Expat Insurance for Individuals and Businesses
William Russell was founded in 1992 by Inez and James Cooper, who set out to provide health, life, and income protection insurance for expats. Their plans are designed to travel with the member wherever they go. Currently, they cover members in 160 countries around the world. Their plans are underwritten by AWP Health & LIfe SA, which is part of the Allianz group of companies, the world’s largest financial services group. They are a boutique insurer who pride themselves on customer service.
William Russell was founded in 1992 by Inez and James Cooper, who set out to provide health, life, and income protection insurance for expats. Their plans are designed to travel with the member wherever they go. Currently, they cover members in 160 countries around the world. Their plans are underwritten by AWP Health & LIfe SA, which is part of the Allianz group of companies, the world’s largest financial services group. They are a boutique insurer who pride themselves on customer service.
William Russell's Unique Features
Ready to get started?
Request a free quote and one of our specialists will contact you.
William Russell Health Plans
A William Russell international health insurance plan gives you access to private medical care in whatever nation you’re in. The company offers personalized service, with teams available 24/7 whenever you need support. It has a 29-year track record of providing assistance to its members. In order to keep premiums low, they offer limited coverage in the US as an add-on only.
Bronze Plan
The William Russell Bronze Plan offers coverage for the most urgent medical issues that occur while you are abroad. It includes hospital costs including a semi-private room, mental health treatment, cancer treatment, outpatient treatment, emergency dental care and basic medevac services.
William Russell Health Insurance
- William Russell plans cover you internationally, both in the country you reside in and wherever you are traveling to (addons required for USA)
- Their network includes 40,000 hospitals around the world.
- Plans have comprehensive cancer coverage, including genome testing.
SilverLite Plan
The William Russell SilverLite Plan offers coverage throughout the world for your everyday health needs (with limited coverage for short-term stays in the USA for an additional fee). It includes hospitalization with a semi-private room, outpatient treatment, cancer treatment, limited emergency dental coverage, and basic medevac coverage. It’s an excellent plan for expats, frequent travelers, remote workers, students, and people over 55.
William Russell Health Insurance
- William Russell plans cover you internationally, both in the country you reside in and wherever you are traveling to (addons required for USA)
- Their network includes 40,000 hospitals around the world.
- Plans have comprehensive cancer coverage, including genome testing.
Silver Plan
The William Russell Silver Plan offers comprehensive international health coverage (with limited coverage for short-term stays in the USA for an additional fee). It includes hospitalization (including a private room), outpatient treatment, cancer treatment, mental health treatment, well-being coverage, emergency dental coverage, and basic medevac coverage. It also has optional add-ons for more wellness care, more dental care and additional medevac coverage.
William Russell Health Insurance
- William Russell plans cover you internationally, both in the country you reside in and wherever you are traveling to (addons required for USA)
- Their network includes 40,000 hospitals around the world.
- Plans have comprehensive cancer coverage, including genome testing.
Gold Plan
The William Russell Gold Plan offers the highest level of comprehensive international health coverage (with limited coverage for short-term stays in the USA for an additional fee). It includes hospitalization (including a private room), outpatient treatment, cancer treatment, robust mental health treatment and well-being coverage, emergency and everyday dental coverage, maternity care and basic medevac coverage. It also has optional add-ons for more wellness care, more dental care and additional medevac coverage.
William Russell Health Insurance
- William Russell plans cover you internationally, both in the country you reside in and wherever you are traveling to (addons required for USA)
- Their network includes 40,000 hospitals around the world.
- Plans have comprehensive cancer coverage, including genome testing.
William Russell Life Insurance
If you are living outside your country of origin or traveling between multiple countries, you need international life insurance. A traditional life insurance plan only covers you if you pass away in the country where you purchased the plan. International life insurance covers you around the globe and ensures your heirs will be taken care of after you are gone. William Russell's life insurance plan will also pay you before your death if you are diagnosed with a terminal illness, so you can have peace of mind and the time you need to put your affairs in order. A plan with $250,000 in benefits starts at only $22 per month. Learn more here.
William Russell Life Insurance
- Cover when living & working abroad.
- $250k life benefits start at just $22 per month.
- Insure your life up to $2m and safeguard your family’s financial future.
William Russell Provider Network
William Russell has over 40,000 health care providers around the world in its network. It also offers direct billing at many facilities throughout Asia. William Russell offers a preview of its Asian network, with more complete network information provided to members and prospective members.
William Russell Member Services
Unlike most insurance companies, William Russell does not rely on apps, call centers, or AI to do their work for them. The company believes the human touch is important. When you need assistance, call their hotline and you will be connected to a team that can help you, wherever you are, whenever you need it.
William Russell Insurance FAQs
William Russell offers full coverage worldwide, except for the USA. If you have a William Russell plan and are traveling to the USA, you will need to buy supplemental USA coverage for 45 or 90 days.
Request a quote now to get started.
When you receive health care at certain specified facilities, William Russell will pay for treatment directly. You will not have to pay or wait for reimbursement.
William Russell provides coverage in most countries around the world. To qualify for coverage you must be age 75 or under and living or working in a country different from your nationality.
No. Once you have a William Russell plan you may continue to renew it for the rest of your life.
You will only have to fill out a medical questionnaire once, before you start your plan. You may renew indefinitely without filling out a new questionnaire.
Ready to get started?
Request a free quote and one of our specialists will contact you.
