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Home > Global Insurance Companies > Integra Health insurance > Integra Global PremierLife and PremierFamily

Integra Global PremierLife and PremierFamily

integra global

Premium Plans for Individuals and Families

integra globalThe Integra PremierLife and PremierFamily international medical insurance plans are designed for individual expats and expat families seeking enhanced coverage and access to the world's best healthcare providers.

Integra's PremierLife plan has more benefits and even more comprehensive coverage than Integra yourLife. Individuals who decide to purchase the PremierLife plan will receive exclusive benefits, such as wellness and vision and advanced health screening, as well as membership in Integra's Our Best Possible Outcome program and Blood Care program.

The Integra Global PremierFamily plan has the same core elements as the PremierLife plan, but with additional benefits that are particularly useful for families. The plan includes superlative maternity benefits which are especially useful in high-cost maternity areas such as London, Hong Kong, and Singapore. PremierFamily has many more family benefits than the standard yourFamily plan. The plan includes child accompaniment for hospitalization, repatriation accompaniments, family travel, and a higher maximum family deductible. The PremierFamily plan has the same family discount as the yourFamily plan, which comes in handy for larger families.

Integra Global guarantees that the PremierLife and PremierFamily plans allow its members to receive excellent medical care from any coverage region. Overall, the Integra PremierLife and PremierFamily plans are perfect for expatriates seeking comprehensive medical coverage while abroad.

The Integra PremierLife and PremierFamily international medical insurance plans are designed for individual expats and expat families seeking enhanced coverage and access to the world's best healthcare providers.

Integra's PremierLife plan has more benefits and even more comprehensive coverage than Integra yourLife. Individuals who decide to purchase the PremierLife plan will receive exclusive benefits, such as wellness and vision and advanced health screening, as well as membership in Integra's Our Best Possible Outcome program and Blood Care program.

The Integra Global PremierFamily plan has the same core elements as the PremierLife plan, but with additional benefits that are particularly useful for families. The plan includes superlative maternity benefits which are especially useful in high-cost maternity areas such as London, Hong Kong, and Singapore. PremierFamily has many more family benefits than the standard yourFamily plan. The plan includes child accompaniment for hospitalization, repatriation accompaniments, family travel, and a higher maximum family deductible. The PremierFamily plan has the same family discount as the yourFamily plan, which comes in handy for larger families.

Integra Global guarantees that the PremierLife and PremierFamily plans allow its members to receive excellent medical care from any coverage region. Overall, the Integra PremierLife and PremierFamily plans are perfect for expatriates seeking comprehensive medical coverage while abroad.

Integra PremierLife and PremierFamily Highlights

Robust Preventive Care

Both plans include extensive wellness, preventative exam and vaccination coverage, as well as Advanced Health Screening benefits.

Family Emergency Travel Benefits

If you are ill and need to be transported, the plan will cover the cost of an immediate family member to accompany you. 

Blood Care Program

In an emergency, Integra Global will deliver screened blood to you, wherever you are in the world.

Interested in learning more about PremierLife or PremierFamily?

Request a free quote today and our insurance specialists will help you.

Get a Free Quote

PremierLife and PremierFamily Benefits

PremierLife and PremierFamily plans offer all the benefits of the yourLife and yourFamily plans, plus additional assistance that will give you even more peace of mind. Integra's Our Best Possible Outcome program provides members with access to specialists who will revise diagnoses and treatment plans with physicians in the event you are diagnosed with a critical illness. The Blood Care program provides screened blood in an emergency to members in any part of the world.

PremierLife and PremierFamily Schedule of Benefits

Plan Limits
Maximum Lifetime Plan Benefit $5,000,000 $5,000,000
Annual Maximum Plan Benefit $2,000,000 $2,000,000
Deductible Options $0, $100, $200, $500, $1,000, $5,000
Out of Pocket Max. $1,000 $3,000
Hospitalization Benefits
Accommodation Private room Private room
Inpatient and Day-Patient Treatment 100% 100%
Intensive Care Unit 100% 100%
Inpatient Ancillary Services 100% 100%
Surgeons’ and Anesthetists’ Fees 100% 100%
Inpatient Consultation by Specialist 100% 100%
Emergency room 100% 100%
Pathology, Radiology, and Diagnostic Tests 100% 100%
MRI, CT and PET Scans 100% 100%
Private Duty Nursing
(Lifetime maximum)
$15,000 $15,000
Skilled Nursing Facility
(Lifetime maximum)
$15,000 $15,000
Home Health Care
(Lifetime maximum)
$15,000 $15,000
Hospice Care Services
(Lifetime maximum)
$20,000 $20,000
Emergency Dental Treatment
(As a Result of Accident)
100% 100%
Cancer Treatment 100% 100%
Child Accompaniment N/A 100%
If the insured person is a child under 16 who requires hospitalization, we will pay for necessary overnight accommodation for one parent in the same hospital, or when no such accommodation is available, for necessary bed and breakfast accommodation in a nearby hotel. Pre-approval is necessary.
Managed Transplant Program
Organ Transplants Maximum Lifetime $500,000 $500,000
Tissue Transplants
(As Part of the Overall Organ Max.)
$250,000 $250,000
Transplant must be pre-certified and approved by us. Failure to comply will result in treatment not being covered by your policy. A 24-month waiting period applies for all transplants.
Outpatient Benefits
Surgery as Outpatient 100% 100%
Physician Office Visits and Specialist Fees 100% 100%
Diagnostic and Therapeutic Services
(As Outpatient, per Visit)
100% 100%
Physical Therapy
(As Outpatient, per Visit)
100%%
$75

Policy Year Maximum: 50 visits
100%
$75

Policy Year Maximum: 50 visits
Ocupational Therapy
(As Outpatient, per Visit)
100%
$75

Policy Year Maximum: 50 visits
100%
$75

Policy Year Maximum: 50 visits
Chiropractic Services
Policy Year Maximum for Chiropractic Services
Referral letter required from medical physician.
100%
$1,500
100%
$1,500
Complementary Medicine
Including TCM, bone-setting, acupuncture,
herbal medicine, homeopathy and osteopathy.
100%
$1,500
100%
$1,500
Prescription Program
In US
(No Deductible Applies)
100% generic
90% brand
100% generic
90% brand
All Other Countries
(Deductible Applies)
100% 100%
Dental
Routine Dental $1,500 $1,500
Diagnostic and Preventive Dental 100% 100%
Dental Plan Option Available Yes, see dental options. Yes, see dental options.
Maternity and Newborn Cover
Pregnancy, Normal Delivery N/A 100%
$20,000
Complicated Pregnancy and Cesarean Section
(Non-Elective)
N/A 100%
$30,000
Routine nursery, included under maternity benefits as any other treatment including room and board, physician charges and circumcision for males prior to discharge. In the case of an elective Cesarean section, which is not medically necessary, benefit will be paid at the cost of a normal delivery, up to the Pregnancy, normal delivery limit.
Newborn Cover N/A $30,000
Included in newborn cover are premature births, congenital conditions and birth anomalies. Newborn cover is only available for a covered pregnancy. A 12-month waiting period applies for all maternity benefits.
Wellness and Routine Services
Adults
Per Policy Year $750 $750
Routine Physical Exams 100% 100%
Pap Smear 100% 100%
Mammograms 100% 100%
Prostate Cancer Screening 100% 100%
Immunizations and Vaccinations 100% 100%
Children
Per Policy Year
(Birth to 12 Months)
N/A $500
Per Policy Year
(13 Months and Over)
N/A $300
Routine Medical Exams,
Immunizations, and Vaccinations
N/A 100%
Child Preventive Care N/A 100%
Hearing Tests N/A 100%
Six-month waiting period applies to all wellness benefits, but waits are waived for policies that are paid annually. Deductible does not apply to wellness benefits. Overall wellness benefit maximums apply to all routine and wellness benefits for adults and children.
Vision Care
Vision Care 100% 100%
Max. per 24-Month Period
Six month waiting period.
$300 $300
Emergency Evacuation, Repatriation and Ambulance Services
Medical Evacuation and Assistance 100% 100%
24/7 Emergency Medical Assistance Yes Yes
Repatriation of Mortal Remains 100% 100%
Family Emergency Travel 100%
$5,000
100%
$5,000
Repatriation Accompaniment 100%
$5,000
100%
$5,000
Repatriation Family Accompaniment N/A 100%
$3,000
Mental Health
Lifetime Max.
(Inpatient and Outpatient)
$25,000 $25,000
Policy Year Mental Illness,
Maximum 15 Visits

(Outpatient Treatment)
$2,500 $2,500
Lifetime Mental Illness,
Maximum per Insured

(In-Hospital)
60 days 60 days
Lifetime Maximum for
Mental Health Benefits

(Outpatient Treatment)
80 visits 80 visits
Mental health benefits do not count towards out of pocket maximum.

Click here to view the PremierLife and PremierFamily Worldwide brochure with the full schedule of benefits.

Click here to view the PremierLife and PremierFamily China and Singapore brochure with the full schedule of benefits.

Click here to view the PremierLife and PremierFamily UAE brochure with the full schedule of benefits.

Optional Benefits

Dental Plan
Individual Deductible $50 N/A
Family Deductible N/A $150
Class I Expenses
No deductible applies;
Diagnostic - general preventive.
Included under your Premier medical plan Included under your Premier medical plan
Class II Expenses
Restorative (basic); endodontics; periodontics;
prosthodontics - removable (maintenance);
fixed bridge (installation); oral surgery
90% 90%
Class III Expenses
Restorative (major); endodontics;
prosthodontics - removable (installation);
fixed bridge (installation)
60% 60%
Orthodontic and Class III services are available after six months of continuous enrolment in the Dental Plan. Orthodontic services are only available for children under 18 years of age.
Policy Year Max.
(Per Insured Person)
$3,000 $3,000
Orthodontic Lifetime Max. $2,500 $2,500
Accidental Death and Dismemberment
In the event of an accidental death or dismemberment of the primary insured the insurer pays a lump sum beneft equal to the principal sum subject to a maximum beneft multiplied by a percentage as shown below.
Loss of Life 100% 100%
Loss of Sight of Both Eyes 100% 100%
Loss of Both Hands or Arms 100% 100%
Loss of Both Feet or Both Legs 100% 100%
Loss of One Arm and One Leg 100% 100%
Loss of Sight of One Eye 50% 50%
Loss of One Foot or One Leg 50% 50%
Loss of One Hand or Arm 50% 50%

Interested in learning more about PremierLife or PremierFamily?

Request a free quote today and our insurance specialists will help you.

Get a Free Quote

How Much Do PremierLife and PremierFamily Plans Cost?

ntegra Global determines its core premium rates based on several factors. These include your age and the place where you will be living. It is also affected by the number of people on your plan. If you plan to cover your entire family, your premium will be higher than if you are only covering yourself.

Subscribers living in the UAE, China, Hong Kong, Singapore and Macau can also affect their premium by choosing one of three direct billing networks or plan tiers available to them. Subscribers in China, Hong Kong, Singapore and Macau can choose from the Platinum, Gold or Silver tier while subscribers in the UAE can choose from the Gold, Silver Premium or Silver Classic networks.

Once these elements of your plan have been decided, there are several other choices you can make to affect your premium cost. Integra Global offers the choice of two cover regions: Worldwide Including the U.S. and Canada or Worldwide Excluding the U.S. and Canada. A plan that includes the U.S. and Canada has a higher cost due to the high cost of care in the United States.

Integra also allows you to set a deductible (also called an excess) for your plan. A deductible is an amount that you pay toward your health care. If your deductible is higher, you will pay more out of pocket but have a lower premium, which can be a good option if you don't think you will use your insurance very often. If you have a low deductible, you will pay a higher premium but won't have to worry about health care costs

Eligibility Requirements for PremierLife and PremierFamily

In order to become a new member of Integra PremierLife or PremierFamily:

  • You must be between the ages of 18-68
  • Neither you nor your dependents may reach the age of 69 during your coverage period
  • You must fill out a medical questionnaire
  • You must plan to reside outside of the United States of America or any of its territories

Interested in learning more about PremierLife or PremierFamily?

Request a free quote today and our insurance specialists will help you.

Get a Free Quote

Integra PremierLife and PremierFamily FAQs

What are my payment options for PremierLife and PremierFamily?

Integra Global offers the options of quarterly, semi-annual (every six months) or annual payments on all insurance plans.

How do the PremierLife and PremierFamily plans differ in China, Singapore and the UAE?

For subscribers in the UAE, China and Singapore, the following only applies to medical services received in their area of residence (UAE or China and Singapore).

Subscribers residing in China (including Macau and Hong Kong) and Singapore are offered an elected membership tier. These tiers relate to the level of charges and the standard of accommodation from those providers, but not the standard of care or the level of medical facilities. Outside of China and Singapore, these subscribers are not limited to a specific tier.

Subscribers residing in the UAE are offered the option of three direct billing network options through MedNet: Gold, Silver Premium and Silver Classic. Each network includes over 1000 medical providers. 

Does my area of residence affect my geographical cover region options?

Residents of the UAE have two options for geographical cover regions: Worldwide excluding the US and its territories or Worldwide including the US and its territories.

All other subscribers have two options for geographical cover regions: Worldwide excluding the US and Canada and their territories or Worldwide including the US and Canada and their territories.

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