Annual Travel Insurance with COVID-19 Coverage
The Wander Frequent Traveler Plus plan from Seven Corners is an annual plan for travelers who take multiple trips a year. The Wander plan includes comprehensive medical coverage for COVID-19 expenses and other illnesses or injuries that occur during your travels.
Travelers who take multiple trips a year should purchase travel insurance with COVID-19 coverage in case you contract the virus while abroad. It is especially important to have medical expenses covered while traveling because your home health insurance may not cover injuries or illnesses incurred while traveling.
Seven Corners offers three covered trip lengths, 30, 45, and 60-day trips. You may choose your trip length when you apply for the Wander Frequent Traveler Plus plan. After you purchase your annual trip coverage, you may travel as often as you like without having to worry if you are covered. Hazardous Activities Coverage is also available at an additional charge for travelers that participate in adventurous activities while abroad, such as bungee jumping, jet-skiing, and scuba diving.
Be sure to purchase annual trip insurance with COVID-19 coverage from Seven Corners before you depart from your home country!
Wander Frequent Traveler Plus Benefits
| Coverage Length | 364 days |
| Benefit Period | 90 days |
| Coverage Area | Worldwide including the United States / Worldwide excluding the United States |
| Medical Maximum Options | 14 days to 64 years old: $1,000,000 / 65 to 74 years old: $50,000 |
| Deductible Options | $0; $250; $500 (per covered trip) |
| Coinsurance (Inside US) | We pay 90% of the first $5,000, then 100% to the medical maximum |
| Coinsurance (Outside US) | We pay 100% |
| Inpatient & Outpatient Services | URC* up to medical maximum |
| COVID-19 Treatment | 14 days to 64 years old: $100,000 / 65 to 74 years old: $50,000 |
| Local Ambulance | Up to medical maximum |
| Urgent Care Visits | URC up to medical maximum and $15 copay |
| Physiotherapy and Chiropractic Care | $50 per visit, 10 visits maximum |
| Hospital Daily Indemnity (Outside US) | $100 per day, 10-day limit per occurrence |
| Extension of Benefits to Home Country | $5,000 |
| Pre-certification — 25% penalty | Required inside the United States for specific types of treatment. Penalty does not apply to emergencies. |
| Acute Onset of Pre-existing Conditions (For US residents traveling outside US) | 14 days to 64 years old: $20,000 / 65 to 74 years old: $2,500 |
| Myocardial Infarction and Stroke (For non-US residents traveling to the US) | $200 per day; $3,000 maximum |
| *URC means Usual, Reasonable, and Customary. |
| Dental — Sudden Relief of Pain | $250 |
| Dental — Accident | Up to medical maximum |
| Emergency Eye Exam | $100 per occurrence and $50 copay |
| Emergency Medical Evacuation and Repatriation | $1,000,000 (separate from medical maximum) |
| Emergency Medical Reunion | $200 per day, 10-day limit; $50,000 maximum |
| Return of Child(ren) | $50,000 |
| Return of Mortal Remains | $50,000 |
| Local Burial or Cremation | $5,000 |
| Natural Disaster Evacuation | $50,000 |
| Natural Disaster Daily Benefit | $100 per day, 5-day limit |
| Political Evacuation and Repatriation | $10,000 |
| Terrorist Activity | $50,000 |
| 24/7 Travel Assistance Services | Included |
| Accidental Death and Dismemberment | Primary Insured or Eligible Spouse $25,000; Eligible Dependent Child(ren) $5,000 |
| Common Carrier Accidental Death and Dismemberment | Primary Insured or Eligible Spouse $50,000; Eligible Dependent Child(ren) $25,000 |
| Loss of Checked Baggage | $50 per article; $500 per occurrence |
| Baggage Delay | $250 per occurrence |
| Trip Interruption | $5,000 |
| Travel Delay | $100 per day, 2-day limit per occurrence |
| Lost or Stolen Travel Documents | $200 |
| Border Entry Protection (For non-US residents traveling to the US) | $550 |
| Personal Liability | $25,000 |
| Optional: Hazardous Activities | Up to medical maximum |
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How Much Does Wander Plus Insurance Cost?
The Wander Frequent Traveler Plus plan from Seven Corners offers three deductibles, $0, $250, and $500. Hazardous Sports Coverage is also available at an additional cost for plan holders participating in extreme sports while traveling. The price rates for 30, 45, and 60-day trips are based on a $250 deductible.
Who is Eligible for Wander Frequent Travel Coverage?
Seven Corners requires travelers to be at least 14 days old and under the age of 75 to purchase Wander Frequent Traveler coverage. Travelers may purchase coverage for a spouse or travel companion and children under the age of 19.
Geographic Restrictions:
- U.S. State Restrictions – Seven Corners cannot accept an address in Maryland, New York, South Dakota, or Colorado.
- Country Restrictions – Seven Corners cannot accept an address in Cuba, the Islamic Republic of Iran, the Syrian Arab Republic, Virgin Islands (U.S.), Gambia, Ghana, Nigeria, Sierra Leone, and Democratic People's Republic of Korea (North Korea).
- Destination Restrictions – Seven Corners cannot cover trips to Antarctica, the Islamic Republic of Iran, the Syrian Arab Republic, Cuba, and the Democratic People's Republic of Korea (North Korea).
Ready to purchase Wander Frequent Traveler Plus?
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Wander Frequent Traveler Plus FAQs
Seven Corners offers three covered trip lengths. Travelers can purchase coverage for a 30, 45, or 60-day trip.
It is recommended to purchase an annual trip insurance plan with COVID-19 coverage because if you contract Coronavirus while on your trip, Seven Corners will cover your medical expenses. It is especially important if your health insurance at home does not cover illnesses or injuries incurred while traveling.
Seven Corners will cover you while you travel outside of your home country on a covered trip. A covered trip begins on the day you depart from your home country and ends on the day you return to your home country. You may choose your covered trip length when applying for the plan.
Travelers may choose from two coverage areas, Worldwide excluding the United States and Worldwide including the United States.
At the end of the 364 day plan period, you may renew your plan to cover your next year of travel.
Yes, you may cancel your Wander Frequent Traveler Plus plan and receive a refund if you do so before your effective date of coverage. Seven Corners will not issue a refund if you cancel after your coverage has started.
The effective date is the start date of your coverage. Coverage can begin at 12 a.m. on the day after Seven Corners receives your application and payment or at 12 a.m. on the day you request.
The expiration date is the day your coverage ends.
Your coverage ends at:
- 11:59 p.m. on the date you reach the maximum period of coverage,
- 11:59 p.m. on the date shown on your Seven Corners I.D. card, or
- 11:59 p.m. on the date on which you paid until.
Yes, Seven Corners covers pre-existing conditions. Seven Corners will cover medical expenses for non-U.S. residents traveling in the U.S. if they have a heart attack or stroke. Seven Corners will cover medical expenses regarding pre-existing conditions incurred by U.S. residents traveling outside of the U.S.
Seven Corners Travel Medical Insurance
Seven Corners offers a wide variety of travel insurance plans for worldwide travelers. The company offers a variety of travel insurance and emergency medical benefits, flexible limits, and your choice of deductible. They have been offering international medical insurance for years and have a wide variety of products perfect for short- and long-term international travel. They also provide a number of highly comprehensive package trip cancellation insurance plans with their RoundTrip products. If you need more comprehensive coverage for a year or longer, consider an International Medical Insurance Plan. If you travel abroad multiple times each year, consider an Annual Multi-Trip Travel Medical Plan.
Ready to purchase Wander Frequent Traveler Plus?
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