How Much Does a GeoBlue Xplorer Health Insurance Plan Cost?
The best way to determine the cost of your GeoBlue Xplorer Health Insurance Plan is to contact one of our agents and request a free quote. GeoBlue Xplorer plans vary based on the coverage option you choose and your choice of added benefits. Below are some examples of common, real-life scenarios we and our customers encounter.
Sample GeoBlue Xplorer Rates
Who: A 25-year-old from the US teaching English in Colombia.
Plan: GeoBlue Xplorer Essential Elite Plan with no US coverage.
Cost: $231 per month*
*Cost estimate based on $0 deductible
Who: UK couple in their early 30s with a 2-year-old son living and working in the US
Plan: GeoBlue Xplorer Premier Plan with Comprehensive US Coverage and added Dental/Vision
Cost: $1,390 per month*
*Cost estimate based on a $1,000 deductible
Who: A retired couple from the US, both 65, residing in Costa Rica
Plan: GeoBlue Xplorer Essential
Cost: $2,306 per month*
*Cost estimate based on a $2,500 deductible
How Cost, or Premium, is Determined by GeoBlue
GeoBlue Xplorer offers two plan options, Premier and Essential, with three coverage area option plans to US citizens traveling outside of the US and expatriates who are living inside of the US. Travelers are able to choose from no US benefits, basic US benefits, or comprehensive US benefits. The Premier Plan is the most comprehensive plan with the maximum amount of coverage and is perfect for US citizens traveling outside of the US, but plan to return to the US multiple times a year. The Premier Plan offers comprehensive US coverage or basic US coverage. The Essential Plan has the same level of coverage as the Premier Plan, but does not offer any US benefits. The Essential Plan is perfect for US citizens looking to save money while abroad.
Premium is also determined by the age(s) of the insured, pre-existing medical condition(s), and added benefits.
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Add Optional Benefits
GeoBlue Xplorer offers a couple of benefits that can be added to your insurance plan. Adding benefits to your plan will cause your premium to go up, but will add extra protection for you and your family. You can add vision and dental to your plan, as well as an Rx upgrade.
Managing Your Premium Cost with GeoBlue
GeoBlue Xplorer has multiple deductible options if you wish to keep your premium as low as possible. The Premier Plan offers an Elite Plan ($0 deductible), the 1,000 Plan ($1,000 deductible), the 2,000 Plan, ($2,000 deductible), or the 5,000 Plan ($5,000 deductible). The Essential Plan with Basic or No US Benefits offers an Elite Plan ($0 deductible outside the US and $1,000 deductible inside the US), the 1,000 Plan ($1,000 deductible outside the US and $2,000 deductible inside the US), 2,500 Plan ($2,500 deductible outside the US and $5,000 deductible inside the US), or the 5,000 Plan ($5,000 deductible outside the US and $10,000 deductible inside the US).
Deductibles will lower your premium but will cause you to pay more out of pocket. You are responsible for paying the amount of any deductible directly to the hospital, clinic, or medical practitioner at which you receive medical attention.
Paying for Your Plan
You can choose to pay for your premiums on a monthly, quarterly, or annual basis. You can make payments by debit or credit card, or alternatively, if you pay annually, you can pay by bank wire transfer.
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