Why Buy Trip Cancellation Insurance?
RoundTrip® Travel Insurance from Seven Corners is perfect for U.S. citizens traveling outside of the U.S. seeking trip cost protection. With RoundTrip cancellation insurance, you receive a wide range of carefully chosen benefits to protect your trip cost, health, and luggage. Travelers should purchase trip cancellation insurance in case of a sudden illness or inclement weather, preventing you from taking your trip of a lifetime. RoundTrip Choice insurance will reimburse you for non-refundable trip costs and unused travel arrangements as long as they fall under the list of covered reasons.
RoundTrip travel insurance will also cover your medical expenses if you become sick or injured while traveling. Medical coverage is essential to have on a trip because your insurance at home may not cover medical costs that amounted internationally.
Seven Corners also offers travelers a less comprehensive trip cancellation, RoundTrip Economy, and a more comprehensive plan, RoundTrip Elite. All three plans offer the same core benefits at a different maximum cost per person. RoundTrip Choice is the perfect in-between plan that offers great medical and trip cancellation benefits at a reasonable price.
Lastly, purchasing travel insurance is a good idea because it will protect your belongings that may go missing from your luggage. RoundTrip travel coverage will help replace them if they are lost, stolen, or damaged during your trip. Overall, if you plan on traveling any time soon, be sure to purchase trip cancelation insurance from Seven Corners!
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RoundTrip Travel Insurance Schedule of Benefits
| Per Person Limit | |
|---|---|
| Trip Cancellation | Trip Cost to a maximum of $20,000 |
| Trip Interruption | 150% of trip cost |
| Trip Delay | $600 |
| Missed Connection | $1,000 |
| Per Person Limit | |
|---|---|
| Emergency Medical Expense | $100,000 |
| Emergency Medical Evacuation/Repatriation | $500,000 |
| Per Person Limit | |
|---|---|
| Lost Baggage/Personal Effects | $1,500 |
| Baggage Delay | $300 |
| Per Person Limit | |
|---|---|
| 24-Hour AD&D | $10,000 |
| Common Carrier AD&D | $10,000 |
| Political Evacuation | $20,000 |
| Per Person Limit | |
|---|---|
| Flight Accident | $100,000, $250,000, or $500,000 |
| Rental Car Damage | $35,000 |
| Cancel For Any Reason | 75% of non-refundable trip cost |
| Cancel For Work Reasons | 100% of non-refundable trip cost |
| Lost Ski Days & Equipment Rental | $500 ($250 ski days/$250 equipment) or $1,000 ($500 ski days/$500 equipment) |
| Lost Golf Rounds & Equipment Rental | $500 ($250 golf/$250 equipment) or $1,000 ($500 golf/$500 equipment) |
How much does a RoundTrip Choice travel plan cost?
Age and the total cost of your non-refundable trip expenses determine RoundTrip Choice plan rates. Total trip cost options range from $1-10,000. If your trip cost exceeds $10,001, please contact one of our insurance brokers to receive a personalized quote. If you purchase the $0 trip cost category, you will receive no trip cancellation coverage, and trip interruption will only cover return air up to $1,000 per person. Seven Corners offers trip protection coverage for up to 90 days, but there is an additional $4 per person fee for 31-90 days.
We have provided travel plan rates below based on age and total trip cost.
| $0 | $23 | $33 | $42 | $62 | $115 |
| $1-500 | $30 | $40 | $52 | $80 | $126 |
| $501-1,000 | $39 | $53 | $75 | $105 | $172 |
| $1,001-1,500 | $49 | $65 | $93 | $132 | $215 |
| $1,501-2,000 | $59 | $80 | $116 | $165 | $270 |
| $2,001-2,500 | $81 | $108 | $142 | $229 | $394 |
| $2,501-3,000 | $92 | $123 | $172 | $273 | $463 |
| $3,001-$3,500 | $102 | $138 | $202 | $318 | $534 |
| $3,501-4,000 | $113 | $151 | $239 | $370 | $617 |
| $4,001-4,500 | $127 | $171 | $275 | $423 | $697 |
| $4,501-5,000 | $142 | $191 | $311 | $474 | $777 |
| $5,001-5,500 | $208 | $280 | $392 | $553 | $921 |
| $5,501-6,000 | $227 | $306 | $428 | $606 | $1,007 |
| $6,001-6,500 | $246 | $332 | $465 | $656 | $1,094 |
| $6,501-7,000 | $269 | $362 | $508 | $718 | $1,194 |
| $7,001-8,000 | $295 | $397 | $556 | $787 | $1,309 |
| $8,001-9,000 | $330 | $447 | $627 | $885 | $1,477 |
| $9,001-10,000 | $369 | $499 | $699 | $989 | $1,650 |
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Trip Cancellation & Interruption
RoundTrip Choice from Seven Corners offers trip cancellation insurance coverage for up to 90 days, but there is an additional charge for days 31-90. Seven Corners will refund travelers who have canceled or delayed their trips for all of the reasons stated. If you need to cancel your trip for any other reason, you may purchase optional cancellation coverage. Seven Corners offers a voluntary benefit, Cancel for Any Reason (CFAR), which pays 75% of your trip cost if you cancel for any reason not otherwise covered. RoundTrip will also reimburse you for any trip delays, missed connections, emergency medical expenses, emergency medical evacuation, and checked baggage delays.
We have listed the cancellation and interruption reasons covered under RoundTrip Choice below.
Cancel For Any Reason (CFAR)
Since plans change all the time, Seven Corners has introduced an optional benefit available for purchase called Cancel For Any Reason (CFAR). CFAR allows travelers to cancel their trip and receive a refund for any reason under their RoundTrip cancellation plans. If you need to cancel for a reason not already covered in your trip cancellation policy, such as a canceled wedding or event, CFAR will refund you a stated percentage for your canceled trip. To receive reimbursement, you must document all non-refundable expenses and notify Seven Corners. Purchasing CFAR will cause your plan rate to increase, but you will gain the flexibility to cancel your trip.
COVID-19 Coverage
Seven Corner's RoundTrip plans can protect you from trip cancellation and interruption due to COVID-19. If you become sick with COVID-19 before your departure date or during your trip, Seven Corners will reimburse you for your prepaid and non-refundable trip expenses. If you become sick with COVID-19 during your trip, hospital and other medical expenses will be treated the same as any other illness. However, Seven Corners will not reimburse you if you cancel your trip due to fear of contracting COVID-19. You may purchase CFAR coverage (Cancel for Any Reason), which is additional coverage that allows you to cancel your trip for any reason.
If you require comprehensive COVID-19 medical coverage, read about Liaison Travel Plus with COVID-19 Coverage.
RoundTrip Cancellation Insurance Eligibility
RoundTrip Choice eligibility includes U.S. citizens and legal residents planning to travel outside of the U.S. Each Insured must enroll for his or her insurance and pay any premium due. If accepted by Seven Corners, each person will become an Insured. Seven Corners also requires all travelers to disclose any pre-existing conditions.
International (Non-US resident) Applicants should apply for RoundTrip International
Geographic Restrictions:
- U.S. State Restrictions – RoundTrip Choice is not available in Alaska, Colorado, Florida, Indiana, Kansas, Massachusetts, Missouri, New Hampshire, New York, Virginia, and Washington.
Pre-Existing Medical Conditions
A pre-existing condition is an illness, disease, or condition that you or your traveling companions have 60 days before your coverage start date. To receive coverage for a pre-existing condition, you must enroll in a RoundTrip cancellation insurance plan within 20 days of the initial payment of your trip and buy coverage for all non-refundable prepaid trip costs.
RoundTrip Frequently Asked Questions
Seven Corners recommends that you purchase enough trip protection insurance to cover all of your non-refundable trip payments. Be sure to include any extra excursions you pay for separately that are not apart of your trip itinerary.
Yes, email Seven Corners at policy@sevencorners.com and explain the details you need to change. Travelers frequently need to change trip dates, trip costs, destinations, and personal information, such as a change of address.
To cancel your RoundTrip Choice plan, you should write to Seven Corners at cancel@sevencorners.com within the first 10 days of your trip to receive a full refund. Include your certificate number, your first and last name, and date of birth in the email. Please allow 7 days for Seven Corners to process your refund request.
The date you purchase your travel protection plan.
The effective date is the day after you buy your plan.
For the RoundTrip plans, it begins at 12:01 a.m. on the day after we receive your plan payment.
Residents of the United States who are traveling abroad.
Yes, you can insure traveling companions who are not directly related to you.
RoundTrip Choice will cover medical expenses that occur during your trip such as treatment for sickness or injury, emergency dental treatment, and emergency medical evacuation or repatriation. COVID-19 medical expenses are also covered under RoundTrip Choice.
When paying for your trip, save all documents given to you by Seven Corner. This information will be required to process any claim. Send the itemized bill to Seven Corners within 90 days of your treatment, along with a completed claim form.
You can mail your bill and claim form directly to Seven Corners or you can email/fax them. If you email/fax them, Seven Corners will send you a confirmation email letting you know they received it.
Yes, please read page 3 of the RoundTrip Choice brochure for the full list of exclusions and limitations.
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