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Moving to South Africa

Planning on moving to South Africa? Find out how to get a visa, access healthcare, find a job, learn the local language, and more.

South Africa insurance map with location pin.
South Africa insurance map with location pin.

Things to Know Before Moving to South Africa

South Africa is a stunning destination known for its natural beauty and relaxed, outdoor lifestyle. With pleasant weather year-round, expats are drawn to its unique mix of adventure and leisure, from morning hikes to afternoon wine tastings and evenings spent watching the sunset along the coast. It’s an appealing choice for those seeking both scenic surroundings and a laid-back way of life.

If you’re planning on moving to South Africa, this article outlines how to get a visa, access healthcare, find a job, learn the local language, and more.

Getting a Visa to South Africa

Obtaining a visa to South Africa can be tricky. For example, the tourist visa, which most nationals must apply for in advance, allows you to travel to a South African port of entry.

An immigration official will then determine if you are allowed to enter South Africa and for how long you can stay for that particular visit.

Visitors are restricted to the activity or purpose for which their visas were issued. However, tourist visas are usually issued for 90 days.

The most common type of visa foreigners apply for when considering employment in South Africa is the General Work Visa.

This permit allows you to work in South Africa for an extended period and grants you a temporary residency visa.

To apply for this visa, you must already have an employment offer, and your employer has to prove that no suitable local candidate could be found, even though the position was advertised.

This will serve to prove to the Department of Home Affairs that the position cannot be filled by available local talent. The visa application is usually handled by your future employer and can take 30 to 90 days.

South African Healthcare System

South Africa’s private healthcare is comparable to the best facilities found in Europe and the United States.

The hospitals, staff, and medical care meet the highest standards, something many expats are used to back in their home countries.

In fact, South Africa is where expats from other countries in the region come to receive more serious medical care.

South Africa does not have universal healthcare; the fees for the public healthcare system are determined on a 3-tier system:

  • full-paying patients
  • partially subsidized patients
  • fully subsidized patients

The fees are based on the individual’s income and residence status.

Most expats opt for private health insurance in South Africa, as the level of care is simply better and wait times are shorter than in public healthcare.

Best Medical Insurance for Expats in South Africa

Best Insurance for US Citizens in South Africa

If you are planning to move to South Africa from the US, this plan is worth checking out. GeoBlue Xplorer provides excellent coverage in South Africa and at home in the US.

Finding a Job in South Africa

South Africa had a high unemployment rate of 28.18% in 2019. Therefore, it can be hard to find a job in South Africa as an expat unless you have specific skills and qualifications needed in the country.

Remember that to be granted a work visa, you must demonstrate that a local candidate can’t fill the position.

As mentioned above, the best way to find a job in South Africa is to do it before you arrive in the country.

You may ask your company for an internal transfer, use your network, or check online job boards such as LinkedIn, JobnetAfrica, Careers24, or CareerJunction.

Cost of Living in South Africa

South Africa is considered a relatively cheap place to live, especially if compared to other Western countries.

The cost of living in South Africa is, on average, 38% lower than in the United States. Rent in South Africa is, on average, 58% lower than in the United States.

Often, expatriates moving to South Africa are offered high salaries, and because of the cheap cost of labor in the country, expats can expect a high standard of living, being able to afford part-time or full-time domestic help.

Eating out and alcohol are also considered cheap. For example, a meal at a mid-range restaurant for two people in Cape Town will cost, on average, 41 USD, and a pint of beer can cost between 2.30 USD and 2.80 USD.

The most popular city in South Africa for expats is Cape Town. Two of the most popular areas where expats live in Cape Town are Gardens and Vredehoek.

The rental price in these areas for a 1-bedroom apartment is about 700 USD, while a 3-bedroom apartment in the city center can cost you approximately 1,400 USD.

Some people prefer to live in the villa’s neighborhoods, where each house has its own guard, high fence, and a swimming pool.

One such popular area is Camps Bay, and renting a 4-bedroom villa with a swimming pool there can cost you approximately 3,000 USD a month.

Setting up Banking and Finance

Opening a bank account in South Africa as an expat is relatively easy. There are two types of bank accounts expats can open in South Africa: resident and non-resident accounts.

Non-resident bank accounts can be opened for expats with tourist visas. The restriction on this type of non-resident bank account is that you can’t operate in South African Rands.

To open a resident bank account, you should come in person to one of the bank’s branches and have with you the following documents:

  • Passport
  • Work or study visa
  • Proof of address (such as a utility bill)
  • Three months of bank statements from your other bank

Moreover, you will need to fill out the following documents and declarations:

  • Declare all the funds or foreign assets brought into South Africa.
  • Complete the Foreign National Declaration and Confirmation of Employment by a South African Employer form.
  • Provide a written declaration that foreign assets will not be given to a third-party resident in South Africa.

The decision to open a bank account will be given to you on the same day, assuming all documents are present and correctly filled.

Language and Culture in South Africa

Another reason moving to South Africa might be on your radar is that English is widely spoken there, even though there are 11 official languages, 10 of which are indigenous to South Africa.

To many, South Africa is associated with Apartheid – “apartness” in the language of Afrikaans, which was a system of legislation that upheld segregationist policies against non-white citizens of South Africa. Apartheid ended in the early 1990s.

Some years later, in 2018, South Africa was named the third most inclusive country in the world, behind only Canada and the United States.

The culture and traditions of South Africa are very varied, as it is a combination of different African tribes; however, people in general are very warm, creative, and tolerant of others.

When you move to South Africa, you will notice that the favorite pastime here is “braais” – a celebratory social gathering with friends and family around a fire-cooked meal that can easily last the whole day.

Expats moving to South Africa can experience a typical big-city vibe in Cape Town or Johannesburg.

There are areas filled with cafes, restaurants, and bars, and you can shop for groceries at big chain supermarkets such as Woolworths, buy clothes at Zara and H&M.

You can also shop at other, more luxurious boutiques. In general, expect all the services you would find at home to be available in South Africa.

ICI Editorial Team| Editorial Team

International Citizens Insurance has an experienced team of authors, including expatriates and world travelers, providing curated guidance for our clients.

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