Liaison Travel Elite: Benefits and Coverage Details
All Liaison Elite benefits and plan costs shown are in US dollars and are per person and period of coverage unless otherwise stated.
Buying a travel medical insurance plan is a smart choice for international travelers. When you’re far from home, this type of plan provides insurance benefits designed for travelers and non-insurance travel assistance services.
Insurance Coverage — The insurance benefits can:
- Pay for eligible medical expenses.
- Cover expenses for trip Interruption.
- Protect your baggage.
International Travel Assistance Services — Seven Corners Assist can:
- Provide 24/7 multilingual assistance to help you find appropriate medical care near you.
- Arrange and pay for an emergency medical evacuation to the nearest medical facility that can provide adequate treatment, if medically necessary.
- Provide access to the Seven Corners international network of medical providers.
LIAISON BENEFITS AND PLAN OPTIONS
5 days to 1,092 days (Renewable up to 3 years)
This is the limit on medical expenses for injuries and illnesses which occur during your coverage period.
WORLDWIDE INCLUDING THE UNITED STATES Ages 14 days to 69: $50,000; $100,000; $500,000; $1,000,000; $2,000,000; $5,000,000
Ages 70-79: $50,000
Ages 80+: $20,000
WORLDWIDE EXCLUDING THE UNITED STATES Ages 14 days to 69: $50,000; $100,000; $500,000; $1,000,000; $2,000,000; $5,000,000
Ages 70-79: $50,000, $100,000
Ages 80+: $20,000
Choose from these options: $0; $100; $250; $500; $1,000; $2,500, $5,000
This is your share of the cost of your medical expenses, which you pay after you have paid your deductible.
OUTSIDE THE U.S.
Seven Corners pays 100% of expenses to your medical maximum.
INSIDE THE U.S.
IN PPO NETWORK Seven Corners pays 100% of expenses to your medical maximum
OUT OF PPO NETWORK Seven Corners pays 90% of the first $5,000, then 100% to your medical maximum
Inside the U.S. failing to get pre-certified for non-emergency treatment will result in a 25% penalty
Inpatient & Outpatient Medical Expenses
Pays Usual, Reasonable and Customary charges to the medical maximum
Local Ambulance Expense Medical Maximum
Hospital Indemnity $250/night to a maximum of 30 days (per occurrence)
This benefit is paid per occurrence if you are hospitalized outside the U.S. It is paid in addition to other covered expenses, and you may use these funds as you wish.
Coma Benefit $50,000 (in addition to medical maximum)
Pays benefits if you become comatose due to an accident.
Home Country Coverage
Extension of Benefits $20,000
Covers expenses incurred in your home country for conditions first diagnosed and treated while traveling outside your home country.
Incidental Trips to Home Country $20,000
Covers an illness/injury which occurs on an incidental trip home. You earn covered days at home at approximately five days per month of purchased coverage.
Waiver of Pre-existing Conditions
United States Residents outside the United States
WITH A PRIMARY HEALTH PLAN
Age 0-64 To the medical maximum
WITHOUT A PRIMARY HEALTH PLAN
Age 0-64 Up to $50,000 / Ages 65+ $2,500 Emergency services & assistance limit $25,000
Acute Onset of a Pre-existing Condition
Non-United States Residents in the United States
Age 0-69: $50,000
Age 70 & over: $10,000
Emergency services & assistance limit $25,000
Dental – Sudden Relief of Pain $250
Covers emergency treatment for relief of pain to sound natural teeth.
Dental – Accident Coverage Medical Maximum
Covers emergency dental treatment due to an accident.
EMERGENCY SERVICES AND ASSISTANCE
Emergency Medical Evacuation & Repatriation $1,000,000 (in addition to medical maximum)
If medically necessary, Seven Corners will:
- Transport you to the nearest appropriate medical facilities.
- Transport you home after an evacuation.
Emergency Medical Reunion Up to $200 per day / $100,000 maximum
If you require an emergency medical evacuation, Seven Corners will pay for one person of your choice to be at your side while you are hospitalized.
Return of Minor Children $100,000
If you’re traveling alone with minor children & are hospitalized due to a covered illness/injury, Seven Corners will transport the children home with an escort.
Return of Mortal Remains $100,000
Seven Corners will return your remains to your home country if you die while traveling (includes $5,000 for local burial/cremation).
Natural Disaster Evacuation $100,000
If you need an emergency evacuation due to a natural disaster which makes your host country location uninhabitable (as deemed by Seven Corners security personnel and as described in the plan document), Seven Corners will arrange and pay for:
- Evacuation from a safe departure point to the nearest safe location.
- Maximum of 3 days for accommodations related to lodging if you are delayed at the safe location.
- One-way economy airfare to return you to your home country following an evacuation.
Natural Disaster $250/day, 10-day limit
Seven Corners will pay for replacement accommodations needed because of a natural disaster. You must provide proof of payment for the accommodations from which you were displaced.
Political Evacuation & Repatriation $100,000
If a formal recommendation is made for you to leave the country, Seven Corners will transport you to your home country. This benefit will not apply if a formal Travel Warning was issued by the State Department, and you did not follow it.
Felonious Assault Benefit $20,000 (in addition to the medical maximum)
Pays benefits if you are injured as the result of a felonious assault while traveling.
Terrorism Medical Maximum
Covers medical expenses due to a terrorist act. (lifetime maximum)
AD&D IN LIAISON
Accidental Death & Dismemberment (AD&D)
Pays benefits for death, loss of limbs, or loss of sight due to an accident occurring on your trip.
$50,000 plan participant & travel companion; $10,000 child Aggregate limit of $250,000
for the total number of insureds on plan
Common Carrier Accidental Death
Pays death benefits due to an accident occurring on your trip while riding on a motorized land, sea, or air conveyance which transports passengers for hire.
$100,000 plan participant & travel companion; $20,000 child Aggregate limit of $250,000
for the total number of insureds on plan
LIASON TRIP DELAY/INTERRUPTION BENEFIT
Loss of Checked Luggage $50 per article, $1,000 per occurrence
Seven Corners will reimburse you for lost baggage and personal effects checked with a Common Carrier.
Interruption of Trip $10,000
We will reimburse you the cost of economy travel home if you cannot continue your trip due to an immediate family member’s death or because of damage to your residence (fire, flood, tornado, or other similar natural disaster).
Personal Liability $100,000
Seven Corners will pay for eligible court-entered judgments or settlements (settlements must be approved by Seven Corners) that are related to the personal liability you incur for acts, omissions, and other occurrences for losses or damages caused by your negligent acts or omissions that result in 1) injury to a third person; 2) damage or loss to a third person’s personal property; 3) damage or loss to a related third person’s personal property.
Hazardous Sports Medical Maximum
Feeling adventurous? With this option, you have coverage for bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining.
You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation