Explore Allianz global health and travel insurance plans offering comprehensive medical coverage, digital tools, and worldwide support for expats and travelers. Compare top plans and get guidance for your international needs.
Allianz International is one of the world’s leading health insurance providers. They have over 85 million customers in more than 70 countries, with offices in 28 countries worldwide. Allianz has been providing insurance for nearly 130 years, so they understand what expats and travelers need to live safely abroad.
Global travelers often lack knowledge of their insurance companies‘ details. Our advice is to take the time to learn about an insurance company’s history, values, and how they compare to those of other companies before deciding to purchase a plan.
Allianz International Health Insurance Highlights
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MyHealth Digital Services
Through MyHealth, available as a mobile app and an online portal, you have easy, convenient access to your policy, claims, and other helpful features.
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Expat Assistance Program
The EAP is available 24/7 and offers support for challenges such as work-life balance and cultural shock, as well as referral services for legal and financial matters.
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Travel Security Services
Allianz offers 24/7 access to travel security information and advice.
Allianz International Medical Plans
Allianz offers plans for short and long international trips, as well as annual plans for frequent travelers. They also provide plans for expats relocating overseas.
Allianz Care–International Medical Insurance
International health insurance is primarily aimed at expats living outside their home country for an extended period. The Allianz Care plans include inpatient and day-patient care, medical evacuation, and oncology case manager services. Members also have the option to add outpatient care, dental care, maternity care, and repatriation.
Allianz Care has three plan levels: Care, Care Plus, and Care Pro.
Other Top International Health Insurance Plans
Many other companies also offer excellent plans to support expats living abroad. Learn more about the top two global medical plans from top-rated insurers Cigna Global and BCBS Global Solutions:
Comprehensive Coverage Options Allianz offers a range of travel insurance plans that can cover various aspects of travel, including trip cancellation, interruption, emergency medical expenses, lost or delayed baggage, and travel delay. This allows travelers to choose a plan that best suits their specific needs and travel plans.
24/7 Assistance Allianz provides 24/7 travel assistance services. This includes access to a global network of medical providers, assistance with travel and medical emergencies, help with lost documents, and support in case of legal issues while abroad.
No-Hassle Claims Process Allianz strives to make the claims process straightforward and user-friendly. Customers can file claims online, by phone, or through the Allianz TravelSmart app. The company also offers a fast-track claims service for certain types of claims, ensuring quick resolution.
Customizable Plans Travelers can customize their insurance plans to fit their specific needs. Allianz offers add-ons and upgrades, such as rental car insurance, adventure sports coverage, and enhanced medical coverage, providing greater flexibility and peace of mind.
Strong Financial Stability and Reputation Allianz is a well-established, financially stable insurance provider with a strong industry reputation. The company is part of Allianz SE, one of the world’s largest insurance and financial services companies. This financial strength and stability provide consumers with confidence that their claims will be paid and that the company will be there when needed.
Allianz Travel plans range from the OneTrip Cancellation Plus plan to the more comprehensive, yet expensive, OneTrip Premier Plan, which offers substantial protection in the event of travel mishaps.
Single Trip plan options:
OneTrip Prime
OneTrip Basic
OneTrip Premier
OneTrip Emergency Medical
OneTrip Cancellation Plus
Other Leading Single Trip Medical Insurance Plans
Patriot Platinum Travel Insurance
Maximum limits up to $8,000,000
IMG pays 100% of medical expenses in-network
Evacuation due to Natural Disasters & Political Unrest
Allianz Group Plans for Global Employers and Organizations
Allianz offers a range of group international health and group travel insurance plans. If you are looking for a group insurance plan to cover your international employees, whether they are traveling abroad for a set period or relocating abroad as expatriates, you can find coverage.
Request a quote, and you will be assigned a global insurance agent to help you find the best plan to meet your needs.
Connect with a Global Benefits Advisor
Experts in sourcing and implementing global insurance plans
We’ve built steadfast partnerships with carriers worldwide
In most countries, Allianz members can see the provider of their choice, as long as the healthcare service they are looking for is covered under their policy. Allianz medical coverage typically uses a “pay and claim” model: you pay for treatment, file a claim, and Allianz reimburses you for your costs. (Some policies in certain regions include direct billing if you see a doctor in the Allianz network.)
While many international insurance providers, such as Cigna Global or BCBS Global Solutions, have networks that offer direct billing, in which the insurer pays the medical bill directly without requiring you to pay out of pocket, Allianz does not.
Areas of Coverage
Allianz Care offers three coverage areas: Africa only, Worldwide (excluding the USA), and Worldwide (including the USA).
Allianz OneTrip and AllTrips plans offer two coverage areas: Worldwide excluding the USA and Canada, and Worldwide including the USA and Canada.
Find a Provider
Allianz Care members seeking a provider can use the Allianz Provider Finder. Allianz Care policyholders who are in the United States are required to use the Global Excel network.
Allianz Global Insurance Services
If you are an Allianz Care member, you will file your claims through MyHealth Digital Services. This is the digital portal for all Allianz Care members. File a claim by clicking the “Submit a Claim” button and following the instructions. You will need to provide an invoice from the medical provider for the amount you paid to be reimbursed for your costs. You will also need to include your diagnosis to ensure speedy reimbursement. It pays to file your claim promptly, as Allianz will only pay if you submit it by their deadline. Make sure to retain a copy of all your documents, because Allianz may request supporting documentation as part of their auditing process up to 12 months after your claim has been filed.
If you have an Allianz travel insurance plan purchased in the USA, you can file through the Allianz online portal. (For travel insurance plans purchased in other countries, see your documentation for a link to the online portal for your region.) For a medical claim, you will need copies of all medical bills as well as copies of any accident reports. For a trip cancellation claim, you will need your trip itinerary, proof of payment, penalty or refund information, proof of incident (such as a police report or death certificate), or a letter from your employer if they are requiring you to work. Required documents lists for other claims can be found here.
Emergency Phone: +49-89-62424-245 Customer Service: +49-89-62424-100 Customer Service Email: service-reise@allianz.com
Emergency Phone and Claims: +65-6237-2215 Claims Email: sg.travelclaims@allianz.com
Emergency Phone and Claims: +65-6237-2215 Claims Email: sg.travelclaims@allianz.com
Allianz Global Insurance FAQs
Allianz travel insurance covers trip cancellation, travel delays, loss or delay of baggage, and medical emergencies abroad. Some plans also offer the option of adding rental car protection and coverage for pre-existing conditions.
You can claim the Allianz travel insurance website. You will need your email address or policy number, your purchase date or departure date, and supporting documentation in order to make a claim.
Allianz Worldwide Care is the original name for what is now Allianz Care. Allianz Care offers health, life, and disability insurance to individuals residing outside their home country.
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