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The Ultimate Guide to Working Remotely Abroad in 2026

Learn everything about working remotely from another country in 2026, including visas, taxes, health insurance, and tips to thrive while building your career abroad.

a woman working remotely from another country in her home office
a woman working remotely from another country in her home office

How to Build a Career Beyond Borders

Working remotely from another country has never been more possible – or more popular. With faster internet, more flexible employers, and the rise of remote work visas, building a life abroad while keeping your income has shifted from dream to realistic plan.

But while the lifestyle looks effortless on social media, the logistics are real. Visas, taxes, employer approval, banking, and health insurance all need careful planning. If you’re considering working remotely overseas, this guide walks you through everything you need to know to plan, protect, and thrive overseas.

We’ll Help You Find the Right Coverage for Your Time Abroad

The right insurance depends on how long you plan to live and work overseas. Compare your options and find coverage that fits your situation:

  • Travel medical insurance for short-term stays
  • International health insurance for long-term living abroad

The Rise of Remote Work

Remote work is no longer a temporary trend – it’s become a permanent feature of the global job market. Many companies are now comfortable hiring and managing distributed teams worldwide, and remote work is increasingly about what you do rather than where you are.

As of 2026, millions of professionals worldwide are working remotely from abroad, taking advantage of technology, flexible work policies, and remote-work visas to maintain their careers while living in a different country.

Photo of a woman working comfortably in a lush outdoor garden with her laptop, highlighting international insurance options for global residents.

Digital nomads are one visible segment of this trend, with an estimated 43 million people worldwide embracing fully location-independent work.

Today, more than 70 countries offer some form of remote‑work or digital‑nomad visa, providing legal pathways for employees and self‑employed professionals to live and work overseas.

This shift makes it increasingly realistic for professionals to maintain their careers while working from different countries.

However, making it happen requires careful planning, legal compliance, and the right tools to build a career beyond borders.

Can You Work Remotely from Another Country?

Simply put: yes, you can – if your circumstances allow it. But doing so successfully requires careful planning.

If you already have an employer, the first step is to get their permission to work from home abroad. Visas are another major consideration.

Most tourist visas do not legally allow work, though many countries now offer dedicated digital nomad or remote-work visas.

Many of these visas require proof of health insurance for the duration of your stay. Taxes can also be complicated, since staying in a country for more than six months may trigger local tax residency.

For instance, U.S. citizens could also face double taxation if they remain liable for U.S. taxes while paying local taxes.

Finally, comprehensive travel and health insurance is essential, not only for visa compliance but also to cover unexpected medical costs, emergency care, and travel disruptions. This protection provides peace of mind while living and working overseas.

Ways of Working Remotely From Another Country

There are various ways to work while living abroad. The best one for you will depend on your circumstances, specifically, the kind of job you have and the flexibility it affords.

Some companies allow employees to work remotely anywhere in the world. Others may choose fully location-independent lifestyles, such as digital nomads, or work as freelancers or independent contractors.

Below is a closer look at options for working remotely abroad. 

Remote Employee

Remote employees usually work for a single company and perform all their duties outside the office. They can be full- or part-time and typically retain standard employee benefits.

As more companies embrace flexible arrangements, working from home abroad has become increasingly possible.

Accessible image of a woman participating in a virtual meeting with multiple colleagues via laptop, emphasizing remote communication.

However, this usually requires employer authorization, as they must consider factors such as data security, time zones, and compliance requirements. Employers may also set limits on how long this arrangement can continue.

Independent Contractor

One of the benefits of working remotely as an independent contractor is that it offers greater flexibility than traditional employment.

Because most contractors work on limited contracts or on a project-by-project basis, they can normally choose their own clients, manage their own schedules, and be location-independent.

However, because they are not employees, they usually don’t receive benefits beyond payment for services rendered.

This flexibility makes independent contracting ideal for those who value location freedom and schedule control, but it also requires careful planning for taxes, health coverage, and retirement benefits.

Hybrid Worker

Hybrid workers are employees who split their time between the office and home. Working remotely from another country may be possible, but it is often more complicated.

You’ll likely still need your employer’s approval, and if you want to go abroad, you’ll typically be limited to a certain amount of time to avoid triggering tax residency or compliance issues.

This arrangement can offer some flexibility for travel while maintaining employment benefits, but careful planning is needed to navigate time zones, taxes, and visa requirements.

Digital Nomad

Some remote workers choose a fully location-independent lifestyle, often referred to as digital nomads. They typically work in online-friendly industries and can be either employees or independent contractors.

They usually work in online-friendly industries such as marketing, design, consulting, tech, and other knowledge-based roles, which allow them to perform their jobs from anywhere with a reliable internet connection.

This lifestyle offers maximum location freedom and the ability to combine work and travel, but it also requires self-discipline, strong time management skills, and careful planning for visas, taxes, and health coverage.

The Benefits of Working Remotely

There are many personal and professional benefits to working remotely abroad, but to fully enjoy them, you’ll need to set up the right system for working remotely overseas.

If you manage it, though, you might be able to enjoy: 

  • Greater flexibility: Choose where and how you live, thus creating a better work-life balance.
  • Lower costs: Save money by living in a country with a lower cost of living.
  • Exposure to new cultures: Immerse yourself in a culture different from your own.
  • New languages: Learn or practice a language spoken in your host country.
  • An aligned lifestyle: Design a life that fits your personal interests and priorities.
  • More travel: Take advantage of opportunities to explore nearby countries while working abroad.
  • Develop new skills: Build adaptability, cross-cultural understanding, and a global mindset.
  • A larger network: Connect with international professionals and expand your contacts.
  • Career growth: Gain experience and exposure that can advance your career.

The Challenges of Working Remotely

While it’s increasingly possible to work remotely from anywhere in the world, there are still some challenges. Many of these can be managed, but ultimately, you’ll need to balance them with your priorities.

Some of the key issues when working remotely overseas include: 

  • Time differences: Can make cross-country meetings and real-time collaboration harder.
  • Reduced productivity: Irregular schedules and travel can disrupt focus.
  • Cultural adaptation: Learning new norms, work styles, and communication expectations can be tricky.
  • Integration difficulties: Language and cultural barriers may make it harder to connect locally.
  • Social isolation: Lack of a social or professional network can feel lonely.
  • Strained relationships: Distance from family and friends back home can create tension.
  • Blurred work-life balance: Living and working in the same place can make it harder to maintain boundaries.
  • Distractions: Sightseeing or travel logistics can interrupt work.
  • Technological limitations: Some countries have unreliable internet, power outages, or limited access to equipment.
  • Legal complications: Navigating visas, tax residency, and compliance can be complex.
  • Insurance issues: Securing the right travel and health coverage may be challenging.

How to Work Remotely from Another Country

Working remotely from another country can be an exciting opportunity, but you’ll need to take several important considerations into account to do it successfully.

This isn’t just about finding an attractive or affordable destination. You’ll also need to ensure you have the right visa, understand your tax responsibilities, and secure health coverage for your time abroad.

To manage all this, it’s essential to do your research and carefully plan all the details of your time working remotely overseas. The step-by-step guide below will help you create a realistic plan.

Talk with Your Employer About Working Remotely

If you want to continue working with your employer while overseas, it’s important to have that conversation early.

This will help ensure expectations are aligned and provide you with some financial security as you work abroad.

an employee discussing the option of working remotely from another country

Here are a few things to keep in mind:

  • Explain how remote work can benefit your employer (e.g., better productivity, more flexibility).
  • Highlight your contributions and strengths, and how you can maintain them overseas.
  • Be ready to address time zone or communication challenges; suggest solutions such as Slack or Trello.
  • Have a clear time frame in mind for how long you want to work remotely.
  • Make your request well in advance so the company has time to prepare.
  • Demonstrate your ability to adapt to their needs.
  • Research potential tax obligations so you can answer any related questions.

Being prepared to answer questions and tackle potential hurdles will increase the likelihood that your employer approves your remote work arrangement abroad.

Explore Remote Work Visas

Many people wonder if it’s legal to work remotely from another country. The answer is yes – as long as you have the right visa.

Many countries now offer remote work visas, including specific digital nomad visas and other permits for self-employed professionals and remote employees. Unlike traditional work visas, these often don’t require a job offer.

Typically, you’ll need to meet minimum income requirements, have health insurance, maintain a clean criminal record, and provide proof of accommodation.

These visas are often more accessible and affordable than regular work visas, making them an attractive option for remote professionals.

In 2026, more than 70 countries offer some form of remote work visa. These include popular destinations such as: 

  • Spain: €2,760 income; 1-3 years duration; renewable up to 5 years
  • Portugal: €3,480 income requirement; 1 year duration; renewable up to 5 years
  • UAE (Dubai): $3,500 income requirement; 1 year duration; annual renewal 
  • Costa Rica: $3,000 income requirement; 1 year duration; renewable for 1 year
helpful tip

Know the Rules! Most remote work visas do not allow you to work for local companies, and staying longer than 180 days can trigger local tax residency. Always follow the visa terms to avoid legal or tax issues.

Choose the Best Countries for Remote Work

With so many options, deciding where to work remotely can feel overwhelming. It’s a deeply personal choice that requires balancing wanderlust with practicality.

Here are key factors to consider:

  • Reliability of the internet and power: Essential for maintaining productivity and attending virtual meetings without interruptions.
  • Cost of living: Affects your overall budget, lifestyle, and how far your income can go abroad.
  • Availability of different lifestyles: Determines whether your destination matches your work-life preferences, hobbies, and social needs.
  • Personal safety: Impacts your peace of mind and ability to focus on work without stress or risk.
  • Local climate: Can influence comfort, health, and energy levels while working remotely.
  • Cultural and language differences: These can affect daily interactions, integration, and overall experience in the country.
  • Local transportation options: Important for commuting, exploring your surroundings, and accessing essentials conveniently.

It’s also important to consider the types of accommodation available in your potential destination. It can be helpful to book a short-term stay of up to two weeks for when you first arrive.

This will help you decide which area you want to stay in, figure out noise levels and wifi availability, and gauge neighbourhood vibes before you commit to a long-term rental.

Understand the Tax Implications

Before deciding to embark on your overseas adventure, it’s essential to understand your potential tax obligations.

Many things can affect this, including: 

  • The length of your stay
  • Your visa and status
  • How you work
  • Your nationality

Working remotely from another country may require navigating taxes in two jurisdictions, especially for U.S. citizens.

America uses citizenship-based taxation, meaning you must file a federal tax return each year if your income exceeds about $13,850, regardless of where you live.

a woman filing taxes and working remotely from another country

To manage taxes effectively, it may help to:

  • Avoid staying too long in one place
  • Claim the U.S.’ Foreign Earned Income Exclusion
  • Choose a country like the UAE, which doesn’t have personal income tax
  • Look for countries that offer tax incentives or special programs for remote workers.

Additionally, most countries consider you a tax resident if you stay in the country for more than 183 days in a calendar year, which could trigger taxes on your global income.

However, your remote work visa may shield you from local income tax, since you often can’t earn local income.

Here are five tips for managing your taxes while working remotely: 

  1. Leverage exclusions or tax treaties to avoid overpaying
  2. Seek professional advice from an international tax firm
  3. Set money aside every month to pay for taxes when they are due
  4. Keep track of how long you spend in each country 
  5. Understand the potential tax obligations of your particular situation

Set Up the Essentials for Working Remotely Abroad

Successfully working remotely from another country starts with getting the essentials in place. The right setup will make your experience smoother, safer, and more productive.

Here’s what to prioritize:

  • Set up an international or multi-currency account: Try WiseRevolut, or N26 for easy transfers and lower fees.
  • Get a credit card: Choose one with low or no foreign transaction fees.
  • Use a local bank account: This is helpful for paying rent, utilities, and handling everyday expenses.
  • Ensure connectivity: Use an eSIM such as Airalo or Holafly, or a local SIM card.
  • Carry a portable hotspot and a power bank: Backup options ensure you stay connected during outages or while traveling.
  • Book a short-term stay first: Test neighborhoods, Wi-Fi speed, and noise levels before committing to a long-term rental.
  • Secure a productive workspace: Check for reliable Wi-Fi, ergonomic setups, or consider co-working spaces.
  • Understand local transport: Learn the public transit system; some cities are walkable, others require trains or buses.
  • Explore rideshare options: For example, Grab in Asia or Careem in the UAE can simplify daily travel.
  • Check visa requirements: Some visas require registration with local authorities or carrying a residency permit.
  • Keep important documents handy: Have digital and physical copies of your passport, insurance, and emergency contacts.

Having these essentials in place will give you peace of mind and the freedom to focus on your work, explore your surroundings, and enjoy your life abroad.

Get the Right Health Insurance

Many countries require proof of health insurance for remote-work visas or long-term stays, including popular destinations like Portugal, Croatia, Malta, Greece, and Costa Rica.

The type of coverage you need depends on how long you’ll be working abroad:

Short-term stays (weeks to up to 12 months): Travel medical insurance covers emergency care, sudden illness, accidents, and emergency evacuation while abroad. It’s ideal for frequent travelers or those moving between countries.

Long-term stays (three months or longer): International health insurance provides comprehensive medical coverage, including routine care, prescriptions, check-ups, and preventive health services. It’s suitable for living abroad in one or multiple countries.

Having the right coverage ensures you meet visa requirements, have access to high-quality healthcare abroad, and are protected from unexpected medical costs while living and working internationally.

We’ll Help You Find the Right Coverage for Your Time Abroad

The right insurance depends on how long you plan to live and work overseas. Compare your options and find coverage that fits your situation.

How to Find Remote Jobs Abroad

Working remotely while traveling requires securing location-independent work. Fortunately, there are many platforms and strategies to help you get started.

Top Remote Job Platforms

  1. Upwork: Offers a wide range of industries, including design, marketing, writing, admin, legal, and engineering. Free to start; fees apply per project.
  2. Fiverr: Popular for freelance work like web/software development, video editing, voiceovers, and social media marketing. Free for beginners; paid plans available for established freelancers.
  3. Remote.co: Best for professional remote work in accounting, healthcare, legal, marketing, and more. Free to start, with additional features for paid accounts.
  4. FlexJobs: Focuses on high-quality remote jobs at reputable companies like Netflix, Spotify, and Amazon. Paid subscription; all listings are pre-screened.
a candidate taking a psychometric test as part of an employee selection process

10 Tips for Landing Remote Work

  1. Join online communities, LinkedIn groups, or remote work social media networks.
  2. Consider the tax and financial implications of the job or opportunity before applying.
  3. Tailor your CV for remote work; emphasize communication skills, use of digital tools, and experience with independent or remote work.
  4. Start with smaller, short-term freelance or contract projects to build a remote work portfolio. 
  5. Set email alerts on different platforms to get the latest job offerings.
  6. Target remote-first companies.
  7. Build an online presence or portfolio to showcase your skills and work.
  8. Watch out for job scams; try to verify opportunities before you apply.
  9. Prepare to answer questions about your setup and availability
  10. Upskill for remote-friendly roles; try tech, writing, design, or customer support.

Reap the Benefits of Working Remotely

Working remotely anywhere in the world is exciting, but it requires research and preparation.

To make the most of it, secure the right visa, plan for reliable accommodation, workspaces, and connectivity, and maintain health and travel insurance for peace of mind.

With the right preparation, you can enjoy a rewarding experience: grow professionally, immerse yourself in new cultures, and balance work with travel.

We’ll Help You Find the Right Coverage for Your Time Abroad

The right insurance depends on how long you plan to live and work overseas. Compare your options and find coverage that fits your situation:

  • Travel medical insurance for short-term stays
  • International health insurance for long-term living abroad

Frequently Asked Questions

  • Yes, if you have the appropriate visa. Many countries now offer long-term digital nomad visas, while others allow short-term remote work on tourist visas. You’ll also need your employer’s approval if you’re employed.

  • Generally, no – especially for stays longer than a few weeks. Short visits may be allowed under some visa waivers, but longer-term work requires the proper visa.

  • Yes, as long as you comply with local immigration and labor laws, or stay within the limits of a visa that permits remote work.

  • Not necessarily. Legal, tax, and company policies can restrict where you work, especially if your stay is longer than a few weeks.

  • It depends on the country and visa type. Tourist visas often allow stays up to 90 days, while digital nomad visas typically allow longer stays, starting at six months or more.

  • Yes. Most digital nomad visas require proof of health insurance. You may also need to pay taxes overseas if you become a tax resident, typically after about 180 days. U.S. citizens must continue filing U.S. tax returns.

  • Some benefits, like a 401(k), can usually continue if you still earn U.S. income. Medicare and other U.S. health benefits typically cannot be used abroad.

  • Usually not, but for stays longer than six months, having a local bank account or a multicurrency digital bank like Wise or Revolut can make managing your finances easier.

  • Use collaboration tools like Slack, Notion, or Trello, and plan for time zone differences to maintain regular communication.

  • Use a global eSIM, buy a local SIM card for long-term use, and carry a dedicated mobile hotspot as backup. Always try to test the Wi-Fi at your accommodation before you commit to a long-term lease.

  • Use a local SIM or eSIM for hotspot access, carry a power bank, and consider a dedicated mobile hotspot. Test Wi-Fi at your accommodation before committing to long-term stays.

Gayatri Bhaumik| Writer & Editor

Gayatri Bhaumik is an experienced lifestyle, travel, and relocation journalist based in Hong Kong. She specializes in helping expats navigate cultural differences and international moves, and runs a corporate content agency that provides services for global brands.

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