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Trawick Safe Travels USA

The Safe Travels USA plan offers comprehensive medical and emergency coverage for non-U.S. citizens visiting the United States.

A happy couple enjoying a walk on a city park bridge in New York City, showcasing the importance of international health insurance for global travelers.
A happy couple enjoying a walk on a city park bridge in New York City, showcasing the importance of international health insurance for global travelers.

International Travel Medical Coverage for Non-US Citizens

The Trawick Safe Travels USA plan is for non-U.S. residents traveling to the United States, offering a robust suite of medical and emergency services. With coverage limits of up to $1,000,000 for accident and sickness medical expenses, this plan addresses the comprehensive needs of international travelers.

Coverage is applicable for trips ranging from 5 to 364 days, with options for extensions, making it flexible for different travel plans. Notably, the plan’s design is intended for individuals temporarily visiting the U.S. It does not apply to green card holders or residents who have been in the U.S. for more than 365 days before the effective date. This plan also offers limited coverage for unexpected recurrences of pre-existing conditions, catering specifically to the unique needs of international visitors under the age of 90.

Trawick International Travel Health Coverage

Secure your health abroad with trusted Trawick International plans.

Trawick Safe Travels USA Highlights

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Emergency Medical Evacuation

This benefit provides prompt and essential transportation to the nearest suitable medical facility, ensuring swift and secure medical attention during critical emergencies while traveling abroad.

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Travel Assistance Services

Trawick’s 24/7 On Call International assistance service is committed to addressing challenges and ensuring support during travel emergencies.

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Optional Sports Activity Coverage

Trawick International offers optional sports activity coverage, providing protection for injuries sustained during amateur, club, intramural, interscholastic, and intercollegiate activities.

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Automatic Extended Coverage

Trawick International’s Automatic Extended Coverage ensures your insurance is automatically extended if unavoidable circumstances delay your scheduled return, up to five days beyond your original termination date.

Safe Travels USA Benefits of Coverage

The Safe Travels USA plan offers comprehensive coverage to ensure peace of mind for travelers, providing essential protection against unexpected medical expenses, emergency evacuation, lost baggage, trip interruptions, and more while abroad.

Safe Travels USA Comprehensive–Enhanced Coverage Option

The Safe Travels USA Comprehensive plan offers enhanced coverage, including up to $1 million in medical expenses, emergency medical evacuation, and trip interruption benefits. It also covers pre-existing conditions if you purchase the plan within 14 days of your initial trip deposit. This plan is ideal for travelers seeking higher benefit limits and additional protections during their visit to the U.S., ensuring peace of mind for medical emergencies and travel-related incidents.

Safe Travels USA Comprehensive

  • $1,000,000 in medical coverage for non-U.S. citizens visiting the U.S.
  • Coverage from 5 days to 364 days
  • 24-hour travel assistance services

How Much Does a Safe Travels USA Plan Cost?

The daily rates for Trawick’s Safe Travels USA travel medical insurance plan are based on age, medical maximum, and deductible. Opting for a higher deductible will decrease the overall cost of your plan.

Medical Maximum
$50,000
$100,000
$250,000
$500,000
$1,000,000
0-17 years
$1.73
$2.18
$2.46
$3.11
$3.35
18-29 years
$1.73
$2.18
$2.46
$3.11
$3.35
30-39 years
$2.36
$3.23
$3.39
$4.12
$4.28
40-49 years
$3.45
$4.32
$4.82
$5.88
$6.35
50-59 years
$5.11
$6.43
$7.26
$9.15
$9.44
60-64 years
$5.95
$7.79
$9.64
$11.57
$11.89
65-69 years
$6.73
$8.75
N/A
N/A
N/A
70-79 years
$10.16
$13.37
N/A
N/A
N/A
80-89 years
$35.77
N/A
N/A
N/A
N/A

Rates were last updated on July 24, 2024.

Safe Travels USA Eligibility Requirements

The Safe Travels USA plan is designed for non-U.S. residents and non-U.S. citizens traveling to the U.S. or the U.S. and other countries. You are not eligible to purchase Safe Travels USA if you have been residing within the United States for more than 365 days prior to your coverage effective date.

International travelers can purchase coverage for a minimum of 5 days to a maximum of 364 days. Coverage through the Safe Travels USA plan can be extended for up to 364 days.

Age Restrictions:

  • Coverage is available for travelers aged 14 days to 89 years old.

Geographic Restrictions:

  • Nationality Restrictions – Safe Travels USA is not available to U.S. citizens or U.S. residents.

Trawick International Travel Health Coverage

Secure your health abroad with trusted Trawick International plans.

Safe Travels USA FAQs

  • Trawick Safe Travels USA provides limited coverage for an unexpected recurrence of a pre-existing condition. The maximum benefit amount for treating a pre-existing condition is $1,000.

    Benefits are available for an unexpected recurrence of a pre-existing condition, subject to the following conditions:

      1. The recurrence must occur spontaneously and without warning, either from a doctor or through symptoms, must be of short duration, rapidly progressive, and require urgent medical care.

      1. It must occur at least 48 hours after the policy’s effective date.

      1. Medical treatment must be sought within 24 hours of the recurrence.

    Coverage is restricted to only one such unexpected recurrence per policy period and does not extend to additional recurrences within the same period. It also excludes coverage for any known, scheduled, required, or expected medical care, medications, or treatments that were necessary before the start of coverage.

    Additionally, the definition of a pre-existing condition also encompasses any acute onset of illness or exacerbation that is related to or worsens due to an underlying condition previously known and monitored by a physician. Eligibility proof is necessary before any claim payment.

      • If any claims have been made, the premium is non-refundable as it is considered fully earned.

      • If no claims have been made, a cancellation fee of $25 is charged, and a refund will only be considered for the unused portion of the premium.

      • If a claim is presented after a refund has been issued, the covered person is fully responsible for the full amount of the claim.

    Yes, travelers have the ability to cancel their Trawick Safe Travels USA plan.

    Full refunds are only possible if your written request to cancel is received before or on your effective date of coverage.

    Partial refunds may be considered if your cancellation request is submitted after your effective date under these conditions:

      • If any claims have been made, the premium is non-refundable as it is considered fully earned.

      • If no claims have been made, a cancellation fee of $25 is charged, and a refund will only be considered for the unused portion of the premium.

      • If a claim is presented after a refund has been issued, the covered person is fully responsible for the full amount of the claim.
  • The effective date is determined by your requested date and is contingent upon Trawick receiving payment for your plan.

  • Travelers can include optional Sports Activity Coverage in their core Safe Travels USA plan.

    The coverage includes injuries sustained during amateur and organized sports activities such as archery, tennis, swimming, cross country, track, volleyball, golf, ballet, basketball, cheerleading, equestrian, fencing, field hockey, non-Division 1 football, gymnastics, non-league hockey, karate, lacrosse, polo, rowing, rugby, and soccer.

    It specifically excludes any sports not listed, unless the unlisted sport is a non-contact activity undertaken solely for leisure, recreation, entertainment, or fitness.

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