Safety and Travel Insurance Advice for Traveling to the Philippines
Tourism is hugely important in the Philippines and has a significant impact. More than 10% of the country’s GDP comes from tourism. There are 7,641 islands spread out over 82 provinces in 17 regions. Some of the country’s top attractions include biodiversity, diving, sailing, and rainforests.
The Philippines is also a hugely important cultural destination. For instance, it’s home to six UNESCO World Heritage sites, three UNESCO Intangible Cultural Heritage practices, one UNESCO Creative City designation, and eight ASEAN Heritage Parks, among other honors. It’s no wonder that more than 4 million people visit the Philippines each year!
If you’re planning on traveling to the Philippines, this is the critical health, travel, insurance, and safety advice you need.
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Quality of Filipino Healthcare
The state of health care in the Philippines can vary drastically depending on where you are in the country. Hospital standards are excellent in Manila and other large cities. Most doctors, nurses, and support staff speak English. You can expect top diagnostic equipment. The facilities are also clean and relatively comfortable, although without a lot of privacy.
However, the situation is much different in rural areas. At best, healthcare facilities can be described as adequate. At worst, they’re non-existent or a small clinic with one or two nurses.
The standards at private healthcare facilities are significantly superior to those at public ones. Travelers can expect shorter wait times and private, more comfortable facilities. The exceptional care you receive here is one excellent reason to carry comprehensive travel medical insurance.
A second good reason is that you’re covered for medical evacuation. Due to the remote nature of the Philippines’ islands, travelers who need emergency care are often evacuated to Malaysia, Singapore, and Thailand.
Best Travel Insurance Options for the Philippines
We recommend the following plans for trips to the Philippines. Both plans provide extensive coverage and customizable options.
Patriot Platinum Travel Insurance
- Maximum limits up to $8,000,000
- IMG pays 100% of medical expenses in-network
- Evacuation due to Natural Disasters & Political Unrest
Single Trip Platinum Travel Insurance
- For U.S. citizens and residents up to age 95
- Includes pregnancy coverage, baggage loss, trip interruption & more
- 24/7/365 service and assistance
Trip Protection Insurance Plans for US Citizens
Trip cancellation insurance will cover the cost of the trip, as well as coverage for trip interruptions and delays.
iTravelInsured Trip Cancellation Insurance
- Three tiers of trip protection for U.S. citizens and residents traveling overseas
- Includes $500,000 Emergency Medical and $1,000,000 Medical Evacuation coverage
- Optional Cancel for Any Reason (CFAR) upgrade available
Pathway Premier
- Comprehensive Travel Protection and Travel Medical Insurance
- Available to U.S. residents traveling for up to 90 days within the U.S. and internationally
- Optional CFAR, IFAR, Rental Car Damage, and Adventure Sports coverage
Vaccines Required to Travel to the Philippines
As with all trips, the CDC recommends that travelers be up to date on their routine vaccinations before they travel. This includes measles, mumps, and rubella (MMR), diphtheria, tetanus, pertussis, varicella (chickenpox), polio, and the yearly flu shot.
Other important vaccines:
- The Typhoid and Hepatitis A vaccines are recommended because you can contract both through contaminated food and water in the Philippines, especially in rural areas.
- Rabies Vaccine: Travelers visiting remote areas or planning adventure activities, such as cave exploration, should be vaccinated against rabies. This is one vaccine that you definitely want to get before you travel. The World Health Organization (WHO) has reported the presence of counterfeit versions of the rabies vaccine and antirabies serum in the Philippines.
- Japanese Encephalitis Vaccine: Travelers spending more than a month in the Philippines should also consider vaccination against Japanese encephalitis.
- Malaria Vaccine: Malaria is also present in the Philippines, but primarily in Palawan and Mindanao. There is no risk in Manila and other urban areas.
While all of these vaccines and preventative measures are strong recommendations, none are mandatory. However, the rules are different if you are traveling from a country with a risk of yellow fever virus transmission.
You must be vaccinated before entering the Philippines. This even applies if your time in a yellow fever zone was an airport layover of 12 hours or more.
The government of the Philippines has taken a hard stand against drugs. While it’s never a good idea to use or carry drugs when you travel, the laws in the Philippines are much more than a warning or a suggestion.
Using or dealing with drugs in the Philippines means a severe prison term, even possibly death. Travelers can expect merciless enforcement.
However, while there are many warnings and notices about violence in the Philippines, it is primarily concentrated in a few isolated areas, such as the southern region of Mindanao. These areas are unsafe due to ongoing conflict with terrorist groups, violent burglaries, and kidnappings.
Travelers are rarely affected. As with all countries, travelers in the Philippines are most at risk for crimes of opportunity as opposed to violent crimes. This includes pickpocketing, minor taxi scams, and other common rip-offs.
When and where you go will drastically affect your experience of the Philippines. For instance, Manila experiences an intense wet season from July to September, whereas other areas in the country may be arid. The country has four distinct climate zones, and there is no universal wet or dry season. Research before you go!
The streets of Manila and most other cities are crowded with jeepneys. These distinctive vehicles are former army jeeps from World War II, converted into public minibuses. They’re cute, colorful, and a cheap way to get around town. Additionally, their small size allows them to access places that buses can’t. They’re flexible enough in their routes to drop passengers off wherever they need.
However, jeepneys are notorious for their pollution. Their seating arrangements aren’t exactly safe. Thankfully, many are being updated and refurbished, which benefits both passenger and environmental safety. If you opt for a ride, consider selecting a refurbished jeepney – or, at the very least, avoiding rush hour!
The Philippines is the fifth-largest English-speaking country in the world. An estimated 90% of the population speaks English. The country also has a reputation for being exceptionally friendly and welcoming. If you need help or advice, locals are often happy to lend a cheerful hand.
Water Safety
While significant progress has been made in the average Filipino citizen’s access to clean water, the country still lacks universal potable public water. Travelers should stick with water that is boiled, bottled, or filtered.
Emergency Assistance Numbers in The Philippines
- National Emergency Hotline in the Philippines: 911
- Philippine National Police Hotline: 117 or (02) 722-0650
- Philippine Red Cross: 143 or (02) 527-8385
- Bureau of Fire Protection: (02) 426-0219 or (02) 426-3812
Top Hospitals in the Philippines
The Medical City
Ortigas Avenue, Pasig City, Metro Manila, Philippines
+61 8 8366 3800
St Luke’s Hospital, Philippines Medical Center
32nd St., Bonifacio Global City, Taguig City, Philippines
+1 650 723 4000
Passports and Visa Requirements
Traveling to the Philippines is easy. Travelers from more than 150 countries can travel to the Philippines visa-free. As long as you have a valid passport that does not expire for at least six months and proof of onward travel, you can visit the Philippines for up to 30 days for business or leisure purposes.
Find the Best International Travel Insurance
- Compare top-rated travel insurance providers
- Get quotes for Travel Medical, Trip Cancellation, and more
- Choose the best plan for your trip and budget
Joe Cronin, President of ICI, is a leading expert in international health, life, and travel insurance. An MBA and founder of multiple global businesses, he helps expatriates and travelers access trusted, comprehensive insurance solutions worldwide.
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