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Home > Global Insurance Companies > IMG Global > Patriot Travel Insurance > Patriot Travel Medical FAQs

Patriot Travel Medical FAQs

Who is the Patriot Travel Medical Plan Designed For?

The Patriot Travel Medical Plan provides short-term (minimum of 5 days up to a maximum of two years) insurance coverage for U.S. and non-U.S. citizens who need travel medical insurance for business or pleasure anywhere outside of their home country.

  • Families on vacation abroad
  • Senior citizens age 65+ with or without Medicare traveling abroad
  • College students studying abroad
  • Foreign au pairs and nannies
  • Exchange students / J1 Visa holders
  • International vacationers
  • Individual or group missionaries
  • Relatives visiting from overseas
  • Recently arrived immigrants

What is Included in the Patriot Travel Medical Plan?

  • Short-term Emergency Medical Care
  • Evacuation and Repatriation coverage
  • Travel delay and baggage delay benefits available

Review Patriot Travel Insurance Benefits for full details

Answers to Typical Questions

  • The plan provides coverage for individuals and dependents
  • The plan meets Schengen Visa requirements if you are traveling to Europe
  • All nationalities traveling outside their home country are eligible
  • Maximum benefit limits are available ranging from $50,000 to $2,000,000
  • There are multiple deductible options starting at $0 to $2,500
  • The plan is renewable up to 24 months if you have purchased one month or more
  • You are able to seek treatment with any hospital or doctor of your choice
  • The plan also offers universal Rx pharmacy discount savings

How do I Apply?

The fastest and easiest way to apply is to Apply Online. You may also want to download our brochure and application to complete offline (PDF: Patriot Travel Medical Application). If you have questions or need assistance, please contact us.

When Should I buy the Patriot Travel Plan?

You can purchase a policy up to the day you travel if you choose. Alternatively, you can apply a month or more prior to leaving. It is your choice. Applicants may choose to apply for the Patriot plan after their trip has begun – which is OK; In this case, coverage will not be effective until the application has been approved and you have paid the applicable premium.

You can change the start and end date for your plan at any time prior to the current start date without any penalty. There may be an extra charge if your total number of days traveling is more than you initially purchased.

Can I get a refund on my Patriot Policy?

The plan administrator, IMG, will refund your premium if your policy is canceled prior to the start of your trip. Otherwise, you may request a cancellation after the trip has begun but, depending on the policy, the reason for cancellation and the timing of your request, your request may be denied.

If I get sick and need to go to the hospital, what should I do?

Once your policy has been approved, you will be provided with instructions on how to handle a sickness. In general, you need to contact the plan administrator right away using the information provided on your insurance card. They can help you locate a qualified doctor and facilitate the treatment. You will then be given additional details on how to proceed depending on the illness, your location and the facilities available to you. You will have access to an emergency assistance hotline with experienced international agents to help you through the entire process.

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Note: Covid-19, or Coronavirus, coverage is not included in all plans offered on this website. Please indicate your desire for this coverage when working with your agent. International Citizens Insurance is a licensed agency providing guidance on international insurance plans. Select products and services listed on this site may not be available to citizens or residents of certain countries. This site provides consolidated and summary descriptions of insurance plans, benefits, conditions, limitations, and exclusions. A certificate containing the complete certificate wording with all terms, conditions, and exclusions will be provided at the time of purchase or upon request. For additional advice and guidance, contact us for assistance.

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International Citizens Insurance
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  • Individual Plans
    ▼
    • International Health Insurance Plans
      ▼
      • Best International Health Insurance Companies
      • Student Insurance
      • Overseas Health Insurance
    • Expatriate Insurance
      ▼
      • Insurance for American Expats Abroad
      • Insurance for Canadian Expats
      • Expat Insurance for Japanese Abroad
      • Expat Insurance for Germans Living Abroad
      • Expat insurance for Brazilian Citizens Abroad
    • Travel Insurance
      ▼
      • Travel Medical Insurance Plans
      • Visitors Coverage
      • Best Travel Insurance Companies
      • Trip Cancellation Insurance
      • Evacuation Insurance Plans
      • Student Insurance
    • International Life Insurance
  • Group Plans
    ▼
    • Corporate and Employee Groups
    • Missionary Groups
    • Volunteer Programs and Non-Profits
    • School Groups
  • Insurance Companies
    ▼
    • Aetna International
    • Cigna Global Insurance Company
    • GeoBlue
    • International Medical Group
    • Now Health
    • Seven Corners
    • Tokio Marine HCC
  • Compare
    ▼
    • Compare Global Health Insurance Plans
    • Compare Travel Insurance Plans
  • Country Guides
    ▼
    • Health Insurance Plans in North America
      ▼
      • Health Insurance in the USA
      • Health Insurance in Mexico
      • Health Insurance in Canada
    • Understanding Health Insurance in South America
      ▼
      • Health Insurance in Argentina
      • Health Insurance in Colombia for Foreigners
      • Health Insurance in Chile
    • European Health Insurance
      ▼
      • UK Health Insurance Plans for Foreigners
      • Health Insurance in Germany
      • French Health Insurance
      • Italian Health Insurance
      • Health Insurance in Sweden for Foreigners
      • Portuguese Health Insurance
      • Health Insurance in Spain for Foreigners
    • Health Insurance Plans in Asia
      ▼
      • Health Insurance in China
      • Health Insurance in Japan
      • Health Insurance in Dubai
      • Health Insurance in India
      • Thailand Health Insurance
      • Malaysian Health Insurance for Foreigners
      • Health Insurance in Singapore for Foreigners
    • Understanding Health Insurance in Oceania
      ▼
      • Australian Health Insurance for Foreigners
      • Health Insurance in New Zealand
    • Health Insurance Options in Africa
      ▼
      • South Africa Health Insurance for Foreigners
    • Travel Insurance Plans by Country
      ▼
      • USA Travel Insurance
      • Australia Travel Insurance
      • Mexico Travel Insurance
  • Resources
    ▼
    • News, Global Health Advice, and Travel Tips
    • Insurance Articles
    • Travel Advice and Tips
    • Senior Travel Insurance

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