Explore how to grow your global business with access to top international insurance plans, dedicated support, and competitive commissions in our Agent Zone.
Are you looking to offer international insurance to your clients or customers? Do you manage a website aimed at expatriates, travelers, families, or global businesses?
By registering as an agent or affiliate with International Citizens Insurance, you gain access to top international insurance plans that you can easily share with your clients or site visitors.
Each policy purchased through your agent or affiliate code earns you a percentage commission. The more clients you refer and support, the more revenue you generate.
Eligibility Requirements to Sell Global Health and Travel Plans
We are seeking innovative agents, brokers, and affiliates worldwide.
Consider working with us if you are:
An insurance or travel agent
A website owner
A group leader
A corporate HR representative
Anyone who works with international travelers
Travel Insurance Agents and Affiliate Tools
White-label quoting and application tool
Support for online implementation
Customized PDF brochures
Agent Zone login for real-time reports
And much more
Agent and Affiliate Registration
How to Make Money Selling Travel Insurance
Last year, more than 1 billion international trips were taken worldwide. Each traveler is a potential customer. Global insurance brokers can generate significant income by catering to this audience.
If you have customers planning a trip abroad, consider getting paid for helping them select a high-quality international travel or health insurance plan.
If you would like to learn more, complete the above form or use one of the links below.
Commissions for Selling International Insurance Plans
The global health and travel insurance industry is growing as the world becomes increasingly interconnected and more people move abroad.
You can earn significant additional income by offering your customers travel or health insurance plans while they are abroad. Commission rates vary by product, ranging from 10% to 30%, based on your performance.
As you sell more plans, you will have the leverage to command higher commissions going forward. A typical international insurance agent starts at 15% and that rate increases over time as you become more productive.
Beyond generating an additional revenue stream, you also provide an essential service by helping clients stay protected while abroad. But there is more to the role than discussing vacation plans.
Below are key considerations for aspiring affiliates and agents.
Do You Know and Love Travel?
Do you enjoy discussing travel in all its forms? That includes romantic relocations to Paris, bungee jumping in Bali, and understanding malaria risks in Malawi.
If every aspect of travel fascinates you, you are already on the right track. The same curiosity applies to healthcare. Staying informed about global travel trends and international health news is an important part of the job.
Can you look beyond stereotypes to give travelers practical, accurate advice? Travel media often label certain destinations or activities as unsafe, but the reality is usually more nuanced.
If you can see past broad generalizations, understand that risks vary by region, and recognize the full spectrum of activities travelers pursue, you have the mindset needed to succeed in international health insurance.
Offer the Best Plans for Your Clients’ Specific Needs
Do you have a strong memory for rules and regulations? Not insurance rules and regulations. We refer to the laws and entry requirements that govern the admission of travelers to different countries.
Can you recall the health insurance requirements for the Schengen Area? Do you stay up to date on current healthcare and visa regulations for countries like Russia or Thailand?
Selling international health insurance does not require you to be an instant expert. Still, the more you understand these requirements, the stronger your relationships with clients will become.
Selling Global Medical Plans to Expatriates
Understanding the rules and regulations is essential, but so is grasping how different domestic healthcare systems operate. Many clients who require an international insurance plan are long-term expats, and understanding both their origin and destination helps you guide them toward the right coverage and earn their trust.
If you enjoy delving into the fine print and comparing detailed benefits, you already possess the mindset necessary for this work. Slight differences in a policy can have a significant impact on an ill or injured traveler.
That attention to detail, paired with a desire to help others navigate complex options, is what makes a great advisor. Guiding an expat through the nuances of the healthcare coverage they need can turn a one-time interaction into a lasting client relationship.
We encourage all prospective affiliates and agents to review their local insurance regulations when considering offering international insurance plans.
In some countries, affiliates operating outside the United States may not be required to hold a license to offer global health coverage.
Requirements vary by country, and many insurers provide flexible partnership guidelines for those interested in distributing their plans.
US Health and Travel Insurance Agents
If you live in the U.S., you must hold the health, accident, and life insurance licenses of your resident state. In some cases, you may also need to obtain a license in other states where you are selling to clients.
If you are selling to non-US citizens, your state license should be sufficient. Always review local licensing requirements where you are operating.
This is also true for agents looking to build a sales team. If you plan to receive overrides for your international travel insurance agents, you may need to hold an active license in every state where they sell international health plans.
If you aren’t licensed in every state in which your producers are, you may not receive commissions on their new sales. We can guide you along the way so that you understand the various requirements.
Selling Insurance to Travelers and Expatriates
Are you someone who genuinely enjoys talking with people? All kinds of people? International health insurance serves solo digital nomads, large expat families, group tour participants, overseas volunteers, missionary groups, and retirees. There is no typical client and no typical journey.
Can you approach those conversations with sensitivity and care? Discussing healthcare needs can be uncomfortable for clients. Travel adds another layer of anxiety and vulnerability, making thoughtful communication essential.
Can you guide difficult conversations with care? You may need to discuss what happens if an overseas trip involves a serious car accident, political unrest, or an unexpected pregnancy. You may also need to provide informed, respectful guidance about mental health support, medical care after an assault, or accessing urgent cardiac treatment abroad.
International health insurance requires more than sales skills. While traditional sales techniques often focus on reading people, this field demands a deeper commitment to empathy, trust-building, and long-term relationships.
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