Worldwide Specialty, formerly GeoBlue Navigator, offers international students, faculty, crew, and missionaries worldwide medical coverage, strong benefits, and access to the BCBS network.
Important Update: GeoBlue is Now Blue Cross Blue Shield Global Solutions℠
GeoBlue has rebranded to Blue Cross Blue Shield (BCBS) Global Solutions. The company name, plan names, and logo are getting a refresh, but the benefits you count on haven’t changed.
Plan Name Update: The plan previously known as Navigator is now called Worldwide Specialty. The coverage and benefits remain the same—only the name has changed.
As updates roll out, you may see both names and logos. We’re in the process of updating everything, and we appreciate your patience during this transition.
Global Medical Coverage for Students, Crew, and Missionaries
The Blue Cross Blue Shield Global Solutions℠ (BCBS Global Solutions℠) Worldwide Specialty plan, formerly known as GeoBlue Navigator, provides robust worldwide coverage for international students, faculty, marine crew, and missionaries. It offers comprehensive benefits both in and outside the U.S., without the usual limitations, eligibility restrictions, or exclusions found in traditional plans.
Members receive reliable, full-spectrum benefits, supported by concierge-level medical assistance, which reinforces why this is considered one of the premier global health plans. BCBS Global Solutions provides seamless access to an elite network of carefully vetted hospitals abroad, as well as a U.S. network that includes 95 percent of physicians and 96 percent of hospitals.
Wherever your journey leads, the Worldwide Specialty plan provides you with confidence and peace of mind, knowing you can access exceptional care anywhere in the world.
Worldwide Specialty Plan Highlights
money_range
Unlimited Medical Maximum
Worldwide Specialty provides an unlimited annual and lifetime medical maximum to all members.
health_cross
Freedom to Choose Any Provider
BCBS Global Solutions allows members to see any healthcare provider outside the U.S. and access the Blue Cross Blue Shield PPO network in the U.S.
shield_with_heart
Pre-Existing Conditions Coverage
Pre-existing conditions are covered immediately with proof of prior health insurance.
prescriptions
Prescription & Contraceptive Coverage
BCBS Global Solutions provides coverage for prescriptions, contraceptive services, and supplies.
Get Covered Fast with Worldwide Specialty
Select your Worldwide Specialty plan type to review further coverage details, receive a free quote, and complete your application quickly and securely.
BCBS Global Solutions Worldwide Specialty includes three coinsurance levels:
100% coverage outside the U.S.
80% in-network coverage within the U.S.
60% out-of-network coverage within the U.S.
Designed for international students, faculty, crew, and missionaries, the plan features an unlimited lifetime medical maximum and a $250,000 emergency medical evacuation benefit.
Your out-of-pocket maximum is calculated by adding your selected deductible to your coinsurance maximum.
Benefit Maximum
Outside U.S.
U.S. (In Network)
U.S. (Outside Network)
Lifetime Maximum per Insured Person
Unlimited
Unlimited
Unlimited
Annual Maximum per Insured Person
Unlimited
Unlimited
Unlimited
Plan Option
Outside U.S. Deductibles
U.S. (In Network) Deductibles
U.S. (Outside Network) Deductibles
0
$0
$0
$0
250
$125
$250
$500
500
$500
$500
$500
1,000
$500
$1,000
$2,000
2,500
$1,250
$2,500
$5,000
5,000
$2,500
$5,000
$10,000
Plan Option
Coinsurance Maximum
0
$1,000
250
$2,000
500
$3,000
1,000
$4,000
2,500
$8,000
5,000
$10,000
Medical Benefit
Outside U.S.
U.S. (In Network)
U.S. (Outside Network)
Primary Care Office Visits
As many as 8 visits per calendar year
All except a $10 copay per visit
All except a $30 copay per visit
60% to coinsurance maximum, then 100%
Preventive Care
Newborn-Age 18
100%
80% to coinsurance maximum, then 100%
60% to coinsurance maximum, then 100%
Preventive Care
Age 19 and older
100%
80% to coinsurance maximum, then 100%
60% to coinsurance maximum, then 100%
Outpatient Medical Care
100%
80% to coinsurance maximum, then 100%
60% to coinsurance maximum, then 100%
Inpatient Medical Emergency
100%
80% to coinsurance maximum, then 100%
60% to coinsurance maximum, then 100%
Ambulance Service
100%
80% to coinsurance maximum, then 100%
60% to coinsurance maximum, then 100%
Outpatient Mental Health
100%, no deductible, $10 copay
100%, no deductible, $30 copay
60% to coinsurance maximum, then 100%, no deductible
Prescription Drugs
Subject to $5,000 maximum per insured person per calendar year, Maximum 90-day supply
100% of actual charges
100% of actual charges
100% of actual charges
Medical Evacuations
Maximum benefit per trip period for all evacuations up to $250,000
Repatriation of Mortal Remains
Up to $25,000
Accidental Death and Dismemberment
$10,000
Optional Dental and Vision Upgrade
BCBS Global Solutions’ Dental and Vision benefits are designed to support your routine care needs while helping you budget for preventive, basic, and major dental services.
Dental Upgrade
Diagnostic and preventive services include routine and emergency oral exams, cleanings, fluoride treatments, X-rays, space maintainers, sealants, and oral pathology lab services.
Major services include inlays, crowns, dentures, bridgework, occlusal guards, and precision attachments. Orthodontic services are available for individuals under age 19 and include a lifetime maximum.
Vision Upgrade
Vision care includes one eye exam per year, along with prescription lenses, frames, and contact lenses when provided by a physician, optometrist, or optician.
Get Covered Fast with Worldwide Specialty
Select your Worldwide Specialty plan type to review further coverage details, receive a free quote, and complete your application quickly and securely.
The premium cost of BCBS Global Solutions Worldwide Specialty depends on several factors, including your age, the deductible you select, and whether you choose to add the optional Dental and Vision Care Upgrade.
Worldwide Specialty Eligibility
General Eligibility Requirements
Individuals may be eligible for coverage based on their citizenship, residency, and the purpose of their stay abroad. Eligibility varies slightly by category (Students, Maritime Crew, or Missionaries), but all applicants must meet age and residency requirements and may include eligible dependents.
Age & Residency Requirements
U.S. citizens and U.S. permanent residents living abroad who are 74 or younger at the time of application are eligible to apply.
Legal residents of the U.S. (citizens, permanent residents, and, in some cases, foreign nationals) may apply when submitting their application from within the United States.
Non-U.S. citizens and non-U.S. residents who are 74 or younger may apply when applying from outside their home country.
All eligible members must be scheduled to reside outside their home country for a minimum of three months per year.
Eligibility by Category
Students
Applicants must be involved in an Educational activity and meet the general residency and age rules above. Eligible Educational activities include:
International students living in the U.S.
International faculty and research scholars in the U.S.
Optional Practical Training (OPT) participants residing in the U.S.
U.S. students and faculty studying outside the U.S., applying from within or outside the U.S.
A pre-existing condition waiting period may be waived with proof of prior creditable coverage.
Maritime Crew
To qualify, applicants must:
Meet the general age and residency requirements.
Be a professional crew member.
Have a country of assignment that is different from their home country.
Reside outside their home country for at least three months per year.
Missionaries
To qualify, applicants must:
Meet the general age and residency requirements.
Be involved in a Missionary or NGO activity outside their home country.
Reside outside their home country for at least three months per year.
Eligible Dependents
An Eligible Dependent includes the participant’s:
Spouse or partner
Unmarried natural child, stepchild, or legally adopted child (their own or their spouse’s/partner’s) who has not reached age 26
A dependent may not be insured under more than one participant at the same time.
Get Covered Fast with Worldwide Specialty
Select your Worldwide Specialty plan type to review further coverage details, receive a free quote, and complete your application quickly and securely.
Parents can arrange for the premium to be billed to a parental credit card or bank account. The student may also arrange for the premium to be billed to a student credit card or bank account.
No, your BCBS Global Solutions Worldwide Specialty policy does not renew automatically. Members are notified at least 60 days before the policy expiration date. BCBS Global Solutions requires insureds to confirm their new policy rate in writing or accept it in the secure customer portal.
Plan rates are based on your age at the time of renewal and are impacted by medical inflation. You need not answer any further medical questions when renewing your policy.
If you have any questions regarding your upcoming renewal, please get in touch with us.
Worldwide Specialty may only be renewed after graduation if the subscriber is enrolling in a program of study or research in the month following your graduation. Request a quote and our licensed advisors will find a plan for you that will ensure your continuity of coverage.
Blue Cross Blue Shield (BCBS) Global Solutions, formerly known as GeoBlue, is an independent licensee of the Blue Cross Blue Shield Association. The Blue Cross Blue Shield association is an association of 35 independently owned Blue Cross Blue Shield companies. BCBS Global Solutions offer plans in cooperation with many local Blue Cross Blue Shield organizations.
BCBS Global Solutions products are only available to U.S. citizens, permanent residents and legal residents. If you are not a citizen or resident, please review our student insurance page to find the right plan for you.
Worldwide Specialty is only available for people who will be studying abroad for three months or more. If you will be abroad for less than three months, we recommend the Blue Cross Blue Shield Single Trip Platinum plan, formerly known as the GeoBlue Voyager plan, which is designed for U.S. citizens and residents traveling from 7 days to 6 months.
The plan does not exclude illnesses or injuries related to terrorism or a terrorist act. To receive this benefit in countries experiencing open hostilities, it is essential that the insured person is not participating in any hostile or combative activities. This provision allows members to have peace of mind, knowing they are protected even in regions with potential terrorist threats.
Yes, plans from BCBS Global Solutions fulfill all Schengen Visa requirements. If you plan to travel to any Schengen area countries, you may need to provide proof that your insurance plan includes specific benefits, depending on your nationality.
BCBS Global Solutions can provide you with a Visa letter, which you can present to the consulate as proof that your policy meets all Schengen visa requirements. This letter includes all the necessary wording that the consulate needs to see.
Discover the best international health insurance companies, ranked by coverage options, network size, claims process, and financial stability, and find the ideal plan.
Gain valuable insights and practical tips for navigating international health insurance while living abroad. From coverage details to expert advice, this comprehensive guide helps travelers…
Discover essential digital nomad tips to thrive while working remotely, including managing time zones, staying healthy, protecting your devices, and making friends abroad.
Plan your trip to the 2026 Winter Olympics in Italy with confidence. Learn how travel insurance can protect you from medical emergencies, winter travel risks, and unexpected trip cancellations.
Discover the best travel destinations in 2026 with our guide to the top 10 countries for solo travelers, families, and adventure seekers, plus helpful tips for planning your next adventure.
From eco-friendly hotels and multigenerational adventures to dude ranches and sleep tourism, these are the travel experiences topping the list this year.
Learn about vaccine requirements for traveling abroad, including mandatory and recommended vaccinations, destination-specific guidelines, and how travel insurance can help cover costs.
We use cookies to make your experience better, learn how our website is used, and help with our marketing. You can choose to accept all cookies, reject non-essential ones, or set your preferences.
Functional
Always active
Required for the website to function properly and securely.
Preferences
Used to remember your settings and preferences.
Statistics
Used to understand website usage and improve performance.The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
Used to measure advertising performance and personalize marketing.
