Does Close Care cover me globally?

The Close Care plan covers your country of origin and your home country. It also provides limited emergency coverage if you are traveling to other countries. Emergency travel coverage is offered for a maximum of 21 days per trip and 45 days per year. If you are looking for an international health insurance plan offering comprehensive coverage worldwide, the Cigna Global Health plan is a better option.

Does Close Care provide coverage in the USA?

If your country of nationality or your country of residence is the United States, then Close Care will provide coverage for you in the United States. If you are not from the USA, or are not residing there but would like benefits in the USA, a global health insurance plan offering comprehensive coverage worldwide would be a better option. In that case, check out the Cigna Global Health plan.

I am a US citizen, but I do not need US coverage. Do I have to pay for US coverage?

U.S. citizens may opt out of U.S. coverage. However, if you do opt out of U.S. coverage you will not receive emergency coverage in the U.S.

Does Cigna Close Care offer maternity coverage?

The Close Care plan does not offer maternity coverage. If you believe you will require maternity coverage, we would suggest the Cigna Global plan.

Does the Cigna Close Care plan offer emergency evacuation?

Yes, the Cigna Close Care plan offers emergency medical evacuation, medical repatriation, and repatriation of mortal remains. The annual benefit limit for the emergency medical evacuation benefit is $50,000.

Does Close Care cover me globally?

The Close Care plan covers your country of origin and your home country. It also provides limited emergency coverage if you are traveling to other countries. Emergency travel coverage is offered for a maximum of 21 days per trip and 45 days per year. If you are looking for an international health insurance plan offering comprehensive coverage worldwide, the Cigna Global Health plan is a better option.

Does Close Care provide coverage in the USA?

If your country of nationality or your country of residence is the United States, then Close Care will provide coverage for you in the United States. If you are not from the USA, or are not residing there but would like benefits in the USA, a global health insurance plan offering comprehensive coverage worldwide would be a better option. In that case, check out the Cigna Global Health plan.

I am a US citizen, but I do not need US coverage. Do I have to pay for US coverage?

U.S. citizens may opt out of U.S. coverage. However, if you do opt out of U.S. coverage you will not receive emergency coverage in the U.S.

Does Cigna Close Care offer maternity coverage?

The Close Care plan does not offer maternity coverage. If you believe you will require maternity coverage, we would suggest the Cigna Global plan.

Does the Cigna Close Care plan offer emergency evacuation?

Yes, the Cigna Close Care plan offers emergency medical evacuation, medical repatriation, and repatriation of mortal remains. The annual benefit limit for the emergency medical evacuation benefit is $50,000.

Cigna Close Care

Cigna Close Care offers affordable, flexible health coverage in your home and resident countries, with optional modules and emergency protection for short trips abroad.

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Cigna Close Care is a focused expat health insurance plan that covers subscribers in the country where they live and their country of nationality. With this plan, you only pay for insurance in the areas you spend time in. What if you want to take a trip to a third country? Cigna will take care of you with out-of-area emergency coverage in the case of any misadventures.

This plan is highly customizable, and our team can help you develop the one that best suits your needs and budget.

Cigna Close Care Highlights

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Localized yet Flexible Coverage

Designed for individuals who only need coverage in their country of residence and nationality, plus short-term emergency cover while traveling abroad.

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Comprehensive Core Benefits

Covers inpatient and daypatient care, including hospital stays, surgeries, cancer treatment, mental health care, and physiotherapy — with an annual benefit limit of up to $500,000.

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Optional Add-On Modules

Members can enhance their plan with optional Outpatient and Wellness Care or Dental Care and Treatment modules, adding preventive care, screenings, and dental coverage.

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24/7 Global Support

Access to Cigna’s Wellbeing App for virtual doctor consultations, claim management, and provider searches, plus 24/7 multilingual customer care and clinical case management support

Cigna Close Care Benefits and Coverage

The Cigna Close Care Plan includes comprehensive core benefits, including hospital stays, surgeries, cancer treatment, mental health care, and physiotherapy. It also covers pandemics, medical evacuation and repatriation, and out-of-area emergency treatment, providing dependable and cost-effective protection in your country of residence and nationality.

Benefit	Close Care
Annual Overall Maximum Per beneficiary per period of cover	$500,000
Deductible	$0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000
Inpatient & Daypatient	Paid in Full Semi-Private Room
Out of Area Emergency Cover This is limited to 21 days per trip and 45 days maximum per policy year.	$40,000
Rehabilitation	$2,000 Up to 30 days
Local Ambulance Services	$2,500
Mental Healthcare	$3,000 Up to 60 days
Cancer Care	Paid in Full
Medical Evacuation	$50,000
Medical Repatriation	$100,000

Optional Modules

Outpatient and Wellness Care provides broader coverage for medical treatment that doesn’t require a hospital stay, along with additional benefits to support your overall wellbeing.

The optional Dental Care and Treatment module offers extensive coverage for a wide range of dental services.

How Much Does Cigna Close Care Cost?

The cost of a Cigna Close Care health insurance plan varies depending on factors such as your age, citizenship, and country of residence.

You can adjust your premium by choosing a deductible or cost-share option to reduce your monthly or annual payments. While these options lower your premium, they increase your out-of-pocket expenses when you receive care—making them ideal for individuals or families looking to save on regular costs.

To find out how much a plan will cost for you or your family, request a personalized quote.

Cigna Close Care Eligibility

Cigna Close Care is available to any member worldwide who is 18 or older and only needs coverage in their country of residence and for visits to their country of nationality.

If you have pre-existing conditions, they will not be covered by the Cigna Close Care plan.

Cigna Close Care FAQs

The Close Care plan covers your country of origin and your home country. It also provides limited emergency coverage if you are traveling to other countries. Emergency travel coverage is offered for a maximum of 21 days per trip and 45 days per year.

If you are looking for an international health insurance plan offering comprehensive coverage worldwide, the Cigna Global Health plan is a better option.
If your country of nationality or your country of residence is the United States, then Close Care will provide coverage for you in the United States.

If you are not from the USA, or are not residing there but would like benefits in the USA, a global health insurance plan offering comprehensive coverage worldwide would be a better option. In that case, check out the Cigna Global Health plan.
U.S. citizens may opt out of U.S. coverage. However, if you do opt out of U.S. coverage you will not receive emergency coverage in the U.S.
The Close Care plan does not offer maternity coverage. If you believe you will require maternity coverage, we would suggest the Cigna Global plan.
Yes, the Cigna Close Care plan offers emergency medical evacuation, medical repatriation, and repatriation of mortal remains. The annual benefit limit for the emergency medical evacuation benefit is $50,000.