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International medical cover for expats and their families.

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Medical and trip cancellation coverage for international travel.

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Life insurance for globally mobile individuals living or working abroad.

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Comprehensive international medical coverage for groups.

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Medical, accident, and liability protection for global travel.

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Financial protection for employees worldwide.

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International Insurance Companies

Explore trusted international insurance companies and get personalized quotes and advice on global health, travel, life, and group plans.

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Who We Work With

Reputable Global Insurance Providers

At International Citizens Insurance, we work with some of the most respected international insurance companies in the global market.

Our long-standing relationships allow us to offer a wide range of global health, travel, life, and group insurance plans specifically tailored to meet the needs of expatriates, frequent travelers, students, and international organizations.

What sets us apart is our ability to match you with insurers who provide not only comprehensive coverage but also the service, stability, and support you need while abroad.

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Explore the Insurance Companies You Can Rely On

Not all insurers are the same—and we’ve done the work to find the ones worth your time.

These are the global companies we trust to deliver dependable service, customizable plans, and support, no matter where life takes you.

Discover Your Perfect Insurer

Get free international health, travel, life, or group insurance quotes and discover which insurer provides the best benefits for your situation and budget.

Find Your Match
Global Health

Cigna Global

Cigna Global is a leading insurance provider offering comprehensive, customizable coverage for expatriates and international employees.

Offers: Health, Group

Global Health & Travel

BCBS Global Solutions

BCBS Global Solutions provides international health and travel insurance for expatriates, students, and global travelers.

Offers: Travel, Health, Group, Student Plans

Global Health & Travel

International Medical Group

IMG is a leading global insurer with a robust international network, offering a diverse range of worldwide travel and medical plans for individuals and groups.

Offers: Travel, Health, Group, Student Plans

Global Travel

WorldTrips

WorldTrips offers dependable travel medical insurance for international travelers and students, delivering comprehensive coverage for medical expenses and emergency evacuations.

Offers: Travel, Health, Group, Student Plans

Global Health & Life

William Russell

William Russell is a boutique insurer founded in 1992, offering portable health, life, and income protection plans for expats and global citizens in over 160 countries.

Offers: Health, Life, Group

Global Travel

Trawick International

Trawick International offers customizable travel insurance plans for individuals, groups, and students, providing coverage for medical emergencies, trip cancellations, and other related expenses.

Offers: Travel, Group, Student Plans

Global Health & Life

Unisure Group

Unisure Group offers flexible and affordable international health and life insurance plans for individuals and businesses, with customizable benefits designed to support expatriates and global employees.

Offers: Health, Life, Group

Global Life

Atlas Life

Atlas Life is a specialist international life insurance company offering high-value coverage to clients worldwide, with policies reinsured by leading global firms, Swiss Re and Reinsurance Group of America.

Offers: Life, Group

Global health benefits

April International

April International provides tailored global health solutions for organizations of all sizes, offering comprehensive coverage and access to a vast global network of medical providers.

Offers: Group Health, Travel

Global Health Benefits

Aetna International

Unisure Group offers flexible and affordable international health and life insurance plans for individuals and businesses, with customizable benefits designed to support expatriates and global employees.

Offers: Group Health

Global health benefits

UHC Global

Atlas Life is a specialist international life insurance company offering high-value coverage to clients worldwide, with policies reinsured by Swiss Re and Reinsurance Group of America.

Offers: Group Health

Global Travel

World Nomads

World Nomads provides flexible and reliable travel insurance for independent travelers, covering medical emergencies, trip cancellations, and adventure activities.

Offers: Travel, Group

Global Travel

Seven Corners

Seven Corners offers flexible international travel insurance for all types of travelers and has developed a proprietary global network of carefully vetted doctors and hospitals.

Offers: Travel, Group

Global health

Now Health International

Now Health International is a leading provider of international private medical insurance, offering customizable plans and exceptional service to over 125,000 members worldwide.

Offers: Health, Group

What We Look for in a Global Insurance Provider

Choosing the right insurance provider is one of the most important steps when moving or traveling abroad.

Whether you’re relocating long-term, studying overseas, or planning a short or extended trip, finding a reliable international insurance company that offers global health insurance, life coverage, travel protection, or group plans is essential.

To make your decision easier, we’ve carefully reviewed and selected the top international health and travel insurance companies based on trusted criteria. These include their AM Best ratings, customer satisfaction, and the quality of their plan offerings.

These providers are known for their excellent service and global support, so you can feel confident about your coverage wherever you go.

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Which Provider Is Right for You?

Every expat, traveler, and organization has unique coverage needs. Here’s a quick guide to help you choose the right insurer based on your situation:

Long-Term Expats or Relocating Families

If you’re planning to live abroad for an extended period, you’ll need a long-term international health insurance plan that provides ongoing access to healthcare. This should include routine checkups, primary treatment, specialist visits, hospitalization, and emergency care.

Short-Term Travelers and Frequent Flyers

If you’re traveling internationally for a vacation, short work trip, or to study abroad, you’ll need international travel insurance. These plans typically cover emergency medical care, trip interruptions, lost baggage, and emergency evacuation.

Employers and Global HR Teams

If you’re managing global employee benefits, we can help you find the right group coverage from trusted international insurers, including April International, UnitedHealthcare Global, Aetna International, and others.

Our Global Benefits advisors work directly with HR teams and organizations to create scalable, compliant plans that support your people worldwide.

Connect with a Global Benefits Advisor

  • Experts in sourcing and implementing global insurance plans
  • We’ve built steadfast partnerships with carriers worldwide
  • Licensed in Health, Life, Accident, and more
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Why Work with a Broker vs Buying Direct?

International Citizens Insurance serves as an independent international insurance broker, working with a broad range of global insurance companies, third-party administrators (TPAs), and carriers.

Unlike buying directly from a single provider, working with a broker gives you access to multiple plans, objective advice, and personalized support. You’ll pay the same price whether you apply through us or purchase a plan directly – there are no additional fees for using a broker.

With our expertise, we help you compare plans, complete your application, and advocate on your behalf if any issues arise. We’re here to simplify the process and ensure you get the best coverage for your needs.

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Our Client Testimonials

We take pride in helping individuals, families, and global organizations find the right international health, travel, life, and group insurance coverage. Our clients consistently share positive experiences working with our expert team and the insurers we recommend.

These customer testimonials highlight the personalized support, trusted partnerships, and peace of mind we work hard to deliver every day.

Your Insurance Questions Answered

  • An international health insurance plan is designed for individuals and families living abroad for an extended period. These long-term plans cover ongoing healthcare needs, such as routine doctor visits, chronic condition management, specialist care, and inpatient or outpatient hospital services.

    A global health insurance plan is ideal for expats, digital nomads, or global employees who need continuous access to quality care while residing outside their home country.

    In contrast, a travel insurance plan is designed for short-term international trips, such as vacations, study abroad programs, business travel, or volunteer missions. These plans typically include benefits like emergency medical treatment, hospital expenses, trip cancellation or interruption, baggage loss, and emergency evacuation.

    While travel insurance protects you financially if something unexpected happens while you’re away from home, it does not cover ongoing medical care.

  • Yes! We work with an extensive network of trusted global insurance companies and can provide you with personalized quotes from multiple providers – all in one place.

    Whether you’re looking for international health insurance, travel medical coverage, trip protection, global life insurance, or group plans for employees or students, we’ll help you compare your options quickly and easily.

    Instead of contacting each company individually, our team will guide you through the process by reviewing your needs -including your destination, trip duration, citizenship, and budget  – and offering plan recommendations tailored to your situation.

    We’ll provide you with multiple quotes from leading providers so you can make an informed decision with confidence and clarity.

  • No, you won’t pay anything extra when purchasing through us. The cost of your plan is exactly the same whether you buy it directly from the insurance company or through International Citizens Insurance.

    As licensed insurance brokers, we’re compensated by the insurers, not by you. That means you’ll receive expert advice, support, and plan recommendations at no additional cost.

    Additionally, we can help you navigate complex plan details, assist with enrollment, and provide ongoing support if you have questions or need to make a claim.

  • Global business coverage is tailored for companies with employees, contractors, or operations across multiple countries. Unlike domestic business insurance, which only covers individuals within one country, international group plans provide worldwide protection, often including coverage for expats, remote workers, international assignees, and traveling employees.

    These plans address cross-border needs, such as regional compliance, international provider networks, currency and claim process differences, and multilingual support. They also offer flexible plan design and centralized administration, simplifying benefits management for globally distributed teams.

Get Personalized Assistance from an International Insurance Expert

Whether you’re traveling solo, relocating abroad, or insuring a global team, we’re here to help you find the right coverage.

Find Your Perfect Match and Get Free Quotes

Get free quotes for international health, travel, life, or group insurance and discover which insurer provides the best benefits for your needs.

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