How the Application Process Works
Choosing and applying for coverage should be simple. Here’s what to expect.
1. Get an Online Quote
Start by generating a quote for the plan you’re interested in. You can adjust deductibles and coverage levels to compare pricing and select benefits that fit your needs.
2. Complete Your Application
Applications vary by plan type:
- Trip Protection Insurance: Quick and straightforward. You’ll enter traveler details and trip cost.
- Travel Medical Insurance: A slightly more detailed option, but still fast with immediate approval.
- Global Health Insurance: Requires medical history; underwriting may request additional details before approval.
3. Receive Your Documents
Most travel medical and trip insurance plans provide instant confirmation via email. Global health plans issue documents upon approval of underwriting.
Choose Your Coverage Type
Travel Medical Insurance
Affordable coverage focused on emergency medical care abroad. Short-term medical insurance is ideal for travelers who do not need to insure their trip costs or expenses. Explore and compare plan options from the best travel insurance companies around the world and apply in minutes.
Single Trip Platinum Travel Insurance
- For U.S. citizens and residents up to age 95
- Includes coverage for pre-existing conditions, pregnancy, and medical evacuation
- 24/7 member support through BCBS Global Solutions’ Global Service Center
Patriot Platinum Travel Insurance
- Maximum limits up to $8,000,000
- IMG pays 100% of medical expenses in-network
- Evacuation due to Natural Disasters & Political Unrest
Atlas Travel Insurance
- Emergency medical, evacuation, repatriation benefits
- Choose between the basic and more extensive coverage
- Meets Schengen visa insurance requirements
- 24/7 worldwide travel and emergency medical assistance
Annual Multi-Trip Insurance
Annual travel insurance plans are ideal for frequent travelers who take multiple international trips annually.
Multi-Trip Platinum Travel Insurance
- Unlimited number of trips in a 364-day period (covers up to the first 70 days of a trip)
- Up to $1,000,000 medical maximum
- Full coverage for pre-existing conditions
Patriot Multi-Trip Insurance
- Annual travel medical coverage
- Designed for individuals and dependents
- Full year of cover for trips of 30, 60, or 90 days in length
Trip Protection Insurance
Trip protection insurance protects your prepaid, nonrefundable trip costs and provides coverage for emergency medical care while traveling. These plans include benefits such as trip interruption, baggage protection, and optional Cancel for Any Reason (CFAR) upgrades.
iTravelInsured Trip Cancellation Insurance
- Three levels of trip protection for U.S. citizens and residents traveling abroad
- $500,000 in Emergency Medical and $1,000,000 in Medical Evacuation cover included
- 100% Trip Cancellation and 150% Trip Interruption
- Cancel for Any Reason (CFAR) optional upgrade available (LX Plan)
Trawick Pathway Premier
- Comprehensive Travel Protection and Travel Medical Insurance
- Available to U.S. residents traveling for up to 90 days
- Trip Cancellation, Trip Interruption, Emergency Medical, and Baggage Delay benefits included
- Optional CFAR, IFAR, Rental Car Damage, and Adventure Sports coverage
World Nomads Travel Insurance for Trip Cancellation
- Trip cancellation and interruption benefits included
- Emergency medical transport and repatriation
- Baggage and gear cover
- Optional Cancel For Any Reason (CFAR) coverage available for U.S. citizens/residents (Explorer and Epic Plans)
International Student Insurance
Global plans built for students and faculty studying or teaching abroad. These international student insurance plans meet the requirements of most visas and universities worldwide.
Worldwide Specialty for Students
- Unlimited annual and lifetime medical maximum
- Compliant with J1 and F1 requirements in the U.S. and Schengen Visa requirements in Europe
- Immediate pre-existing conditions coverage with proof of previous coverage
StudentSecure Insurance
- Medical, dental, and evacuation benefits for international students
- Continuous coverage for multi-year study abroad programs
- Access to medical providers in 130+ countries
Student Health Advantage
- Choose from Standard or Platinum benefit levels
- Coverage for individuals, groups, and dependents
- Freedom to visit any hospital or doctor worldwide
Global Medical Insurance
Long-term international health insurance is an ideal option for expatriates, digital nomads, global professionals, and families living abroad for a year or more.
Compare global medical plans from top insurance companies side by side and find the best coverage for your specific situation.
BCBS Global Solutions Worldwide Premier
- Unlimited annual and lifetime coverage
- Pre-existing conditions covered with prior insurance
- For U.S. citizens abroad or foreign nationals in the U.S.
Cigna Global Insurance Plan
- Flexible plans tailored to your needs and budget
- 1.5M+ providers in 200+ countries
- 24/7 multilingual customer support
IMG Global Medical Plan
- Affordable global coverage with flexible options
- Coverage area options based on where you live or work
- Visit any doctor or hospital worldwide
William Russell Health Insurance
- Worldwide coverage with access to private hospitals and trusted medical networks.
- Comprehensive benefits, covering inpatient care, outpatient treatment, mental health, and emergency evacuation.
- Flexible plan levels that let expats choose the coverage and budget that fit their lifestyle.
Need Help Choosing a Plan?
Our licensed advisors can help you compare options, understand requirements, and choose the right coverage for your travel or expat needs.
Call Us:
- U.S. +1 877-758-4881
- International +44 20 3545 0090
Use our travel plan discovery tool to answer a few quick questions and get matched with the best travel insurance option for your trip.
