Premier Health is an international healthcare plan exclusively developed to provide comprehensive protection worldwide. This plan, administered by PA Group, is tailored to non-US residents in need of international coverage including the United States. Premier Health plan offers three comprehensive plan options to choose from that provide our insured the ability to obtain medical treatment where they choose worldwide.
Key Benefits – Premier Health international Insurance
- Guaranteed Renewability
- Worldwide coverage including the U.S.
- Maternity benefits and complication of pregnancy included
- Organ transplant
- Remote Second Medical Opinions and Patient concierge services
- Travel assistance included
- Deductible forgiveness for good claims history
- Waiver of premium payments upon the death of primary insured
- Optional Disability benefit for sickness and accident.
Hospital and Provider Networks
Inside the USA: Our network of providers in the United States is managed by UnitedHealthcare, which is a division of UnitedHealth Group, the largest most diversified healthcare company in the United States. It is also recognized as the top ranking company in the insurance and managed care sector by Fortune’s 2015 “World’s Most Admired Companies” list for 5 consecutive years. With a total workforce of more than 190,000 people worldwide, UnitedHealth Group serves people residing in all 50 states within the United States and in more than 125 countries. UnitedHealthcare’s network of providers includes 595,000 physicians and other healthcare professionals, and over 4,900 hospitals. In addition, their pharmaceutical management programs provide affordable access to drugs for more than 13 million people worldwide. Visit site →
Outside the USA: You may use any provider of your choice worldwide. Lyncpay, our third-party administrator, is continuously working towards growing its own network of Preferred Providers. Contracting the best medical providers around the world to establish a top-notch network of hospitals and doctors that offer our clients exclusive benefits and coverage. To get the latest list of preferred providers in your area, please send a request to [email protected].
NOTE 1: All Benefits are subject to Usual and Customary Reasonable (UCR).
NOTE 2: The benefits, coverage, and exclusions, listed herein are only a summary and are subject to the specific terms and conditions of the plan concerning eligible benefits, limitations, eligibility, and exclusions. Please refer to your Policy Wording for specific terms, conditions and other details concerning your benefits, limitations, eligibility, and exclusions.
NOTE 3: The following deductible options are not available in Brazil under “Secure”: $1,000 (In Country) / $2,000 (Worldwide) and $2,000 (In Country) / $3,000 (Worldwide) . NOTE 4: Benefits in United States out of network providers are payable at 70%.
Information is subject to change at any time. | All amounts are expressed in USD.
All benefits are subject to Usual, Customary and Reasonable (UCR) fees. The benefits, coverage, and exclusions listed herein are only a summary and are subject to the specific terms and conditions of the plan concerning eligible benefits, limitations, eligibility, and exclusions. Please refer to the Policy Wording for details. Penalties for the benefits payable under this plan may apply if the requirements are not met. Please refer to the section labeled Pre-Certification Requirements and Procedures in the plan’s Policy Wording. You must contact the pre-certification provider number listed on your identification card.
The following services require Pre-Certification: Hospitalization | Surgeries | Diagnostic Testing | Oncology Treatment | Repatriation of Mortal Remains | Therapy | Organ Transplant | Medical Air Evacuation / Air Ambulance | Rehabilitation | Home Health Care | Extended Care Facility – Failure to perform the pre-certification requirements within a minimum of 5 business days prior to the planned treatment of a non-emergency service or within 72 hours of an emergency service, will result in a penalty of 30% of the allowable charge for the entire episode of care. The penalty will not count toward the deductible or co-insurance as defined on the Certificate of Coverage. For Travel Assistance all notifications must be done within 24 hours of occurrence.
