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Indonesia Travel Insurance and Safety Advice

Find the best travel insurance for Indonesia for medical emergencies, trip cancellations, and lost luggage, plus safety tips for your trip.

Scenic waterfall in dense forest backdrop featuring two explorers standing hand in hand near the water pool.
Scenic waterfall in dense forest backdrop featuring two explorers standing hand in hand near the water pool.

Indonesia Travel Safety for Visitors

Indonesia is one of the world’s top destinations. This beautiful country is a tropical archipelago of over 17,500 islands, including Bali, Java, Komodo, and many more. Every type of travel experience awaits: luxury resorts, backpacker fun, and serious exploration.

Yet health emergencies, travel delays, and natural disasters can disrupt your travel to and in Indonesia. Discover the essential information you need to know for a safe and insured travel experience in Indonesia.

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  • Compare top-rated travel insurance providers
  • Get quotes for Travel Medical, Trip Cancellation, and more
  • Choose the best plan for your trip and budget

Do I Need Travel Insurance for Indonesia?

Visitors to Indonesia should have comprehensive travel insurance that includes both trip and medical coverage. This applies to all trips to Indonesia, from a week at a resort to a six-month stint as a digital nomad.

Visitors may need medical care after vehicle accidents, serious sunburn and heatstroke, and tropical and gastro diseases. As of December 2022, Indonesia does not require visitors to hold health insurance or travel insurance; however, it is still a good idea for several reasons.

Indonesia’s healthcare system ranks 45th out of 195 countries,  according to the Global Health Security Index. This means that for more complex medical issues, travelers may need to be transported back to their home country for care.

Ensure that your travel health insurance includes repatriation, which covers transportation back to your home country for advanced medical care.

Indonesia is also home to several active volcanoes and regularly experiences earthquakes and tsunamis. Volcanic eruptions in 2015, 2017, and 2019 disrupted air travel to Indonesia. Further travel disruptions can also arise from political unrest within Indonesia. Travel insurance can help with these issues.

Many tourists visit Indonesia for an international experience that is both fun and affordable. But even budget backpackers can and should protect themselves with travel insurance for Indonesia.

Australia’s official SmartTraveller site says frankly, “If you can’t afford travel insurance, you can’t afford to travel. This applies to everyone, regardless of their level of health and fitness. If you’re not insured, you may have to pay many 1000s of dollars up-front for medical care.”

Best Travel Insurance for Visitors to Indonesia

Here are options for international health and travel insurance for Indonesia. When you contact an insurer, please provide them with the duration of your trip or stay and the types of activities you plan to engage in. Someone spending a week in Balinese spas will have different insurance needs than a hiker exploring Indonesia’s national parks.

Best Travel Insurance for Visitors to Indonesia

Single Trip Platinum Travel Insurance

  • For U.S. citizens and residents up to age 95
  • Includes pregnancy coverage, baggage loss, trip interruption & more
  • 24/7/365 service and assistance

Patriot Platinum Travel Insurance

  • Maximum limits up to $8,000,000
  • IMG pays 100% of medical expenses in-network
  • Evacuation due to Natural Disasters & Political Unrest

Best Insurance for Adventure Travel in Indonesia

World Nomads Travel Insurance

  • Coverage for 200+ adventure activities
  • Generous benefits for lost and stolen bags and gear
  • 100% Trip Cancellation and Trip Interruption
  • 24/7 emergency assistance

Medical Preparation for Travel to Indonesia

If you have medical needs or prescriptions, here’s how to prepare for travel to Indonesia.

Vaccination Requirements for Travel to Indonesia

To travel to Indonesia from September 2022, you must provide proof of COVID-19 vaccination, preferably in the form of a certificate.

Indonesia has launched a new mobile app, SatuSehat, replacing the previous mandatory app, PeduliLindungi. However, it is unclear at this time whether tourists will need to download the app. The Ministry of Health in Indonesia uses this app to expedite the sharing of information and resources on COVID-19 treatment.

Starting on June 9, 2023, the Indonesian Government no longer requires proof of vaccination. However, the U.S. Centers for Disease Control recommends important vaccinations for visitors to Indonesia, including tetanus, Hepatitis A and B, and typhoid.

How to Bring Medications to Indonesia

You can bring over-the-counter medications to Indonesia without filling out any forms. However, to bring prescription medications to Indonesia, you must provide detailed documentation.

Indonesia wants you to provide evidence that your medication is prescribed to you and that you need it. This is especially important for painkillers and for psychiatric drugs.

Common medications that Indonesia prohibits include Tramadol, oxycodone, codeine, morphine, and anything containing amphetamines (ADHD medication is in this category).

What do you need to do to bring your prescribed medications into Indonesia?

  • Before your trip, get a letter from your doctor and copies of your prescriptions. This is to confirm that your medication has been prescribed for you and that you require it. You may also need to provide a travel itinerary. This letter and your travel boarding pass should have the same name. The letter should clearly state that this medication will be used only by you.
  • You will then be asked to declare your medication on a customs declaration, supported by your doctor’s letter.
  • If you are traveling from certain countries, such as Australia, or if your medication is complex, your Indonesian consulate may require you to provide this documentation before you travel. In return, you will get a Certified Letter of Approved Medicines, written in Indonesian, that grants you permission to bring and carry your medications.
  • Travel with copies of your doctor’s letter and your prescriptions. Bring your medications in their original packaging and only bring the amount you need for your trip.

Indonesian Customs has the authority to make the final decision on whether your medication is permitted. Importantly,  don’t bring medical THC or marijuana. They are not considered medications and are not legal in Indonesia.

How to Access Medical Care in Indonesia for Visitors

Indonesia’s healthcare system is divided between basic government healthcare and private healthcare supported by health insurance. Government healthcare is often limited and may not provide the most current or comprehensive care. Visitors to major cities can expect to use private healthcare.

In Indonesia, a doctor’s visit to a private clinic or hospital costs between $30 and $70 USD. Seek a healthcare provider who speaks your language.

Major cities and tourist destinations typically have English-speaking healthcare facilities, such as hospitals and clinics. These providers are often accustomed to working with international health insurers as well.

If you need emergency care in Indonesia, be prepared. You can expect to pay fees for ambulance service from a private ambulance service. Seek a 24-hour clinic or hospital that speaks your language.

Major cities have some foreign pharmacies. In Indonesian, a pharmacy is called an apotik. A good apotik will have a doctor on site who can issue prescriptions. You may see medications for sale at roadside stalls; these are usually counterfeit and not recommended.

Traveling in rural or wilderness areas of Indonesia? Follow your usual medical precautions and bring everything you might need in case of an emergency. There is a shortage of medical care and emergency medical transport in rural areas. If you frequently require medical care, consider visiting major centers in Indonesia instead.

Sea parasol on an Indonesian beach in a sunny day

Travel Warnings and Alerts for Indonesia

International travelers need to be aware of travel warnings and alerts. Good news sources for Indonesia include the BBC and The Jakarta Post.

U.S. travelers can sign up for the US Smart Traveler Enrollment Program. Enroll in your trip and get alerts during your time in Indonesia.

Websites with important alerts for Indonesia include:

Emergency Contact Information for Indonesia

Here’s a quick guide to emergency phone numbers for Indonesia.

Emergency Assistance Numbers in Indonesia

These phone numbers will help you in cities, small towns, and national parks in Indonesia.

  • Fast Medical Assistance – 118 or 119
  • Search and Rescue – 115
  • Police Department – 110
  • Fire Department – 113
  • Tourism Information – 116

Additionally, refer to the Indonesian government’s website for visitors, specifically the “How do I make calls in Indonesia” page.

Embassy Phone Numbers in Indonesia

This list has phone numbers and links for English-language embassies in Jakarta, Indonesia’s capital city. Links also include information about consulates in other parts of Indonesia, especially Bali.

Jakarta, Indonesia city skyline

Tips for Safe Travel in Indonesia

Seven Safety Tips for All of Indonesia

  1. Only drink bottled water. Don’t drink tap water in Indonesia in any form. Ice in drinks, fruit or vegetables washed in tap water, or even water in your mouth while showering, can introduce gastro bugs to your system.
  2. Avoid food poisoning by being cautious about what you eat and where you eat it. Food poisoning happens so often in Indonesia that Australian travelers call it “Bali belly.”
  3. Watch your valuables. Bag snatching and pickpocketing are common in tourist areas – the most common crime is mobile phone theft. Do not leave belongings on a beach to swim or wade, expecting to find them there when you return.
  4. Indonesia has a hot, tropical climate. Protect yourself with sunscreen, hats, insect repellent, and water bottles with safe water. If you are not sleeping in a closed or screened room, do your best to sleep protected by a mosquito net. Mosquito bites in this area can transmit malaria and dengue fever.
  5. Be aware of Indonesia’s laws and social beliefs, especially if traveling alone. While Indonesia is predominantly Muslim, it is also hot and tropical. Modest, covered dress and good manners help travelers blend in. Indonesia has very strict laws against recreational drugs of any kind, including marijuana, CBD, and THC products. Some provinces in Indonesia criminalize consensual same-sex activity. There is also much prejudice against LGBTQIA people, which can lead to harassment.
  6. Be careful around animals. Stray dogs and wild monkeys may beg for food or follow you, but they can be rabid or carry flea and tick diseases.
  7. Women traveling solo should take extra precautions. Women travelers on their own report problems with sexual harassment from locals and other visitors. Women can support their personal security with a door stopper or lock, an attention-grabbing whistle, and a budget for more upscale lodging and transport.

Is Bali Safe? Yes, But Watch Out for Scams

Bali is one of the safest places in Indonesia for visitors. English-speaking providers offer the most essential services, including medical care.

Bali is also one of the world’s top tourist destinations. And if there’s a tourist scam going on, you will find it in Bali. See what SmartTraveller.gov.au has to say about tourist scams and how to protect yourself.

For your safety in Bali, be aware that tourists can also get into trouble due to accidents and theft while riding rental scooters. It’s easy to have a bag snatched while riding a scooter. Also, be cautious in Bali’s party district, Kuta, especially when using mobile phones.

Use Urban Precautions for Safety in Jakarta

Visiting Jakarta? Take all necessary precautions when visiting a high-risk urban area. Jakarta has a low safety rating among Asian cities. Distracted or tired visitors are at risk of pickpockets, scams, and long travel delays. Avoid taxis that don’t use meters.

Be careful around traffic, especially when crossing busy streets. Foreigners should avoid certain neighborhoods, such as West Jakarta and Blok M in southern Jakarta.

Another risk in Jakarta is ATM crime, where your account is skimmed after using an ATM card. Only use ATM machines directly located at and supervised by banks.

Safe Travel Around Volcanoes and Quakes in Indonesia

Over the past decade, volcanic eruptions have frequently disrupted travel to and from Indonesia. Be cautious about visiting or hiking near volcanoes that have been exhibiting signs of activity. Prepare in advance by buying travel insurance for Indonesia to cover any disruptions.

Quakes occur in Indonesia and can cause tsunamis along the coast. Indonesia was impacted by the Boxing Day Tsunami of 2004, and other tsunamis have caused damage and loss of life in visitor areas as recently as 2018.

Basic quake safety is to drop, cover, and hold on. If you are near the beach or a coastline, if the quake is “long or strong, get gone” to avoid being in a tsunami zone. The United States Geological Survey provides good earthquake and tsunami safety guidelines.

Indonesia Adventure Travel: Get Serious About Safety

Indonesia’s rural areas hold treasures of culture and nature. UNESCO World Heritage sites and national parks beckon adventurers. You may also travel to rural Indonesia as a volunteer, researcher, or for work purposes.

Be prepared and research what your venture needs. If you are traveling for fun or to take on wilderness challenges, seriously consider taking a tour or traveling with a group.

Be diligent about safety on the ocean, on boats, on dirt roads, and in the wilderness, where you can encounter wildlife, including poisonous snakes. Crime and terrorism happen in remote areas here.

Bring any necessary medications, a first aid kit, and extra supplies for tropical conditions. A satellite tracker is a great item for hikers or kayakers. Learning essential Indonesian will help you in emergencies.

Enjoy Indonesia and Stay Savvy

In 2019, over 16 million people visited Indonesia. Almost all of them had a safe and positive experience – and many of them want to return. With changes to travel after 2020, including new digital nomad visas, savvy voyagers know that travel insurance for Indonesia will protect them, regardless of the adventures they choose.

Find the Best International Travel Insurance

  • Compare top-rated travel insurance providers
  • Get quotes for Travel Medical, Trip Cancellation, and more
  • Choose the best plan for your trip and budget

Emily Cotlier| Writer

Emily Cotlier is an experienced communications consultant and business analyst, senior analyst at New Zealand’s Parliamentary Counsel Office, specializing in visas, immigration, international relocation, and managing finance, insurance, and real estate.

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