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RoundTrip Cancellation Insurance for U.S. Residents

Why Buy Trip Protection Insurance?

woman looking at cancelled flight wishing she purchased roundtrip cancellation insurance

RoundTrip® Travel Insurance from Seven Corners is perfect for U.S. citizens traveling within or outside the U.S. seeking trip cost protection. With Seven Corners RoundTrip trip protection insurance, plan holders receive a wide range of carefully chosen benefits to protect their trip cost, health, and luggage. Travelers should purchase trip protection insurance in case of a sudden illness or inclement weather, preventing them from taking their trip of a lifetime. The Seven Corners RoundTrip Basic and Choice plans will reimburse you for non-refundable trip costs and unused travel arrangements as long as they fall under the list of covered reasons.

Seven Corners RoundTrip Basic and Choice travel insurance plans will also cover your medical or trip cancellation expenses if you become sick (illness due to COVID-19 is covered) or injured before or while traveling. Medical coverage is essential to have on a trip because your insurance at home may not cover medical costs that amounted internationally.

Seven Corners RoundTrip Choice is the perfect option for travelers because it offers great medical and trip cancellation benefits at a reasonable price.

Lastly, purchasing travel insurance is a good idea because it will protect your belongings that may go missing from your luggage or missing luggage altogether. RoundTrip travel coverage will help replace them if they are lost, stolen, or damaged during your trip or offer a cash benefit. Overall, if you plan on traveling any time soon, be sure to purchase RoundTrip trip protection coverage from Seven Corners!

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RoundTrip Basic and Choice Schedule of Benefits

Trip Cancellation 100% of non-refundable insured trip cost 100% of non-refundable insured trip cost
$30,000 maximum $100,000 maximum
Trip Interruption 100% of non-refundable insured trip cost 150% of non-refundable insured trip cost
Trip Delay $250 per day/$250 maximum [6 hours] $250 per day/$2,000 maximum [6 hours]
Change Fee $75 $300
Frequent Traveler Reward N/A $500
Single Supplement 100% of trip cost 100% of trip cost
$500 maximum $500 maximum
Missed Tour or Cruise Connection $250 per day/$500 maximum [3 hours] $250 per day/$1,500 maximum [3 hours]
Bedside Companion Daily $200 per day/7 day maximum $200 per day/7 day maximum
Bedside Traveling Companion $1,000 $1,000
Pet Kennel N/A $100 per day/$500 maximum
Baggage & Personal Effects $250 per item/$500 maximum $250 per item/$2,500 maximum
Items Subject to Special Limitations $500 maximum combined $1,000 maximum combined
Passport, Visa, or Travel Document Replacement N/A $200
Credit Card Charges & Interest $50 $50
Baggage Delay $100 per day/$500 maximum [6 hours] $100 per day/$500 maximum [6 hours]
Medical Evacuation and Repatriation of Remains Up to $250,000 Up to $1,000,000
Transportation of Child(ren) $1,000 $1,000
Transportation to Join You $1,000 $1,000
Political or Security Evacuation N/A $20,000
24/7 Travel Assistance Services Included Included
Emergency Accident & Sickness Medical $100,000 $500,000
Emergency Dental $750 $750
Pre-Existing Conditions Waiver N/A Included
24-Hour AD&D N/A $20,000
Common Carrier AD&D N/A $40,000
Cancel For Any Reason [CFAR] 75% of non-refundable insured trip cost 75% of non-refundable insured trip cost
Cancel for Work Reasons N/A [now included in CFAR] N/A [now included in CFAR]
Interruption for Any Reason [IFAR] 75% of non-refundable insured trip cost 75% of non-refundable insured trip cost
Rental Car Damage $35,000 $35,000
Sports & Golf Equipment Rental $2,500 per item/$5,000 maximum
Lost Golf Rounds & Equipment Rental N/A N/A
Lost Ski Days & Equipment Rental N/A N/A
Event Ticket Registration Fee Protection N/A $15,000
Flight Accident N/A N/A
Max. Group Exposure 10 people 10 people
Time Sensitive Period 20 days- initial payments/deposits 20 days- initial payments/deposits
15 days- addition of subsequent travel arrangements 15 days- addition of subsequent travel arrangements
Claims Timely Filing 90 days or as soon as reasonably possible 90 days or as soon as reasonably possible
Claim Forms Standard Standard
WellCard Included Included
Refund/Cancellation 14 day free look 14 day free look

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How much does a Basic and Choice travel plan cost?

Age and the total cost of your non-refundable trip expenses determine the Seven Corners RoundTrip Basic and Choice plan rates. The Basic trip plan will cover 100% of your non-refundable trip cost up to $30,000 and the Choice plan will cover 150% up to $100,000. 

If you purchase the $0 trip cost category, you will receive no trip cancellation coverage, and trip interruption will only cover return air up to $1,000 per person. Seven Corners offers trip protection coverage for up to 90 days, but there is an additional $4 per person fee for 31-90 days.

Plan Rates

We have provided plan rates for (up to) 30-day trips based on age and total trip cost below. Seven Corners RoundTrip Basic charges a $3.50 daily fee for trips lasting 31-90 days, and Seven Corners Choice charges $7. 

Basic

0 - 0 $16 $25 $33 $55 $110
1 - 500 $25 $34 $46 $74 $121
501 - 1,000 $34 $47 $70 $101 $170
1,001 - 1,500 $44 $58 $89 $130 $218
1,501 - 2,000 $55 $75 $114 $165 $276
2,001 - 2,500 $80 $107 $141 $233 $410
2,501 - 3,000 $92 $124 $173 $281 $484
3,001 - 3,500 $103 $139 $205 $330 $560
3,501 - 4,000 $115 $154 $244 $385 $649
4,001 - 4,500 $129 $175 $281 $443 $735
4,501 - 5,000 $146 $197 $321 $497 $821
5,001 - 5,500 $222 $300 $421 $583 $977
5,501 - 6,000 $244 $328 $462 $638 $1,068
6,001 - 6,500 $264 $357 $502 $693 $1,162
6,501 - 7,000 $290 $390 $550 $759 $1,269
7,001 - 8,000 $318 $429 $602 $834 $1,392
8,001 - 9,000 $357 $484 $682 $939 $1,574
9,001 - 10,000 $399 $541 $761 $1,051 $1,759
10,001 - 11,000 $405 $549 $773 $1,066 $1,785
11,001 - 12,000 $410 $557 $784 $1,080 $1,810
12,001 - 13,000 $446 $605 $853 $1,174 $1,967
13,001 - 14,000 $481 $653 $921 $1,268 $2,124
14,001 - 15,000 $517 $702 $989 $1,362 $2,281
15,001 - 16,000 $553 $750 $1,057 $1,456 $2,439
16,001 - 17,000 $588 $798 $1,125 $1,550 $2,596
17,001 - 18,000 $624 $847 $1,194 $1,644 $2,753
18,001 - 19,000 $660 $895 $1,262 $1,738 $2,911
19,001 - 20,000 $695 $944 $1,330 $1,831 $3,068
20,001 - 21,000 $731 $992 $1,398 $1,925 $3,225
21,001 - 22,000 $767 $1,040 $1,466 $2,019 $3,383
22,001 - 23,000 $802 $1,089 $1,534 $2,113 $3,540
23,001 - 24,000 $838 $1,137 $1,603 $2,207 $3,697
24,001 - 25,000 $873 $1,185 $1,671 $2,301 $3,855
25,001 - 26,000 $909 $1,234 $1,739 $2,395 $4,012
26,001 - 27,000 $945 $1,282 $1,807 $2,489 $4,169
27,001 - 28,000 $980 $1,330 $1,875 $2,583 $4,327
28,001 - 29,000 $1,016 $1,379 $1,943 $2,677 $4,484
29,001 - 30,000 $1,052 $1,427 $2,012 $2,770 $4,641

Choice

0 - 0 $41 $57 $72 $100 $178
1 - 500 $52 $66 $85 $126 $193
501 - 1,000 $65 $87 $118 $162 $259
1,001 - 1,500 $79 $104 $143 $201 $321
1,501 - 2,000 $93 $126 $175 $247 $399
2,001 - 2,500 $123 $163 $215 $338 $575
2,501 - 3,000 $138 $184 $256 $402 $673
3,001 - 3,500 $153 $205 $301 $466 $776
3,501 - 4,000 $169 $225 $353 $539 $894
4,001 - 4,500 $189 $254 $406 $616 $1,007
4,501 - 5,000 $209 $280 $457 $688 $1,122
5,001 - 5,500 $298 $402 $559 $800 $1,326
5,501 - 6,000 $325 $438 $609 $875 $1,450
6,001 - 6,500 $352 $473 $661 $947 $1,574
6,501 - 7,000 $383 $516 $721 $1,036 $1,717
7,001 - 8,000 $419 $564 $788 $1,134 $1,881
8,001 - 9,000 $470 $634 $888 $1,274 $2,118
9,001 - 10,000 $524 $707 $987 $1,422 $2,367
10,001 - 11,000 $544 $741 $1,022 $1,485 $2,450
11,001 - 12,000 $563 $774 $1,056 $1,548 $2,533
12,001 - 13,000 $612 $842 $1,148 $1,683 $2,754
13,001 - 14,000 $661 $909 $1,239 $1,818 $2,974
14,001 - 15,000 $710 $976 $1,331 $1,952 $3,194
15,001 - 16,000 $759 $1,044 $1,423 $2,087 $3,414
16,001 - 17,000 $808 $1,111 $1,515 $2,221 $3,635
17,001 - 18,000 $857 $1,178 $1,607 $2,356 $3,855
18,001 - 19,000 $906 $1,246 $1,698 $2,491 $4,075
19,001 - 20,000 $955 $1,313 $1,790 $2,625 $4,295
20,001 - 21,000 $1,004 $1,380 $1,882 $2,760 $4,516
21,001 - 22,000 $1,053 $1,447 $1,974 $2,894 $4,736
22,001 - 23,000 $1,102 $1,515 $2,065 $3,029 $4,956
23,001 - 24,000 $1,151 $1,582 $2,157 $3,164 $5,176
24,001 - 25,000 $1,200 $1,649 $2,249 $3,298 $5,397
25,001 - 26,000 $1,249 $1,717 $2,341 $3,433 $5,617
26,001 - 27,000 $1,298 $1,784 $2,432 $3,567 $5,837
27,001 - 28,000 $1,346 $1,851 $2,524 $3,702 $6,057
28,001 - 29,000 $1,395 $1,919 $2,616 $3,837 $6,278
29,001 - 30,000 $1,444 $1,986 $2,708 $3,971 $6,498
30,001 - 31,000 $1,493 $2,053 $2,800 $4,106 $6,718
31,001 - 32,000 $1,542 $2,120 $2,891 $4,240 $6,938
32,001 - 33,000 $1,591 $2,188 $2,983 $4,375 $7,159
33,001 - 34,000 $1,640 $2,255 $3,075 $4,510 $7,379
34,001 - 35,000 $1,689 $2,322 $3,167 $4,644 $7,599
35,001 - 36,000 $1,738 $2,390 $3,258 $4,779 $7,819
36,001 - 37,000 $1,787 $2,457 $3,350 $4,913 $8,040
37,001 - 38,000 $1,836 $2,524 $3,442 $5,048 $8,260
38,001 - 39,000 $1,885 $2,592 $3,534 $5,183 $8,480
39,001 - 40,000 $1,934 $2,659 $3,625 $5,317 $8,700
40,001 - 41,000 $1,983 $2,726 $3,717 $5,452 $8,921
41,001 - 42,000 $2,032 $2,793 $3,809 $5,586 $9,141
42,001 - 43,000 $2,081 $2,861 $3,901 $5,721 $9,361
43,001 - 44,000 $2,130 $2,928 $3,993 $5,856 $9,582
44,001 - 45,000 $2,179 $2,995 $4,084 $5,990 $9,802
45,001 - 46,000 $2,228 $3,063 $4,176 $6,125 $10,022
46,001 - 47,000 $2,276 $3,130 $4,268 $6,259 $10,242
47,001 - 48,000 $2,325 $3,197 $4,360 $6,394 $10,463
48,001 - 49,000 $2,374 $3,265 $4,451 $6,529 $10,683
49,001 - 50,000 $2,423 $3,332 $4,543 $6,663 $10,903
50,001 - 51,000 $2,472 $3,399 $4,635 $6,798 $11,123
51,001 - 52,000 $2,521 $3,466 $4,727 $6,932 $11,344
52,001 - 53,000 $2,570 $3,534 $4,819 $7,067 $11,564
53,001 - 54,000 $2,619 $3,601 $4,910 $7,202 $11,784
54,001 - 55,000 $2,668 $3,668 $5,002 $7,336 $12,004
55,001 - 56,000 $2,717 $3,736 $5,094 $7,471 $12,225
56,001 - 57,000 $2,766 $3,803 $5,186 $7,605 $12,445
57,001 - 58,000 $2,815 $3,870 $5,277 $7,740 $12,665
58,001 - 59,000 $2,864 $3,938 $5,369 $7,875 $12,885
59,001 - 60,000 $2,913 $4,005 $5,461 $8,009 $13,106
60,001 - 61,000 $2,962 $4,072 $5,553 $8,144 $13,326
61,001 - 62,000 $3,011 $4,139 $5,644 $8,278 $13,546
62,001 - 63,000 $3,060 $4,207 $5,736 $8,413 $13,766
63,001 - 64,000 $3,109 $4,274 $5,828 $8,548 $13,987
64,001 - 65,000 $3,157 $4,341 $5,920 $8,682 $14,207
65,001 - 66,000 $3,206 $4,409 $6,012 $8,817 $14,427
66,001 - 67,000 $3,255 $4,476 $6,103 $8,951 $14,647
67,001 - 68,000 $3,304 $4,543 $6,195 $9,086 $14,868
68,001 - 69,000 $3,353 $4,611 $6,287 $9,221 $15,088
69,001 - 70,000 $3,402 $4,678 $6,379 $9,355 $15,308
70,001 - 71,000 $3,451 $4,745 $6,470 $9,490 $15,528
71,001 - 72,000 $3,500 $4,812 $6,562 $9,624 $15,749
72,001 - 73,000 $3,549 $4,880 $6,654 $9,759 $15,969
73,001 - 74,000 $3,598 $4,947 $6,746 $9,894 $16,189
74,001 - 75,000 $3,647 $5,014 $6,838 $10,028 $16,409
75,001 - 76,000 $3,696 $5,082 $6,929 $10,163 $16,630
76,001 - 77,000 $3,745 $5,149 $7,021 $10,297 $16,850
77,001 - 78,000 $3,794 $5,216 $7,113 $10,432 $17,070
78,001 - 79,000 $3,843 $5,284 $7,205 $10,567 $17,290
79,001 - 80,000 $3,892 $5,351 $7,296 $10,701 $17,511
80,001 - 81,000 $3,941 $5,418 $7,388 $10,836 $17,731
81,001 - 82,000 $3,990 $5,485 $7,480 $10,970 $17,951
82,001 - 83,000 $4,038 $5,553 $7,572 $11,105 $18,171
83,001 - 84,000 $4,087 $5,620 $7,663 $11,240 $18,392
84,001 - 85,000 $4,136 $5,687 $7,755 $11,374 $18,612
85,001 - 86,000 $4,185 $5,755 $7,847 $11,509 $18,832
86,001 - 87,000 $4,234 $5,822 $7,939 $11,643 $19,052
87,001 - 88,000 $4,283 $5,889 $8,031 $11,778 $19,273
88,001 - 89,000 $4,332 $5,957 $8,122 $11,913 $19,493
89,001 - 90,000 $4,381 $6,024 $8,214 $12,047 $19,713
90,001 - 91,000 $4,430 $6,091 $8,306 $12,182 $19,933
91,001 - 92,000 $4,479 $6,158 $8,398 $12,316 $20,154
92,001 - 93,000 $4,528 $6,226 $8,489 $12,451 $20,374
93,001 - 94,000 $4,577 $6,293 $8,581 $12,586 $20,594
94,001 - 95,000 $4,626 $6,360 $8,673 $12,720 $20,814
95,001 - 96,000 $4,675 $6,428 $8,765 $12,855 $21,035
96,001 - 97,000 $4,724 $6,495 $8,857 $12,989 $21,255
97,001 - 98,000 $4,773 $6,562 $8,948 $13,124 $21,475
98,001 - 99,000 $4,822 $6,630 $9,040 $13,259 $21,695
99,001 - 100,000 $4,871 $6,697 $9,132 $13,393 $21,916

Plan Rates with Optional Benefits

We have provided plan rates for RoundTrip Basic and Choice including the cost of optional coverage benefits available for members to add to their plan. RoundTrip Basic and Choice both offer members to add CFAR, IFAR, rental car coverage, and sports equipment coverage. Only RoundTrip Choice plan members are able to add Event Ticket Cancellation coverage. The Sports Equipment and Event Ticket coverage rates are per person.

The rates below are based on an (up to) 30-day trip.

Basic - Optional Benefits

CFAR - Percent of Premium 42%
IFAR 3%
Rental Car - per Day $7.00
Sports Equipment $10.00

Choice - Optional Benefits

CFAR - Percent of Premium 42%
IFAR - Percent of Premium 3%
Rental Car - per Day $7.00
Sports Equipment $10.00

Choice - Event Ticket Cancellation

1 - 500 $21.00
501 - 1,000 $41.00
1,001 - 1,500 $61.00
1,501 - 2,000 $82.00
2,001 - 2,500 $102.00
2,501 - 3,000 $122.00
3,001 - 3,500 $142.00
3,501 - 4,000 $163.00
4,001 - 4,500 $183.00
4,501 - 5,000 $203.00
5,001 - 5,500 $224.00
5,501 - 6,000 $244.00
6,001 - 6,500 $264.00
6,501 - 7,000 $284.00
7,001 - 8,000 $325.00
8,001 - 9,000 $366.00
9,001 - 10,000 $406.00
10,001 - 11,000 $447.00
11,001 - 12,000 $487.00
12,001 - 13,000 $528.00
13,001 - 14,000 $568.00
14,001 - 15,000 $609.00

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Trip Cancellation & Interruption

Seven Corners RoundTrip Basic and Choice from Seven Corners offers trip cancellation insurance coverage for up to 90 days, but there is an additional charge for days 31-90. Seven Corners will refund travelers who have canceled or delayed their trips for all of the reasons stated. If you need to cancel your trip for any other reason, you may purchase optional cancellation coverage. Seven Corners offers a voluntary benefit, Cancel for Any Reason (CFAR), which pays 75% of your non-refundable insured trip cost. RoundTrip will also reimburse you for any trip delays, missed connections, emergency medical expenses, emergency medical evacuation, and checked baggage delays.

We have listed the cancellation and interruption reasons covered under RoundTrip Choice below.

Trip Cancellation and Interruption Covered Reasons

Click the drop-down arrow to see the list of covered reasons.

  • Sickness, Injury or Death
  • Jury Duty
  • Quarantine
  • Court-Ordered Appearance
  • Traffic Accident
  • Residence Uninhabitable
  • Strike
  • Felonious Assault
  • Military Duty for Natural Disaster Relief
  • Termination/Layoff/Transfer
  • Weather
  • Terrorist Incident
  • Bankruptcy/Default
  • Natural Disaster
  • Hijacking

Cancel For Any Reason (CFAR)

Since plans change all the time, Seven Corners has introduced an optional benefit available for purchase called, Cancel For Any Reason (CFAR). CFAR allows travelers to cancel their trip and receive a refund for any reason under their RoundTrip cancellation plans. If you need to cancel for a reason not already covered in your trip cancellation policy, such as a canceled wedding or event, CFAR will refund you a stated percentage for your canceled trip. To receive reimbursement, you must document all non-refundable expenses and notify Seven Corners. Purchasing CFAR will cause your plan rate to increase, but you will gain the flexibility to cancel your trip.

COVID-19 Coverage

Seven Corners RoundTrip plans can protect you from trip cancellation and interruption due to COVID-19. If you become sick with COVID-19 before your departure date or during your trip, Seven Corners will reimburse you for your prepaid and non-refundable trip expenses. If you become sick with COVID-19 during your trip, hospital and other medical expenses will be treated the same as any other illness. However, Seven Corners will not reimburse you if you cancel your trip due to fear of contracting COVID-19. You may purchase CFAR coverage (Cancel for Any Reason), which is an additional coverage option that allows you to cancel your trip for any reason.

If you require comprehensive COVID-19 medical coverage, read about Liaison Travel Plus with COVID-19 Coverage.

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Who is Eligible?

Seven Corners RoundTrip Choice eligibility includes U.S. citizens and legal residents up to the age of 99 years, who plan to travel inside or outside the U.S. for a short-term. Each Insured must enroll for his or her insurance and pay any premium due. If accepted by Seven Corners, each person will become an insured. Seven Corners also requires all travelers to disclose any pre-existing conditions.

International (Non-US resident) Applicants should apply for RoundTrip International

Geographic Restrictions:

  • U.S. State Restrictions – RoundTrip Basic and Choice are not available for purchase in Missouri, Montana, New York, Oregon, Pennsylvania, or Washington.

Pre-Existing Medical Conditions

A pre-existing condition is an illness, disease, or condition that you or your traveling companions have 60 days before your coverage start date. To receive coverage for a pre-existing condition, you must enroll in a RoundTrip cancellation insurance plan within 20 days of the initial payment of your trip and buy coverage for all non-refundable prepaid trip costs.

RoundTrip Frequently Asked Questions

Seven Corners recommends that you purchase enough trip protection insurance to cover all of your non-refundable trip payments. Be sure to include any extra excursions you pay for separately that are not apart of your trip itinerary.

Yes, email Seven Corners at policy@sevencorners.com and explain the details you need to change. Travelers frequently need to change trip dates, trip costs, destinations, and personal information, such as a change of address.

To cancel your RoundTrip Choice plan, you can log on to Seven Corners at  http://sevencorners.com/ or you can email them at policy@sevencorners.com within the first 14 days of your plan purchase date to receive a full refund. Include your certificate number, your first and last name, and date of birth in the email. Please allow 7 days for Seven Corners to process your refund request.

All contact information for Seven Corners can be found here.

The date you purchase your travel protection plan.

The effective date is the day after you buy your plan.

For the RoundTrip plans, it begins at 12:01 a.m. on the day after we receive your plan payment.

Residents of the United States who are traveling inside the U.S. or abroad.

Yes, you can insure traveling companions who are not directly related to you.

RoundTrip Choice will cover medical expenses that occur during your trip such as treatment for sickness or injury, emergency dental treatment, and emergency medical evacuation or repatriation. COVID-19 medical expenses are also covered under RoundTrip Choice.

When paying for your trip, save all documents given to you by Seven Corner. This information will be required to process any claim. Send the itemized bill to Seven Corners within 90 days of your treatment, along with a completed claim form.

You can mail your bill and claim form directly to Seven Corners or you can email/fax them. If you email/fax them, Seven Corners will send you a confirmation email letting you know they received it.

Yes, please read page 3 of the RoundTrip brochure for the full list of exclusions and limitations.

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