Cookie Associated With
Session or Persistent
Essential or Non-Essential
First or Third Party
Purpose
__cfduid
Strictly Necessary
CloudFlare
Essential
Third
Persistent
Required to speed
up page load times.
__hssc
__hssrc
__hstc
hubspotutk
Performance
Hubspot
Non-Essential
First
Session
Used for website analytics and user authentication.
__insp_norec_sess
__insp_nv
__insp_slim
__insp_targlpt
__insp_targlpu
__insp_wid
Performance
Inspectlet
Non-Essential
First
Persistent
Used to record website and server performance with each visit to the site.
_ga
_gid
Performance
Google Universal Analytics
Non-Essential
Persistent
First
Store and update a unique value for each page visited by the user.
ct_traffic_source
_cookie
N/A
N/A
N/A
N/A
First
N/A
_dc_gtm_UA-46257763-1
Strictly Necessary
Google Tag Manager
Essential
First
N/A
N/A
How can you control the use of cookies?
You have the right to decide whether to accept or reject cookies. You can set or change your web browser (Internet Explorer, Firefox, Chrome, or Safari) controls to accept or refuse cookies. If you choose to reject cookies, you may still use our website although your access to some functionality and areas of our website may diminish. As the means by which you can refuse cookies through your web browser controls vary from browser-to-browser. For additional information on how to set up the main browsers in order to configure the cookies, you may access the following links:
- Internet Explorer: https://support.microsoft.com/en-us/help/17442/windows-internet-explorer-delete-manage-cookies
- Firefox: https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences
- Chrome: https://support.google.com/chrome/answer/95647?hl=en-GB
- Safari: https://support.apple.com/en-gb/guide/safari/sfri11471/mac
What other similar technology do we use?
We employ software technology called clear gifs (pixel tags), that help us better manage the website. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users. In contrast to cookies, clear gifs are embedded invisibly on Web pages or in emails and are about the size of the period at the end of this sentence. We use clear gifs or pixel tags in our HTML-based emails to let us know which emails have been opened by recipients. They allow us to measure the effectiveness of certain communications and the effectiveness of our marketing campaigns. We join the information gathered by clear gifs to our customers' personal information profile in our CRM database, Copper.
Updates to this Cookie Policy
We may update this Cookie Policy to reflect, for example, changes to the cookies we use or for other operational, legal or regulatory reasons. Please revisit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.
The date at the top of this Cookie Policy indicates when it was last updated.
Requesting Additional Information
If you have any questions about our use of cookies or other technologies, please email us at privacy@internationalinsurance.com.
About Our Services - Guidance in Finding an International Health Plan
Through our website, we can offer some of the very best global healthcare insurance, international life insurance, travel medical insurance, international group plans, and trip cancellation insurance policies to people from all around the world. Unlike traditional insurance sources, International Citizens Insurance provides all their plans online through their website which has some benefits over traditional insurance brokers/ agents such as being able to offer insurance 24 hours a day, seven days a week.