Seven Corners provides reliable travel medical and trip protection insurance for international travelers, offering flexible limits, multiple deductible options, and worldwide networks of vetted doctors and hospitals.
Seven Corners has specialized in international travel insurance for over 20 years. They offer a variety of plans, perfect for both short-term and long-term international trips, that provide flexible limits and a choice of deductibles. Their specialized plans are available for travelers, visitors, students & faculty, seniors, and outdoor enthusiasts.
Seven Corners is one of the most experienced travel medical insurance, trip insurance, and international specialty benefit management companies. They are a premier “managing general underwriter,” performing all facets of the global business. Since 1993, they have provided protection and professional assistance services to hundreds of thousands of international travelers.
The company has established a proprietary network of doctors and hospitals worldwide. Seven Corners evaluates each medical provider, enabling them to direct their clients to the most appropriate care worldwide.
Seven Corners Insurance Plan Options
Seven Corners travel insurance plans include travel medical and trip protection plans for international travelers. Their plans offer flexible limits and your choice of deductible. Plans are well-suited for families, students, seniors, missionaries, and business travelers.
Travel Medical Excluding the USA
Plan Highlights
Comprehensive medical coverage up to $1,000,000
Strong emergency evacuation protection
Coverage for the acute onset of pre-existing conditions
Must be a resident of one of the 50 U.S. states or Washington, D.C.
(Not available to residents of New York)
Must be at least 14 days old to enroll
Coverage applies only to worldwide travel excluding the United States
Coverage begins after you depart the U.S. for your trip
Where can I travel with a Seven Corners Travel Medical plan?
You are covered for worldwide travel, as long as your trip does not include the United States.
Coverage begins once you depart the U.S. for your international destination.
The plan is designed specifically for U.S. residents traveling outside the United States.
Does Seven Corners Travel Insurance cover pre-existing conditions?
Seven Corners Travel Medical plans do not cover pre-existing conditions, but they do include limited coverage for the acute onset of a pre-existing condition. For the Travel Medical Excluding USA plan, this benefit provides up to $50,000 for travelers ages 14 to 64 when a pre-existing condition suddenly and unexpectedly flares up during a trip. It does not cover routine or ongoing care.
How many days does Seven Corners trip insurance cover?
For the Travel Medical Excluding USA plan, you can buy coverage for as little as 5 days up to a maximum of 364 days (about 1 year).
If you initially purchase less than 364 days, you may have the option to extend up to the full 364-day maximum.
How does Seven Corners meet the Schengen Visa requirements?
Seven Corners plans meet Schengen Visa requirements by providing at least €30,000 in medical coverage, including emergency medical evacuation and repatriation. To qualify, travelers must select a $0 deductible, and the plan will issue a visa letter you can include with your Schengen application.
Travel Medical Including the USA
Plan Highlights
Customizable medical coverage up to $1,000,000
Coverage for worldwide trips, including the United States
Emergency medical evacuation benefits up to $500,000
Green Card or Permanent Resident Card holders cannot purchase this plan for travel to the United States
Coverage applies to worldwide trips that include the U.S., as long as you are traveling outside your country of primary residence
Who is eligible for the Travel Medical Including the USA plan?
This plan is available to non-U.S. residents who are 14 days of age or older. Green Card or Permanent Resident Card holders cannot purchase this plan for travel to the United States.
Where can I travel with this plan?
You are covered for worldwide trips that include the United States, as long as you are traveling outside of your country of primary residence.
Does the plan cover pre-existing conditions?
Pre-existing conditions are not fully covered, but the plan does include benefits for the acute onset of a pre-existing condition, with limits varying by age and plan level (up to $75,000 on the Choice plan for ages 14–69).
Can this plan meet Schengen Visa requirements?
Yes. When selecting the Travel Medical Choice option with a $0 deductible, the plan can meet the minimum Schengen Visa insurance requirements and provides documentation for your visa application.
Trip Protection Choice
Plan Highlights
For U.S. residents traveling in the U.S. and internationally
Comprehensive trip cancellation and interruption coverage
Includes $500,000 in primary emergency medical benefits
Up to 100% of your nonrefundable trip cost up to $100,000
Optional Cancel for Any Reason
75% of your nonrefundable trip cost
Trip Interruption
150% of your nonrefundable trip cost
Trip Delay (6 hours)
$250 per day up to $2,000
Missed Tour or Cruise Connection (3 hours)
$250 per day up to $1,500
Emergency Accident and Sickness Medical Expense
$500,000
Primary coverage
Medical Evacuation and Repatriation of Remains
$1,000,000
Primary coverage
Pre-Existing Medical Conditions
Exclusions for pre-existing conditions can be waived if you buy the plan within 20 days of your trip deposit date.
Loss of Checked Baggage
$250 per item up to $2,500
Baggage Delay (6 hours)
$100 per day up to $500
Pet Kennel
$100 per day up to $500
Optional Coverage: Rental Car Damage
$35,000
Optional Coverage: Event Ticket Protection
$15,000
Optional Coverage: Sports Equipment Rental
$2,500 per item up to $5,000
Requirements
Must be a U.S. resident
Coverage is available for trips up to 180 days
Benefits are not available to residents of New York or Washington
For Hawaii residents, trip length is limited to 30 days
Plan must be purchased before your trip begins
How much trip protection should I purchase?
Seven Corners recommends purchasing coverage that equals the total amount of your nonrefundable trip costs. Be sure to include any prepaid activities, excursions, or add-ons that aren’t part of your main trip package, so all eligible expenses are fully protected.
What does the plan cover if I need to cancel my trip?
Trip Protection Choice reimburses up to 100 percent of your prepaid, nonrefundable trip cost if you cancel for a covered reason. Optional Cancel for Any Reason coverage reimburses 75 percent of your trip cost when purchased within required timeframes.
Does this plan cover medical emergencies during my trip?
Yes. The plan includes $500,000 in primary emergency accident and sickness medical coverage, plus up to $1,000,000 for medical evacuation and repatriation.
Are pre-existing medical conditions covered?
Pre-existing medical conditions can be covered. The pre-existing condition exclusion can be waived if you purchase the plan within 20 days of your initial trip payment and meet the required conditions.
Seven Corners’ Provider Network
Seven Corners offers a comprehensive network of healthcare providers worldwide. If you are in the United States, you will have access to the well-respected United Healthcare network or the PHCS Network, the largest PPO network in the USA. If you are outside the United States, you will have access to the Seven Corners International Provider Network, a thoroughly vetted list of top healthcare providers in every nation from Afghanistan to Zimbabwe.
How to Access the Seven Corners Network and Find a Provider
The way policyholders locate Seven Corners healthcare providers differs depending on whether you are inside or outside the U.S. Follow the instructions below to find the Seven Corners provider nearest you.
We’ve also included the Seven Corners insurance contact number below, in case you have any trouble.
US PPO Network
Review the insurance ID card you received when you purchased your policy.
If your insurance card has the UnitedHealthcare logo, click here.
If your insurance card shows the PHCS logo, click here.
When you call or visit a healthcare provider in the U.S., please state, “My healthcare coverage uses the UnitedHealthcare Network / PHCS Out of Area Network, and I found your name in the directory.”
If you say, “I have Seven Corners’ Insurance” or “I use Seven Corners’ Network,” providers may not recognize these names, and your coverage might not be accepted.
Providers Outside the US
Seven Corners’ International Network lists every doctor, broken down by country, on WellAbroad. You will also find your destination country’s health advisory information, security information, and any other relevant alerts you need to be aware of.
For each provider listed, you will see their specialty, location, and billing information. If a provider has “Direct Payment,” they will bill Seven Corners directly. If their billing is “Conditional,” you must contact Seven Corners first regarding the potential for direct billing. If listed as “Proposal” or “Referral,” the provider may or may not agree to direct billing.
Areas of Coverage
Specific Seven Corners travel insurance plans offer subscribers the opportunity to choose global coverage that either includes or excludes the USA. Coverage excluding the United States provides cost savings. The plan offering this option is Seven Corners Travel Medical Insurance.
Plans Available to US Citizens Only
Seven Corners Trip Protection Basic and Choice, which are the premier trip protection plans from Seven Corners, are available to U.S. citizens only.
Plans Available to US Citizens and International Citizens
The short-term Seven Corners Travel Medical Plan is available to most individuals worldwide.
Emergency Cover
Any plan you choose from Seven Corners will include coverage for Emergency Medical Evacuation and Repatriation, Emergency Medical Reunion, Return of Children, Return of Mortal Remains, and Local Burial or Cremation. This coverage applies to most illnesses and injuries, including COVID-19.
Learn more about medical and travel assistance from Seven Corners during life-threatening emergencies and situations that are not life-threatening at the Seven Corners Assist page.
Seven Corners’ Services
Seven Corners goes above and beyond standard travel insurance in its services. They offer the following:
A multilingual customer service phone line, available 24/7/365.
The WellAbroad portal provides foundational information about your destination, as well as any relevant travel advisories, health alerts, or other essential details you need to know before your journey.
All clients have immediate access to the WellAbroad global assistance portal. By accessing the portal using your member number and date of birth, customers can create travel profiles, receive travel alerts, and search for Seven Corners’ contracted doctors and hospitals throughout the world.
How to File a Claim
Seven Corners Insurance makes filing a claim an easy process. Their site offers easy access to the correct forms for your plan, as well as a handy checklist of the documents you will need to provide as part of your claim filing. Supporting documentation you may need includes a copy of your passport, a detailed medical bill, and payment receipts.
Submit all of your documents via the web form, by email to claims@sevencorners.com, or by mail to:
Seven Corners, Inc.
Attn: Claims 303 Congressional Boulevard Carmel, IN 46032 USA
Customer Care Contact Information
Seven Corners provides several ways for subscribers to contact them, including WhatsApp.
Seven Corners has been providing insurance to travelers for nearly 30 years. It is trusted to administer government and individual travel plans and is also a Managing General Underwriter. It is known for good travel insurance. The company has a 4/5 rating with TrustPilot and was chosen by Forbes Advisor as the best travel insurance in the category: “Best Value for Robust Coverage.”
Seven Corners is a premier travel insurance provider in the US. The company offers travel medical insurance, which will cover you in case of a medical emergency abroad, and trip cancellation insurance, which will protect you financially if your trip is canceled or disrupted.
Their travel medical insurance plans are available worldwide to all nationalities. Their trip cancellation plan is available to US citizens only.
Seven Corners provides a number of ways for subscribers to contact them, including WhatsApp.
We recommend purchasing a travel insurance plan from Seven Corners sooner than later.
If you are thinking of purchasing a Trip Protection plan, some benefits may be available only if you buy coverage within a specified number of days from when you made your initial trip deposit.
Seven Corners Travel Medical insurance plans begin the day after you purchase your plan but not until you leave your home country. We recommend giving yourself plenty of time to review your options and ensure you understand your plan document so you can be confident you’ve chosen the best coverage.
Yes, Seven Corners provides group travel insurance for groups of 10 or more people. If you are interested in a group travel policy from Seven Corners, please submit a group travel insurance quote request using this form.
International travel medical insurance provides coverage for unexpected illnesses or injuries while abroad, ensuring access to quality care and financial protection during your trip.
Deciding whether to insure your trip? Learn how travel insurance protects against medical emergencies, cancellations, and lost luggage, and discover when it’s worth the cost.
Discover essential digital nomad tips to thrive while working remotely, including managing time zones, staying healthy, protecting your devices, and making friends abroad.
Plan your trip to the 2026 Winter Olympics in Italy with confidence. Learn how travel insurance can protect you from medical emergencies, winter travel risks, and unexpected trip cancellations.
Discover the best travel destinations in 2025 with our guide to the top 10 countries for solo travelers, families, and adventure seekers, plus helpful tips for planning your next adventure.
Learn about vaccine requirements for traveling abroad, including mandatory and recommended vaccinations, destination-specific guidelines, and how travel insurance can help cover costs.
We use cookies to make your experience better, learn how our website is used, and help with our marketing. You can choose to accept all cookies, reject non-essential ones, or set your preferences.
Functional
Always active
Required for the website to function properly and securely.
Preferences
Used to remember your settings and preferences.
Statistics
Used to understand website usage and improve performance.The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
Used to measure advertising performance and personalize marketing.
