Tag Archives: evacuation

Terrorist Attacks While Abroad - Stay SafeAdvice for Being Prepared in Case of a Terrorist Attack

While the allure of international travel is greater than ever, it is not as safe as it was once. The world has changed. Terrorism needs to be a consideration when planning your next trip abroad. The U.S. Department of State issued a Worldwide Caution to all U.S. citizens traveling to help increase awareness and vigilance in going abroad.

Making wise choices and planning ahead will help you to travel safely. A little organization before your trip can help you be prepared and alleviate stress if terrorist attacks happen while you are traveling.

Smart Traveler Enrollment Program

For U.S. citizens, the Bureau of Consular Affairs, a service of the U.S. Department of State, offers the Smart Traveler Enrollment Program (STEP).

STEP is a service available to all U.S. citizens and nationals traveling abroad to enroll their trip with the closest U.S. Embassy or Consulate. Enrollment in the program is simple. Just visit: step.state.gov/step.

With a simple online enrollment, it is easy to participate in STEP. For frequent travelers, create a secure account for all your trips.

The Department of State details the benefits of enrolling in STEP as follows:

  • Receive important information from the Embassy about safety conditions in your destination country to help you make informed decisions about travel.
  • Help the U.S. Embassy contact you in an emergency.
  • Help family and friends get in touch with you in an emergency.

Research Travel Advisory, Warnings and Alerts

We created an article for clients explaining Travel Advisories and Alerts. Educate yourself on the differences and keep up to date on notifications. If you are on Twitter, follow @IntInsurance for automatic alerts and warnings updates. Stay up to date at:

  • https://travel.state.gov/content/passports/en/alertswarnings.html
  • https://travel.gc.ca/travelling/advisories
  • https://www.gov.uk/foreign-travel-advice

Travel Insurance that includes a Terrorism / Political Evacuation Benefit

Most comprehensive travel insurance plans include coverage for terrorist acts as part of the trip cancelation and interruption insurance. When purchasing insurance, it is important to research ahead of time and ask questions to ensure you are purchasing the plan best suited to your needs.

Two plans we recommend as they include Political Evacuation and Terrorism Coverage:

The confidence that comes from having good insurance can allow you peace of mind while you travel.

Keeping Safe During an Attack

The first thing to do if you find yourself in the midst of an attack is to get to a safe place.

The British National Counter Terrorism Security Office issued a article detailing what to do. The advice can be summarized as follows: RUN. If you can’t RUN, HIDE.

Notifying Friends and Family

Family and friends at home would naturally be concerned if they knew you were in an area where an attack occurred. 

You can be proactive in helping your friends and family know that you are safe. Provide them with an accurate, detailed itinerary, including contact information, before you leave. This would allow an embassy to focus on those who really need help.

You may also wish to take advantage of programs like Facebook’s Safety Check, which allows for family and friends to check in with each other in an emergency situation.

After an Attack – Next Steps

If you are injured or require emergency help, contact your local embassy.

Prior to your trip, you can visit usembassy.gov to determine the embassy or consulate closest to you. Contact information is available for you to bring with you or provide to family or friends.

In the case of an emergency, call 888.407.4747. The U.S. State Department operates this number 24 hours a day, 7 days a week. Remember, this number should be reserved for use only if you are injured or it is an emergency situation.

For more information on travel safety, visit travel.state.gov.

Medical Evacuation for your Next Trip Abroad
Evacuation Insurance

Frequent international travelers know the significance of making sure they are insured against trip delays and cancelation as well as lost luggage. They know that investing in a quality travel insurance plan means they will be financially compensated and fully assisted should something go wrong. They also understand that only international medical insurance provides complete comprehensive coverage against a medical emergency such as sudden illness, injury or accident. They realize that international health insurance will provide them with the coverage they need to get the quality medical treatment abroad they deserve.

However, even the most experienced international traveler may get confused as to the scope of international insurance they need and do not need.

International Emergency Evacuation Insurance – Do Travelers Need it?

Emergency travel medical evacuation plans are designed to fill in the gaps of other international medical insurance plans by providing coverage for emergency medical evacuation. It’s possible that evacuation is covered by an existing plan, but sometimes this coverage is minimal and you should always look into a more comprehensive plan when traveling abroad to ensure there are no surprises should a problem arise.

Why Do I Need Emergency Evacuation Coverage?

Emergency evacuation coverage is recommended by many national agencies, including The Center for Disease Control. They recommend this insurance coverage in case you find yourself in need of serious medical care in a resource-poor area and need to be evacuated to an area that has a qualified medical facility.

Investing in emergency evacuation coverage ensures travelers that should a medical issue arise they will not have to deal with language and currency barriers, nor will they have to worry that their insurance company will give them the run around, charge additional fees or not be available during the emergency.

What Does an Emergency Evacuation Plan Cover?

Coverage may differ depending on the insurance agency and plan, but typical coverage may include:

  • Emergency Evacuation
  • Political Evacuation
  • Emergency Reunion
  • Return of Mortal Remains
  • Emergency Travel Assistance Services

In addition to the aforementioned coverage, you can add additional emergency coverage such as MedJet emergency evacuation plan that includes emergency evacuation to a hospital of choice regardless of medical necessity.

This insurance option often includes repatriation coverage, which allows the traveler to return to their home country to be treated in a familiar location. It also includes compassionate visits for immediate family, such as a parent, spouse, partner, sibling, or child to visit the traveler after an accident or illness and they have not been evacuated or repatriated.

Can you Purchase Emergency Evacuation Insurance for Groups?

Yes. International group health plans can cover five or more applicants with short term or long term coverage and is available for corporations or employers traveling with a group as well as missionaries, volunteers, Church organizations, and youth and student programs.

As with all insurance plans, it is important that you compare multiple plans before investing in one. Multiple quotes will allow you to select the insurance plan that is right for where you are traveling and provides the coverage you need i.e., medical emergency evacuation in the case of a medical emergency where no qualified medical facility exists. Consult your trusted international insurance agency and find the emergency evacuation insurance plan that works for you.