If you plan to travel abroad for six months or less, the single-trip Atlas Travel Insurance Plan offers the protection you need. The Atlas Travel series can be used in any destination outside your home country, making it ideal for itineraries with multiple stops. You can easily extend your coverage online or by phone if your trip lasts longer than expected.
Atlas Travel Insurance is available in two options. Atlas International provides coverage for travel outside the USA, while Atlas America is designed for travelers whose plans include the USA. Both options meet and exceed the majority of visa and immigration requirements worldwide.
WorldTrips Atlas Travel Health Coverage
Secure your health abroad with trusted WorldTrips plans.
WorldTrips covers costs up to the medical maximum selected for medical care abroad.
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Deductible Options
Travelers have the option to purchase an Atlas Travel plan with a deductible of $0, $100, $250, $500, $1,000, $2,500, or $5,000.
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Trip Interruption Benefits
Atlas Travel offers members up to $10,000 for an interrupted trip.
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Pre-Existing Conditions
Travelers under 80 can be covered for an acute onset of a pre-existing condition.
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Sports Coverage
Injuries that occur while participating in adventure sports such as skiing and mountaineering are eligible for coverage.
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Emergency Medical Evacuation
Atlas Travel will cover transport costs for travelers from the initial treating facility to the nearest qualified hospital.
Why Choose Atlas Travel Medical Insurance?
Often, the primary medical insurance in your home country does not cover you while traveling abroad. Additionally, it will not provide essential services in the event of an illness or injury. Atlas Insurance offers valuable services, including translation assistance during treatment, doctor and hospital referrals, and help with replacing lost prescriptions.
WorldTrips, the plan administrator, provides 24/7 customer service for Atlas Travel Medical insurance members. They also offer many other services you’ll need if you encounter difficulties while abroad, from simple matters such as lost luggage to more serious crises, like a terrorist attack. In the event of medical emergencies, political evacuations, and natural disasters, WorldTrips will provide you with assistance in making emergency travel arrangements.
Atlas Travel Schedule of Benefits
Atlas Travel Insurance offers some of the most customizable travel insurance plans available. Whether you purchase Atlas International (for people outside of the US) or Atlas America Insurance (for people whose travel includes the USA), you will have the ability to customize your deductible, your coverage length, and your coverage maximum.
Benefit
Atlas Travel
Overall Maximum Limit
Age 80 or older: $10,000
Age 65-79: $50,000 or $100,000
All Others: $50,000; $100,000; $250,000; $500,000; $1M; or $2M
Deductible Options
$0; $100; $250; $500; $1,000; $2,500; or $5,000 per certificate period
Local Ambulance
Usual, reasonable and customary charges for covered illness or injury
Illness must result in inpatient hospitalization
Intensive Care Unit
Up to the overall maximum limit
Acute Onset of Pre-Existing Conditions
Up to the overall maximum limit
Up to $25,000 lifetime maximum for Emergency Medical Evacuation
Emergency Medical Evacuation
Up to $1,000,000 lifetime maximum
Trip Interruption
Up to $10,000
Travel Delay
Up to $100 per day (12 hours)
Subject to a maximum of 2 days.
Lost Checked Luggage
Up to $1,000
Lost or Stolen Passport/Travel Visa
Up to $100
Border Entry Protection
Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border.
WorldTrips Atlas Travel Health Coverage
Secure your health abroad with trusted WorldTrips plans.
The Atlas International and America Insurance plans are relatively inexpensive daily. Your plan costs will increase with a lower deductible and decrease with a higher deductible.
Atlas International Cost per Day
When traveling outside the United States, use the following rates for the Atlas International plan. This includes U.S. citizens traveling overseas and individuals traveling between countries, such as a citizen of India traveling to the United Kingdom.
Maximum Limit
$10,000
$50,000
$100,000
$250,000
$500,000
$1,000,000
$2,000,000
14 days-29 years
N/A
$1.09
$1.32
$1.57
$1.82
$1.93
$1.97
30-39 years
N/A
$1.33
$1.70
$1.98
$2.21
$2.42
$2.49
40-49 years
N/A
$2.20
$2.45
$2.84
$3.18
$3.40
$3.51
50-59 years
N/A
$3.87
$4.04
$4.66
$4.99
$5.39
$5.57
60-64 years
N/A
$4.74
$4.86
$5.57
$6.09
$6.50
$6.68
65-69 years
N/A
$5.40
$5.95
N/A
N/A
N/A
N/A
70-79 years
N/A
$8.75
$9.67
N/A
N/A
N/A
N/A
80+ years
$16.12
N/A
N/A
N/A
N/A
N/A
N/A
Rates last updated on March 4, 2024
Atlas America Cost per Day
If you are traveling to, temporarily residing in, or visiting the United States, please use these rates for the Atlas America Insurance plan.
Maximum Limit
$10,000
$50,000
$100,000
$250,000
$500,000
$1,000,000
$2,000,000
14 days-29 years
N/A
$2.13
$2.68
$3.05
$3.83
$4.36
$4.58
30-39 years
N/A
$2.60
$3.54
$4.23
$4.50
$4.98
$5.24
40-49 years
N/A
$3.74
$4.58
$5.27
$6.26
$7.17
$7.55
50-59 years
N/A
$6.14
$7.66
$9.66
$10.97
$12.04
$12.65
60-64 years
N/A
$7.82
$10.13
$13.72
$14.95
$16.41
$17.26
65-69 years
N/A
$9.14
$11.53
N/A
N/A
N/A
N/A
70-79 years
N/A
$14.31
$18.05
N/A
N/A
N/A
N/A
80+ years
$21.26
N/A
N/A
N/A
N/A
N/A
N/A
Rates last updated on March 4, 2024
WorldTrips Atlas Travel Health Coverage
Secure your health abroad with trusted WorldTrips plans.
Individuals traveling outside their home country who are at least 14 days old are eligible for coverage.
If you are under age 65, you may select an Overall Maximum Limit ranging from $50,000 to $2,000,000. If you are aged 65 to 79, the Overall Maximum Limit available is $100,000. If you are age 80 or older, the Overall Maximum Limit available is $10,000.
The minimum coverage period is 15 days, and the maximum coverage period is 12 months. You can purchase coverage in a combination of monthly and 15-day increments, tailored to your specific needs.
Location Restrictions: WorldTrips Atlas is not available to individuals who are physically located in the states of New York, Maryland, or Washington, or in the countries of Canada or Australia at the time of purchase.
Atlas Travel FAQs
Your coverage becomes effective on the latest of the following dates:
the date WorldTrips receives your application and correct premium,
the moment you depart from your home country
or the date requested on your application.
Your coverage will end on the earliest of the following dates:
the end of the period for which you have paid a premium,
the date requested on your application
or the moment you return back to your home country.
Yes, both Atlas International Insurance and Atlas America Insurance provide limited home country coverage. This benefit will provide for a set number of days of coverage for travelers if they return home for a period of time during their trip abroad. Policies with Home Country Coverage typically cover medical benefits related to a new illness or injury incurred during an incidental trip back to a traveler’s home country.
You must have purchased three months of coverage for the Incidental Home Country Coverage to be in effect.
U.S. home country:
For every three-month period you are covered, eligible medical expenses incurred in the U.S. are covered up to 15 days. Non-U.S. home country:
For every three-month period during which you are covered, eligible medical expenses incurred in your home country are covered up to a maximum of 30 days.
Should you change your home country’s location during the certificate period, you must notify us of such change within fifteen (15) days. Your new home country will govern the terms of any home country or incidental home country coverage. Any benefit accrued under a single three-month period does not accumulate to another period. Failure to continue your international trip or your return to your home country to obtain treatment for an illness or injury that began while traveling shall void any incidental home country coverage.
After your initial purchase, you may extend your coverage up to a maximum of 364 days. So long as your coverage is continuous, your deductible, coinsurance and benefit limits will not reset. After your initial term, you can purchase a new policy if you decide to continue to travel abroad.
Extensions must be made online in WorldTrips’ Client Zone. Payment must be made by credit card.
If you are a U.S. citizen traveling abroad for twelve months or less, or a non-U.S. citizen traveling to a country other than the United States, you should purchase Atlas International Insurance. The Atlas International plan provides coverage and travel benefits for travelers traveling abroad but not visiting the USA.
If you are a non-U.S. citizen traveling to the United States (including Puerto Rico and the U.S. Virgin Islands) for twelve months or less, you should purchase Atlas America Insurance. For any visitor to the USA, Atlas America provides comprehensive travel insurance and emergency medical benefits. Your travel can also include additional countries and you will be covered worldwide.
Start by requesting a quote to pick your coverage option and review pricing for the plan.
New countries can be added to your Atlas Travel Insurance plan via WorldTrips’ Client Zone. A new visa letter can be printed listing the various countries. However, it is not required that you list every country that you may visit during your trip. You should list the countries where you will travel to as primary destinations in your initial application.
Please note: The Atlas International plan will provide worldwide coverage and benefits for travel to all countries worldwide except for travel to the USA. If you are traveling to the USA, you should purchase the Atlas America plan, which includes coverage and benefits in the USA.
The Atlas Group plan is available for small or large groups traveling abroad for 5 days to a year. The group plan is available to employer groups, non-profit organizations, students, and others. The coverage and benefits are the same.
There is an easy-to-use online quote tool (link below). Once you find the level of coverage desired, you can move forward to purchase coverage. You will be asked for details on each applicant, including their date of birth along with other details.
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