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Discover the cost of living in Spain in 2026, including housing, food, transport, and healthcare, along with city comparisons for expats.
Are you considering living in Spain? With an excellent health care system and an incredibly vibrant culture, it’s a great place for expats to live. But one of the top reasons moving to Spain is great for expats is the affordable cost of living. If you have your heart set on moving to Western Europe, Spain offers a comfortable way to live for less.
The cost of living is 29% lower than the cost in the USA. This is largely due to housing costs, which are 40% lower than in the U.S. Spain’s living expenses can be higher than those in other popular expat destinations in Asia and South America. But if you prefer a Western lifestyle, it’s hard to beat.
Learn how the cost of living in Spain compares, including the cheapest and most expensive cities to live in. All prices were sourced from Numbeo unless otherwise noted. These prices were up to date as of May 2026.
Planning your move to Spain? Compare personalized international health insurance options that match your destination, budget, and coverage needs.
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This global city is famous for its illustrious culture and gorgeous architecture, as well as for its world-class beaches. While it’s one of the most expensive cities in Spain, the cost of living is 52% lower than in New York City.
The beating heart of the Basque Country, Bilbao’s arts scene is as energetic as its txikiteo and pintxos are delicious.
Spain’s beautiful capital and largest city has something exciting to do every hour of the day. It is an especially great place for night owls.
Palma offers all the benefits of island living alongside the electric atmosphere of a cosmopolitan city, at 62% lower than New York City.
Currently Spain’s most expensive city, Valladolid is in the northwest of the country and is famed for its medieval religious sites and Gothic architecture. The general cost of living is 3.5% higher than in Madrid, although rent prices are 56% lower.
Whether you choose a major city or a more rural destination, international health insurance can help protect you from unexpected medical costs while living in Spain.
Also known as Saragossa, this amazing city is under the radar for most expats. It has spectacular Moorish architecture and unique, delicious cuisine. It’s close to both Madrid and Barcelona. Best of all, it’s a whopping 64% cheaper than New York City.
Another of Spain’s best-kept secrets, Murcia has been a human settlement since the Neolithic Age.
It is known as “Europe’s orchard” for the food grown there. It is a popular university town and one of the top places in Spain for outdoor activities.
This vibrant city invariably makes the list of the “most visited cities in Spain” alongside Barcelona, Madrid, and Palma, but the cost of living is 28% lower than in Barcelona.
Is it the beaches, nature, festivals, history, or the sunny climate that draws expats to Alicante? All of the above and more.
One out of every five residents is an expat, so you’re likely to find someone who speaks your language. And all with living expenses that are 61% lower than in New York City.
As with every country, the price of housing varies depending on where you live. Through our research, we have found furnished one-bedroom apartments in the center of large cities for approximately USD$705-$1,765 per month.
The cost is slightly higher in Madrid and Barcelona. But even in Madrid, housing is inexpensive when compared to similar European cities such as Paris and London. A furnished one-bedroom apartment in the center of Madrid will cost between USD$1,060 and USD$1,880 per month.
Don’t want to live in a city center? Rent for a three-bed house outside major towns ranges from USD$865 to USD$2,060/month, and is even lower for smaller apartments.
Keep in mind that the typical Spanish home is smaller than those in the USA, so you may want to rent a larger place.
Utilities are a bit more expensive than in other countries, but lower rent costs make total living expenses affordable.
Utilities for a 915 sq. ft apartment are on average USD$100-$250 per month, while internet access costs around USD$24-$53 per month.
If you’re used to paying U.S. prices, you’ll find that the price of groceries and eating out in Spain is very affordable.
With the warm climate, the country grows lots of fresh produce, so if you eat fresh foods, your grocery bills will be quite low.
Most food at grocery stores is around 30% cheaper than in the United States. A gallon of milk is one of the only items with a price similar to the USA, ranging from USD$4 to USD$6.
A dozen eggs are just USD$2.12-5.13, while a pound of chicken is just USD$2.60–5.80. Staples such as rice and potatoes are priced between USD$0.50 and USD$1.50 per pound.
And a beer is only USD$0.76-$2.32 at a grocery store, while a mid-range bottle of wine is just USD$3.53-$10.59.
Eating out in Spain isn’t expensive when compared to the U.S., Australia, or most Western European countries.
A lunchtime meal at a decent restaurant will cost you about USD$11.70-$26.00. At a fast-food joint, you’ll pay an average cost of USD$9.14-$14.12, about what you would in the U.S.
Date night is also much cheaper in Spain. A nice three-course dinner for two is about 25% less than average prices in the United States, at USD$41.17-$97.74, and adding a beer will only increase the cost by USD$2.35-$5.29. And a cinema ticket is just $8.23-$14.12.
Ready to get in shape? Fitness club fees are one area where Spain is similar to the USA, at USD$32.94–$70.58. But with the country’s legendary beaches and famed hiking trails, you can save some money by participating in outdoor activities instead.
If you live in a major city, you don’t need a car. The public transit systems are all excellent, and monthly public transportation passes are inexpensive at around USD$25-$60.
Taxi fares are also almost ⅓ cheaper, but taxis aren’t always available outside the center of larger Spanish cities.
If you do have a car, you can expect to pay a bit more for gas because Spain taxes fuel more heavily. In May 2026, gas cost USD$6–8 a gallon.
However, the typical commute is short, so you can expect to drive less, and that can even out the expenses. If you need to buy a car, a new Volkswagen Golf or equivalent sells for between $35,173 and $38,502.
Spain’s healthcare system is one of the best in the world. Compared to other nations, you’ll enjoy high-quality care at lower costs. But there are several reasons that many expats choose to get private health insurance in Spain.
In Spain’s public system, wait times can be long, particularly for specialist appointments. In addition, you will not always get a doctor who speaks your language.
Many expats choose international health insurance to access private healthcare, which offers shorter wait times and a far greater number of multilingual healthcare professionals.
Your rent, food, and transportation matter, but so does access to quality healthcare. Compare international health plans designed for expats living in Spain.
Compared to other Western European nations, Spain is an extremely affordable place to live. This is especially true if you are an American or from another Western European country.
Rent is low. Food prices are reasonable, even when you eat out. High-quality healthcare can be enjoyed by all, and the public transit system is so good you may not need a car.
In Spain, you can live comfortably for less. This makes it a great choice for foreigners retiring in Spain.
But that’s just an added bonus. Spain has an incredible history and culture, delicious and varied cuisines, beautiful natural landscapes, spectacular beaches, and so much more.
Overall, it’s a great option for expats looking to control their living expenses while enjoying the freedoms and amenities that Western Europe provides.
From everyday expenses to unexpected medical needs, make sure you’re fully prepared. Explore health insurance options that support your lifestyle abroad.