GeoBlue Trekker Multi-Trip Travel Medical Insurance
The BCBS Global Solutions Multi-Trip plan provides annual multi-trip medical coverage for U.S. residents, with unlimited trips up to 70 days, emergency care, and full pre-existing condition coverage.
Important Update: GeoBlue is Now Blue Cross Blue Shield Global Solutions℠
GeoBlue has rebranded to Blue Cross Blue Shield Global Solutions. The company name, plan names, and logo are getting a refresh, but the benefits you count on haven’t changed.
Plan Name Update: The plan previously known as Trekker Choice and Essential is now called Multi-Trip Platinum and Gold. The coverage and benefits remain the same—only the name has changed.
As updates roll out, you may see both names and logos. We’re in the process of updating everything, and we appreciate your patience during this transition.
Multi-Trip Travel Insurance for US Citizens
Blue Cross Blue Shield Global Solutions℠ (BCBS Global Solutions℠) Multi-Trip, formerly the GeoBlue Trekker plan, is an annual multi-trip medical plan that provides emergency medical coverage for travelers abroad. It allows unlimited international trips each year, with each trip lasting up to 70 days.
The plan includes coverage for pre-existing medical conditions and provides emergency medical evacuation benefits. Primary health insurance is required, though it does not need to be a U.S.-based Blue Cross Blue Shield policy.
BCBS Global Solutions stands behind the quality of the Multi-Trip plan. If you are not fully satisfied, you may cancel by submitting written notice before your departure date and receive a full refund.
BCBS Global Solutions Multi-Trip Plan Highlights
health_cross
Inpatient and Outpatient Benefits
Covers surgery, X-rays, office visits, lab work, prescription medication, limited dental care, and more.
travel
Unlimited Trips Outside the U.S.
Covers you for unlimited international trips up to 70 days each.
downhill_skiing
Skiing and Diving Coverage
Covers injuries from alpine skiing, PADI, and NAUI certified diving, or dives under a certified instructor.
luggage
Baggage Protection
The Multi-Trip Platinum includes up to $100 for each bag or personal effect.
BCBS Global Solutions Annual Travel Health Coverage
Secure your health abroad with trusted BCBS Global Solutions plans.
Maximum benefit per insured person per policy period
$1,000,000
For individuals aged 70-95, the maximum benefit is $200,000
$500,000
For individuals aged 70-95, the maximum benefit is $200,000
Deductible per insured person per policy period
$100
$200
Inpatient medical emergency
100%
100%
Ambulance services
100% up to $1,000
100% up to $1,000
Prescription drugs
Outside the U.S.
100% of reasonable charges up to $5,000
100% of reasonable charges up to $2,500
Dental care required due to an injury
100% of reasonable charges with a maximum benefit of $300 per trip period
100% of reasonable charges with a maximum benefit of $200 per trip period
Medical evacuation
$500,000
$500,000
Hazardous activities
$25,000
N/A
Lost baggage
$100 per bag, up to $500 per trip period
N/A
Pre-existing conditions
100%
100%
BCBS Global Solutions Multi-Trip Daily Rates
The BCBS Global Solutions Platinum and Gold rates below were calculated using age ranges and the maximum limit for each plan level. The rates shown are the daily cost for one year (365 days) of coverage.
Maximum Limit
$100,000
$1,000,000
Under 50 years
N/A
$0.50
51-66 years
N/A
$0.63
67-69 years
N/A
$0.76
70-84 years
$0.76
N/A
85-95 years
$0.95
N/A
Maximum Limit
$100,000
$500,000
Under 50 years
N/A
$0.36
51-66 years
N/A
$0.44
67-69 years
N/A
$0.54
70-84 years
$0.54
N/A
85-95 years
$0.68
N/A
Rates were last updated on March 13, 2025
BCBS Global Solutions Multi-Trip Plan Eligibility
Eligibility Requirements
To be eligible for the Multi-Trip plan, you must:
Be a citizen or permanent resident of the United States
Be age 95 or younger at the time of enrollment
Be enrolled in a Primary Plan*
Purchase the plan while in your home country and before departing on your trip
Enroll children under age six together with a parent
Products vary by state.
*Your Primary Plan does not need to be a Blue Cross Blue Shield domestic medical plan.
Family Member Eligibility
Eligible family members must be:
Your spouse, civil union partner, or domestic partner, age 95 or younger
Your eligible child(ren) or other eligible dependents
Residents of the United States
Traveling outside the U.S. and scheduled to spend at least 24 hours away from home
A person cannot be insured as a dependent under more than one insured participant.
BCBS Global Solutions Annual Travel Health Coverage
Secure your health abroad with trusted BCBS Global Solutions plans.
The Multi-Trip Platinum plan is an exceptional level of coverage with richer benefits and comes with a higher premium. The Multi-Trip Gold plan is more affordable and, while still offering comprehensive benefits, offers reduced features in certain areas of coverage.
No. BCBS Global Solutions Multi-Trip plans can only be sold to customers purchasing from inside the U.S. Once issued, however, you may request a policy extension while overseas.
Both Multi-Trip plan levels will cover pre-existing conditions for customers who have primary insurance coverage in the U.S. Please refer to the sample policy certificate for a definition of what plans qualify as primary insurance.
Multi-Trip Platinum and Gold is secondary insurance. However, BCBS Global Solutions will process and pay overseas claims as a primary payor and reserves the right, where applicable, to contact your primary insurance company to coordinate benefits.
The evacuation benefit pays for a medical evacuation to the nearest hospital, appropriate medical facility, or back to the U.S. Transportation must be by the most direct and economical route. All evacuations require written certification by the attending physician that the evacuation is medically necessary and must be approved by BCBS Global Solutions.
Yes. The BCBS Global Solutions Multi-Trip plan does not exclude illnesses or injuries related to terrorism or a terrorist act. To be covered in countries where there are open hostilities, such as Iraq and Afghanistan, a member must not be engaged in hostile or combative activities.
BCBS Global Solutions’ Global Health and Safety services help members identify, access, and pay for quality healthcare all over the world. The plan includes a contracted community of elite providers in 180 countries. Members can access these carefully selected providers and arrange for the bills to be sent directly to BCBS Global Solutions.
Please note, a member is responsible for their deductible at the time of service, if applicable. Members can request direct billing by calling the assistance telephone number listed on your member ID card. A claims instruction page is available online and can be accessed by visiting the BCBS Global Solutions claims page.
BCBS Global Solutions Multi-Trip Plan Descriptions:
No. The Multi-Trip plan is designed to cover travelers while they are outside the United States only.
A BCBS Global Solutions Multi-Trip plan may be purchased up to one day before your departure date. However, BCBS Global Solutions recommends that customers wishing to receive a hard copy ID card should allow two weeks before their effective date when purchasing.
Upon a successful purchase, you will receive an email confirmation that contains all your necessary policy information and important contact information for emergencies. Once enrolled, members can instantly log in to the Member Hub area of the BCBS Global Solutions website and download an electronic ID card and other policy documents.
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