Travel Medical Insurance with COVID-19 Coverage
Seven Corners Travel Medical Plus plans provide customizable medical coverage, 24/7 travel assistance, and COVID-19 coverage up to your chosen medical maximum.
In most cases, your health insurance at home does not always cover you when you travel abroad, which is why international travelers should consider obtaining travel medical insurance. Customers traveling outside the U.S. should purchase the travel medical plan, excluding the U.S. While travelers voyaging within the U.S. and other parts of the world should buy the travel medical plan, including the U.S.
No matter where you go, Seven Corners Travel Insurance plans help protect you against paying for medical and non-medical expenses out of pocket while abroad. The world has changed, and travel is different now. It would be best if you had a specialized travel insurance plan to protect you in this new environment.
Seven Corners Travel Medical Plus plans provide customizable medical coverage, 24/7 travel assistance, and COVID-19 coverage up to your chosen medical maximum.
In most cases, your health insurance at home does not always cover you when you travel abroad, which is why international travelers should consider obtaining travel medical insurance. Customers traveling outside the U.S. should purchase the travel medical plan, excluding the U.S. While travelers voyaging within the U.S. and other parts of the world should buy the travel medical plan, including the U.S.
No matter where you go, Seven Corners Travel Insurance plans help protect you against paying for medical and non-medical expenses out of pocket while abroad. The world has changed, and travel is different now. It would be best if you had a specialized travel insurance plan to protect you in this new environment.
Ready to purchase a Seven Corners Travel Insurance plan?
Receive a personalized quote and purchase online in minutes!
Seven Corners Travel Medical Highlights
Seven Corners Travel Medical Insurance Benefits
| Benefit Period | 180 days | 180 days |
| Med. Max. Options | 14 days to 69 years old: $50,000; $100,000; $500,000; $1,000,000 70 to 79 years old: $50,000; $100,000 80+ years: $10,000 | 14 days to 64 years old: $50,000; $100,000; $500,000; $1,000,000; $2,000,000; $5,000,000 65-74 years old: $50,000; $100,000 |
| Deductible Options | $0; $100; $250; $500; $1,000; $5,000 | 14 days to 64 years old: $0; $100; $250; $500; $1,000; $5,000 65 to 74 years old: $0; $250; $500; $1,000; $5,000 |
| Coinsurance | Inside the U.S. In PPO Network: We pay 100% to the medical maximum. Out of PPO Network: We pay 90% of the first $10,000 in covered expenses, then 100% to the medical maximum. Outside the U.S. We pay 100% to the medical maximum. | We pay 100% up to the medical maximum. |
| Inpatient & Outpatient Hospital Services | URC to medical maximum | URC to medical maximum |
| COVID-19 Treatment | URC up to medical maximum | 14 days to 64 years old: URC up to medical maximum 65 to 74 years old: URC up to medical maximum or $100,000; whichever is less. |
| Emergency Room Services | URC to medical maximum; $100 copay | URC to medical maximum |
| Physician Office Visits | URC to medical maximum; $20 copay | N/A |
| Urgent Care Visits | URC to medical maximum; $20 copay | URC to medical maximum |
| Telehealth Consultations or Care | URC to medical maximum | URC to medical maximum |
| Physiotherapy and Chiropractic Care | $50 per visit, 10 visits maximum | $50 per visit, 10 visits maximum |
| Local Ambulance Benefit | Inside the U.S. $10,000 Outside the U.S. Up to medical maximum | Up to medical maximum |
| Hospital Daily Indemnity | N/A | $150 per day, 30-day limit |
| Extension of Benefits to Home Country | $10,000 | $10,000 |
| Incidental Trips to Home Country | $10,000 | $10,000 |
| Pre-certification Penalty | Required in the U.S. for specific types of treatment. A 25% reduction in covered expenses applies if you don't obtain pre-certification. Penalty does not apply to a medical emergency. | |
| Acute Onset of Pre-existing Conditions | 14 days to 69 years old: $50,000 70 to 79 years old: $5,000 80+ years old: N/A | 14 days to 64 years old: $50,000 65 to 74 years old: $10,000 |
| Dental — Sudden Relief of Pain | $200 | $200 |
| Dental — Accident | $500 | $500 |
| Emergency Eye Exam | N/A | $100 per occurrence |
| All emergency services except Natural Disaster Daily Benefit and Terrorist Activity must be coordinated by Seven Corners Assist. Failure to utilize Seven Corners Assist may result in a denial of benefits. | ||
|---|---|---|
| Emergency Medical Evacuation and Repatriation | $500,000 (separate from medical maximum) | $500,000 (separate from medical maximum) |
| Emergency Medical Reunion | $200 per day, 10-day limit $50,000 maximum | $200 per day, 10-day limit $50,000 maximum |
| Return of Child(ren) | $50,000 | $50,000 |
| Return of Mortal Remains | $50,000 | $50,000 |
| Local Burial or Cremation | $5,000 | $5,000 |
| Natural Disaster Evacuation | $50,000 | $50,000 |
| Natural Disaster Daily Benefit | $100 per day, 5-day limit | $100 per day, 5-day limit |
| Political Evacuation and Repatriation | $10,000 | $10,000 |
| Terrorist Activity | $25,000 | $25,000 |
| 24/7 Travel Assistance Services | Included | Included |
| Accidental Death and Dismemberment | 14 days to 18 years old: $5,000 19 years and older: $25,000 (aggregate limit of $250,000 for total number of insureds on the plan) | 14 days to 18 years old: $5,000 19 years and older: $25,000 (aggregate limit of $250,000 for total number of insureds on the plan) |
| Common Carrier Accidental Death | 14 days to 18 years old: $10,000 19 years and older: $50,000 (aggregate limit of $250,000 for total number of insureds on the plan) | 14 days to 18 years old: $10,000 19 years and older: $50,000 (aggregate limit of $250,000 for total number of insureds on the plan) |
| Trip Interruption must be coordinated by Seven Corners Assist. Failure to utilize Seven Corners Assist may result in a denial of benefits. | ||
|---|---|---|
| Loss of Checked Baggage | $50 per article, $500 per occurrence | $50 per article, $500 per occurrence |
| Trip Interruption | $5,000 | $5,000 |
| Travel Delay | N/A | $100 per day, 2-day limit per occurrence |
| Lost or Stolen Travel Documents | $100 | $100 |
| Personal Liability | $50,000 | $50,000 |
| Optional Coverage — Adventure Activities | Up to medical maximum | Up to medical maximum |
Download Seven Corners Travel Medical Insurance Brochures
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How Much Does Seven Corners Travel Insurance Cost?
Seven Corners offers a range of medical maximums and deductibles to suit your requirements. Customers have the option to purchase a travel plan with a $0, $100*, $250, $500, $1,000 or $5,000 deductible. The pricing table below represents the price per day per insured with a $250 deductible. To get a quote for your trip’s full cost, click the Get a Free Quote button and follow the simple on-screen prompts.
*$100 deductible not available for ages 65-74 for travel excluding the U.S.
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Who is Eligible for a Seven Corners Travel Medical Plan?
Seven Corners Travel Medical Insurance Plus products are available for travel outside your home country. For non-U.S. citizens, the home country is the country where you have your permanent residence. For U.S. citizens, the home country is always the United States.
Both U.S. and non-U.S. citizens can purchase a travel medical plan excluding the U.S. and only non-U.S. citizens can purchase a travel medical plan including the U.S.
Travelers must be 14 days or older and under age 75 to purchase coverage under the Travel Medical Plus plans.
You may purchase coverage for yourself, your spouse, domestic or civil partner, unwed children under the age of 19, and your traveling companions.
Geographic Restrictions:
- U.S. State Restrictions – Seven Corners cannot accept a Residence address in Maryland, Washington, New York, South Dakota, and Colorado.
- Country Restrictions – Seven Corners cannot accept a Residence address in Cuba, Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone, and North Korea (Democratic People's Republic of Korea).
- Destination Restrictions – Seven Corners cannot cover trips to Antarctica, the Islamic Republic of Iran, the Syrian Arab Republic, Cuba, and North Korea (Democratic People's Republic of Korea).
You are responsible for maintaining any and all records concerning travel history and age and must provide the necessary documents to Seven Corners to verify your eligibility for coverage.
Ready to purchase a Seven Corners Travel Medical Plus plan?
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Seven Corners Travel Medical FAQs
Yes. Seven Corners international medical insurance plans offer comprehensive travel insurance benefits and good customer service. Seven Corners Travel Plus products cover everything you need in a travel medical insurance plan and are good options for travelers.
The policy is a little more expensive than other plans, but it is worth the investment. Finding the best plan requires consideration of both the price and the quality of the benefits offered.
You should purchase travel medical insurance with COVID-19 protection in case you contract the virus while traveling internationally. In addition, several countries now require visitors to carry travel medical insurance that includes coronavirus coverage. The Seven Corners Travel Medical plans are designed to protect you and cover medical expenses if you become ill with COVID-19 while traveling.
You must be 19 years of age to purchase a plan. You can buy coverage for your legal spouse, dependents under the age of 19, and your traveling companions.
All travelers must be at least 14 days old and under 75 years old. Coverage is available to all international travelers for a period of 5 days to as long as one year.
U.S. citizens cannot purchase a travel medical plan including the U.S.
You are covered in every country, except for your home country. US citizens are not eligible for coverage in the US or any of its territories. The Seven Corners Travel Medical plan offers two areas of coverage, worldwide including and excluding the US.
A policy may be purchased at any time prior to your trip start date. You may purchase travel medical coverage for a minimum of 5 days or a maximum of 364 days.
If you initially buy less than 364 days of coverage, you may buy additional days of cover, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions and if maximum coverage amounts have been reached.
You will be emailed you an extension (renewal) notice before your coverage expires, giving you the option to extend your plan. A $5 administrative fee is charged for each extension.
Effective Date — This is the start date of your plan, on the latest of the following:
- 12 a.m. the day after we receive your application and correct payment;
- The moment you depart your home country;
- 12 a.m. on the date you request.
Expiration Date — This is the date your coverage ends, which is the earliest of the following:
- The moment you return to your home (except for coverage through Incidental Trips to Home Country and Extension of Benefits in Home Country);
- 11:59 p.m. on the date you reach the maximum period of coverage;
- 11:59 p.m. on the date shown on your ID card;
- 11:59 p.m. on the date that is the end of the period for which you paid; or
- The moment you are no longer eligible for coverage.
All times above refer to United States Eastern Time.
Your coverage expires the moment you return home from your destination country.
If you purchased coverage for less than 364 days, you may buy additional coverage that amounts to a total of 364 days.
Travelers with a European destination should choose a $0 deductible in order to meet minimum requirements to receive a Schengen Visa. If you are 65 years old or older, you will not meet the minimum requirements to receive a Schengen Visa with this plan.
Seven Corners Travel Medical Plus plans cover pre-existing conditions through a benefit called Acute Onset of Pre-existing Conditions.
What is an acute onset of a pre-existing condition?
It is a sudden and unexpected outbreak or recurrence of a pre-existing condition:
- That occurs spontaneously and without advanced warning either in the form of physician recommendations or symptoms and requires urgent care;
- That occurs while you are covered, after the 72-hour (3-day) waiting period, and
- For which treatment is obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
A pre-existing condition is not an acute onset of a pre-existing condition if:
- The condition is chronic, congenital, or gradually becomes worse over time; or
- If, during the 30 days prior to the acute event, you had a change in prescription or treatment for a diagnosis related to the underlying pre-existing condition.
Coverage ends on the earlier of:
- The condition no longer being acute; or
- Your discharge from the hospital.
There is no coverage for known, scheduled, required, or expected medical care, drugs, or treatments existent or necessary prior to departure from your home country and before your coverage begins.
There is no coverage for treatment for which you have traveled or conditions for which travel was undertaken after your physician limited or restricted travel.
Related: International Insurance and pre-existing conditions
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More to Read:
Seven Corners Travel Medical Insurance
Seven Corners offers a wide variety of travel insurance plans for worldwide travelers. The company offers a variety of travel insurance and emergency medical benefits, flexible limits, and your choice of deductible. They have been offering international medical insurance for years and have a wide variety of products perfect for short- and long-term international travel. They also provide a number of highly comprehensive package trip cancellation insurance plans with their RoundTrip products. If you need more comprehensive coverage for a year or longer, consider an International Medical Insurance Plan. If you travel abroad multiple times each year, consider an Annual Multi-Trip Travel Medical Plan.