Multi-Trip Travel Insurance for U.S. Citizens
The GeoBlue Trekker plan is an annual multi-trip medical plan that offers emergency medical coverage while traveling abroad. Trekker covers unlimited trips outside of the U.S. per year with a maximum of 70 days per trip. In addition, the GeoBlue Trekker plan also includes coverage for pre-existing medical conditions for medical services and evacuation. You are required to have primary health coverage; the policy does not need to be a Blue Cross/Blue Shield plan.
GeoBlue is confident you will find the benefits and services with the Trekker plan to be exceptional. However, if you are not completely satisfied with your purchase, notify them in writing, indicating your desire to cancel. You will receive a full refund if you have not departed on your trip before the communication date.
The GeoBlue Trekker plan is an annual multi-trip medical plan that offers emergency medical coverage while traveling abroad. Trekker covers unlimited trips outside of the U.S. per year with a maximum of 70 days per trip. In addition, the GeoBlue Trekker plan also includes coverage for pre-existing medical conditions for medical services and evacuation. You are required to have primary health coverage; the policy does not need to be a Blue Cross/Blue Shield plan.
GeoBlue is confident you will find the benefits and services with the Trekker plan to be exceptional. However, if you are not completely satisfied with your purchase, notify them in writing, indicating your desire to cancel. You will receive a full refund if you have not departed on your trip before the communication date.
GeoBlue Trekker Plan Highlights
Ready to purchase Trekker?
Receive a personalized quote and purchase online in just minutes!
Compare the GeoBlue Trekker Plans
| Trekker Choice | Trekker Essential | |
|---|---|---|
| Maximum Benefit per Insured Person per policy period | $1,000,000 (For Individuals aged 70-95, the Maximum Medical Benefit for GeoBlue Trekker Choice is $100,000) | $500,000 (For Individuals aged 70-95, the Maximum Medical Benefit for GeoBlue Trekker Essential is $100,000) |
| Deductible per Insured Person per policy period | $100* | $200* |
| Coverage for length of trip | Unlimited number of trips in a 364-day period (covers up to the first 70 days of a trip) | |
| Primary health plan required | Yes | |
| Discounts offered for groups of 5 or more? | No | |
| Family coverage available | Available (Enrolled dependents are covered on independent travel separate from primary purchaser.) | |
| *Deductible waived for physician and hospital services delivered by GeoBlue contracted providers. | ||
| Trekker Choice | Trekker Essential | |
|---|---|---|
| Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab | 100% | |
| Office Visits: including X-rays and lab work billed by the attending physician | 100% | |
| Surgery, X-rays, In-hospital doctor visits | 100% | |
| Inpatient medical emergency | 100% | |
| Ambulatory Surgical Center | 100% | |
| Ambulance Service (non-Medical Evacuation) | 100% up to $1,000 | |
| Outside the U.S. Outpatient prescription drugs | 100% up to $5,000 | 100% up to $2,500 |
| Dental Care required due to an injury | 100% up to $300 maximum per Trip Period | 100% up to $100 maximum per Trip Period |
| Dental Care for Relief of Pain | 100% up to $300 per Trip Period | 100% up to $200 per Trip Period |
| Physical and Occupational Therapy | 6 visits per Period of Insurance, $100 Maximum | 6 visits per Period of Insurance, $50 Maximum payment per visit |
| Accidental Death and Dismemberment | $25,000 | $0 |
| Repatriation of Remains | $25,000 | $15,000 |
| Emergency Medical Transportation | $500,000 | $250,000 |
| Emergency Family Travel Arrangements | Maximum Benefit per Trip Period up to $2,500 for the cost of one economy round trip air fare ticket to the place of the Hospital Confinement for one (1) person | |
| Lost Baggage & Personal Effects Coverage | Maximum benefit of $500 per Trip Period and limited to $100 maximum benefit per bag or Personal Effect | N/A |
| Post Departure Trip Interruption Transportation | N/A | |
| Post Departure Trip Interruption Quarantine Coverage | N/A | |
| Trekker Choice | Trekker Essential | |
|---|---|---|
| Telemedicine | Included | |
| 24/7/365 Global Service Center Customer Support | Included | |
| Digital Tools (medical translations, health and safety alerts, and more) | Included | |
| Global Service Center Critical Assistance Team | Included | |
How Much Does a GeoBlue Multi-Trip Insurance Plan Cost ?
The GeoBlue Trekker Choice and Essential rates below were calculated using age and the maximum limit for each plan. The rates shown are the daily cost for one year (365 days) of coverage.
| Trekker Choice | Trekker Essential | |||
|---|---|---|---|---|
| Age | ||||
| Maximum Limit | ||||
| $100,000 | $1,000,000 | $100,000 | $500,000 | |
| Under 50 | $0.50 | $0.36 | ||
| 51-66 | $0.63 | $0.44 | ||
| 67-69 | $0.76 | $0.54 | ||
| 70-84 | $0.76 | $0.54 | ||
| 85-95 | $0.95 | $0.68 | ||
Rates were last updated on March 13, 2025
Ready to purchase Trekker?
Receive a personalized quote and purchase online in just minutes!
Who is Eligible for GeoBlue Trekker?
Eligibility requirements for the GeoBlue Trekker plans are:
- Home country is the U.S.
- You must be under age 95
- Enrolled in a Primary Plan
- Children under age 6 must join with a parent
- You must initially purchase the Trekker plan in your home country before departing on the trip
- Products vary based on state
To include family members on your GeoBlue Trekker plan they must be:
- Your spouse; civil union partner or domestic partner age 95 or younger, and your eligible child(ren) or other eligible dependents
- Resident(s) of the United States
- Traveling outside the U.S. and scheduled to spend at least 24 hours away from his/her home
Ready to purchase Trekker?
Receive a personalized quote and purchase online in just minutes!
GeoBlue Trekker FAQs
The Trekker Choice Plan is an exceptional level of coverage with richer benefits and comes with a higher premium. The Trekker Essential plan is more affordable and, while still offering comprehensive benefits, offers reduced features in certain areas of coverage. Review GeoBlue Trekker Benefits for a comparison.
No. GeoBlue Trekker plans can only be sold to customers purchasing from inside the U.S. Once issued, however, you may request a policy extension while overseas.
Both Trekker plans will cover pre-existing conditions for customers who have primary insurance coverage in the U.S. Please refer to the sample policy certificate for a definition of what plans qualify as primary insurance.
The GeoBlue Trekker plans are secondary insurance. However, GeoBlue will process and pay overseas claims as a primary payor and reserves the right, where applicable, to contact your primary insurance company to coordinate benefits.
The evacuation benefit pays for a medical evacuation to the nearest hospital, appropriate medical facility, or back to the U.S. Transportation must be by the most direct and economical route. All evacuations require written certification by the attending physician that the evacuation is medically necessary and must be approved by GeoBlue.
Yes. The GeoBlue Trekker plan does not exclude illnesses or injuries related to terrorism or a terrorist act. To be covered in countries where there are open hostilities, such as Iraq and Afghanistan, a member must not be engaged in hostile or combative activities.
GeoBlue's Global Health and Safety services help members identify, access, and pay for quality healthcare all over the world. The plan includes a contracted community of elite providers in 180 countries. Members can access these carefully selected providers and arrange for the bills to be sent directly to GeoBlue. Please note, a member is responsible for their deductible at the time of service, if applicable. Members can request direct billing by calling the assistance telephone number listed on your member ID card, or by emailing globalhealth@geo-blue.com.A claims instruction page is available online and can be accessed by visiting GeoBlue Trekker claims page. You may also download GeoBlue claim forms from this section of the site.
To view a sample policy, visit: GeoBlue Trekker Choice Certificate orGeoBlue Trekker Essential Certificate.
No. The GeoBlue Trekker plans are designed to cover travelers while they are outside the United States only.
A GeoBlue Trekker plan may be purchased up to one day before your departure date. However, GeoBlue recommends that customers wishing to receive a hard copy ID card should allow two weeks before their effective date when purchasing.
Upon a successful purchase, you will receive an email confirmation that contains all your necessary policy information and important contact information for emergencies. Once enrolled, members can instantly log in to the Member Hub area of GeoBlue's website and download an electronic ID card and other policy documents.
More to Read:
Ready to purchase Trekker?
Receive a personalized quote and purchase online in just minutes!
GeoBlue is the trade name of Worldwide Insurance Services, LLC, an independent licensee of the Blue Cross and Blue Shield Association. Made available in cooperation with Blue Cross and Blue Shield companies. For single trip insurance, GeoBlue offers the Voyager Travel Insurance plan with similar benefits.